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Mortgage Broker, Real Estate Agent, and Insurance Professional

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Mortgage Broker, Real Estate Agent, and Insurance Professional

Mohit Seth is a seasoned finance expert and the founder of MAAK Finance Ltd., a mortgage practice known for its clear, client-focused advice.

Based in Canada, Mohit works as a Mortgage Broker, Real Estate Agent, and Insurance Professional, offering a well-rounded perspective on property financing and financial protection.

Originally from Lucknow, India, Mohit earned a Master’s in Mathematics before moving to Delhi to complete a Master’s in Finance. These academic foundations gave him a sharp, analytical approach to decision-making. He began his career at ICICI Bank, where he rose quickly through the ranks. He later moved to Canada and joined TD Canada Trust, where he worked as a Small Business Advisor, earning top-performer honours across the Prairie region.

In 2014, Mohit shifted to mortgage brokering, and by 2022 he launched his own independent firm. His work spans residential and commercial mortgages, and he often helps first-time buyers, property investors, and small business owners find smart, long-term solutions. His knowledge of banking, real estate, and insurance allows him to offer end-to-end advice, tailored to individual needs.

Clients trust Mohit Seth for his calm, methodical approach and his commitment to explaining things clearly. “There’s no such thing as a bad question,” he often says.

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Outside of work, he enjoys reading about markets, staying active, and spending time with family. Mohit is also a quiet supporter of community causes and financial education.

Q&A:

What led you into the world of finance?

I’ve always enjoyed problem-solving. I studied mathematics first—it taught me how to approach things logically. Later, I added a Master’s degree in finance to better understand how the world works in real terms. That mix of theory and application was a good fit for banking. I started with ICICI Bank in India and worked my way up.

What were those early years in banking like?

Fast-paced. ICICI taught me a lot. I began as a Loans Manager and eventually became a Cluster Manager. I handled credit, risk, and client relationships across branches. It was very hands-on. I remember once helping a small business owner restructure his loan when his inventory was hit by flooding. It wasn’t just about numbers—it was about listening, finding options, and helping someone stay afloat.

When did you move to Canada?

In 2009. I wanted to broaden my horizons. I joined TD Canada Trust and worked as a Financial Advisor, then a Small Business Advisor. That gave me a chance to understand a whole new market. I learned quickly that trust matters here even more. Clients wanted transparency and someone who could break things down simply.

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What did you enjoy most about working with clients directly?

Seeing them succeed. Especially first-time homebuyers or small business owners. When I was at TD, I was lucky to be ranked among the top 20 investment consultants in the Prairie Region. But it was always the client calls later—when someone moved into their new place or expanded their business—that meant the most.

What made you shift into mortgages and self-employment?

By 2014, I wanted to offer more than what the banks allowed. At Mortgage Alliance, and now independently with MAAK Finance, I can source options from across lenders. I’m not tied to one product. That lets me focus on solutions that actually fit the person sitting across from me. A good mortgage isn’t about the rate alone—it’s about the right structure for the life someone’s building.

What does a typical client interaction look like for you now?

First, I listen. I ask a lot of questions. People often come in thinking they know what they need. But sometimes they’re reacting to what a friend said or something they saw online. My job is to get a full picture—income, goals, comfort level—and then build from there.

You’re also licensed in real estate and insurance. Why wear so many hats?

Because life doesn’t happen in silos. Someone buying a home usually needs financing. They might also need mortgage protection or life insurance. Sometimes they’re also selling a property or investing in another. Being able to offer support across all of that makes the process smoother for them—and more complete.

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What’s changed in the industry since you started?

Access to information. Clients do a lot of research now, which is great. But it also means more confusion. There are online calculators that aren’t accurate, outdated advice, and one-size-fits-all ideas being treated like rules. My role has shifted toward helping people interpret and apply what actually matters to their case.

What’s something people often overlook when it comes to financing?

Preparation. I always tell clients to review their credit reports, organise documents, and understand their affordability range before falling in love with a home. It saves disappointment. Also, people forget that lending rules vary across lenders—even slightly—so working with someone who understands the full landscape can make a big difference.

What’s a recent professional moment you’re proud of?

