Money
Major TV streaming platform to charge up to £60 more if you share your account following Netflix – what you need to know
A MAJOR TV streaming platform has begun charging users £60 extra a year to share their accounts.
Disney+ has followed in the footsteps of streaming giant Netflix and begun charging for password sharing.
If you share your Disney+ account with friends or family who don’t live with you, you’ll now need to pay up to £4.99 a month.
Over a year that adds up to a whopping £60 extra – on top of the fee you already pay for an account.
The platform will be able to check where you’re accessing it from, automatically setting up a “household” for the account based on the devices you use and where your primary residence is.
If you log in while you’re away from home, you’ll need to verify your account using a one-time passcode sent to your email.
If you do want to share the account with someone else you’ll need to buy a separate “extra member” profile.
On top of your base price, it’ll cost £3.99 a month if you have a “standard with ads” plan and £4.99 a month if you’ve got a standard or premium plan.
It’s important to note that you won’t be charged automatically if you’re sharing your account right now.
You’ll need to buy the extra profile proactively, although it’s not yet clear if or how Disney+ will enforce the new policy.
For example, it may start locking you out if you’re not the account holder.
Sun Money has contacted Disney+ and will update this story when we hear back.
What we do know is that you can only buy one extra member add-on per account.
The extra member will only be able to stream on one device at a time, but will otherwise be able to watch the same content as the main account holder.
If you want to buy the add-on you’ll need to head to your account and set it up in the billing section.
It comes after Netflix banned viewers who don’t live under the same roof as the primary account holder from streaming content last year.
Under the new rules, Netflix charges users wanting to share an account £4.99 per month, which costs the same as having your own ad-based subscription.
How to save on your Disney+ subscription
If you’re looking for ways to combat the new charge, you can save on your subscription in other ways.
Lloyds Bank’s Club Lloyds account gives you 12 months’ Disney+ standard with ads streaming for free – it’s normally £4.99 a month, £59.88 for a year.
The account is fee-free as long as you meet the £2,000 a month minimum pay-in – there’s a £3 a month fee if you don’t.
Or, if you have a Tesco Clubcard with enough points, you can use your Clubcard vouchers to get 50% off a three-month Disney+ subscription.
Although, this only works with standard with ads and standard subscriptions.
When you swap your vouchers, you’ll get a code that’s valid until May 1, 2025, so if you’re an existing Disney+ subscriber you can wait till your current plan expires, and then use the code.
How to cancel your Disney+ subscription
If you’re unhappy with the changes to your subscription you can cancel anytime by following these simple steps.
It’s important to note though that if you cancel, you won’t be able to watch TV shows or any other content through the streaming platform.
You can cancel at any time and there is no fee to leave.
Start by logging into your Disney+ account online.
Then click the Manage Account button which can be found in the top corner of the screen.
From the plans and billing section, click on your subscription. Then, click cancel subscription and follow the last few steps to confirm.
Do bear in mind, that if you cancel halfway through your billing cycle, you’ll still be able to use the account until your next payment date.
How to save on subscriptions
MILLIONS of households across the UK are looking for ways to cut back on their spending and easy swaps can make a big difference.
Pay annually rather than monthly
Sometimes it can seem daunting to pay for a whole year’s subscription all at once.
But if you know you’re going to stick with the service, it can save you money to pay in one lump sum.
Rotate monthly subscriptions
If you have multiple TV and film subscriptions, you could save money by rotating what you pay for each month.
If you’re signed up for everything, you could be forking out a fortune
But each service allows users who pay monthly to cancel their subscription at any point with no fee.
So if you can plan what you want to watch, you could alternate which service you’re signed up to and save.
If you currently have all four services and switch to picking just one a month you could save hundreds of pounds.
Do your research and compare prices
With so many streaming options, it’s easy to lose track of which film and series are available on each.
But there’s no point paying for a subscription if it’s not got anything binge-worthy on offer for you.
If there’s a specific programme you want to watch, one tip is to research which platforms have it and choose that one.
