Connect with us
DAPA Banner

NewsBeat

ADVICE COLUMN: Lanarkshire mortgage expert on reviewing your existing mortgage options

Published

on

Ipso logo

Most people Kevin speaks to have limited or no knowledge of what’s involved in getting a mortgage, and the steps an adviser will take to ensure everything runs smoothly.

Hello and welcome to this month’s column, where I talk all things mortgages.

Advertisement

Hopefully everyone managed to get through what feels like the longest month of the year, and you may now be looking to buy a new home or need to review your existing mortgage options in the coming months.

Most people we speak to have limited or no knowledge of what’s involved in getting a mortgage, and the steps an adviser will take to ensure everything runs smoothly.

Both factors are especially important, as ultimately, they result in your mortgage being approved and completed when you want it to.

I’ve put together a step-by-step guide on what to expect if you use a mortgage adviser to secure you the right deal. The process may differ slightly from adviser to adviser, but essentially, the end-to-end journey is similar in most cases.

Advertisement

The first step is to provide the broker firm with basic information about you, including what you’re looking to achieve (whether you’re a first time buyer, a homemover, or remortgaging), and your personal details (including your employment status, income, and current buying position).

You would then be booked in for appointment with a mortgage adviser, or transferred directly to speak with them. Face-to-face and telephone appointments tend to be the most common.

A mortgage adviser will then conduct an initial fact find. They’ll confirm and gather all the information required to submit a Decision In Principle (DIP), while also discussing your mortgage requirements in more detail.

READ MORE: ADVICE COLUMN: Lanarkshire mortgage expert with tips to secure your application

Advertisement

It’s important to have a note of balances and payments to any credit commitments, such as credit cards, loans, and car finance. This will help determine your affordability.

The adviser then completes their research, matching your affordability against different lender criteria.

A DIP is submitted to the relevant lender(s) that the adviser identifies as the most suitable option(s) available.

The lender performs a soft credit check which determines both your ability to borrow and the borrowing amount available. It’s important to note that soft credit checks don’t impact your credit rating.

Advertisement

The lender provides a provisional decision on the mortgage application, stating the amount they’re willing to lend in principle subject to a full application.

READ MORE: ADVICE COLUMN: Lanarkshire mortgage expert on help for first time buyers

If you’re buying a property, documents are generally requested once an offer has been accepted. For remortgage cases, documents are requested once a DIP is agreed and usually within six months of the current deal expiring.

The supporting documents required for the full mortgage application are requested (for example, proof of income, bank statements, and proof of deposit). Your adviser will confirm what is specifically required as part of your application.

Advertisement

Once all documents are received, they’re checked for things such as income and outgoings, and that the personal information matches the details previously obtained.

If all documents received are acceptable, an adviser will then book in a presentation (application) call, or a face-to-face meeting.

An adviser will finalise a detailed fact find and confirm their mortgage recommendation, including the interest rate and term for the mortgage.

READ MORE: ADVICE COLUMN: Lanarkshire expert on reviewing your mortgage options

Advertisement

The full mortgage application is submitted to the lender, and all supporting documents that they request will be uploaded.

The lender’s underwriting team will review the full application and all supporting documents to make a final decision.

They will also arrange a valuation of the property to assess its value. This would be done online or using a transcript of the Home Report. A new physical valuation can be completed if a Home Report isn’t available or can’t be used.

Your adviser will monitor the progress of the application to ensure any issues are addressed promptly, as well as maintaining communication with you on the progress of the case at regular intervals.

Advertisement

If fully approved, the lender will issue a formal ‘mortgage offer’ to you and your adviser.

READ MORE: ADVICE COLUMN: Q&A with Lanarkshire mortgage advisor Alison Foulds

At this point, your adviser usually books in and completes a protection review with you. This is where they’ll discuss protection options such as life and home insurance, tailoring their recommendations specifically to your needs.

This is the point of the journey where you take ownership of the property, and your new mortgage deal starts. Once all conditions have been met from the lending and legal perspectives, the mortgage funds are released, and the transaction is completed.

