Money
Martin Lewis issues urgent warning to all Disney+ customers over major change that could cost £60 a year
MARTIN Lewis has issued an urgent warning to all Disney+ customers due to a major change that could cost £60 a year.
It has been revealed that Disney+ is knuckling down on password sharing.
In a recent MoneySavingExpert newsletter, it was explained that customers who share Disney+ accounts will have to pay an extra £4.99 a month.
This is on top of your existing base price plan.
Say you share an account with friends or family who don’t live with you, the cost will apply.
Add it all up and it comes to £60 a year.
If you currently have a monthly £7.99 standard plan, this will become £12.78 with the separate “extra member” price.
Or if you have a £10.99 premium plan, this will become £15.98.
Alternatively, a £4.99 standard with ads plan will become £8.98 as the extra member cost is £3.99.
Disney+ will also check your location when you access the service.
A “household” will automatically be set up for the account based on the devices you use and where your primary residence is.
Logging into your account away from home will mean completing a verification process using a one-time passcode sent to your email.
To share your account with someone else, you’ll need to buy a separate extra member profile.
You won’t be charged the extra fee automatically, instead you’ll need to buy the extra profile yourself.
However, you can only buy one per account.
This member can’t already have had a Disney+ subscription, including a free trial.
And they can only stream one device at a time.
It is worth noting that Disney+ have not revealed how exactly they will enforce this new policy.
There is a chance you might get locked out of your account if your’e not the account holder.
Sun Money has contacted Disney+ and will update this story when we hear back.
Last weekend The Sun reported on this news along with the revelation of it not being so long ago that Netflix begun charging for password sharing.
In 2023, Netflix started banning viewers from streaming the service if they didn’t live at the house of the primary account holder.
This meant Netflix users who wanted to share an account were charged £4.99 a month, the same as having your own ad-based subscription.
How to save on your Disney+ subscription
Here are a list of ways to cut costs.
Lloyds Bank’s Club Lloyds account gives you 12 months’ Disney+ standard with ads streaming for free – it’s normally £4.99 a month, £59.88 for a year.
The account is fee-free as long as you meet the £2,000 a month minimum pay-in – there’s a £3 a month fee if you don’t.
Or, if you have a Tesco Clubcard with enough points, you can use your Clubcard vouchers to get 50% off a three-month Disney+ subscription.
Although, this only works with standard with ads and standard subscriptions.
When you swap your vouchers, you’ll get a code that’s valid until May 1, 2025, so if you’re an existing Disney+ subscriber you can wait till your current plan expires, and then use the code.
How to cancel your Disney+ subscription
If you’re unhappy with the changes to your subscription you can cancel anytime by following these simple steps.
It’s important to note though that if you cancel, you won’t be able to watch TV shows or any other content through the streaming platform.
You can cancel at any time and there is no fee to leave.
Start by logging into your Disney+ account online.
Then click the Manage Account button which can be found in the top corner of the screen.
From the plans and billing section, click on your subscription. Then, click cancel subscription and follow the last few steps to confirm.
Do bear in mind, that if you cancel halfway through your billing cycle, you’ll still be able to use the account until your next payment date.
How to save on subscriptions
MILLIONS of households across the UK are looking for ways to cut back on their spending and easy swaps can make a big difference.
Pay annually rather than monthly
Sometimes it can seem daunting to pay for a whole year’s subscription all at once.
But if you know you’re going to stick with the service, it can save you money to pay in one lump sum.
Rotate monthly subscriptions
If you have multiple TV and film subscriptions, you could save money by rotating what you pay for each month.
If you’re signed up for everything, you could be forking out a fortune
But each service allows users who pay monthly to cancel their subscription at any point with no fee.
So if you can plan what you want to watch, you could alternate which service you’re signed up to and save.
If you currently have all four services and switch to picking just one a month you could save hundreds of pounds.
Do your research and compare prices
With so many streaming options, it’s easy to lose track of which film and series are available on each.
But there’s no point paying for a subscription if it’s not got anything binge-worthy on offer for you.
If there’s a specific programme you want to watch, one tip is to research which platforms have it and choose that one.
If it’s on multiple platforms, check to see which one is cheaper.