If it’s on multiple platforms, check to see which one is cheaper.
Check for bundle deals too – some mobile phone providers offer free extras with contracts.
For example, Vodafone offers up to 24 months of Amazon prime, Spotify or YouTube Premium with certain pay monthly deals.
Calculate if it’s really worth the money
How often do you actually use your subscription?
If it’s only a few times a month, it might not be worth having them.
Make the most of free trials
Streaming services often let you try before you commit, and will give you one month for free.
Spotify, Apple Music, Tidal, Amazon Music Unlimited and YouTube Premium all currently give new users a one-month free trial, according to Which?
It’s worth taking advantage of this free period to work out if you’re actually going to use a service enough to justify paying for it.
Be sure to put the date in your diary that the trial ends so you don’t accidentally end up signing up and paying for a service you don’t want.
Cancel what you don’t use
It’s easy to lose track of ongoing subscriptions, especially if you’re paying out of several different bank accounts.
Apps like Money Dashboard and Snoop give users an overview of all their bank accounts in one place and can help you spot subscriptions you’re not using.
Do you have a money problem that needs sorting? Get in touch by emailing money-sm@news.co.uk.
Plus, you can join our Sun Money Chats and Tips Facebook group to share your tips and stories
Money
Urgent recall warning as Sainsbury’s shoppers urged ‘do not eat’ two products over allergy risk
SAINSBURY’S have issued an urgent recall urging shoppers to “not eat” two products over allergy risks.
The Yorkshire Provender Jacket and Toast Topper Mexican Inspired Lentil Chilli and the Yorkshire Provender Jacket and Toast Topper Haricot Beans in a Spicy Tomato Sauce have been recalled due to health concerns.
Money
‘We need these!’ cry Home Bargains shoppers over £4 Polar Express slippers ready for Christmas
SHOPPERS are racing to their nearest Home Bargains to buy £4 Polar Express slippers in time for Christmas.
A savvy bargain hunter shared the discovery on Facebook to alert others of the deal.
It was uploaded to the Christmas Finds UK group.
The post read: “The Polar Express Slippers From £4 At Home Bargains.”
Group members were quick to weigh in with their opinions on the bargain find.
One wrote: “Get yourself to home bargains.”
Another said: “Got these and the pjs.”
Others tagged their pals and said that they “need these slippers”.
Do bear in mind that when prices are reduced it’s usually in order for stores to clear excess stock, so availability will vary from store to store.
It’s always best to phone ahead to your local shop to check what they have available to avoid disappointment.
You can find your nearest Home Bargains store using the locator tool on the website.
It always pays to compare prices so you know you’re getting the best deal.
Prices can also vary day to day and by what deals are on at the time, plus remember you might pay for delivery if you’re ordering online.
You can compare prices on platforms like Google Shopping.
How to save money at Home Bargains
Knowing when to pick up products is one way to save money at Home Bargains.
Visiting your local branch at the right time of day, week and year can help you pick up bargains from as little as 69p.
We spoke to Tom Church, a shopping expert who reveals the best times to visit the store to bag a bargain.
Also join any shopper bargain Facebook groups such as Extreme Couponing and Bargains, as people love to share the news when they have bagged a cheap deal.
Be sure to look out for seasonal stock too, like most retailers, Home Bargains slashes its prices after big public holidays such as Christmas and Easter.
How to bag a bargain
SUN Savers Editor Lana Clements explains how to find a cut-price item and bag a bargain…
Sign up to loyalty schemes of the brands that you regularly shop with.
Big names regularly offer discounts or special lower prices for members, among other perks.
Sales are when you can pick up a real steal.
Retailers usually have periodic promotions that tie into payday at the end of the month or Bank Holiday weekends, so keep a lookout and shop when these deals are on.
Sign up to mailing lists and you’ll also be first to know of special offers. It can be worth following retailers on social media too.
When buying online, always do a search for money off codes or vouchers that you can use vouchercodes.co.uk and myvouchercodes.co.uk are just two sites that round up promotions by retailer.
