Money
B&M shoppers rush to buy cheap gadgets to avoid putting heating on including heated slippers – prices start from £12
THOUSANDS of Brits are facing concerns about how to keep warm this winter – but with the right kit, they won’t even need to turn the heating on.
Shoppers are rushing to B&M to buy its bargain heated gadgets which will keep them toasty for as cheap as £12.
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The new range of cosy products boasts a Restore massaging foot warmer (£20) and rechargeable hot water bottle (£15).
There are also multiple heated products from Naeo, including a body cushion (£12), lumber belt (£20), neck vibrator (£12) and slippers (£29).
The new range comes just in time for October 1, as the new energy price cap is implemented and bills begin to peak this winter.
The new energy price cap, which limits the amount that can be charged, will be around 10% higher than the current level which has been in place since July.
Ofgem, which sets the limit, revealed that bills will rise this month from an average of £1,568 to £1,717.
This means the average household paying by direct debt for dual fuel (electricity and gas) will see their annual bill go up by £149, or around £12 a month.
Therefore it’s a great idea to find alternative ways of keeping yourself warm, before heating your home.
By heating yourself instead of your home, you could save £100s off your energy bill – for example, electric blankets cost as little as 3p an hour.
These products are effective in the same way, and if battery powered, costs 0p to run – besides the cost of the batteries, which cost £8 for 12 on Amazon.
Let’s say that’s 2 batteries a month, you’ll be spending £1.30 a month on heating where the average household pays £400-500 a month (according to Plumr.com).
The shoes, and neck and waist warmers, also mean you can keep warm all over your body, while on the move around the house.
The range is not yet visible on the B&M website, but is available to hunt down in store.
This is according to B&M who posted images of the new cosy products on Facebook and said: “Everything I’ve ever need and more! Cosy season, we’re ready for you!”
Others commented: “I need these!” and “This will be a good idea for Nan”.
Heated items could also be a great tool for pensioners this colder season, who have had their Winter Fuel allowances stripped from them in new cuts by the new Labour government.
Following Chancellor Rachel Reeves‘ announcement of a £22bn black hole in public finances, winter fuel payments will now only go to pensioners who are receiving pension credit or any other means-tested benefit.
By spending £20 on a Restore massaging foot warmer, and £12 on a body cushion, a pensioner could be sufficiently heated for the evening, spending a one off payment of £32 but saving £100s over the winter.
However, it is also important to note that the elderly should not avoid turning the heating on if they are cold – for energy help contact your provider or local council, or read our article here.
To find your nearest B&M store, visit the website and use the Store Locator tool.
Products vary site to site, and as the items are brand new, they may not have hit your local yet.
Naeo neck vibrator – £12
The vibrating neck wrap is the cheapest item of the range, costing only £12 and coming with a lavender and sea salt eye mask.
On the box it is described to be “weighted for comfort” with “comfortable fabric” and “relaxing vibration”.
The item is not heated, but great for relaxation when paired with the other products on this list.
The product is battery-powered so you simply place the product around your neck and turn it on.
Similar items are retailing in John Lewis and Argos, such as the Dreamland Neck vibrator which costs £59.
A William Morris at Home lavender eye mask also costs £14, meaning the B&M punter saves spending £61 with their singular purchase.
Naeo heated cushion – £12
Shoppers are also going crazy for the £12 heated body cushion, which can also serve as a hand warmer.
The product is also battery-powered so requires just a simple installation and to be turned on.
Reusable hand warmers cost as much as £20 in Boots, and heated cushions £100 – meaning you could be saving £88 on this one item.
Restore rechargeable hot water bottle – £15
What makes this water bottle different to others is its smart charging port, which allows it to be ready to turn on whenever you need it.
It is ready to use in just under 25 minutes, and has automatic temperature control to prevent it getting too hot.
With the Restore rechargeable hot water bottle for £15, you could be making a save of up to £17, with Argos selling a similar product for £32 – double the price.
Other places which sell electric heat pads include Currys and Electrical World, for prices of £24 to £35.
Restore massaging foot warmer – £20
For £20, the Restore massaging foot warmer can keep you cosy and relaxed for bargain price.
You simply plug the warmer in and turn it on, put your feet inside and wait for it to heat up.
This is compared to the Well Being heated foot massager in Sports Direct, which costs £32.
Similar products are also selling fast on Amazon for £40, meaning you’re beating the crowd with a 50% save.
Naeo lumber belt – £20
Heated lumber belts are often pretty pricey to get your hands on.
The battery powered belt wraps around your waist and warms your lower back and stomach.