Check for bundle deals too – some mobile phone providers offer free extras with contracts.
For example, Vodafone offers up to 24 months of Amazon prime, Spotify or YouTube Premium with certain pay monthly deals.
Calculate if it’s really worth the money
How often do you actually use your subscription?
If it’s only a few times a month, it might not be worth having them.
Make the most of free trials
Streaming services often let you try before you commit, and will give you one month for free.
Spotify, Apple Music, Tidal, Amazon Music Unlimited and YouTube Premium all currently give new users a one-month free trial, according to Which?
It’s worth taking advantage of this free period to work out if you’re actually going to use a service enough to justify paying for it.
Be sure to put the date in your diary that the trial ends so you don’t accidentally end up signing up and paying for a service you don’t want.
Cancel what you don’t use
It’s easy to lose track of ongoing subscriptions, especially if you’re paying out of several different bank accounts.
Apps like Money Dashboard and Snoop give users an overview of all their bank accounts in one place and can help you spot subscriptions you’re not using.
Money
Six ways to make your dishwasher work even harder and more affordably
FOR many busy families, the dishwasher is an essential kitchen helper.
But you can make yours work even harder and more affordably with a few simple tricks.
Here’s what you need to know . . .
CHEAPER CLEAN: Dishwasher tablets are pricey so cut them in half if you have a smaller machine.
The reduced dose is usually still enough to get dishes sparkling.
And buy bigger packs to get the best value. For example, Sainsbury’s all-in-one dish-washer tablets 60-pack is £5.60, which breaks down to 9.3p per tablet, whereas a 30-pack is £3.10, equalling 10.3p each.
READ MORE MONEY SAVING TIPS
STAINS FOILED: Roll a sheet of aluminium foil into a ball and pop it in the cutlery basket. The foil reacts with the detergent to help get rid of dull stains on silverware, leaving it shiny and bright.
LEMON SQUEEZY: If you have squeezed the juice from half a lemon, you can use the rest of it to clean your dishwasher.
Just pop it in and run the machine on its normal cycle.
The acid cuts through limescale and soap build-up to help keep the machine clean and running efficiently.
ACID NOUS: You can also give your dishwasher a good clean by putting a cup of white vinegar in a dish on the top shelf of the machine and running a hot cycle.
GREEN CLEAN: Unless dishes are heavily soiled, the eco function of your dishwasher will leave your pots and dishes spotless.
This cycle uses less water, and at a lower temperature, helping to reduce your water and energy bills.
FULL HOUSE: Make sure your dishwasher is full so you don’t run it more than is necessary.
Cutting out just one cycle a week knocks £12 a year off energy bills, says the Energy Saving Trust.
- All prices on page correct at time of going to press. Deals and offers subject to availability.
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Money
Lidl shoppers rush to buy ‘beautiful’ seasonal homeware essentials for just £4
BARGAIN-hunters are rushing to Lidl to stock up on “beautiful” seasonal homeware essentials scanning for just £4.
The seasonal leaf lamp is currently reduced to £3.99 at Lidl and comes with batteries already fitted in.
A savvy shopper posted the bargain buy on the Extreme Couponing and Bargains UK Facebook group, writing: “Beautiful leaf lamp in Lidl reduced to £3.99.
“[They] had other leaf designs lamp’s… batteries already fitted in.”
Replying to a comment, the person revealed the found the savvy buy in Sheffield.
Fans of the seasonal essential buy flocked to the comment section.
One person simply said: “Need xxxx”
While another person added: “Cute”
A third poster revealed another design in the comments, saying: “This is the other one”, while showing another leaf lamp.
A fourth person added: “Think I need a trip to Lidl.”
The seasonal leaf lamp has dotted leaf design and orange light to give warmth and ambience.
Lidl has several seasonal homeware items in its “Middle of Lidl” section, including a light up toadstool lamp for £5.99, decorative mushrooms for £4.99, and an autumn wreath for £6.99.
However do bear in mind that when prices are reduced by this much it’s usually in order for stores to clear excess stock, so availability will vary from store to store.
It’s always best to phone ahead to your local shop to check what they have available to avoid disappointment.