Advertisement

Hopefully this has provided you with some insight into what is involved during the mortgage process. The key thing to remember is that a mortgage adviser will be there for you every step of the way, making the experience as stress-free as possible for you. Thanks for reading, and see you all next month.

*Don’t miss the latest headlines from around Lanarkshire. Sign up to our newsletters here.

And did you know Lanarkshire Live had its own app? Download yours for free here.

READ MORE: ADVICE COLUMN: Lanarkshire mortgage expert on joint mortgages during divorce

Source link

Advertisement
Continue Reading
Click to comment

You must be logged in to post a comment Login

Leave a Reply

NewsBeat

Car crashes into bus in Edinburgh as emergency services race to scene

Published

on

Daily Record

Emergency services were called to Morningside Road in the capital after the alarm was raised at around 4.30pm on Wednesday.

A car has crashed into a bus in Edinburgh.

Advertisement

Emergency services were called to Morningside Road in the capital after the alarm was raised at around 4.30pm on Wednesday.

A white Dacia Stepway was involved in a collision with a Lothian Bus.

An image shared with Edinburgh Live showed the front of the Dacia and back of the Lothian Bus visibly damaged. Police could also be seen in attendance.

The crash took place opposite the M&S bus stop and it’s understood motorists were caught up in tailbacks in both directions as a result.

Advertisement

Edinburgh Travel News warned motorists to expect delays with a statement on X.

They said: “RTC restricting citybound Morningside Road at Morningside Park / M&S. 15mins drive time from Greenbank as at 4.40pm.”

Lothian Buses and Police Scotland were asked by Edinburgh Live for comment.

Get more Daily Record exclusives by signing up for free to Google’s preferred sources. Click HERE.

Advertisement

Source link

Continue Reading

NewsBeat

When is Red Nose Day 2026?

Published

on

Wales Online

Davina McCall will return to present the evening of entertainment joined by plenty of famous comedians

Each year since 1988 people across the UK celebrate Comic Relief’s Red Nose Day to raise money for the charity. The annual event takes place in March with celebrities and comedians taking part in challenges and one off specials.

Red Nose Day is one of the UK’s biggest fundraising events raising millions of pounds for vital causes affecting families across the UK and the world.

This year Red Nose Day falls on Friday, March 20, with the BBC holding a huge night of TV that will feature a variety of comedy sketches, live performances, surprise guests, and show-stopping musical acts. For the latest TV and showbiz gossip sign up to our newsletter.

Advertisement

The very first Red Nose Day was in 1988 and raised a massive £15m.

More than 30m people tuned in to watch the first sketches of Blackadder: The Cavalier Years and the Young Ones on University Challenge.

This year four of the UK’s most-watched digital creators are teaming up for the “ultimate debut performance” live on BBC One on Friday night.

Ayamé, Sarel, Specs Gonzalez and Victor Kundaare are forming The Creator Band.

Advertisement

Comic Relief: Funny for Money is live on BBC iPlayer and BBC One on Friday from 7pm and for the very first time will be streaming live on the official BBC YouTube channel.

Davina McCall will return to present the evening of entertainment joined by comedians like Katherine Ryan, Nick Mohammed, Joel Dommett, and Catherine Tate (as Nan from The Catherine Tate Show).

Source link

Advertisement
Continue Reading

NewsBeat

British teen, 14, escapes alleged hotel assault by jumping balcony in Spain

Published

on

Belfast Live

The incident happened in Costa del Sol in a room at a resort in Torremolinos, Spain

A teenage girl escaped a terrifying sexual assault by jumping from a hotel balcony.

The incident happened in Costa del Sol in a room at a resort in Torremolinos, Spain. Daily Star reports the 14-year-old girl is believed to have been drugged and sexually assaulted by three young men in the room.

Advertisement

On Saturday morning (March 14) she was held captive before making a brave attempt to escape, climbing from the terrace to an adjacent balcony according to police.

This occurring just hours after her concerned family reported her missing when she failed to return. A hotel employee is said to have heard the girl’s cries for help and promptly alerted emergency services, prompting a swift police response, the Sun reports.