Scanner apps are useful to have on your phone. Trolley.co.uk app has a scanner that you can use to compare prices on branded items when out shopping.
Bargain hunters can also use B&M’s scanner in the app to find discounts in-store before staff have marked them out.
And always check if you can get cashback before paying which in effect means you’ll get some of your money back or a discount on the item.
Do you have a money problem that needs sorting? Get in touch by emailing money-sm@news.co.uk.
Plus, you can join our Sun Money Chats and Tips Facebook group to share your tips and stories
Money
Poundland shoppers rush to buy ‘amazing’ dupe of iconic designer perfume for just £4 instead of £48
POUNDLAND shoppers are rushing to buy an “amazing” dupe of an iconic designer perfume for just £4.
The bargain store is selling a cheaper version of Moschino’s Toy 2 Bubblegum fragrance for a whopping £44 less.
Poundland‘s Teddy perfume in pink plush costs just £4 for 50ml, while the Moschino bottle can cost as much as a whopping £48 for the same size.
Savvy shoppers shared the fragrance to the Extreme Couponing and Bargains UK Facebook group.
They wrote: “Moschino dupe in Poundland. Not sure if it smells the same tho.”
The bargain hunter shared a photo of the perfume dupe, sporting very similar packaging as the designer scent.
The post was met with hundreds of comments from fellow shoppers itching to get their hands on the fragrance.
One wrote: “It’s really nice I have it!”
Another declared: “This is my favourite perfume have to investigate.”
A third commented: “It smells lovely I have it , I’m gonna go get more.”
A fourth said: “Just brought it and smells amazing.”
While a fifth tagged their pal and wrote: “These would be cute for girls Xmas.”
“I wouldn’t care what it smelled like I just love the bottle,” another said.
A bottle of Moschino can cost from £48 for 50ml on sites like Look Fantastic.
It means that for those looking for a cheaper alternative, this dupe costing just £4 is a huge saving.
Of course, keep in mind that the scents may not last as long or aren’t as strong, so bear this in mind before you opt for a dupe.
It’s worth bearing in mind, the scents also might not match exactly.
Shoppers can find Poundland’s perfume in store only, as it’s not available online.
To find your nearest store head over to the B&M website.
Each store will have its own stock of the scents and these kinds of items tend to sell-out pretty quickly.
It’s always worth phoning ahead to your local store to check how many they have available.
It’s always worth having a sniff first to make sure you like the smell before purchasing.
As always, make sure to have a shop around before you commit to a purchase to make sure you’re always getting the best deal.
Are dupes worth it?
THE Sun asked an independent perfume expert to carry out blind smell tests of popular perfumes and their high street “dupes” to see if the budget versions lived up to the originals.
Noemie Maury is a senior fragrance evaluator who has worked with major fine fragrance and toiletries brands for over a decade.
“High street chains can create perfumes cheaply by buying them from big fragrance manufacturers which grow their own ingredients in-house,” says Noemie.
“Because they use oils from flowers they grow themselves instead of importing ingredients, they save on costs and can create fragrances for high street brands at a discount price.”
It means they can lack the depth and complexity of more expensive brands which use a wide variety of more expensive ingredients.
Other perfume dupes
Bargain hunters have spotted two new mists at Poundland – and claim they smell just like Marc Jacobs.
The dupes from the brand Scentlis are called Pure Elegance and Bloom Body – both selling for just £1 for a 100ml bottle on Poundland’s website.
One such shopper who bought the fragrances wrote on Facebook: “Got these today from Poundland and I cannot tell you enough how hey smell like Marc Jacobs.”
Meanwhile, a young woman said she wanted new perfume, but couldn’t justify the price, so tried out the dupes from Home Bargains instead.
Beauty fan Emily Megan Mays explained that she nabbed two of the perfume dupes from the high-street chain, for just £1.99 each, and was left stunned at how nice they smelt.
Thrilled with her cheap finds from Home Bargains, Emily took to social media, proudly showing off her bargain buys.