Helping a family navigate a complex refinance during a tough time. They were between jobs, had growing children, and needed flexibility. We found a structure that gave them breathing room. Later, they told me it helped them avoid selling the house. That kind of impact sticks with you.

Outside of work, what keeps you grounded?

Reading. I like finance books and global economic trends. I also walk a lot—it clears my head. And spending time with my family. My children help me see things simply again. That’s helpful in this line of work.

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You’ve received multiple awards over the years—how do you define success now?

Consistency. Not every deal is big. But if you show up, communicate clearly, and deliver on your word, people remember. Many of my clients have come through referrals or returned after years. That kind of trust is earned day by day.

What advice would you give to someone entering this industry?

Keep learning. Stay humble. And never assume two clients are the same—even if their numbers are. This is a people-first business.

Final Thoughts

Mohit Seth’s approach is built on substance. With over a decade of banking experience, deep academic training, and a multi-licensed practice, he brings both range and rigour to every client interaction. As finance evolves, so does he—always listening, always learning, and always focused on what matters most to the people he serves.

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C3.ai executive chairman Siebel sells $298k in shares

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C3.ai executive chairman Siebel sells $298k in shares

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Silicon Motion earnings matched, revenue topped estimates

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Silicon Motion earnings matched, revenue topped estimates

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Cattle Supply Crunch Weighs on Profit at Tyson Foods

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Patrick Thomas hedcut

For the three months ended Dec. 27, profit totaled $85 million.

That was down 76% from a year ago and lower than Wall Street analysts expected, according to FactSet.

Quarterly sales rose 5% to $14.31 billion, beating forecasts.

On an adjusted basis, Tyson earned 97 cents a share, outpacing analysts’ expectations.

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The quarterly loss in the beef division widened to $319 million, from $26 million a year earlier. Beef prices rose about 17%, while sales volumes fell 7%.

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McDonald’s offers McNugget caviar kits in free Valentine’s Day giveaway

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McDonald's offers McNugget caviar kits in free Valentine's Day giveaway

McDonald’s is launching a limited-edition giveaway ahead of Valentine’s Day that pairs one of its most recognizable menu items with a traditionally high-end product: caviar.

The fast-food chain announced Monday in a release that it will offer McNugget Caviar kits through an online-only drop at McNuggetCaviar.com.

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The kits will be available free of charge while supplies last and will not be sold in McDonald’s restaurants.

The promotion marks McDonald’s first collaboration with Paramount Caviar, a U.S.-based caviar supplier known for serving Michelin-starred restaurants and luxury hotels, the company said in a press release.

MCDONALD’S BETS ON GIANT BURGERS, SECRET MENUS AND NOSTALGIA, WITH US ROLLOUT STILL UNCERTAIN

An exterior view of a McDonald's fast food restaurant.

McDonald’s is collaborating with Paramount Caviar for a limited-edition giveaway for Valentine’s Day. (Paul Weaver/SOPA Images/LightRocket / Getty Images)

Each kit includes a 1-ounce tin of Baerii Sturgeon caviar labeled as McNugget Caviar, a $25 Arch Card redeemable toward Chicken McNuggets, crème fraîche and a Mother-of-Pearl caviar spoon.

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CHICK-FIL-A’S NEW FROSTED SODAS, RETRO CUPS SPARK BUZZ AND QUESTIONS FROM FANS AND WORKERS

Caviar and McNuggets

McDonald’s announced a free Valentine’s Day promotion combining Chicken McNuggets with premium caviar in limited kits available online starting February 10 at 11 a.m. ET. (McDonald’s)

McDonald’s did not say how many kits will be available but said quantities are limited and expected to go quickly once the drop opens at 11 a.m. ET on Feb. 10.

Paramount Caviar, founded in 1991, has built its reputation on sustainably sourced caviar and has expanded from the professional culinary market to direct-to-consumer offerings, according to the company.

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McNugget caviar kit

Fast-food giant teams up with Paramount Caviar to offer free kits starting Feb. 10 through an online-only drop. (McDonald’s)

“The crispy, golden goodness of our signature McNuggets and the salty, savory, black pearls of Paramount’s Baerii Sturgeon caviar make for a true match made in heaven for the special occasions in life,” the press release stated.

“McNugget® Caviar was created because of our customers,” a McDonald’s spokesperson said in a statement to FOX Business.

