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I’m a personal finance writer, and these are my 11 best money-saving tips

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I'm a personal finance writer, and these are my 11 best money-saving tips

I’ve been a personal finance writer for five years. In that time, I’ve read and written countless articles about all the ways to make, spend, and save money more effectively.

Over the years, I’ve taken some of that advice and applied it to my own personal finances. Other tidbits have been left on the cutting room floor because — let’s face it — financial advice is not one-size-fits-all. And it shouldn’t be.

For example, when it comes to , I’ve always resented the idea that feeling strapped is normal. In the past, when I deprived myself and directed most of my hard-earned money to a savings account for a later date, I was actually less motivated to save.

In my opinion, the best savings strategies are about finding the right balance between caring for Future Me while ensuring Present Day Me doesn’t feel like she’s making too many sacrifices or going without.

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Over time, I’ve implemented several key habits that fit my lifestyle and make saving money easier. Maybe they’ll work for you too.

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Here’s a hard truth: Money sitting in your wallet, underneath your mattress, or even a traditional savings account isn’t growing as much as it could be. In fact, you’re probably losing money to .

With a , however, you could earn as much as 5% APY on your balance. And the interest you accrue will also begin to earn interest thanks to the magic of .

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Before you , you’ll need to read the fine print and consider account fees, minimum balance requirements, how easy it is to access your funds, and more.

Not sure where to start? Check out our ranking of the available today.

This is a big one. I got into the habit of early on. It was more effective to set aside a portion of my paycheck before I could think of other ways to spend that money. This allowed me to adjust to working with a little less money every payday, all the while knowing that my savings account balance was growing in the background.

Even so, I still like to log in periodically to check on my and see how it’s grown over time. It gives my motivation a boost and makes me feel more secure in my future goals.

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If you’ve ever received a work bonus, you know the temptation that can come with seeing a land in your bank account. The first time I earned a bonus, some part of my brain was already working out how I’d use that money to help fund my next vacation. But then the finance writer in me kicked in, and I held off on purchasing plane tickets.

Instead, I decided to take a small portion of my bonus for a splurge (sometimes you have to scratch the itch and treat yourself). Then I put the rest of my bonus toward paying off my car loan. By making this decision, I felt I had rewarded myself for my hard work and still made a move that got me closer to my financial goals.

Paying off my car freed me of a monthly payment that was significantly eating into my budget. Moving forward, I had extra income to deposit into my savings, invest, and direct toward other debt payments.

Since then, whenever I’ve received a bonus, , or any unexpected money, I’ve made it a habit to treat myself in a small way and look for ways to improve my finances in a more meaningful way.

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Prioritizing my savings goals required me to pare down my social outings — but not entirely. Investing in my friendships and activities that bring me joy is also a priority for me. I even made it a line item in my budget.

Setting aside funds to cover dinner with friends, a movie night, or some other activity at least once a week gives me something to look forward to and makes it easier to make smaller sacrifices.

For example, if I plan to attend a birthday dinner on a Friday night, I’ll feel more motivated to cook for myself throughout the week in anticipation of that expense.

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This may be a hot take, but delivery services have helped me save money on groceries. Admittedly, grocery delivery apps involve some subscription costs and fees, but they have helped me scale back on impulse purchases, resulting in overall savings.

When something looks good at the store, it’s easy to chuck it in your shopping cart without a second thought. But by outsourcing my grocery shopping, I’m more likely to buy only what I need. This method of shopping has also made it easier for me to plan my meals for the week and reorder the same groceries at a later date so I don’t have to spend as much time on these tasks.

Many apps allow you to filter items by price or have a tab specifically for sales and discounts, too.

Other tasks that you can outsource include cleaning, laundry, gardening, and more. Consider using some of your newfound free time to work on freelance projects for extra income or perform a financial check-up to see where you can save even more.

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If you’re a regular at any store, you may be asked to join a rewards program at some point. Sometimes, it pays to sign up if you’re a frequent shopper. Many retailers offer discounts, cash-back rewards, or even special pricing for rewards members. You may also receive emails or text alerts that inform you when there’s a sale.

