AN ULTRA-RARE error on a 50p coin has skyrocketed its value – you might have one in your wallet.

The Benjamin bunny coin is one of four 50p coins that were released in 2017 to celebrate famed author Beatrix Potter –  coins with Peter Rabbit, Tom Kitten and Jeremy Fisher on were also released as part of the collection.

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TikTok account CoinCollectingWizard instructed viewers to keep their eyes peeled for the lucrative coin.

He said: “If the Queen is upside down on your 50p coin then it’s worth ‘big money’. This 50p is an error all because the design is facing the wrong way.

“The error that’s left the Queen’s head in a different direction on the obverse design of the Benjamin Bunny on the reverse will have happened in the minting process.”

He added: “When you flip it round, the Queen should be facing the same way Benjamin Bunny. If the Queen is facing any other way, then you have found a rare rotation error worth money.

“Error coins are still legal tender so long as the original coin is still in circulation too.”

The influencer added: “That means you can easily come across one in your change.

“Often times error coins can sell for a lot more than their face value. So this is definitely something you need to be looking for as it can be easily missed.”

Concluding the video, he advised coin fans to take a closer look at the Benjamin Bunny 50p coin and said: “Flip that rabbit over and check the Queen.”

25 million of the coins were minted, so alone it won’t usually go for much more than £2.60.

But finding one with a mistake is rare, though it does make the coins more desirable at the same time, especially as they’re produced in low numbers.

Could I be quids-in with a rare error coin?

Often times error coins will sell for a lot more than their face value.

In April a rare £1 sold for £155 because it had upside down writing on its side.

Plus in February last year, another mis-struck £1 coin was sold for £112 as it had an error that left the silver-coloured inner part of the pound looking like a fried egg.

Error coins are still legal tender – so long as the original coin is still in circulation too.

That means you could easily come across one in your change.

Get an imperfect coin verified by the Royal Mint, and you could then place a value on yours if you come to sell.

It will also let you know if your change is legitimate or not as unfortunately there are many fake coins in circulation.

Online tools from change experts like Coin Hunter are helpful to see how much it could be worth too.

Plus, the number of bids on the listing can help you establish that the coin is the real deal as well.

The Benjamin bunny error coin only had two bids placed on the listing, so many coin experts will be skeptical of whether it actually sold for the price it said it had.

Also remember that if you’re selling on eBay, you need to keep in mind that a buyer could pull out as well which means it won’t have sold for the price that it says it has.

WETHERSPOONS will serve £1.79 pints in over 700 of its pubs next week – but you better be quick.

The popular chain announced that a 12-day beer festival will take place across all 809 UK Wetherspoons pubs.

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Beer lovers can enjoy 30 different real ales from October 9 to October 20.

The deal will include beers not previously available in Wetherspoons and others have been brewed specially for the festival.

Some will even be travelling from as far as Japan, Canada, New Zealand, and the USA.

Order an ale either at the bar or via the app – but we recommend having a browse of the festival magazine first, which you can also find online or via the app.

Marketing manager Jen Swindells said: “The festival is a great celebration of real ale.

“It will allow us to showcase a selection of superb beers, including those from brewers as far afield as Japan and New Zealand, as well as those closer to home, over a 12-day period.

“All of the beers will be available at great value- for- money prices.”

Specifically, for as little as £1.79.

Jen added: “The festival will also give our customers the opportunity to enjoy a number of beers which have not previously been available in the pubs, as well as those brewed specially for the festival.”

If you’re typically a lager drinker, lighter ales can be a great gateway into the ale world.

The Urban South: Who Dat is a golden ale, originally brewed in Louisiana, USA.

Flavoured with lemongrass, green grapes and grapefruit, Wetherspoons describes it as “crisp” and “refreshing”.

This is will be its first appearance in the UK.

On the other side of the coin is Elgood’s North Brink Porter.

Brewed in Cambridgeshire, this deep ruby ale is described by spoons’ magazine as a “firm favourite”.

