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Skandinaviska Enskilda Banken AB (publ) (SVKEF) Q4 2025 Earnings Call Transcript

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Else Nutrition Holdings Inc. (BABY:CA) Q3 2025 Earnings Call Transcript

Skandinaviska Enskilda Banken AB (publ) (SVKEF) Q4 2025 Earnings Call January 29, 2026 1:45 AM EST

Company Participants

Johan Torgeby – President, CEO & Director
Christoffer Malmer – Chief Financial Officer

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Conference Call Participants

Namita Samtani – Barclays Bank PLC, Research Division
Magnus Andersson – ABG Sundal Collier Holding ASA, Research Division
Nicolas McBeath – DNB Carnegie, Research Division
Sofie Caroline Peterzens – Goldman Sachs Group, Inc., Research Division
Martin Ekstedt – Handelsbanken Capital Markets AB, Research Division
Markus Sandgren – Kepler Cheuvreux, Research Division
Riccardo Rovere – Mediobanca – Banca di credito finanziario S.p.A., Research Division
Shrey Srivastava – Citigroup Inc., Research Division

Presentation

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Operator

Good day, and thank you for standing by. Welcome to the SEB Financial Results Q4 2025 Conference Call. [Operator Instructions] Please be advised that today’s conference is being recorded.

I would now like to hand the conference over to your speaker to Johan Torgeby, CEO. Please go ahead.

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Johan Torgeby
President, CEO & Director

Good morning, everyone, and welcome to SEB’s financial results presentation for the full year of 2025 and Q4. I’ll take this opportunity before we go into the material just to mention a few highlights of 2025 that we are particularly proud about.

First, it is the very strong position in customer satisfaction surveys, not at least within financial institutions and corporate and investment banking. Even though we’re not at the very top of private banking, we still made a meaningful improvement.

Secondly, the employee engagement hit a new all-time high compared to our peers. We are now solidly placed in the top decile of happy employees within the financial industry. Also very constructive is to see our market position within CIB when it comes to league tables that we record a top level, particularly now as we’ve seen an activity pickup within this area.

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