The Spanish Eye reported that one individual has been arrested on suspicion of unlawful detention, issuing serious threats, sexual assault and drug offences, after allegedly threatening the girl with a knife and assaulting her.

Two others, including a minor, were arrested on suspicion of unlawful detention and public health offences, according to local reports. It’s alleged that the victim was coerced into taking drugs prior to the attack.

Advertisement

The nationalities of those involved have not been disclosed and the investigation into the incident is ongoing. This comes after a “wolf pack” targeted and raped a British teenager at a Magaluf hotel.

A group of seven French men and one Swiss man accepted prison sentences which added up to over 73 years for the horror crime. The men agreed to a plea deal with prosecutors in Spain just days before a trial into the gang rape of an 18-year-old British girl at the BH Mallorca, in the summer of 2023.

These horror men faced being jailed for up to 150 years if they were convicted at trial. This plea included the men admit to the horror crimes they committed at the Spanish hotel.

Advertisement

Want to see more of the stories you love from Belfast Live? Making us your preferred source on Google means you’ll get more of our exclusives… To add Belfast Live as a preferred source, simply click here.

Source link

Continue Reading

NewsBeat

Man jailed for forging thousands of fake university degrees

Published

on

Whitby sex offender given suspended prison sentence

David Grundy, 61, worked with his brother for more than a decade, making £900,000 and securing thousands of people around the world skilled jobs they were not qualified for.

In an investigation led by the National Trading Standards eCrime Team, hosted by City of York Council and North Yorkshire Council, the brothers were found to have advertised “high quality” and “flawless” certificates from universities across the globe.


Recommended reading:

Advertisement

The Court heard how Grundy, of Coton Avenue, Stafford, had used specialist equipment to create the fakes – some of which were sold for more than £1,000 each.

Trading Standards officers confirmed that at least 70 people in the UK were using the brothers’ services – which were customised to help people land places on higher education courses and jobs in engineering, occupational health and safety, teaching, accountancy, biomedical science and law.

Speaking about this, a spokesperson for City of York Council said: “Grundy was able to produce certificates for any purpose, with no concern given to the possible risks to employers or the public.

“In 2021, a Trading Standards investigation began and in December of that year a warrant was executed at Grundy’s home.

Advertisement

“Specialist equipment used to produce the counterfeit certificates was seized, including embossing stamps, holograms, high-grade paper and a laser engraver.

“A handwritten list containing almost 300 customer names was also recovered, offering a snapshot of the global customer base.” 

The Joint Council for Qualification (JCQ) had instructed solicitors to warn Grundy – demanding he stop making the fake certificates.

The Court heard how Grundy had ignored the formal warning.  

Advertisement

A JCQ spokesperson said: “JCQ welcomes today’s sentencing and was pleased to support this prosecution.

“Students work hard to achieve their qualifications, and teachers work hard to support them.

“Fake certificates undermine that effort and today’s outcome reflects how serious and unacceptable this activity is.”

Councillor Jenny Kent, Executive Member for Environment at City of York Council, added: “Mr Grundy’s actions were damaging and dishonest at every level, cheating everyone who studies hard and pays for genuine qualifications, and showing no regard for the public who should be able to trust that qualifications mean what they say.

Advertisement

“Thanks go to the dedicated National Trading Standards team for their work in achieving a successful prosecution.”

Grundy was sentenced to three years’ imprisonment on Friday (March 13) after pleading guilty to fraudulent trading at York Magistrate’s Court on September 4.

Source link

Advertisement
Continue Reading

NewsBeat

Liverpool vs Galatasaray LIVE: Champions League result, latest updates and fan reaction

Published

on

Liverpool vs Galatasaray LIVE: Champions League result, latest updates and fan reaction

Liverpool remain without Alexander Isak as Ibrahima Konate, Milos Kerkez, Mohamed Salah and Hugo Ekitike all return. The visitors won well at the weekend to strengthen their lead at the Super Lig summit, though are missing the likes of Davinson Sanchez and will have no fans at Anfield due to a UEFA ban. Follow Liverpool vs Galatasaray live below!