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“They’ve been pairing Chicken McNuggets with caviar long before we made it official,” they continued. “We know our fans want to enjoy elevated experiences without the price tag, so we want to treat them to something special — completely on us.”

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ArcBest: Increasingly Confident On Earnings Growth Acceleration (NASDAQ:ARCB)

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ArcBest: Increasingly Confident On Earnings Growth Acceleration (NASDAQ:ARCB)

This article was written by

I’m a passionate investor with a strong foundation in fundamental analysis and a keen eye for identifying undervalued companies with long-term growth potential. My investment approach is a blend of value investing principles and a focus on long-term growth. I believe in buying quality companies at a discount to their intrinsic value and holding them for the long haul, allowing them to compound their earnings and shareholder returns.

Analyst’s Disclosure: I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.

Seeking Alpha’s Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.

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Sun shines on Waaree Energies as tariff clouds clear

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Sun shines on Waaree Energies as tariff clouds clear
Shares of Waaree Energies, the country’s largest solar module manufacturer, have surged nearly 28% over the past two weeks, including an 11% jump on Tuesday, after India and the US agreed to a trade deal. The rebound has narrowed the stock’s three-month decline to 10%. The US contributed 15–20% of Waaree’s revenue in the December 2025 quarter compared with 57% in the March 2024 quarter. With tariffs now set to ease, the company’s exports to the US have significant room to recover.

Apart from the trade deal, investors have reacted positively to the company’s strong third-quarter results. The management expects to exceed its earlier guidance for operating profit before depreciation and amortisation (Ebitda) of ₹5,500–6,000 crore for FY26, backed by robust execution and expanding order book.

Screenshot 2026-02-04 070512ET Bureau

As part of its backward-integration strategy, the company is setting up a 10 Gigawatt (GW) ingot and wafer facility and expanding cell capacity by another 10GW, both targeted to be operational by FY27. This will give it a fully integrated solar value chain covering polysilicon, ingots, wafers, cells and modules, reducing dependence on imports and improving margins.

The company’s order book grew 28% sequentially to ₹60,000 crore in the December quarter, supported by an order pipeline exceeding 100 GW that provides multi-quarter revenue visibility. Around 65% of the order book is international, while domestic orders are increasingly skewed towards highermargin segments, including domestic content requirement (DCR) modules, which are solar panels manufactured in India using locally sourced components and command a pricing premium.

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The company also plans to expand into related areas such as battery energy storage systems (BESS), inverters, and green hydrogen. It is setting up a 20-gigawatt-hour BESS manufacturing facility that is expected to be ready by FY28. In the December quarter, it raised around ₹1,000 crore in equity to fund lithium-ion cell and battery-pack plant.
In green hydrogen, the company intends to build a 1GW electrolyser manufacturing facility supported by production-linked incentives of ₹444 crore. The project, with planned capital expenditure of ₹676 crore, is expected to be commissioned by FY27.To comply with US non-Chinese sourcing requirements, the company has invested $30 million in an Oman-based polysilicon facility, with production expected to begin in the current quarter. This is expected to give it a fully traceable, non-Chinese supply chain, a key differentiator for its US expansion.

For the Dember quarter, the company posted its highest-ever consolidated revenue of ₹7,565 crore, doubling year-on-year, while Ebitda surged threefold to ₹1,928 crore. Module production rose by 94% to reach a record 3.5GW and cell output touched 0.75GW from a near-zero base.

Following strong quarterly performance, PL Capital has raised the earnings estimate by 5.7% and 1.2% for FY27 and FY28 respectively. The broking firm has maintained a ‘Buy’ rating on the stock with a higher target price of ₹3,600 compared with ₹4,084 earlier implying an FY28 expected price-earnings (P/E) multiple of 21.

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Siemens Energy to invest $1B in US power grid and turbine manufacturing

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Siemens Energy to invest $1B in US power grid and turbine manufacturing

Siemens Energy said Tuesday it will invest $1 billion to expand power grid and gas turbine manufacturing in the United States as rising electricity demand from data centers and artificial intelligence strains the nation’s energy infrastructure.

“The U.S. is the hottest electricity market at the moment in the world,” CEO Christian Bruch said in an interview, Bloomberg News reported. “The Trump Administration’s push for data centers and speeding that up” is helping to drive demand. 