Posting online, Emily shared her clip with the caption “The BEST perfume dupes! Run, don’t walk to Home Bargains”.
The “Scentalis Luna Sparkle Eau De Parfum”, an aromatic blend of fruity and floral scents, has been combined to create a dupe of the infamous £55 “Daisy” by Marc Jacobs.
Poundland describes the scent as: “An excellent choice for anyone in search of a special present or personal indulgence.
“Fragrant blend featuring fruity notes of pomegranate and yuzu, delicate floral scents such as peony, magnolia, and lotus, and musky undertones.”
Shoppers are rushing to buy dupes of popular Sol de Janeiro scents that they say smell “gorgeous”.
They’re on sale for a whopping £22 less than the big brand sprays.
How to bag a bargain
SUN Savers Editor Lana Clements explains how to find a cut-price item and bag a bargain…
Sign up to loyalty schemes of the brands that you regularly shop with.
Big names regularly offer discounts or special lower prices for members, among other perks.
Sales are when you can pick up a real steal.
Retailers usually have periodic promotions that tie into payday at the end of the month or Bank Holiday weekends, so keep a lookout and shop when these deals are on.
Sign up to mailing lists and you’ll also be first to know of special offers. It can be worth following retailers on social media too.
When buying online, always do a search for money off codes or vouchers that you can use vouchercodes.co.uk and myvouchercodes.co.uk are just two sites that round up promotions by retailer.
Scanner apps are useful to have on your phone. Trolley.co.uk app has a scanner that you can use to compare prices on branded items when out shopping.
Bargain hunters can also use B&M’s scanner in the app to find discounts in-store before staff have marked them out.
And always check if you can get cashback before paying which in effect means you’ll get some of your money back or a discount on the item.
Do you have a money problem that needs sorting? Get in touch by emailing money-sm@news.co.uk.
Plus, you can join our Sun Money Chats and Tips Facebook group to share your tips and stories
Money
I live in a 20ft micro narrow boat… we’re terrified we’ll tip over in storms but hidden compartment keeps us safe
A WOMAN who lives on a 20ft micro narrowboat said she’s terrified it might tip over, but revealed a hidden compartment that keeps her safe.
Kat, known as Gentil Lentil’s Green Life on YouTube, shared an insight with her viewers about what it’s like to live on a small boat.
The content creator explained that she fears storms could tip over her 20ft micro narrowboat.
Fortunately, in the video, she revealed two compartments designed to help prevent it from tipping.
One of the compartments, located beneath her bed, contains a water pump that removes excess water from the bottom of the hull.
These are found on most boats and are an essential piece of equipment.
The other compartment holds weights, an anchor and extension leads which help keep the boat stable.
However, the YouTuber demonstrated how she can easily convert her living room into a bedroom, creating more space in the boat.
In the video, viewers can see her using two wooden slats placed between the two sofas on either side of the boat.
Once fitted, she adds three large cushions that serve as a mattress, followed by blankets and duvets to complete the bed conversion.
The content creator’s video has received hundreds of comments from viewers praising her transformation skills.
One user wrote: “That looks insanely cosy.”
“I wish I had thought about arranging the bed differently when I love in a two-berth caravan that is very much like your home,” commented another.
While a third said: “I love your narrow boat. I could happily live there.”
It comes after an artist shared what it’s like to live off-grid in a canal boat where she can save £600 a month.
Shannon Lane, 29, ditched her room in Clapham for a 30ft narrowboat which she cruises in with her pug, Gilbert.
She decided to move on the water after learning her landlord was raising the price of her rent to £1,000 a month.
The freelance artist and video producer took out a loan to buy a £24,000 narrowboat and now spends just £300 a month paying it off.
Ever since Shanon moved, her mental health has improved and she no longer suffers from “bad anxiety and depression”.
Nonetheless, the transition from bricks to a floating home takes adjusting to.
The Narrowboat community is a “tight-knit” community where everyone gets to know their neighbours.