That’s why if my favorite stores or nearby gas stations offer free rewards programs, I always take the extra few minutes at the counter and sign up. Of course, the key is to avoid impulse buys or overspending when I find out about a great deal. The goal is to be rewarded for future purchases I planned to make anyway.

I have been guilty of downloading and paying for a subscription and then forgetting about it, or downloading a trial version of an app and neglecting to cancel the subscription before I’m charged.

For that reason, I’ll periodically go into my phone’s settings and visit the subscriptions tab to review my active subscriptions and how much I’m paying for them. If an app is set to be renewed soon, I’ll consider whether I actually use it or if it’s time to cancel my subscription.

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I also check my for subscriptions outside of the App Store. You could also consider setting up or through a for upcoming recurring transactions.

When you put a purchase “on ice,” you hold off on buying it for a certain amount of time, giving yourself a chance to reconsider whether you really need it. While I don’t necessarily practice this when purchasing a coffee mug or a pack of gum, I do if it’s a purchase above a certain dollar amount.

If I see a specific item I’m interested in purchasing, I’ll create a note on my phone with the price and link if it’s available online. Then I revisit that note a few days or weeks later.

Sometimes, I decide I really do want that item. It may have even gone on sale, which can be an added bonus, or I may have had time to find that same item for a lower price somewhere else.

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In most cases, though, I’ve entirely forgotten about the item or decided it’s not worth the price tag after some time and distance.

In other words, putting purchases on ice doesn’t always prevent spending, but it can give you the chance to make a more informed decision about your purchase.

At the start of my career, I learned from a financial influencer that there is no minimum age to (formerly known as the American Association of Retired Persons).

The organization is focused on people over 50, but anyone 18 and older can get a membership and take advantage of discounts on dining, hotel and resort stays, airfare, car rentals, cruises, insurance, and so much more. The annual membership usually costs $16, but it’s going for $12 right now.

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As a 20-something with a slew of , rehearsal dinners, baby showers, and the like filling up my social calendar, it feels as though I always need a new outfit for an upcoming event.

One way I’ve managed to save money is by renting clothing rather than buying it. Many different clothing rental services give you access to high-end pieces without the high-end price tag and allow you to refresh your wardrobe at a fraction of the cost. This is especially true when it comes to special occasion outfits that you’ll probably never wear again.

You can also use these services to swap out your everyday wardrobe, try different styles, and decide which pieces are worth investing in.

There can be a lot of social pressure to spend money when you don’t necessarily want to. Learning to say “no” has been one of the most effective and empowering aspects of my money-saving journey.

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There are instances when declining an invitation is the smartest move, whether it’s skipping dinner with friends at a high-end restaurant outside of my budget or politely declining an invite to a destination wedding and sending a gift instead. (You may have heard TikTokers refer to this as “.”)

Changing my mindset to see saying no as an empowering and necessary step toward reaching my savings goals rather than a limitation has made all the difference.

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The Best Way to Talk to Your Dog, According to Science

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The Best Way to Talk to Your Dog, According to Science

While humans typically speak at a rate of four syllables per second when conversing with each other, dogs can only produce about two vocalizations per second. The EEG results also revealed that dogs’ brains are more attuned to slower speech rhythms.

This may explain why people naturally slow their speech to about three syllables per second when talking to dogs.

The researchers suggest that this slower, more rhythmic “dog voice” aligns better with the way a dog’s brain processes sound, leading to improved understanding.

Interestingly, the study indicates that dogs don’t process syllables the same way humans do. Instead, they seem to focus on differences at the word level.

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To examine which elements of “dog voice” aid comprehension, the researchers tested commands with and without clear words or original intonation (variations in pitch and intensity). Their findings show that both the words and intonation are crucial for dogs to grasp the commands.

So, there you have it—a scientific explanation for why slowing down and using a singsong voice can make it easier for your dog to understand you.