The John Lewis Dreamland Revive Me belt is selling for £48.53, and on Amazon, as much as £49.99.
This means almost a £30 save on the Naeo product.
Naeo heated slippers – £29
The slightly pricier B&M heated slippers are £29, but compared to other retailers, it’s a steal.
These work via battery-power, meaning you can use them again and again.
On Amazon, the Heated Slippers Amiable Foot Warmer is selling for £59.
However, in The Range, you can secure USB Electric Heated Plush slippers for £13 – though this means you can’t wear them walking around the house.
B&M’s Naeo product is battery operated, with “anti-slip soles” and “smooth heating”, so you can keep warm while doing everything you usually get done at home.
5 ways to keep your house warm in winter
Property expert Joshua Houston shared his tips.
1. Curtains
“Windows are a common place for the outside cold to get into your home, this is because of small gaps that can let in air so always close your curtains as soon as it gets dark,” he said.
This simple method gives you an extra layer of warmth as it can provide a kind of “insulation” between your window and curtain.
2. Rugs
“Your floor is another area of your home where heat can be lost and can make your home feel chilly,” he continued. “You might notice on cold days, that your floor is not nice to walk on due to it freezing your feet.
“Add rugs to areas that don’t already have a carpet, this provides a layer of insulation between your bare floor and the room above.”
3. Check your insulation
Check your pipes, loft space, crawlspaces and underneath floorboards.
“Loose-fill insulation is very good for this, and is a more affordable type of insulation, with a big bag being able to be picked up for around £30,” Joshua explained.
4. Keep your internal doors closed
“Household members often gather in one room in the evening, and this is usually either the kitchen or living room,” Joshua said.
“This means you only have to heat a small area of your home, and closing the doors keeps the heat in and the cold out.”
5. Block drafts
Don’t forget to check cat flaps, chimneys and letterboxes, as they can let in cold air if they aren’t secure.
Other retailers which sell affordable home heating appliances include Dunelm and The Range
Dunelm is selling a Cream Borg Heatable Foot Warmer for £15 – though keep in mind this does not include delivery charges if you are ordering online.
The Range is also selling a larger Cosy Heat Portable Heater for £24, which can be lied on to keep you extra warm.
Electric blankets are also a great option, and can be found on Wowcher for the low price of £19.99.
As always, we recommend you compare prices by going to retailer websites such as B&M and and choosing the “sort by” tool – you can then browse the “cheapest items first”.
Or for a more specific search look up in the search bar “heated appliances”.
Some energy support funds are also offering free electric blankets to customers who are struggling this winter.
OVO and Octopus Energy are both suppliers who have aimed at “heating the human, not the home”.
Octopus have said they will distribute 20,000 electric blankets from Dreamland to its most vulnerable customers, keeping them warm for “as little as 3p an hour”.
While OVO Energy has launched a £50 million Extra Support Package which includes complimentary energy-conserving items.
Electric blankets are also sometimes available from your council under the Household Support Fund, which renews a fresh pot of £421 million today.
To find out if this is available with your supplier or council, and whether you are eligible, go to their websites and read the terms and conditions of the scheme.
Do you have a money problem that needs sorting? Get in touch by emailing money-sm@news.co.uk.
Plus, you can join our Sun Money Chats and Tips Facebook group to share your tips and stories
Money
How to spot rare ‘upside down’ error on your 50p that makes it over 500 TIMES more valuable – is one in your change?
AN ULTRA-RARE error on a 50p coin has skyrocketed its value – you might have one in your wallet.
The Benjamin bunny coin is one of four 50p coins that were released in 2017 to celebrate famed author Beatrix Potter – coins with Peter Rabbit, Tom Kitten and Jeremy Fisher on were also released as part of the collection.
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TikTok account CoinCollectingWizard instructed viewers to keep their eyes peeled for the lucrative coin.
He said: “If the Queen is upside down on your 50p coin then it’s worth ‘big money’. This 50p is an error all because the design is facing the wrong way.
“The error that’s left the Queen’s head in a different direction on the obverse design of the Benjamin Bunny on the reverse will have happened in the minting process.”
He added: “When you flip it round, the Queen should be facing the same way Benjamin Bunny. If the Queen is facing any other way, then you have found a rare rotation error worth money.
“Error coins are still legal tender so long as the original coin is still in circulation too.”
The influencer added: “That means you can easily come across one in your change.
“Often times error coins can sell for a lot more than their face value. So this is definitely something you need to be looking for as it can be easily missed.”
