Connect with us
DAPA Banner

Crypto World

Visa launches AI-powered autonomous shopping platform

Published

on

Crypto Breaking News

Visa is accelerating its foray into AI-powered payments with a new platform designed to let artificial intelligence agents act on behalf of consumers in online commerce. Intelligent Commerce Connect, announced by the payments giant this week, positions Visa as a universal on-ramp for agentic shopping—facilitating secure payments, tokenization, and merchant discovery through a single integration.

In a Wednesday statement, Visa described Intelligent Commerce Connect as a network, protocol, and “token vault-agnostic on-ramp” for AI agent builders and merchants. The system is pitched as a universal platform for agentic AI payments, enabling an AI agent to browse catalogs, select items, and initiate payments for a consumer’s behalf within a controlled, secure framework. Visa’s description emphasizes a streamlined integration via the Visa Acceptance Platform, with features that include secure payment initiation, tokenization, spend controls, and authentication.

The rollout comes as part of a broader industry movement toward agentic AI commerce, where AI agents—operating on behalf of users—could transact directly online. The move aligns with activity across the ecosystem, with networks like Ethereum, Tron, and Solana, alongside fintech firms, signaling interest in enabling AI-driven payments to unlock faster, more seamless shopping experiences for users.

Key takeaways

  • Visa’s Intelligent Commerce Connect provides a single integration path through the Visa Acceptance Platform to initiate payments for AI agents, with built-in tokenization, spend controls, authentication, and PCI compliance.
  • The platform supports both Visa and non-Visa card payments and is designed to work with major AI agent protocols, enabling merchants to be discoverable within AI ecosystems.
  • Intelligent Commerce Connect is currently in pilot with select partners and is slated for a broader rollout later in 2026, signaling a measured, enterprise-oriented deployment.
  • The initiative sits amid broader industry momentum around AI-agent payments, with examples of other ecosystems and partnerships testing autonomous card-based transactions.
  • Recent activity from related players—such as Nevermined integrating with Visa via the x402 protocol—highlights growing collaboration between AI agents, payment rails, and programmable payment requests.

Visa’s AI-enabled payments vision: a practical on-ramp for agentic commerce

Visa positions Intelligent Commerce Connect as more than a conceptual framework. By offering a token vault-agnostic on-ramp, the platform aims to decouple AI agent payment flows from any single tokenization infrastructure, enabling merchants to participate without being tied to one ecosystem. The “one integration” approach promises developers and merchants a straightforward way to onboard, tokenize payments, and apply spend controls within AI-driven shopping flows.

Among the functional pillars are catalog discovery inside AI platforms, tokenization of payment credentials, authentication, and PCI compliance. In practical terms, an AI agent could peruse a merchant’s catalog, place an order, and trigger a payment that adheres to predefined rules—such as spending limits or merchant restrictions—while maintaining the security guarantees expected of traditional card-based payments. Visa’s emphasis on compatibility with both Visa and non-Visa cards broadens potential uptake across diverse payment rails and partner ecosystems.

Advertisement

The emphasis on a universal protocol also aligns with a broader industry push to standardize how AI agents request and execute payments. While the exact standards and implementations continue to evolve, Visa’s framework signals a mature, enterprise-friendly path forward that balances automation with risk controls and regulatory considerations.

Pilot status, roadmap, and related efforts

Visa indicated that Intelligent Commerce Connect is in a pilot phase with select partners, with a broader rollout expected later in 2026. This staged approach mirrors how large-scale payments platforms typically validate security, interoperability, and user experience before a wider launch. In parallel, Visa has experimented with other AI-driven payment concepts, such as an experimental tool dubbed “Visa CLI” announced in March, which aimed to enable AI agents to execute same-day payments. The existing pilots are an important signal about how Visa plans to operationalize agentic payments at scale while managing risk and compliance.

The broader market context features ongoing efforts by other blockchain networks and fintech firms to support AI-powered commerce. For example, a separate industry update described how AI agents could autonomously transact on behalf of users, with various protocols enabling programmatic payment requests and secure card-based settlements. These developments collectively illustrate a competitive yet converging landscape in which traditional card networks and crypto-native rails explore complementary roles in AI-driven shopping experiences.