It also has a “deep roast aroma”, with a “toasty chocolate flavour” and “hints of espresso and liquorice”.

Elgood’s North Brink Porter is a seasonal ale so it’s not brewed permanently.

Other beers in the line up include: Born to be Mild, a ruby ale by Conwy Brewery and Sun Lounger, a pale ale by Fyne Ales Brewery.

Plus; Salem Session, Mango in the Night, Sapphire Spoon, Banoffee Pie Golden Ale, and The Gloaming.

There are also vegan and vegetarian options available.

If a whole pint is too much of a commitment, three third-of-a-pint tasters will also be available for the price of a pint.

WITH the nights drawing in, things are looking up for ­stargazing.

The pastime makes for a cute date or a wholesome family ­activity that doesn’t need a big budget.

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Here’s are stellar ways to check out the constellations.

DIARY DATES: Try to time your skygazing around greater activity to spot magical shooting stars or even the Northern Lights.

This month, watch out for two meteor showers — the Draconids peaks next Tuesday and Wednesday while the ­Orionids will be best seen around October 21 and 22. Major showers visible from the UK are listed by the Royal Museums Greenwich at rmg.co.uk.

The Northern Lights have also been seen across the UK this year thanks to geomagnetic storms.

Space physicists from Lancaster ­University issue alerts when it’s possible to see the aurora. Follow them on X @AuroraWatchUK or check out ­aurorawatch.lancs.ac.uk.

PICK YOUR SPOT: The best place to stargaze is away from the light pollution of towns and cities.

Some Forestry England woods have been awarded “dark sky discovery site” status for their excellent night-time views.

Find the full list at forestryengland.uk where you can also download a free guide to stargazing­.

Galloway Forest, to the west of Dumfries, is a gold-tier dark sky park. On a clear night more than 7,000 stars and planets are visible from it.

BE PREPARED: Of course, you’ll need a clear night to stargaze so check the weather in advance before you head out. It can take about 30 minutes for your eyes to adapt to the dark.

A red torch will help you to see what you are doing while maintaining your night vision. You can create one by simply taping red cellophane over a normal torch.

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Cantor Fitzgerald analyst C J Muse reiterated Micron Technology Inc (NASDAQ:MU) with an Overweight rating and a $150 price target.

The price target of $150 reflects ~14 times Muse’s calendar year 2025 EPS estimate versus the prior 13 times.

Muse highlighted key takeaways from its investor call with Micron.

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The discussion mainly focused on the overall health of the DRAM or HBM market and Micron’s increasingly differentiated product portfolio.

The company noted that the meaningful outperformance for the November quarter guide was driven entirely by strength within the Data Center, from both the Cloud and Enterprise.

Overall, the company expects server growth in the mid-single-digit %, driven by both AI and traditional, non-AI servers.

Muse noted that assumptions for both PCs and Smartphones appear very conservative, with a recovery only expected into the May quarter and beyond. Overall, the guide seems conservative as per his expectations.

While HBM has been investors’ primary focus, Muse noted that the overall shift to higher-value and higher-margin solutions is an underappreciated part of Micron’s story.

Beyond HBM, this includes products such as high-capacity server DRAM DIMMs, LPDDR5, and eSSD, which the company expects to each achieve multi-billion dollars in revenue in fiscal 2025, and likely allowing for a higher profitability floor given the structurally higher gross margin nature of these products.

Muse writes that the company discussed additional details on its HBM3E 12-high products, which continue to exhibit technological leadership, including significantly better power efficiency compared to competitors. The company also highlighted a recent publication on its 12-high products.

The analyst said Micron’s 12-high will likely ramp with volume shipments in the early calendar year 2025, with meaningful revenue to come in the back half of 2025. He added that Micron expects the gross margins for its 12-high products will likely be an additional tailwind in 2025.

Muse found comfort in the reiteration that the outsized Capex spent in fiscal 2025 will not translate into new bit output until 2026 the earliest. Bit oversupply continues to be an investor concern.