You can find your nearest Lidl store using the locator tool on the website.
It always pays to compare prices so you know you’re getting the best deal.
Meanwhile, shoppers have gone wild over a £4 Sol De Janerio dupe at Lidl.
Bargain hunters have rushed to pick up their favourite fragrances at a fraction of the original £24 price.
It’s always a good idea to shop around to make sure you can find the best deals.
There are plenty of comparison websites out there that’ll check prices for you – so don’t be left paying more than you have to.
Most of them work by comparing the prices across hundreds of retailers.
Google Shopping is a tool that lets users search for and compare prices for products across the web. Simply type in keywords, or a product number, to bring up search results.
Price Spy logs the history of how much something costs from over 3,000 different retailers, including Argos, Amazon, eBay and supermarkets.
Once you select an individual product you can quickly compare which stores have the best price and which have it in stock.
How to bag a bargain
SUN Savers Editor Lana Clements explains how to find a cut-price item and bag a bargain…
Sign up to loyalty schemes of the brands that you regularly shop with.
Big names regularly offer discounts or special lower prices for members, among other perks.
Sales are when you can pick up a real steal.
Retailers usually have periodic promotions that tie into payday at the end of the month or Bank Holiday weekends, so keep a lookout and shop when these deals are on.
Sign up to mailing lists and you’ll also be first to know of special offers. It can be worth following retailers on social media too.
When buying online, always do a search for money off codes or vouchers that you can use vouchercodes.co.uk and myvouchercodes.co.uk are just two sites that round up promotions by retailer.
Scanner apps are useful to have on your phone. Trolley.co.uk app has a scanner that you can use to compare prices on branded items when out shopping.
Bargain hunters can also use B&M’s scanner in the app to find discounts in-store before staff have marked them out.
And always check if you can get cashback before paying which in effect means you’ll get some of your money back or a discount on the item.
Money
Major beer brand placed into administration & staff ‘made redundant’ in move to ‘protect firm from market pressures’
A MAJOR beer brand has been placed in to administration after the company applied for a company voluntary arrangement in March.
It comes after the Fourpure brewing company closed its production site and taproom in Bermondsey.
In Good Company, the business that owns Fourpure and Magic Rock, said the move would “protect the brand from future liability, and tough commercial realities in the drinks and hospitality industries.”
Fourpure had previously applied for a CVA in March to secure more time to pay its creditors.
The company said: “Fourpure would continue to exist in the same way it does currently with its beers brewed, canned and produced at Magic Rock Brewing.”
In Good Company claimed that the administration would not “impact staff” or any of the In Good Company’s Beverage Limited’s wider portfolio.
However, a number of Fourpour staff have allegedly been made redundant following the closure of the Bermondsey site, according to The Grocer.
In Good Company CEO Steve Cox said: “We’ve had to make a number of tough decisions to protect the overall business, which includes moving Fourpure’s London brewing operations to its sister brewer Magic Rock in Huddersfield, and this month voluntarily filing for administration for Fourpure Limited.
“Both decisions have been made to futureproof the brands and the wider business, as we look to maintain stability but also strive for ambitious growth targets.
“Anyone in the craft beer, drinks and hospitality sectors will be familiar with the current challenges of operating in this space.
“We are determined to keep taking positive strides to safeguard In Good Company and its portfolio to allow for growth and innovation.”
The company has not filed a full-year set of accounts since it was acquired by In Good Company from Lion in August 2022.
The Sun has contacted Fourpure for comment.
The news comes after more than 2,000 Costa Coffee branches have abruptly shut, leaving customers “absolutely gutted”.
The Costa Coffee branch in Fleet Walk, Burnley, has pulled down the shutters for the final time.
The branch has actually been closed since the start of the month with customers left confused as to why it was empty.
But the company has now confirmed the closure is permanent, and it is set to be replaced by another shop.
A Costa Coffee spokesperson said: “We can confirm that our Costa Coffee store on Fleet Walk, Burnley, which is owned and operated by one of our corporate partners, closed for trade at the beginning of September 2024.”
Many shoppers were left disappointed after the branch shut down.
Commenting on news of the closure one said: “Absolutely gutted on Saturday when I couldn’t get my Costa!”