Ecosystem momentum: partnerships and programmable payment rails

Visa’s Intelligent Commerce Connect is not the only thread in this evolving tapestry. In a related development, AI fintech firm Nevermined announced an integration with Visa’s on-ramp using Coinbase’s x402 protocol, enabling AI agents to purchase digital goods and services autonomously. Under this arrangement, users can enroll their Visa card and set spending rules, while AI agents operate within those guardrails, and merchants receive payments through their existing processors. Erik Reppel, the creator of the x402 protocol, described the approach as an open standard that allows agents to request payments programmatically while leveraging secure card infrastructure for real commercial transactions.

Advertisement

According to the x402 protocol’s public updates, the platform has processed substantial transactional activity—roughly $24 million in volume over the past 30 days. While this figure reflects activity within a specific protocol ecosystem, it underscores growing appetite for programmable payment flows that bridge AI agents and merchant ecosystems, even as traditional payment rails remain central to settlement.

The cross-pollination of payment rails, AI tooling, and merchant catalogs points to a broader trend: once-discrete payments rails are being reimagined as components of AI-enabled commerce. For builders and merchants, this could translate into faster onboarding for AI workflows, more precise spending controls, and better alignment between consumer intent and automated fulfillment—assuming interoperability and risk controls scale as envisioned.

What this means for investors and users

For investors, Visa’s Intelligent Commerce Connect represents a strategic extension of a trusted payments network into the AI-on-rails payments space. It signals a willingness to invest in infrastructure that reduces friction for AI agents while maintaining security standards and consumer protections. The pilot-and-scale approach suggests visibility into how quickly such capabilities could reach broader merchant adoption, a key factor for evaluating the economic potential of agentic commerce in the years ahead.

For developers and merchants, the promise of a unified integration route—covering tokenization, authentication, and PCI compliance—could lower the barrier to entry for AI-driven checkout experiences. The compatibility with both Visa and non-Visa cards further broadens potential use cases, from e-commerce to digital services and beyond. However, as with any nascent technology, practical adoption will hinge on measurable improvements in user experience, risk management, and regulatory clarity around autonomous payments and agent-driven transactions.

Advertisement

As the landscape evolves, readers should watch forthcoming pilot announcements and the timing of the broader rollout. Observers will also want to monitor how competing networks and open protocols—such as x402—address developer needs, security concerns, and the economics of AI-enabled payments. The convergence of these efforts could redefine how quickly AI agents become a routine part of online shopping, and how merchants structure offerings to accommodate automated buyers.

Visa’s latest move thus marks a notable moment in the ongoing integration of AI capabilities with mainstream payments infrastructure. The coming months will reveal which partnerships emerge from the pilot phase, how quickly merchant catalogs become AI-searchable within payment rails, and what this means for the broader adoption of agentic commerce across a global digital economy.

Readers should stay tuned for updates on pilot partners, implementation milestones, and any refinements to the Intelligent Commerce Connect framework as the industry inches toward a more automated, AI-enabled shopping era.

Risk & affiliate notice: Crypto assets are volatile and capital is at risk. This article may contain affiliate links. Read full disclosure

Advertisement

Source link

Continue Reading
Click to comment

You must be logged in to post a comment Login

Leave a Reply

Crypto World

Top Quantum Computing Stocks for 2026: IonQ, IBM, and Microsoft Lead the Charge

Published

on

IONQ Stock Card

Key Highlights

  • IonQ achieved a groundbreaking 99.99% fidelity world record and targets millions of qubits by 2030.
  • IBM earned a “Perfect 10” Smart Score rating on TipRanks with Moderate Buy consensus and analysts projecting 40.49% upside.
  • Microsoft’s Majorana 1 chip powers chemistry research applications and carries a Strong Buy rating with 56.62% potential upside.
  • Alphabet’s Google released research suggesting blockchain encryption could be compromised by quantum algorithms as early as 2029.
  • Industry analysts forecast the quantum computing sector will surge from $1.42 billion in 2024 to $4.24 billion by 2030.

Quantum computing has transitioned from theoretical research into tangible commercial applications at an accelerating pace. For investors monitoring this emerging sector, three companies emerge as particularly compelling: IonQ, IBM, and Microsoft.

The quantum computing industry reached a valuation of $1.42 billion in 2024. Market researchers anticipate this figure will climb to $4.24 billion by the decade’s end. Such explosive expansion is attracting enterprise clients, lucrative government partnerships, and substantial capital investments.