Source link

Continue Reading

NewsBeat

UConn teammates Sarah Strong and Azzi Fudd headline AP All-America first team

Published

on

UConn teammates Sarah Strong and Azzi Fudd headline AP All-America first team

Sarah Strong and Azzi Fudd helped UConn to an undefeated season heading into March Madness. The pair became the first teammates in six years to make The Associated Press All-America team.

It’s the 10th time that teammates have made the first team, seven of those involving UConn players. The last pair to achieve the feat was Oregon’s Sabrina Ionescu and Ruthy Hebard in 2020.

Strong and Fudd were joined by Vanderbilt’s Mikayla Blakes, UCLA’s Lauren Betts and Texas’ Madison Booker.

Strong was a unanimous choice from the 31-member national media panel that chooses the AP Top 25 each week. Blakes and Betts received all but two first-place votes.

Advertisement

Strong, who set numerous records as a freshmen for the Huskies, raised her game in her sophomore season, helping the No. 1 Huskies to a perfect record heading into the NCAA Tournament. She averaged 18.5 points and 7.6 rebounds a game and shot 60.1% from the field. Fudd was right behind her, with 17.7 points and 4.2 rebounds while shooting 43.6% from the 3-point line.

“I’m thrilled for Azzi and Sarah. They worked really hard this season and they’re great teammates,” UConn coach Geno Auriemma said. “It’s been a long time coming for Azzi. She’s worked through so many hardships in her time at UConn, and it’s great to see all her perseverance pay off.

“Sarah picked up where she left off last season and has been so consistently good and reliable for us. I’m happy for them individually, but I know it means a lot for them to get this accomplishment together as well.

Blakes has had a sensational sophomore season, leading the country in scoring with 27 points a game. She also averaged 4.4 assists and shot 45.8% from the field.

Advertisement

“Mikayla has cemented herself as one of the best players in the country as she continues to bring our team and program to new heights while staying laser-focused on winning,” Vanderbilt coach Shea Ralph said. “She continues to do everything our team needs to put us in position to be successful and has elevated her play all season long against the toughest competition in the country.”

Vanderbilt had one of the best seasons in school history behind Blakes, who became only the second first-team All-American ever for the Commodores, joining Chantelle Anderson in 2002.

“Mikayla has changed the trajectory of our program by making everyone around her better and by betting on herself to create a legacy here at Vanderbilt,” Ralph said. “She is both deserving and has earned being named first-team All-American, and we are so proud to be on this journey with her and so happy for her recognition!”

Betts averaged 18.5 points and 7.6 rebounds and shot 60.1% from the field for UCLA. It’s the second straight season the senior post player has earned first-team All-America honors. Last year she became the first Bruins player ever to receive that accolade.

Advertisement

“Lauren Betts is a generational player; she’s had incredible impact on the game. I’m not surprised for this honor, but I’m also thrilled for her and so excited for what she’s earned,” UCLA coach Cori Close said. “She’s been not only impactful on a on-court and individual level, but also on a team and program level. This is well deserved for Lauren.”

Booker earned first-team All-America honors for the second consecutive season. She averaged 18.9 points and 6.5 rebounds and shot 51.6% from the field. The junior wing helped the Longhorns win the SEC Tournament with a victory over South Carolina in the title game.

“She has the vision and passing skills of a point guard. She enjoys the pass and the assist as much as the bucket,” Texas coach Vic Schaefer said. “She can score at all three levels, but her ability to rise above the defense, create space and get her shot off is what sets her apart from everyone else. Her work ethic and investment in her game is elite. She sees the game and understands the game like a 15-year pro.”

Strong, Betts, Booker, Hannah Hidalgo and Ta’Niya Latson were all on the preseason All-America team.

Advertisement

Second team

The AP second team was headlined by Notre Dame’s Hannah Hidalgo, a member of the first team in her first two seasons. She was joined by South Carolina’s Joyce Edwards, TCU’s Olivia Miles, Iowa State’s Audi Crooks and Ohio State’s Jaloni Cambridge.