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Letter: Hotly contested

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Banker all-nighters create productivity paradox

From Professor Rebecca Earle, Department of History, University of Warwick, Coventry, West Midlands, UK

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Major cinema chain to shut 3 sites for good IN DAYS leaving film buffs bemoaning ‘major loss’ – and more will follow

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Major cinema chain to shut 3 sites for good IN DAYS leaving film buffs bemoaning 'major loss' - and more will follow

A POPULAR cinema chain is set to shutter three sites for good in just days – and more will follow.

Film fans were devastated to hear their local movie theatres were waving goodbye permanently on October 6.

Several Cineworld sites will be axed

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Several Cineworld sites will be axedCredit: Getty

 It comes as Cineworld made the tough decision to axe their branches in Glasgow, Bedford, and Swindon.

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Meanwhile, other locations in Bedford, Loughborough, and Yate are also set to close in a matter of weeks.

The sites will shut for good on these exact dates:

  • Glasgow Parkhead (closing October 6)
  • Bedford (closing October 6)
  • Swindon Regent Circus (closing October 6)
  • Loughborough (closing October 13)
  • Yate (closing October 13)

It forms part of a major restructuring plan to help the company survive mid troubling times.

A judge recently gave the green light for £16million to be pumped into Cineworld’s four companies which form the business.

The cash came from the business’s parent company, with an extra £35million to also be made available.

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Its four companies. Cine-UK Ltd, Cineworld Cinemas Ltd, Cineworld Cinema Properties Ltd and Cineworld Estates Ltd, will also negotiate leases for each of their 101 sites across the UK.

It comes as the chain is also said to be renegotiating rent agreements for around 50 of its sites.

But, 25 cinemas are set to be unscathed by the restructuring plans and will remain open for the foreseeable future.

A spokesperson for the chain said the plan would enable the business for “the long-term and ensure a sustainable future for Cineworld in the UK.”

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However, news of the five closures has devasted locals in the affected areas.

One cinema-goer in Glasgow Parkhead, where Cineworld is set to close on October 6, described the move as “brutal”.

While another said: “I’ve got so many childhood memories of Parkhead Cineworld! Such a major loss.”

It comes after the huge cinema chain revealed it expects to come out of bankruptcy protection in July, after receiving backing from lenders.

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The chain filed for Chapter 11 bankruptcy in the US last year due to giant debts and loss of revenue.

Meanwhile, another UK cinema chain has fallen into administration and will close multiple sites immediately.

Empire Cinemas operates 14 locations across the country with 129 screens.

A total of six sites will close with immediate effect, including two under the Tivoli brand.

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Plus, major cinema chain Odeon has also been forced to shut down several branches.

The movie giant is bringing the curtain down on five of its cinemas forever.

What is happening across hospitality and the cinema sector?

CINEWORLD isn’t the only chain that’s struggling.

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RFU safety protocols aren’t working

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EXETER, ENGLAND - SEPTEMBER 22: Immanuel Feyi-Waboso of Exeter Chiefs is tackled by Solomone Kata and Ollie Chessum of Leicester Tigers during the Gallagher Premiership Rugby match between Exeter Chiefs and Leicester Tigers at Sandy Park on September 22, 2024 in Exeter, England. (Photo by Dan Mullan/Getty Images)

Let’s go back to basics, briefly, shall we? Rugby is a game based on bashing your opponent out of the way.

If there is something you can never accept about a sport that demands physical dominance, then tiddlywinks, chess or beach volleyball may be for you.

OK, now we have re-established that, next consider the difficulty of framing that fight for dominance within a system monitored by the painstaking, meticulous, evidence-based and yet often very nuanced fields of doctors and lawyers.

This is the system in which the Leicester Tigers coach Michael Cheika operates – and has been doing for more than 20 years – and this week it delivered him a one-match ban, with another suspended, for a row he had with a doctor at Exeter Chiefs.

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The lawyers went to and fro on deciding how rude Cheika may or not have been, while also trying to untangle how the independent match doctor and Leicester’s own team doctor had dealt with the final fraught minutes of their Premiership match at Sandy Park.

We can all review the ins and outs, because the Rugby Football Union, who oversee discipline using independent panels, always publishes a summary. It was rushed out this time, in case Cheika wishes to appeal before the ban kicks in this weekend.