IonQ: Prioritizing Precision Over Speed

IonQ has established itself as the premier pure-play quantum computing enterprise. The company’s technology recently achieved an unprecedented 99.99% fidelity rating in industry-standard benchmarking tests—a global achievement.


IONQ Stock Card
IonQ, Inc., IONQ

Precision represents the fundamental obstacle preventing quantum computing’s mainstream adoption. Systems plagued by frequent computational errors cannot deliver reliable results for practical applications.

IonQ’s approach centers on trapped ion technology. This methodology prioritizes exceptional accuracy over raw processing velocity, contrasting sharply with the superconducting architectures favored by competitors.

Advertisement

The organization’s 2026 roadmap includes deploying a 256-qubit architecture. Looking further ahead, IonQ aims to construct million-qubit systems by 2030. Successfully achieving these milestones while maintaining current accuracy standards could position the company as dominant in precision-dependent sectors.

IonQ’s quantum systems are accessible through partnerships with Amazon Web Services, Microsoft Azure, and Google Cloud. The company currently commands approximately $11 billion in market capitalization.

IBM: Bridging Quantum and Traditional Computing

IBM has charted a distinctive strategic course. Instead of solely pursuing qubit quantity, the tech giant emphasizes integrating quantum capabilities into established enterprise infrastructure.


IBM Stock Card
International Business Machines Corporation, IBM

IBM’s development strategy centers on hybrid architectures where conventional CPUs, GPUs, and quantum processors operate cohesively. Industry experts consider this integration model the most viable pathway toward immediate commercial viability.

Advertisement

TipRanks analysts awarded IBM the platform’s maximum Smart Score of 10 out of 10. The stock maintains a Moderate Buy consensus rating, with Wall Street projecting 40.49% appreciation potential.

IBM leverages its extensive enterprise computing heritage and established client relationships, providing immediate market access for quantum services. The company’s development pipeline emphasizes enhanced qubit coherence and sophisticated error correction protocols.

Microsoft: Strategic Innovation with Transformative Potential

Microsoft has maintained a relatively understated public profile regarding quantum achievements compared to rivals like Google or IonQ. Nevertheless, its Majorana 1 quantum processor is delivering measurable outcomes.


MSFT Stock Card
Microsoft Corporation, MSFT

The processor currently facilitates advanced chemistry research, enabling quantum simulations of intricate molecular behaviors that exceed classical computing capabilities. CEO Satya Nadella has characterized quantum technology as the forthcoming catalyst for cloud computing evolution.

Advertisement

Microsoft’s research concentrates on topological qubit architectures—a forward-looking methodology promising superior stability compared to existing quantum systems. The company’s Azure Quantum platform seamlessly embeds quantum capabilities into corporate computing environments.

Wall Street analysts assign Microsoft a Strong Buy recommendation with 56.62% upside potential. The stock holds a Smart Score of eight out of ten on TipRanks.

Alphabet’s Google division released 2025 research demonstrating an algorithm potentially capable of compromising contemporary blockchain encryption protocols in minutes—possibly operational by 2029. This revelation emphasizes the remarkable velocity of quantum computing advancement.

Advertisement

Source link

Continue Reading

Crypto World

AI’s Impact on Employment Clashes With C-suite Optimism

Published

on

AI’s Impact on Employment Clashes With C-suite Optimism

In March, the US jobs market recorded 178,000 new jobs, marking little change from the month before, according to the Bureau of Labor Statistics. 

The anemic growth in job listings comes amid volatile policy swings from the White House, increased energy prices due to the US and Israel’s war with Iran and, according to recent research, AI disruptions to the labor market. 

Proponents of AI and large language models have claimed that the tech will bring about an economic boom, thanks to the promise of efficiency breakthroughs. 

But as AI becomes more integrated into daily business operations, there is a widening gulf between that promise of growth and efficiency, and what is actually happening. 

Advertisement

AI dampens employment growth

On March 6, venture capitalist and Netscape co-founder Marc Andreessen said on X that fears about AI job displacement were overblown. 

Source: Marc Andreessen

He also posted an article from Business Insider stating that, at least in tech, job openings are on the rise. Citing data from TrueUp, a tech jobs tracker, Business Insider said that job openings at tech companies have doubled to 67,000 since 2023.  