Shanon regularly has neighbours introduce themselves whenever she “moors up” to a different spot.
However, she is always on the move because she doesn’t pay a mooring fee.
She told MailOnline: “It’s important to keep the canal system moving because it makes space for other boaters to enjoy different parts of the canal.”
Constantly being on the move could deter people when considering a life on water but it offers a chance to explore areas of London that would have previously been unaffordable.
Shannon can cruise up to Regents Park or Little Venice and pays a fraction of those living in houses there.
A major downside to living on water is the unglamorous job of emptying the toilet.
The video producer claimed the worst thing to do is leave it too late as the smell can be unpleasant.
She has a cassette toilet on her boat and has to wheel the sliding cartridge to a communal disposal area.
“You can imagine the smell,” Shanon added.
Money
Exact date to spot on ultra-rare 1p worth up to £200,000 at auction
A RARE 1p has sold for a whopping £200,000 at auction due to its specific date.
A coin specialist has urged the public to look out for the 72-year-old penny as it could be worth 20million times its face value.
The change fanatic known as CoinCollectingWizard on TikTok recently published a video on the 1952 proof 1p, marked by an image of George VI.
This particular coin is the “rarest proof penny” of its entire series of copper and bronze pennies, and has left collectors absolutely astounded.
The TikTokker began the video by saying: “Jiminy Cricket – £200,000 for this old penny.
“The existence of this unique 1952 proof penny was not known publicly until its initial appearance at Numismatic Auctions in October of 1997, some 45 years after it was struck.
“The British Numismatic world was astonished to see this coin appear and in proof quality as this was not known to exist.”
He also said that the coin remains an enigma as it is the “only unique proof striking” of a pre-decimal penny of the 20th century.
The expert goes on to say that the 1p is said to be so unique because it bears the face of King George VI – who died in early 1952.
London-based dealer Sovereign Rarities echoes this and states on its website: “It is perhaps understandable that the George VI 1952 Proof Penny remains a unique piece, as the King died very early in 1952 passing away on February 6.
“Only the smaller denominations of currency coins that were in great demand were struck for circulation in 1952, with the larger denominations omitted in anticipation of a new reign and a new coinage for Queen Elizabeth II.”
According to BullionByPost, proof pennies are the highest quality coin a mint produces.
Issuers like the Royal Mint generally create just a small number of these per year due to the lengthy process required to make them.
Hand-finished dyes and etching by an expert are a huge part of their creation, meaning it takes around an hour to strike 50 proof coins.
The CoinCollectingWizard added: “A lovely example went up for auction recently and sold for £200,000, so it is 100% a coin to look out for.”
It is worth keeping an eye on your spare change as it could be worth a lot more than you think.
Other rare coins which could be worth more include the One Penny which dates back to 1893, but it’s the production error which makes it a valuable find.
The ancient coin features Britannia on the back and the reverse of the coin is the usual Queen Victoria bun head, which is a feature on many coins from this era.
What makes the coin valuable is an error with the number three in the date at the bottom of the coin.
Under the number three of the error coin, it looks like there is the start of a number two.
If the coin features this it could be worth up to £600.
What are the most rare and valuable coins?
How to spot rare coins and banknotes
Rare coins and notes hiding down the back of your sofa could sell for hundreds of pounds.
If you are lucky enough to find a rare £10 note you might be able to sell it for multiple times its face value.
You can spot rare notes by keeping an eye out for the serial numbers.
These numbers can be found on the side with the Monarch’s face, just under the value of £10 in the corner of the note.
Also if you have a serial number on your note that is quite quirky you could cash in thousands.
For example, one seller bagged £3,600 after spotting a specific serial number relating to the year Jane Austen was born on one of their notes.
You can check if your notes are worth anything on eBay, just tick “completed and sold items” and filter by the highest value.
It will give you an idea of what people are willing to pay for some notes.
But do bear in mind that yours is only worth what someone else is willing to pay for it.
This is also the case for coins, you can determine how rare your coin is by looking a the latest scarcity index.