So you can judge for yourself, albeit in the cold light of day, what happened when Cheika hastened to the medical room and had the conversation with the doctor.

My feeling already is the best use of this case is to view it in the context of what the game is trying to do. Whether or not we think Cheika did or didn’t behave appropriately, it must reflect back on the circumstances all involved were subject to, which is the increasing use of technology aimed at preventing professional rugby players sustaining brain injuries.

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It is useful to rewatch the relevant section of the match. With 10 minutes left, and Leicester trailing 14-10, their England lock Ollie Chessum clashed heads with a teammate, Solomone Kata, and they both fell to the ground. Chessum appeared to show a “criteria-1” sign of possible brain injury as he lay flat out, and the independent doctor later decided he should have been substituted with no head injury assessment (HIA), as regulations demand. But that wasn’t what happened. Instead Chessum did receive an HIA, and went back on – indeed he caught the line-out that led to Leicester’s winning try and a success for Cheika in his Leicester debut.

Alongside all this, Kata did not go off the field for examination, and about a minute later bashed into an opposing player. He was given a red card for dangerous play but even if he hadn’t, he would have been permanently removed because of what he had done to his head. Again, the initial decision was later determined by the independent doctor to have been an error.

Now, you might say the pitchside spotter with a tablet who keeps an eye out for signs of concussion, and the independent doctor each “had one job”, and clearly it did not go well. But in real time, when these incidents are occurring, we surely need to cut some slack. We must believe these medically-trained people do not want to put anyone at risk, and the same goes for coaches and players.

Within the Cheika judgement there is a mention of faulty Wi-Fi. This then flicks us back to Sale Sharks v Harlequins, when Tom Curry was sent back on to the field because the doctor had not seen the video of the England flanker apparently losing consciousness. Such a return absolutely should not happen, but it did, until Curry was correctly substituted 20 minutes later.

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All HIAs are reviewed by an independent firm, Alligin, and a failure of technology was blamed. i was assured this week that the monitoring equipment would be double- and triple-checked at Sale’s next match.

Then look at Harlequins v Newcastle last week, and another case of tech versus rugby reality. Newcastle centre Sammy Arnold was having a stormer until the 13th minute when he was called off for a 12-minute head injury assessment. No, he appeared to be attempting to tell the referee, I haven’t had a head knock.

Referee Luke Pearce, who is under strict instruction that any player whose mouthguard pings an alert of a “head-acceleration event”, to use the correct term, to the medics, insisted Arnold leave the field. It turned out the player had the mouthguard in his sock, not his mouth. Newcastle lost their 7-0 lead and eventually the match, although their coach Steve Diamond said the absence did not alter the result.

i asked the Premiership about this, too, and in initial discussion it appears a head-acceleration event might still register on the mouthguard, even if it was in a sock. This did fly in the face, if that’s the right expression, of the match video showing Arnold kicking the ball down the field just before he was called off.

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But further investigation is warranted, and we might also ask if it’s right for World Rugby to have pegged the use of mouthguards to the availability to a player of the HIA process. There could also be a check on whether all the independent match doctors are fully versed in the cut and thrust of a rugby game.

To enquire after these matters is not to hang anyone out to dry, but to understand whether the measures against brain injury are working.

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How Netanyahu is ‘running rings’ around Biden

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After Bill Clinton’s first official meeting with Benjamin Netanyahu in 1996, he turned to an aide and said: “Who is the fucking superpower here?”

Four US presidents later, nobody would think of posing that question about Israel’s pugilistic prime minister. Netanyahu long ago established what military analysts call “escalation dominance” over whoever sits in the Oval Office — none more so than Joe Biden.

No president more than Biden has wanted to disentangle from the Middle East. Yet none, in the wake of Israel’s latest ground incursion into Lebanon and the spectre of a full-blown war with Iran, is likelier to be defined by the region than him.

“Netanyahu knows how to play the Washington game better than most US politicians,” says Alon Pinkas, a former Israeli diplomat, now columnist for the Haaretz newspaper. “And he has been running rings around Biden.”