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The investment is expected to create more than 1,500 highly skilled jobs across manufacturing, engineering and operations as Siemens Energy increases production capacity and workforce levels in the U.S.

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CEO of Siemens Energy

Christian Bruch, CEO of Siemens Energy, speaks during the groundbreaking ceremony at the Siemens Energy transformer plant. (Daniel Karmann/picture alliance via Getty Images)

Bruch’s comments echo President Donald Trump, who repeatedly has described America as “hot” and the “hottest country in the world” under his second term as part of an ongoing sharp rebuke of the Biden administration and its various foreign and economic policies that Trump claims stifled American growth and hobbled the nation’s standing on the world stage. 

The Siemens deal will lead to benefit at least six states specifically, Fox News Digital learned, with hiring concentrated in the southeast United States. 

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“This massive investment underscores President Trump’s commitment to reshore American manufacturing, create high-skilled jobs for American workers, and secure our power grid as electricity demand continues to grow,” White House spokeswoman Taylor Rogers told Fox News Digital of the investment. “Together, President Trump and private partners are working to make America wealthy and energy dominant again.”

In Mississippi’s Greater Richland area, the company plans a new high-voltage switchgear facility with a training center and up to 300 new hires. North Carolina is slated for the biggest job lift — about 500 roles across Charlotte, Winston-Salem and Raleigh — as turbine manufacturing resumes in Charlotte, parts production expands in Winston-Salem, North Carolina, and grid engineering, project execution and R&D grow in Raleigh, North Carolina. 

Alabama, Florida, Texas and New York also are expected to benefit from the deal, including upgrading facilities that manufacture and service equipment used to move gas and liquids through pipelines in the Empire State. 

Interior Secretary Doug Burgum, who chairs Trump’s National Energy Dominance Council, called the investment “tremendous” as the administration locks down an expanded supply chain that simultaneously brings manufacturing and jobs back to U.S. soil. 

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“We appreciate great partners like Siemens Energy, who proactively partner with the Trump administration for the benefit of the American people, prioritizing critical components to make the United States Energy Dominant!” Burgum said. 

The move comes as major technology companies pour hundreds of billions of dollars into new U.S. data centers, driving a sharp increase in electricity demand that utilities say the country’s aging power grid was not designed to handle.

Government reports have warned that data centers could account for as much as 12% of U.S. electricity demand within two years, nearly triple their share in 2024.

“Siemens Energy has been making things in the United States for more than a century, and we are experiencing a once-in-a-generation growth opportunity driven by the resurgence of U.S. manufacturing and the expansion of artificial intelligence,” Siemens Energy CEO Christian Bruch said in a statement.

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Power lines in Florida Everglades in September

Power lines on Sept. 28, 2023, in the Everglades, Florida. (Joe Raedle/Getty Images)

Surging power needs tied to large technology projects have fueled a wave of deals aimed at adding new generation and grid capacity, though supply-chain constraints, lengthy permitting timelines and regulatory hurdles continue to slow those efforts.

Siemens Energy said the $1 billion U.S. investment is part of a broader $7 billion global expansion plan and includes targeted upgrades at existing American facilities, as well as construction of a new grid-equipment factory in Mississippi.

Siemens Energy transformer plant

“Siemens Energy” written on a steel girder on which a power transformer stands. (Daniel Karmann/picture alliance via Getty Images)

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The expansion is expected to increase Siemens Energy’s global production capacity for large gas turbines by roughly 20%.

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Dow Jones And U.S. Index Outlook: Major Rotation Flows And Drops

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Dow Jones And U.S. Index Outlook: Major Rotation Flows And Drops

MarketPulse is an award-winning industry analysis and news site service created by OANDA Business Information & Services, Inc. Covering forex, commodities, global indices and more, our goal is to give timely, relevant and informative commentary on major macroeconomic trends, technical analysis and worldwide events impacting the industry.

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The Chinese planemaker taking on Boeing and Airbus

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The Chinese planemaker taking on Boeing and Airbus

Comac’s passenger jet is attracting customers in South East Asia where demand for affordable aircraft is growing.

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Pinterest chief content officer Malik sells $50k in shares

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Pinterest chief content officer Malik sells $50k in shares

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