But openings don’t necessarily translate to hiring. According to the Bureau of Labor Statistics, most employment growth in March did not happen in the tech industry. Of the 178,000 new jobs added in March, healthcare employed 76,000, construction grew by 26,000, transportation and warehousing added 21,000 and employment in social assistance increased by 14,000.  

While the report doesn’t have a single section tracking the tech industry, related services like computing infrastructure providers and web search portals saw a 1,500 job decrease, or almost no change, respectively. Computer systems design and related services lost 13,000 jobs.

Related: Jack Dorsey’s Block to cut 4,000 jobs in AI-driven restructuring

Advertisement

AI has actually axed 16,000 jobs per month over the past year, according to a recent report from Goldman Sachs, as cited by Fortune. In particular, AI has led to a collapse in hiring for entry-level roles. A 2025 study from SignalFire found that new grad hiring had dropped 50% compared to pre-COVID-19 pandemic levels. 

Source: SignalFire

“The door to tech once swung wide open for new grads. Today, it’s barely cracked. The industry’s obsession with hiring bright-eyed grads right out of college is colliding with new realities: smaller funding rounds, shrinking teams, fewer new grad programs, and the rise of AI,” the SignalFire study stated. 

This disruption could create ripples far into the future. According to Goldman Sachs, “AI-driven displacement could impose lasting costs on affected workers, worsening labor market outcomes for several years.”

“A key mechanism behind these worse outcomes is occupational downgrading. Workers displaced by technology are more likely to move into more routine occupations requiring fewer analytical and interpersonal skills, likely because the same technological shifts that eliminated their positions also eroded the value of their existing skills,” they continued

These job losses are justified by the theory that AI will, at the very least, make workplaces more productive. But even that isn’t a given.

Advertisement

Reality of AI use clashes with C-suite expectations

Executives are still overwhelmingly supportive of AI. According to Harvard Business Review, 80% of leaders report weekly use of AI, with 74% reporting positive returns on early deployments. 

But workers don’t feel the same. A study from HR consulting firm Mercer found that, for 43% of workers, their job is more frustrating. 

One major issue is the number of mistakes churned out by generative AI. “For every 10 hours of efficiency gained through AI, nearly four hours are lost to fixing its output,” a Workday report stated. 

AI can also be used to offload labor onto coworkers in what researchers at the Harvard Business Review have called “workslop” i.e., “content that appears polished but lacks real substance, offloading cognitive labor onto coworkers.”

Advertisement

They said that “41% of workers have encountered such AI-generated output, costing nearly two hours of rework per instance and creating downstream productivity, trust, and collaboration issues.”

According to Workday, only 14% of respondents to their survey said they “consistently achieve net-positive outcomes from AI use.”

Part of the gulf between executives’ understanding of AI and the reality at the productive level may be explained by the technology itself. 

Per the Harvard Business Review, “Senior leaders tend to use AI for high-level synthesis, strategic drafting, and decision support, tasks where the technology performs well, so the current capabilities tend to benefit their work.”

Advertisement

For messier day-to-day operations like “workflows built over years, teams with uneven technical comfort, output that has to be consistently right, not just fast,” it doesn’t work so well. 

“When the tool works, both groups understand and reap the benefits. When it fails, typically only one of them has to cope with the aftermath.”

Many still don’t think that AI can handle complex tasks. Source: MIT

Brian Solis, the head of global innovation at enterprise AI firm ServiceNow, said that this divide has created an “AI tax,” i.e., “More checking. More rework. More anxiety. Faster pace. AI slop. Less trust.” 

Andreessen may not believe that the AI job-cut narratives are real, but OpenAI does. The AI company has acknowledged the impact the technology has on employment, and has even released a series of policy proposals to address it.

The list contains ideas that are “intentionally early and exploratory” that serve as a “a starting point for discussion that we invite others to build on.” It includes proposals to expand healthcare coverage, retirement savings and setting a new industrial policy agenda. 

Advertisement

Far from Andreessen’s optimism, OpenAI’s proposal included a warning: “Unless policy keeps pace with technological change, the institutions and safety nets needed to navigate this transition could fall behind.”

Magazine: Asia Express: Phantom Bitcoin checks, China tracks tax on blockchain