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Even by Netanyahu’s standards, however, the current situation has a House of Cards quality to it. With just a month to go before the US presidential election, what happens in the Middle East could change the outcome on November 5.

Netanyahu, left, meets US President Bill Clinton in Israel
Netanyahu, then opposition leader, left, meets US President Bill Clinton in Israel in 1996, shortly before becoming prime minister for the first time. Netanyahu is said to know ‘how to play the Washington game’ © Getty Images

On Tuesday Iran fired 180 ballistic missiles at Israel in retaliation for the Israel Defense Forces’ killing of Hassan Nasrallah, head of Lebanese militant group Hizbollah, Iran’s largest proxy ally in the region.

Though no Israeli was killed, a number of Iranian rockets made it through Israel’s famed Iron Dome missile defence system. One landed close to an F-35 air base in the Negev desert; another narrowly missed the headquarters of the Israeli spy agency Mossad in Tel Aviv.

In contrast to Israel’s last exchange of salvos with Iran in April, this time Biden officials did not publicly urge restraint on Netanyahu. This is in spite of the fact that an escalation between Iran and Israel could lead to spiralling oil prices, which would instantly depress US consumer sentiment just as voters are going to the polls.

On Thursday, Biden admitted he was in discussion with Netanyahu about an Israeli strike on Iran’s oilfields. Iran has in the past signalled that it would retaliate to any such strike with attacks on oil infrastructure in the United Arab Emirates and Saudi Arabia. The Brent price of oil has already risen from $70 a barrel on Monday to $78 by Friday. A new round of strikes could send it hurtling towards $100.

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Asked about such a prospect, all Biden could do was interrupt himself. “I think that would be a little . . . anyway,” he replied. What Biden may have stopped himself from adding is that such an escalation could badly damage Kamala Harris’s chances of beating Donald Trump next month.

Yet it is Netanyahu, not Biden, who will decide what happens next. Recent history shows that Israel’s prime minister is unlikely to pay heed to whatever restraint Biden is urging on him in private.

“Netanyahu is riding high,” says Marwan al-Muasher, Jordan’s former foreign minister, now at the Carnegie Endowment for International Peace. “He won’t want to do anything to help Harris’s election prospects.”


On Monday, Israel will commemorate the first anniversary of the slaughter of 1,200 Israelis by Hamas terrorists.

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In the wake of that massacre, Netanyahu’s political prospects were all but written off. Israeli intelligence’s failure to pick up the warning signs of a planned Hamas operation and Netanyahu’s diversion of IDF forces from Gaza to the West Bank amounted to Israel’s biggest strategic blunder since Egypt’s Yom Kippur attack on Israel in 1973.

Protesters in Tel Aviv call for a deal to release the Israelis held hostage by Hamas
Protesters in Tel Aviv call for a deal to release the Israelis held hostage by Hamas. US attempts to secure a ceasefire agreement have largely left the White House appearing impotent © Nir Keidar/Anadolu/Getty Images

Yet somehow Netanyahu — the Houdini of Israeli politics — has managed to survive and even prosper. The latest Israeli polls show that his Likud party would be the largest if a snap election were held now. A large majority of Israelis are opposed to a two-state solution with Palestinians, which Biden has insisted must be Israel’s end goal. Netanyahu has consistently refused to specify the “day after” political settlement for the Gaza war that Biden has been urging on him.

“We thought Netanyahu had used up his nine lives,” says Paul Salem, vice-president at the Washington-based Middle East Institute, speaking from Lebanon. “It turns out he had several more lives in his back pocket.”

Biden is not the only US figure that Netanyahu has outwitted. In March, Chuck Schumer, the Democratic Senate majority leader, and the most senior elected Jewish-American in US history, called for fresh Israeli elections and new leadership. “Prime Minister Netanyahu has lost his way by allowing his political survival to take precedence over the best interests of Israel,” Schumer said in a speech on the Senate floor.

Two weeks later, Israel widened the war by striking an Iranian diplomatic complex in Damascus, killing 16 people including several senior commanders of the Islamic Revolutionary Guard Corps. That led to the first round of direct salvos between Iran and Israel. It also marked the start of Netanyahu’s political revival. In July, Netanyahu gave an address to the joint houses of Congress in Washington. He received 52 standing ovations. Schumer was among those applauding.