Concluding the video, he advised coin fans to take a closer look at the Benjamin Bunny 50p coin and said: “Flip that rabbit over and check the Queen.”
25 million of the coins were minted, so alone it won’t usually go for much more than £2.60.
But finding one with a mistake is rare, though it does make the coins more desirable at the same time, especially as they’re produced in low numbers.
Could I be quids-in with a rare error coin?
Often times error coins will sell for a lot more than their face value.
In April a rare £1 sold for £155 because it had upside down writing on its side.
Plus in February last year, another mis-struck £1 coin was sold for £112 as it had an error that left the silver-coloured inner part of the pound looking like a fried egg.
Error coins are still legal tender – so long as the original coin is still in circulation too.
That means you could easily come across one in your change.
Get an imperfect coin verified by the Royal Mint, and you could then place a value on yours if you come to sell.
It will also let you know if your change is legitimate or not as unfortunately there are many fake coins in circulation.
Online tools from change experts like Coin Hunter are helpful to see how much it could be worth too.
Plus, the number of bids on the listing can help you establish that the coin is the real deal as well.
The Benjamin bunny error coin only had two bids placed on the listing, so many coin experts will be skeptical of whether it actually sold for the price it said it had.
Also remember that if you’re selling on eBay, you need to keep in mind that a buyer could pull out as well which means it won’t have sold for the price that it says it has.
Rare coins and valuable notes – is yours worth a mint?
Money
Wetherspoons is serving £1.79 pints at over 700 pubs in just DAYS – but you’ll have to be quick
WETHERSPOONS will serve £1.79 pints in over 700 of its pubs next week – but you better be quick.
The popular chain announced that a 12-day beer festival will take place across all 809 UK Wetherspoons pubs.
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Beer lovers can enjoy 30 different real ales from October 9 to October 20.
The deal will include beers not previously available in Wetherspoons and others have been brewed specially for the festival.
Some will even be travelling from as far as Japan, Canada, New Zealand, and the USA.
Order an ale either at the bar or via the app – but we recommend having a browse of the festival magazine first, which you can also find online or via the app.
Marketing manager Jen Swindells said: “The festival is a great celebration of real ale.
“It will allow us to showcase a selection of superb beers, including those from brewers as far afield as Japan and New Zealand, as well as those closer to home, over a 12-day period.
“All of the beers will be available at great value- for- money prices.”
Specifically, for as little as £1.79.
Jen added: “The festival will also give our customers the opportunity to enjoy a number of beers which have not previously been available in the pubs, as well as those brewed specially for the festival.”
If you’re typically a lager drinker, lighter ales can be a great gateway into the ale world.
The Urban South: Who Dat is a golden ale, originally brewed in Louisiana, USA.
Flavoured with lemongrass, green grapes and grapefruit, Wetherspoons describes it as “crisp” and “refreshing”.
This is will be its first appearance in the UK.
On the other side of the coin is Elgood’s North Brink Porter.
Brewed in Cambridgeshire, this deep ruby ale is described by spoons’ magazine as a “firm favourite”.
It also has a “deep roast aroma”, with a “toasty chocolate flavour” and “hints of espresso and liquorice”.
Elgood’s North Brink Porter is a seasonal ale so it’s not brewed permanently.
Other beers in the line up include: Born to be Mild, a ruby ale by Conwy Brewery and Sun Lounger, a pale ale by Fyne Ales Brewery.
Plus; Salem Session, Mango in the Night, Sapphire Spoon, Banoffee Pie Golden Ale, and The Gloaming.
There are also vegan and vegetarian options available.
If a whole pint is too much of a commitment, three third-of-a-pint tasters will also be available for the price of a pint.
How can I save money at Wetherspoons?
FREE refills – Buy a £1.50 tea, coffee or hot chocolate and you can get free refills. The deal is available all day, every day.
Check a map – Prices can vary from one location the next, even those close to each other.
So if you’re planning a pint at a Spoons, it’s worth popping in nearby pubs to see if you’re settling in at the cheapest.
Choose your day – Each night the pub chain runs certain food theme nights.
For instance, every Thursday night is curry club, where diners can get a main meal and a drink for a set price cheaper than usual.
Pick-up vouchers – Students can often pick up voucher books in their local near universities, which offer discounts on food and drink, so keep your eyes peeled.
Get appy – The Wetherspoons app allows you to order and pay for your drink and food from your table – but you don’t need to be in the pub to use it.
Taking full advantage of this, cheeky customers have used social media to ask their friends and family to order them drinks. The app is free to download on the App Store or Google Play.