Another wrote: “Town centre is dying of a slow death.”
A third quipped that the situation was a “Costa living crisis”.
Costa closed its branch in Alexandra retail park, Tunstall, Stoke-on-Trent, on Sunday 1 September.
The franchised site had been open for nine years, and customers have said it was a “great place”.
Coffee giant Costa regularly reviews its store estate across the UK.
This can include the closing or renovation of existing stores, or the opening of new stores.
Below we reveal the full list of Costa Coffee sites which have already shut and those which are due to close this year.
To find your nearest store or Costa Express machine, you can visit the chain’s website.
Money
The four errors that can stop you getting £300 winter fuel payment as 880,000 miss out – how to avoid them
MILLIONS of households are still set to get the £300 Winter Fuel Payments this year.
However, there are four simple errors that those on state pension could make which would mean missing out on the cash even when eligible.
The winter fuel payment is an annual tax-free benefit designed to help with the cost of heating through the colder months.
Last year the payments were worth between £300 and £600, depending on circumstances.
This was because the amount included a “Pensioner Cost of Living Payment” – between £150 and £300.
However, this year, it will be worth £200 for eligible households or £300 for those with someone aged over 80.
That means you could receive up to £300 in free cash depending on your circumstances.
But the rules have changed this year and around nine million pensioners will no longer get the cash.
The benefit used to go to all people over state pension age regardless of circumstances.
Now just those on low incomes and claiming certain benefits like pension credit will get the cash.
Around 880,000 people are eligible for pension credit and not claiming though. meaning they will miss out on the extra cash.
There are four further reasons you could miss out on the payment too.
Figures for last year show that 110,000 Brits saw their payments cut.
The Department for Work and Pensions (DWP) has said that the vast majority of winter fuel payment underpayments last year resulted from claimant’s failing to notify the department about a change of address.
Like with other certain benefits you’ll often be required to report a change in circumstances to ensure that you’re paid the correct amount each winter.
One of the slip-ups that people have made in the past is failing to let the Department for Work and Pensions know about a change of address.
If you forget to do this, you could see the amount of winter fuel payments your due drop.
The second stumbling block to watch out for is if you or someone else eligible for the winter fuel payment moves in or out of your house.
What is the Winter Fuel Payment?
Consumer reporter Sam Walker explains all you need to know about the payment.
The Winter Fuel Payment is an annual tax-free benefit designed to help cover the cost of heating through the colder months.
Most who are eligible receive the payment automatically.
Those who qualify are usually told via a letter sent in October or November each year.
If you do meet the criteria but don’t automatically get the Winter Fuel Payment, you will have to apply on the government’s website.
You’ll qualify for a Winter Fuel Payment this winter if:
- you were born on or before September 23, 1958
- you lived in the UK for at least one day during the week of September 16 to 22, 2024, known as the “qualifying week”
- you receive Pension Credit, Universal Credit, ESA, JSA, Income Support, Child Tax Credit or Working Tax Credit
If you did not live in the UK during the qualifying week, you might still get the payment if both the following apply:
- you live in Switzerland or a EEA country
- you have a “genuine and sufficient” link with the UK social security system, such as having lived or worked in the UK and having a family in the UK
But there are exclusions – you can’t get the payment if you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain.
This is because the average winter temperature is higher than the warmest region of the UK.
You will also not qualify if you:
- are in hospital getting free treatment for more than a year
- need permission to enter the UK and your granted leave states that you can not claim public funds
- were in prison for the whole “qualifying week”
- lived in a care home for the whole time between 26 June to 24 September 2023, and got Pension Credit, Income Support, income-based Jobseeker’s Allowance or income-related Employment and Support Allowance
Payments are usually made between November and December, with some made up until the end of January the following year.
Again, it’s important to let the DWP know about these comings or goings.
The third thing to keep in mind is if you or someone else eligible for the extra cash moves into a care home.
This move will mean that you or the person moving out will no longer receive the money.
Lastly, it’s vital to let the DWP know if someone entitled to the payment has passed away.
What to do if you’ve been underpaid the winter fuel payment
Most payments are made automatically in November or December.