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But nothing has done more to boost Netanyahu’s latest resurrection than his pivot from Gaza to Lebanon over the past month. Mossad’s success in detonating thousands of Hizbollah handheld pagers and walkie-talkies changed the narrative.

Though the operation claimed dozens of Lebanese lives — as have Israeli air strikes on Beirut over the past fortnight — its technical virtuosity restored pride to the badly damaged morale of Israel’s intelligence agencies.

Yet again, Netanyahu also wrongfooted the Biden administration. On countless occasions over the past year, Netanyahu has appeared to agree to one thing with Washington and done the opposite in practice. Whether it is wranglings over the terms of a Gaza ceasefire and hostage release, or the more recent attempt at a 21-day ceasefire with Hizbollah, each time Biden is left looking impotent. “The Biden administration seems to be saying, ‘We’re suffering from a bit of autumn damp,’ ” says Pinkas. “No, this isn’t seasonal damp, it’s Netanyahu urinating all over you.”

A fighter jet takes off from a US aircraft carrier during operations in the Red Sea
A fighter jet takes off from a US aircraft carrier during operations in the Red Sea. America has beefed up its Middle East presence with 40,000 troops stationed there, as well as two aircraft carriers © Christopher Pike/Bloomberg

What happens in the coming days could be fateful for the future of both the Middle East and US politics. At some point Israel will strike back at Iran. The question is whether the Israeli retaliation will qualify as an “escalate to de-escalate” move — as Israel characterised its assault on Hizbollah — or if it will be a full-blown escalation that could trigger a spiralling conflict with Iran.

The chances of an Israeli attempt to topple the Iranian regime cannot be fully discounted. Netanyahu earlier this week sent a message to what he called the “Persian” people in which he said: “When Iran is finally free and — that moment will come a lot sooner than people think — everything will be different. Our two ancient peoples, the Jewish people and the Persian people, will finally be at peace.”

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Last weekend, Jared Kushner, Trump’s son-in-law and his former point person on the Middle East, urged the US to back an Israeli attempt at regime change in Iran. “Iran is now fully exposed,” Kushner wrote on social media. “Failing to take full advantage of this opportunity to neutralize the threat is irresponsible.”

But even a more modest Israeli action would entail risks. Jeffrey Feltman, a former regional envoy for Biden, and who led the US State Department’s Bureau of Near Eastern Affairs in Barack Obama’s administration, says that everything points to further Netanyahu surprises in the coming weeks. “All the indicators are aligning — Israel’s tactical and strategic objectives, Israeli public opinion and Netanyahu’s political survival,” says Feltman.

Smoke rises from the site of an Israeli airstrike in a suburb of Beirut on Thursday
Smoke rises from the site of an Israeli air strike in a suburb of Beirut on Thursday. Israeli air strikes on the Lebanese capital have claimed scores of lives over the past fortnight © Fadel Itani/AFP/Getty Images

Tactically, Israel’s strikes on Hizbollah and incursion into southern Lebanon showed the Israeli public that Netanyahu was taking action to enable the roughly 60,000 displaced Israelis to return to their homes in northern Israel.

Strategically, Israel’s operations are rebalancing forces in the wider region by decimating Hizbollah’s leadership and putting Iran on the back foot. This new phase in the post-October 7 war is wildly popular with Israeli public opinion. Finally, the direction of events is saving Netanyahu’s political skin. While he remains prime minister, Netanyahu can avoid a series of criminal charges that are in abeyance. “This is Netanyahu’s get-out-of-jail-free card,” says Feltman.


Among Democrats in Washington, there is rising anguish about Biden’s failure to rein in Netanyahu and what this could mean for Harris’s prospects in a tight election.

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He came to office promising to disentangle America from quagmires in Afghanistan and the Middle East. Like Obama, whose second term ended up being consumed by the war against Isis, he had hoped that his administration would be defined by the pivot to the China challenge in the Indo-Pacific. Biden now risks leaving office with the Middle East on fire and US forces beefed up in the region with 40,000 US troops stationed there, as well as two aircraft carriers. The Middle East could also jeopardise his entire legacy by opening the door to a return of Trump. Yet it is hard to find anyone who believes that Biden will change his act now.