Third team

The AP third team was LSU’s Flau’Jae Johnson, Michigan’s Olivia Olson, UCLA’s Kiki Rice, Duke’s Toby Fournier and South Carolina’s Raven Johnson.

Honorable mention

Clara Strack of Kentucky, Rori Harmon of Texas and Cotie McMahon of Mississippi were the leading vote getters among players who didn’t make the three All-America teams. Players earned honorable-mention status if they appeared on one of the ballots.

___

Advertisement

AP March Madness bracket: https://apnews.com/hub/ncaa-womens-bracket and coverage: https://apnews.com/hub/march-madness

Source link

Advertisement
Continue Reading

NewsBeat

Newscast – (Another) Labour Leadership Challenge?

Published

on

Newscast - Epstein Files: New Mandelson and Andrew Allegations

Available for over a year

Today, Angela Rayner has reignited Labour leader speculation with a speech in Westminster.

The former deputy prime minister told a room at a Westminster pub that Labour is “running out of time”.

Adam and Chris discuss this, and mixed messages coming out of the White House about the effectiveness of Operation Epic Fury with Chief North America Correspondent Gary O’Donoghue.

Advertisement

You can now listen to Newscast on a smart speaker. If you want to listen, just say “Ask BBC Sounds to play Newscast”. It works on most smart speakers.

You can join our Newscast online community here: https://bbc.in/newscastdiscord

Get in touch with Newscast by emailing newscast@bbc.co.uk or send us a WhatsApp on +44 0330 123 9480.

New episodes released every day. If you’re in the UK, for more News and Current Affairs podcasts from the BBC, listen on BBC Sounds: https://bbc.in/4guXgXd

Advertisement

Newscast brings you daily analysis of the latest political news stories from the BBC. The presenter was Adam Fleming. It was made by Jack Maclaren with Shiler Mahmoudi. The social producer was Joe Wilkinson. The technical producer was James Piper. The assistant editor is Chris Gray. The senior news editor is Sam Bonham.

Programme Website

Source link

Continue Reading

NewsBeat

Liverpool’s path to Champions League final crystal clear after Galatasaray thrashing

Published

on

Daily Mirror

Liverpool stamped their place in the quarter-finals of the Champions League on Wednesday with a dominant display over Galatasaray at Anfield, and their route to May’s final is now crystal clear

Liverpool will face PSG in the quarter-finals of the Champions League following a trouncing triumph against Galatasaray on Wednesday evening. The Reds headed into the clash at Anfield with a 1-0 deficit to overcome from last week’s reverse at Rams Park.

In that match, Mario Lemina made the difference with his seventh-minute strike. Down but never out, Arne Slot’s side emerged in front of the Kop in fighting fashion, and it didn’t take Liverpool long to open the scoring.

Dominic Szoboszlai struck first, 25 minutes into play via a well-worked corner – bursting into the box unmarked as the ball was whipped in hard and low before steering it goalward. Mohamed Salah then had an opportunity to make it 2-0 on the night from the penalty spot when Szoboszlai was brought down in the area by Ismail Jakobs.

Advertisement

However, the Egyptian failed to beat Ugurcan Cakir from 12 yards, rolling the ball down the middle with the Turkish shot stopper denying Salah with his feet. Attacking the Kop for the second-half, Hugo Ekitike doubled Liverpool’s tally for the night 51 minutes in.

Salah atoned for his earlier error by picking out the French forward at the back stick, leaving the 23-year-old with little work as he slotted the ball Cakir from point blank range. The floodgates well and truly opened soon after, with Ryan Gravenberch finding the back of the net just two minutes later, thumping home a rebounded effort from Salah inside the area.

Wilfried Singo suffered a nightmare soon after the third goal, as he accidentally steered Jeremie Frimpong’s cross into his own net. However, Galatasaray fans worldwide were left breathing a sigh of relief when Frimpong was deemed offside in the build-up, as the score remained at 3-0 on the night and 3-1 on aggregate.

However, it didn’t take Liverpool to finally find a fantastic fourth, Salah cutting in on his favoured left foot, playing a cute one-two with Florian Wirtz and curling into the corner with 62 minutes on the clock.