You’ll get a letter telling you how much you’re entitled to and which bank account it will be paid into.
If you do not get a letter or the money has not been paid into your account by January 29, 2025 and you think you’re eligible you must contact the winter fuel Payment Centre on 0800 731 0160.
You’ll also need to report a change in circumstances to ensure you’re not overpaid too.
Fail to do this and the DWP could force you to repay the money you owe.
Crucial to claim Pension Credit if you can
HUNDREDS of thousands of pensioners are missing out on Pension Credit.
The Sun’s Assistant Consumer Editor Lana Clements explains why it’s imperative to apply for the benefit..
Pension Credit is designed to top up the income of the UK’s poorest pensioners.
In itself the payment is a vital lifeline for older people with little income.
It will take weekly income up to to £218.15 if you’re single or joint income to £332.95.
Yet, an estimated 800,000 don’t claim this support. Not only are they missing on this cash, but far more extra support that is unlocked when claiming Pension Credit.
With the winter fuel payment – worth up to £300 now being restricted to pensioners claiming Pension Credit – it’s more important than ever to claim the benefit if you can.
Pension Credit also opens up help with housing costs, council tax or heating bills and even a free TV licence if you are 75 or older.
All this extra support can make a huge difference to the quality of life for a struggling pensioner.
It’s not difficult to apply for Pension Credit, you can do it up to four months before you reach state pension age through the government website or by calling 0800 99 1234.
You’ll just need your National Insurance number, as well as information about income, savings and investments.
To avoid being overpaid, you should report if you will not be living at home during the Winter months but will be in hospital getting free in-patient treatment or in custody serving a court sentence.
The deadline to claim for this winter is March 31, 2025.
Contact the winter fuel payment Centre by calling 0800 731 0160 to report a change in circumstances.
Make sure you have your National Insurance number to hand.
A DWP spokesperson previously said about last year’s figures: “Where errors do occur, we are committed to fixing them as quickly as possible and this equates to just 1.1% of all winter fuel payment expenditure.
“Anyone with a change of circumstances should inform the DWP to ensure they get the right amount of money they are entitled to, while those eligible for this year’s payment have until the end of March to claim it.”
Money
I’m an award-winning Starbucks barista – my tips to save £343 a year on coffee including free refills
SPLASHING out on a coffee pick-me-up doesn’t need to cost as much as you think it does.
Dee Bespalova, named the best Starbucks barista in the UK, has shared her top tips on how to save money – including the secret to free refills.
Star barista Dee was awarded after taking on her fellow Starbucks coffee connoisseurs from up and down the country.
She has now shared her top tips for saving money at Starbucks – and who better to get the inside information from?
Buying coffee on the go can be shockingly expensive when added up over time.
According to Wholesale Coffee Co, Brits spend on average £5.50 per week on coffee, which is £286 a year.
And on average, people who buy a Starbucks three times a week spending approximately £54 a month, which is a whopping £648 annually.
At The Sun, we always recommend you make coffee from home to save money.
For example, with Tesco Clubcard prices you can buy 6 sachets of Costa Barista Creations in any flavour for £1.75 – that’s 30p a coffee.
Meanwhile, a Starbucks can typically set you back around £4.50 for one drink, or up to £6.55 for special recipes.
Starbucks prices change based on availability, and between locations.
However, we also know that, sometimes, a DIY coffee from home isn’t quite as exciting as a Starbucks on the go.
And with experts like Dee making the coffee, sometimes it’s okay to spend a little extra on a hot drink you know you’ll love.
For this reason, we put together Dee’s top tips for enjoying a Starbucks the savvy way – so you don’t have to miss out on that coffee catch up with friends.
By combining all of these tips across the year, a person who drinks three coffees a week and spends £648 annually will save £343.20.
The amount you save will vary depending on how much you typically spend of course.
GET FREE REFILLS – £271.20
One of the most exciting tips Dee whispered to The Sun was that filter coffee-drinkers are actually able to get refills for free.
She said: “Whilst lattes and flat whites are many people’s favourites, if your usual order is a black coffee, or a coffee with just a splash of milk, consider asking whether your local store offers filter coffee, which you can swap out for your americano and enjoy a free refill.”