Check the date – Every year, Spoons holds its Tax Equality Day to highlight the benefits of a permanently reduced tax bill for the pub industry.
It usually takes place in September, and last year it fell on Thursday, September 14.
As well as its 12-day Real Ale Festival every Autumn, Wetherspoons also holds a Spring Festival.
WITH the nights drawing in, things are looking up for stargazing.
The pastime makes for a cute date or a wholesome family activity that doesn’t need a big budget.
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Here’s are stellar ways to check out the constellations.
DIARY DATES: Try to time your skygazing around greater activity to spot magical shooting stars or even the Northern Lights.
This month, watch out for two meteor showers — the Draconids peaks next Tuesday and Wednesday while the Orionids will be best seen around October 21 and 22. Major showers visible from the UK are listed by the Royal Museums Greenwich at rmg.co.uk.
The Northern Lights have also been seen across the UK this year thanks to geomagnetic storms.
Space physicists from Lancaster University issue alerts when it’s possible to see the aurora. Follow them on X @AuroraWatchUK or check out aurorawatch.lancs.ac.uk.
PICK YOUR SPOT: The best place to stargaze is away from the light pollution of towns and cities.
Some Forestry England woods have been awarded “dark sky discovery site” status for their excellent night-time views.
Find the full list at forestryengland.uk where you can also download a free guide to stargazing.
Galloway Forest, to the west of Dumfries, is a gold-tier dark sky park. On a clear night more than 7,000 stars and planets are visible from it.
BE PREPARED: Of course, you’ll need a clear night to stargaze so check the weather in advance before you head out. It can take about 30 minutes for your eyes to adapt to the dark.
A red torch will help you to see what you are doing while maintaining your night vision. You can create one by simply taping red cellophane over a normal torch.
- All prices on page correct at time of going to press. Deals and offers subject to availability.
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CryptoCurrency
Micron Set for Profit Surge with High-Margin Products and AI-Driven Market Expansion, Analyst Says
Cantor Fitzgerald analyst C J Muse reiterated Micron Technology Inc (NASDAQ:MU) with an Overweight rating and a $150 price target.
The price target of $150 reflects ~14 times Muse’s calendar year 2025 EPS estimate versus the prior 13 times.
Muse highlighted key takeaways from its investor call with Micron.
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The discussion mainly focused on the overall health of the DRAM or HBM market and Micron’s increasingly differentiated product portfolio.
The company noted that the meaningful outperformance for the November quarter guide was driven entirely by strength within the Data Center, from both the Cloud and Enterprise.
Overall, the company expects server growth in the mid-single-digit %, driven by both AI and traditional, non-AI servers.
Muse noted that assumptions for both PCs and Smartphones appear very conservative, with a recovery only expected into the May quarter and beyond. Overall, the guide seems conservative as per his expectations.
While HBM has been investors’ primary focus, Muse noted that the overall shift to higher-value and higher-margin solutions is an underappreciated part of Micron’s story.
Beyond HBM, this includes products such as high-capacity server DRAM DIMMs, LPDDR5, and eSSD, which the company expects to each achieve multi-billion dollars in revenue in fiscal 2025, and likely allowing for a higher profitability floor given the structurally higher gross margin nature of these products.
Muse writes that the company discussed additional details on its HBM3E 12-high products, which continue to exhibit technological leadership, including significantly better power efficiency compared to competitors. The company also highlighted a recent publication on its 12-high products.
The analyst said Micron’s 12-high will likely ramp with volume shipments in the early calendar year 2025, with meaningful revenue to come in the back half of 2025. He added that Micron expects the gross margins for its 12-high products will likely be an additional tailwind in 2025.
Muse found comfort in the reiteration that the outsized Capex spent in fiscal 2025 will not translate into new bit output until 2026 the earliest. Bit oversupply continues to be an investor concern.
However, Micron reiterated that most spending is geared towards shell or clean-room space, with initial bits out of Idaho coming in 2026 and New York in 2027+, the analyst said. Add a bit of loss to the HBM transition, and he views DRAM as an undersupply for all of 2025.
As highlighted in Muse’s recent note, it appears certain that the DOC or BIS will embargo sales of HBM from Micron, Samsung, and Hynix into mainland China.
While Micron has zero exposure to China HBM sales, the worry is how Samsung will repurpose the wafer capacity dedicated to China elsewhere globally.
His sense, though, is the HBM embargo will likely coincide with adding ChangXin Memory Technologies and Swaysure to the entity list, thereby likely adding incremental demand for DRAM bits from China.