Advertisement

FOLLOW OUR LIVERPOOL FB PAGE! Latest Reds news and more on our dedicated Facebook page

While Liverpool haven’t finished the job just yet, it seems as though they will make their way into the quarter-finals of the Champions League with a convincing victory over Galatasaray – the game surely too far gone for Okan Buruk’s side to respond.

As things stand, Liverpool will take on Paris Saint-Germain at the Parc des Princes come Tuesday, April 7 in the first leg of the quarter-finals. An all-decisive reverse will then take place at Anfield a week later.

It comes after Les Parisiens enjoyed a 3-0 rout of Chelsea at Stamford Bridge on Tuesday evening, Kvicha Kvaratskhelia, Bradley Barcola and Senny Mayulu making their way onto the scoresheet in that fixture which took the aggregate to 8-2 in PSG’s favour following a 5-2 thrashing in the French capital last week.

Advertisement

Should Liverpool see an aggregate win over the Ligue 1 titans over two legs, they will then face either Real Madrid or Bayern Munich in the semis. A win there would set them up against Sporting CP, Arsenal, Barcelona or Atletico Madrid in May’s final, dependent on who progresses through that half of the Champions League draw.

There will be more to follow on this breaking news story and Mirror Sport will bring you the very latest updates, pictures and video as soon as possible.

Please check back regularly for updates on this developing story.

Follow us on Google News, Flipboard, Apple News, Twitter, Facebook or visit The Mirror homepage.

Advertisement

Join our new WhatsApp community and receive your daily dose of Mirror Football content. We also treat our community members to special offers, promotions, and adverts from us and our partners. If you don’t like our community, you can check out any time you like. If you’re curious, you can read our Privacy Notice.

Watch Liverpool vs Galatasaray on TNT Sports

This article contains affiliate links, we will receive a commission on any sales we generate from it. Learn more
Content Image

£30.99

TNT Sports

Get TNT Sports here

Liverpool have reached the UEFA Champions League round of 16 where they face Galatasaray on March 18. Fans can watch the game on the TNT Sports Prime Video channel.

Advertisement

Source link

Continue Reading

NewsBeat

Joleon Lescott makes Arsenal claim after Barcelona thrash Newcastle in Champions League | Football

Published

on

Joleon Lescott makes Arsenal claim after Barcelona thrash Newcastle in Champions League | Football
Former Premier League winner Joleon Lescott (Picture: Getty)

Joleon Lescott believes Arsenal will still prove too much for Barcelona should the two sides meet in the Champions League semi-finals.

Barcelona joined Arsenal in the quarter-finals after a rampant attacking display saw them thrash Newcastle United 7-2 in their second leg at Camp Nou.

Hansi Flick’s side scored three goals in a blistering 16-minute spell at the start of the second half, eventually knocking out their Premier League opposition 8-3 on aggregate.

The Catalan giants will now play the winner of Atletico Madrid versus Tottenham in the quarter-finals, while Arsenal will take on Sporting Lisbon for a spot on the final four.

Advertisement

But former Manchester City defender Lescott believes that Arsenal would be a considerable ‘problem’ for Barca should both sides meet in the semi-finals in what would be a repeat of the 2006 final.

Asked to rate Barcelona’s chances in this year’s competition, Lescott told TNT Sports: ‘I wouldn’t say so just because of the way they defend.

‘I think a more compact team like Arsenal, and with the offensive talent that they have, I think will cause Barca a lot of problems because I still think there are frailties in their defensive line.

Your football fix

Metro‘s Head of Sport James Goldman delivers punchy analysis, transfer talk and his take on the week’s biggest stories direct to your inbox every week.

Advertisement

Sign up here, it’s an open goal.

FC Barcelona v Newcastle United FC - UEFA Champions League 2025/26 Round of 16 Second Leg
Barcelona cruised past Newcastle with an 8-3 aggregate win (Picture: Getty)

‘But yes, when they play like this, especially as long as it’s two legs, and how exciting they are and how dominant they are at home, they’ve got a chance.’