A filter coffee at Starbucks is easy on the wallet too, starting at just £1.95.
If you were to buy two americanos (£3.80 each), this would cost you £7.60.
If you did this once a week for a year, you would rack up a spending of £364.80.
Instead, you could save a total of £5.65 a visit by ordering a filter coffee and getting a free refill instead.
If you did this once a week for a year instead, you’d spend £93.60 a year – saving £271.20 across the year just by swapping for filter coffee.
Dee recommends going up and asking your barista if it offers filter coffees, as they are not in all stores and might not always be on the menu at the tills where you’ll usually find the latest additions and seasonal drinks on show.
You’ll need to purchase the first drink to have in to then qualify for a free tall refill.
SWAP SYRUPS – £72
When you fancy your coffee with a little twist, a syrup will usually do the trick – but if you are looking to save, there is a cheaper option.
You can swap out the dairy milk for an alternative to bring a different flavour to your drink.
According to Dee, dairy alternatives at Starbucks are offered at no extra charge.
Customers can request oat, soy, almond or coconut milk.
“But if you’re a bit stuck for where to start, choose a drink with a dairy alternative as standard”, she told The Sun.
“For example, the Iced Brown Sugar Oat Shaken Espresso is designed to work best with the delicious roast nutty flavours of oat dairy alternative.”
Starbucks is one of very few chains which offers completely free milk alternatives.
In Costa for instance, soya is the only non-dairy milk you can buy free of charge. For oat or coconut, the customer must spend 45p.
5 things you didn’t know about Starbucks
The name was inspired by a book
Co-founders Gordon Bowker, Jerry Baldwin, and Zev Siegl opened the first Starbucks in Seattle on March 30, 1971. The name was inspired by author Herman Melville’s famous novel, Moby-Dick – Starbuck was the name of the first mate on the ship, the Pequod.
It has its own coffee farm
Purchased in 2013, Hacienda Alsacia is a 240-hectare coffee farm located in Costa Rica. Customers can’t visit, but they can take a virtual tour.
Different apron colours
Did you ever notice some of the Starbucks staff wearing different colour aprons? Green, Black, Red and there’s also a few special editions.
Before there were Sharpie pens
Starbucks is known for writing your name on your drink cup, but before this idea came to fruition, the position of a cup on the bar would tell the barista how to make the beverage. Upside down for decaf!
Millions of fans, millions of drinks
US Starbucks stores will sell around 5 million drinks daily in 2024, and the top-selling of which is currently Caramel Macchiato.
A shot of syrup at Starbucks typically costs 50p, so you can save £1.50 a week based on having three drinks a week on average – that’s £6 a month, and £72 a year.
Of course, keep in mind that out calculations are based three coffees a week – the amount you save will vary based on how much you usually spend on coffee.
GET FREEBIES WITH STARBUCKS REWARDS – £72
Regular Starbucks customers can download the Starbucks app and collect points, which can be used to gain free rewards.
Dee said: “It pays to be loyal and Starbucks Rewards is quick and easy to use.”
Customers can collect three stars for every £1 spent, and when you reach 150 stars, you’ll get a free drink of any size.
If customers reach 450 stars, they will be rewarded with Gold status.
This means extra shots of espresso, selected syrups and whipped cream are all on the house.
Each of these extras usually cost 50p, meaning you could save £s off a single purchase.
If you cashed in on these extras three times a week, you’d save £1.50 – that’s £6 a month, and £72 a year.
To begin collecting rewards, download the Starbucks app and sign up with your email address.
However, keep in mind that with all schemes such as these, the goal of the company is to get you spending more money.
If you become a rewards member, be sure to use it as a perk, and not an excuse to buy more coffees when you’re out of the house – otherwise you will lose money rather than saving it.
Also remember that having apps and email notifications from businesses like Starbucks may subconsciously encourage you to spend more money, so be mindful of marketing influences.
In moderation, rewards are much more enjoyable.
To find the nearest Starbucks near you, visit their website.
Do you have a money problem that needs sorting? Get in touch by emailing money-sm@news.co.uk.
Plus, you can join our Sun Money Chats and Tips Facebook group to share your tips and stories
Money
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