The next step is to take a look at what has been recently sold on eBay.
Experts from Change Checker recommend looking at “sold listings” to be sure that the coin has sold for the specified amount rather than just been listed.
People can list things for any price they like, but it doesn’t mean it will sell for that amount.
We explain further how you can find out if you have a rare coin worth thousands sitting around the house.
How do I safely store valuable coins?
HERE are some tricks to keep your valuable coins safe from toning:
- Store your coins in individual containers
- Put it in a clear, air tight holder that lets you see the coin from both sides
- Avoid putting them in clear plastic sandwich bags because they can still rub against each other an may cause scratches or marks
- Store your collection in a folder or album, although tarnishing may occur quicker than in an airtight container
- Keep them out of a damp environment. You can use silica gel to help prevent damp
- Wear clean, white gloves when handling the coins
- Steer clear of using PVC materials as it traps moisture and releases acidic gases which can damage the collection.
Do you have a money problem that needs sorting? Get in touch by emailing money-sm@news.co.uk.
Plus, you can join our Sun Money Chats and Tips Facebook group to share your tips and stories
Money
Exact three-letter word to spot that makes your 2p worth 35,000 more – as rare coin sells for £700 at auction
RARE coins can sell for thousands of times their face value – and it’s always worth seeing if you’ve got any lying about.
One coveted 2p coin garnered the interest of collectors across the world due to its unusual wording and sold for £700 at auction.
Going under the hammer at RWB Auctions on September 25, the copper sold for a whopping 35,000 times its original market value.
It is easily identified by three words as an error from the UK’s Royal Mint means that the 2p coin reads “new pence” instead of “two pence”.
Collectors say this subtle error was likely produced when an old die was used to strike the coin, and very few of these coins exist.
The handful of these coins can be found in sets produced in collaboration between The Royal Mint and Italian drinks company Martini & Rossi.
They were made as part of a promotional giveaway labelled ‘The Great British 1983 Coin Collection’ on the cover.
But although thousands of the sets were released, only a small number feature the rare 2p coin.
“It is worth checking old coin collections for this set, particularly if you were born in 1983,” said Jon White, of RWB Auctions.
“Someone may have bought you one as a baby or as a Christening present. If they happened to get hold of a rare one, then you have a very valuable gift on your hands.”
What are the most rare and valuable coins?
The auction house has previously sold a scarce Lord Kitchener £2 for £1,000 and an unusual Olympics 50p for £1,500.
How to spot rare coins and banknotes
Rare coins and notes are highly desirable among specialist collectors and could make you a mint if you find one.
Some of the most in-demand pieces can sell for hundreds of pounds.
If you spot an unusual-looking coin in your change, keep hold of it.
Then look up exactly how rare it is. Usually, the rarer it is, the more valuable it is.
You can find out what coins are rare and how they look on The Royal Mint’s website.
You can also determine the coin and how common it is by looking at the scarcity index on specialist coin collector sites.
How can I check if my error coin is genuine?
RARE and valuable coins can go for a hefty sum – but how do you know if your coin is the result of a genuine minting error?
The best way to find out if you have an error coin is to send it to the Royal Mint museum, which will analyse it and see if it is a result of a genuine minting error or not.
It’ll normally take a couple of weeks to get the results back to you.
But remember, there’s a difference between a genuine error coin and one that is just imperfect, for example with a design that is not as clear as you’d expect.
And whatever you do, don’t be tempted to splash your cash without evidence from the Mint confirming that it’s a genuine error.
To work out how valuable it might be, take a look at similar coins that have recently sold on eBay or even at auction.
Remember to look at “sold listings” to be sure that the coin has sold for the specified amount rather than just been listed.
It’s not just coins, rare notes can sell for multiple times their face value.
This includes fivers, rare £10 notes as well as higher denominations.
One of the main distinguishing marks of a rare note is the serial number.
These numbers can be found on the side with the Monarch’s face, just under the value of £10 in the corner of the note.
Low serial numbers or something quite quirky can see you cash in thousands.
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