However, Micron reiterated that most spending is geared towards shell or clean-room space, with initial bits out of Idaho coming in 2026 and New York in 2027+, the analyst said. Add a bit of loss to the HBM transition, and he views DRAM as an undersupply for all of 2025.

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As highlighted in Muse’s recent note, it appears certain that the DOC or BIS will embargo sales of HBM from Micron, Samsung, and Hynix into mainland China.

While Micron has zero exposure to China HBM sales, the worry is how Samsung will repurpose the wafer capacity dedicated to China elsewhere globally.

His sense, though, is the HBM embargo will likely coincide with adding ChangXin Memory Technologies and Swaysure to the entity list, thereby likely adding incremental demand for DRAM bits from China.

Muse projects first-quarter revenue of $8.70 billion and EPS of $1.74.

Price Action: MU stock is down 3.49% at $100.09 at the last check on Tuesday.

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Photo: courtesy of Micron

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In a recent conversation with Chris Wallace on CNN Max, Suze Orman highlighted that while the stock market is performing well, it doesn’t reflect how most American households are really doing financially.

“What if I were to tell you that 75% of the people in the United States don’t have $400 to their name in case of an emergency?” Orman said, describing the financial situation of ordinary Americans as “really, really bad.”

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Although we often use the stock market to measure economic health overall, Orman emphasizes that it doesn’t reliably tell us how the everyday American is doing. “On the whole, ordinary human beings in America today are living paycheck to paycheck and they’re not doing well at all,” she explained.

As household debts rise and reliance on credit cards increases, it’s clear that individuals may be in a deeper financial crisis. Last summer, U.S. credit card debt surpassed $1 trillion for the first time, a milestone that Orman pointed to as a symptom of a much larger issue.

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Even as some sectors of the economy show strength, Orman made it clear that inflation makes it difficult for most Americans to keep up. Wallace, taken aback by Orman’s statistics, asked her to elaborate on what she described as a “financial pandemic.”

“We’re in a pandemic in that there isn’t a financial vaccine to cure this,” Orman explained, adding that the crisis won’t be resolved by external forces. The only way forward, she argues, is for individuals to take responsibility for their financial well-being. “The government’s not gonna save them. The economy is not gonna save them. They’re gonna have to be their own financial vaccine so to speak.”

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Orman’s stark warning reflects a growing disconnect between market performance and individual financial health. While stock market gains might boost portfolios for wealthier Americans, many face difficult choices, living paycheck to paycheck with little to no safety net.

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A recent MarketWatch survey corroborates Orman, stating that nearly two-thirds of Americans feel like they are living paycheck to paycheck.

In response to this crisis, Orman has cofounded SecureSave, a business that addresses one critical component of personal finance: emergency savings. Through this business, Orman hopes to help people build a financial cushion that can protect them in times of need.

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“The goal of money is for you to be secure,” Orman told Wallace. She explained that SecureSave partners with employers to allow workers to automatically save a portion of their paycheck, making it easier to build an emergency fund without thinking too much about it.

With the program, employees can save small amounts, such as $25 per paycheck, and some employers offer to match a portion of those contributions. “Within a year period of time, they have about $1,000,” Orman noted, adding that the goal isn’t to amass large sums right away but rather to establish a savings habit that can lead to bigger habits like saving for retirement.

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These emergency savings accounts are FDIC-insured and employees can access the money whenever needed.

The stock market may be doing well, which is great for retirement and investment accounts, but many people don’t have the basics of emergency savings. Orman’s message is that security doesn’t come from market gains – not that it can’t help – but from building healthy financial habits like emergency savings that can provide stability in uncertain times.

If you’re facing financial uncertainty and unsure where to start building security with your own finances, consider speaking with a financial advisor. They will offer advice tailored to your unique situation and help you determine a plan that matches your financial goals.

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This article Suze Orman Says The Personal Finance Of Americans Is ‘Really, Really Bad’ Even Though The Stock Market Is Doing Great originally appeared on Benzinga.com

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