The Israeli leader meets Kamala Harris in Washington during the summer
The Israeli leader meets Kamala Harris in Washington during the summer. Many see Netanyahu’s actions as potentially damaging for the vice-president’s chances in the US election © Kenny Holston/Pool/Getty Images

“Nobody can satisfactorily explain to me why Biden has been so passive,” says al-Muasher.

In addition to helping Israel eliminate Hamas, Biden had two aims after October 7. The first was to ensure a day-after plan for the governance of Gaza that would pave the way for a two-state solution. The second was to stop a widening of the war to the region.

The first is all but dead. It is not just Israeli public opinion but the Palestinians as well who have lost faith in the idea of an independent state alongside Israel. The second goal is on the brink of failure, too. And if the turbulence of the last month extends until the election, the chances that Biden’s presidency ends in failure will also rise. 

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British Gas to slash energy prices for thousands of customers this weekend – see if you can save

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British Gas to slash energy prices for thousands of customers this weekend - see if you can save

THOUSANDS of lucky customers will have their electricity slashed by 50 per cent this weekend.

British Gas will be be offering customers half price electricity at 11:30 and 1:30 on Saturday and Sunday with its Green Flex event.

British Gas will be be offering customers half price electricity this weekend

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British Gas will be be offering customers half price electricity this weekendCredit: Alamy

With Green Flex events, customers get half-price electricity when it is very sunny or windy and there is lots of renewable energy available.

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This is in addition to its usual half price electricity on Sunday between 11am and 4pm for qualifying customers.

The scheme first launched in December 2022 but has been extended multiple times since.

British Gas uses its own forecasting to set the events to test the potential savings and impact on the grid with this scheme.

The discount is available to new and existing PeakSave customers, and all savings will appear as a credit on customers’ energy bills.

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So far, British Gas has paid over £13 million to more than 650,000 customers taking part in the scheme.

Crucially, you can only sign up to the scheme if you have a smart meter that can send half-hourly meter readings.

Smart meters come with a display that shows your gas and electricity use in pounds and pence in real-time.

Their major advantage is that they let you more accurately track how your household habits affect your energy usage.

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British Gas says if you don’t have a smart meter, it will install one for free in your home.

Other help to pay for energy bills

If you’re not with British Gas, Ovo Energy has a similar scheme which rewards customers for reducing their energy consumption during peak times.

Power Move offers customers up to £10 a month if they cut their usage between 6-9pm, Monday to Friday.

For example, by using the dishwasher in the morning or waiting until after 9pm in the evening to catch up on TV.

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You might be able to get free home insulation or have other energy-saving measures installed in your property through the Energy Company Obligation.

The scheme is designed to help low-income households on certain benefits such as Universal CreditChild Benefit and Housing Benefit.

The Government previously told The Sun households eligible for the scheme save around £600 to £700 on their bills each year after having energy-saving measures put in place.

You can find out more on the scheme via the Government’s website.

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You might also be able to get help via the Household Support Fund which has been extended by six months until the end of September.

The fund has been shared between councils in England who then allocate their portion to those in need.

That means what you can get depends on where you live and can be a bit of a postcode lottery.

However, the help is usually dished out to those on a low income or benefits.

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You should contact your local council to see what help is available.

You can find your nearest council by using the Government’s council locator tool.

Are you missing out on benefits?

YOU can use a benefits calculator to help check that you are not missing out on money you are entitled to

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Charity Turn2Us’ benefits calculator works out what you could get.

Entitledto’s free calculator determines whether you qualify for various benefits, tax credit and Universal Credit.

MoneySavingExpert.com and charity StepChange both have benefits tools powered by Entitledto’s data.

You can use Policy in Practice’s calculator to determine which benefits you could receive and how much cash you’ll have left over each month after paying for housing costs.

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Your exact entitlement will only be clear when you make a claim, but calculators can indicate what you might be eligible for.

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