Muse projects first-quarter revenue of $8.70 billion and EPS of $1.74.
Price Action: MU stock is down 3.49% at $100.09 at the last check on Tuesday.
Also Read:
Photo: courtesy of Micron
Latest Ratings for MU
|
Date |
Firm |
Action |
From |
To |
|---|---|---|---|---|
|
Feb 2022 |
Wedbush |
Upgrades |
Neutral |
Outperform |
|
Jan 2022 |
Goldman Sachs |
Maintains |
Buy |
|
|
Jan 2022 |
New Street Research |
Initiates Coverage On |
Buy |
View More Analyst Ratings for MU
View the Latest Analyst Ratings
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This article Micron Set for Profit Surge with High-Margin Products and AI-Driven Market Expansion, Analyst Says originally appeared on Benzinga.com
© 2024 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.
CryptoCurrency
Suze Orman Says The Personal Finance Of Americans Is ‘Really, Really Bad’ Even Though The Stock Market Is Doing Great
In a recent conversation with Chris Wallace on CNN Max, Suze Orman highlighted that while the stock market is performing well, it doesn’t reflect how most American households are really doing financially.
“What if I were to tell you that 75% of the people in the United States don’t have $400 to their name in case of an emergency?” Orman said, describing the financial situation of ordinary Americans as “really, really bad.”
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Although we often use the stock market to measure economic health overall, Orman emphasizes that it doesn’t reliably tell us how the everyday American is doing. “On the whole, ordinary human beings in America today are living paycheck to paycheck and they’re not doing well at all,” she explained.
As household debts rise and reliance on credit cards increases, it’s clear that individuals may be in a deeper financial crisis. Last summer, U.S. credit card debt surpassed $1 trillion for the first time, a milestone that Orman pointed to as a symptom of a much larger issue.
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Even as some sectors of the economy show strength, Orman made it clear that inflation makes it difficult for most Americans to keep up. Wallace, taken aback by Orman’s statistics, asked her to elaborate on what she described as a “financial pandemic.”
“We’re in a pandemic in that there isn’t a financial vaccine to cure this,” Orman explained, adding that the crisis won’t be resolved by external forces. The only way forward, she argues, is for individuals to take responsibility for their financial well-being. “The government’s not gonna save them. The economy is not gonna save them. They’re gonna have to be their own financial vaccine so to speak.”
Trending: Founder of Personal Capital and ex-CEO of PayPal re-engineers traditional banking with this new high-yield account — start saving better today.
Orman’s stark warning reflects a growing disconnect between market performance and individual financial health. While stock market gains might boost portfolios for wealthier Americans, many face difficult choices, living paycheck to paycheck with little to no safety net.
A recent MarketWatch survey corroborates Orman, stating that nearly two-thirds of Americans feel like they are living paycheck to paycheck.
In response to this crisis, Orman has cofounded SecureSave, a business that addresses one critical component of personal finance: emergency savings. Through this business, Orman hopes to help people build a financial cushion that can protect them in times of need.
Trending: Warren Buffett once said, “If you don’t find a way to make money while you sleep, you will work until you die.” Here’s how you can earn passive income with just $100.
“The goal of money is for you to be secure,” Orman told Wallace. She explained that SecureSave partners with employers to allow workers to automatically save a portion of their paycheck, making it easier to build an emergency fund without thinking too much about it.
With the program, employees can save small amounts, such as $25 per paycheck, and some employers offer to match a portion of those contributions. “Within a year period of time, they have about $1,000,” Orman noted, adding that the goal isn’t to amass large sums right away but rather to establish a savings habit that can lead to bigger habits like saving for retirement.
Trending: Beating the market through ethical real estate investing’ — this platform aims to give tenants equity in the homes they live in while scoring 17.17% average annual returns for investors – here’s how to join with just $100
These emergency savings accounts are FDIC-insured and employees can access the money whenever needed.
The stock market may be doing well, which is great for retirement and investment accounts, but many people don’t have the basics of emergency savings. Orman’s message is that security doesn’t come from market gains – not that it can’t help – but from building healthy financial habits like emergency savings that can provide stability in uncertain times.
If you’re facing financial uncertainty and unsure where to start building security with your own finances, consider speaking with a financial advisor. They will offer advice tailored to your unique situation and help you determine a plan that matches your financial goals.
Read Next:
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This article Suze Orman Says The Personal Finance Of Americans Is ‘Really, Really Bad’ Even Though The Stock Market Is Doing Great originally appeared on Benzinga.com
© 2024 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.
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