Newcastle, meanwhile, were made to pay for a sloppy start to the second half, with Shay Given calling into question the gung-ho approach from ddie Howe’s side.

Advertisement

‘I think in the cold light of day, when Eddie looks back, I think just frustrating,’ Given said.

Arsenal FC v Bayer 04 Leverkusen - UEFA Champions League 2025/26 Round of 16 Second Leg
Mikel Arteta’s Arsenal could await Barca in the semis (Picture: Getty)

Champions League quarter-final draw

Paris Saint-Germain vs Galatasaray or Liverpool

Real Madrid vs Atalanta or Bayern Munich

Barcelona vs Atletico Madrid or Tottenham

Sporting CP vs Arsenal

Advertisement

‘I think the fourth goal came in the 51st minute but we said at half-time, Newcastle don’t have to go out and press them all ovr the pitch and get picked off.

‘I think they had to be more settled in the second half and be more defensive and frustrate them and quiet this crowd down.

Advertisement

‘Don’t jump out of your positions too much, but the fourth goal comes along and it’s game over at that point, and then it’s just getting picked off for fun because Barcelona really stepped it up in the second half.

‘We are on the pitch level and the speed to move the ball, the movement, the rotations all over the pitch – they are a top team going forward.’

Reflecting after the game, Howe side: ‘Tough way to go out. Really strange to sum that up. First half we were excellent, albeit both halves we didn’t defend properly in key areas. In the second half we weren’t as good.

‘Psychologically, it was a tough one for the lads. They had that penalty right before half-time and scored quite quickly after half-time and psychologically, we didn’t recover.’

Advertisement

For more stories like this, check our sport page.

Follow Metro Sport for the latest news on
FacebookTwitter and Instagram
.

Advertisement

Source link

Advertisement
Continue Reading

NewsBeat

Durham council action plan welcomed after external review

Published

on

Durham council action plan welcomed after external review

An external review of the local authority praised its financial stability and performance, highlighting the “strong and unified culture” among councillors and staff. 

The Corporate Peer Challenge, conducted by the Local Government Association (LGA) last year, identified “strong strategic direction and stability” within the new administration after Reform UK gained overall control of the local authority at the May 2025 local elections.

Council officials have now set out an action plan for continuous improvement following the positive review. 

Advertisement

Andrew Husband, council leader, said: “Being a new administration, it would have been easy for us to defer the inspection, but we didn’t. 

“If we are to make continuous improvements, the views of senior officers and cabinet members from other authorities are important to hear.”

The council’s partnership working and commitment to community engagement were also praised. 

Among several recommendations, the LGA urged the council to establish a comprehensive transformation programme to address the budget gap and drive sustainable change, and develop a refreshed digital strategy. 

Advertisement

The review also called on the authority to “further develop the council’s place leadership as part of the North East Combined Authority and County Durham Vision 2035” and “recognise and demonstrate the council’s leadership role in promoting social cohesion across the entire community.”

Cabinet members were told that around 92 per cent of actions are already underway or complete, with work ongoing to implement the others. 

The challenge process is designed to support local councils in improving their performance and governance. Officers from the LGA interviewed more than 100 council representatives, including councillors, officers and staff, during the review in October 2025.

Darren Grimes, deputy leader, told a cabinet meeting: “We have already come a long way since October, and I have no doubt that when we get the follow-up review later this year, we will have made even more progress and that will be acknowledged by the peer team. 

Advertisement

“Some of the actions are straightforward and already addressed, but others are whole council actions that require us to build on that unified culture identified by our peers and work together to deliver the outcomes that the people of County Durham deserve. 

“We have all played our part in getting the council to where it is today. And what’s more, we have all had a part to play in what happens next and how we achieve continuous improvement.”

A progress review will take place later this year to assess the council’s implementation of the recommendations.

Did you know, you can make The Northern Echo your preferred source of County Durham and Darlington news in Google?

Advertisement

This means more breaking news, leisure exclusives, and the latest must read stories from your area. 

Here’s what it means for you and how you can do it.

Source link

Advertisement
Continue Reading

Trending

Copyright © 2025