Policy experts have called for the DWP to scrap the mixed-age couples rule
The Department for Work and Pensions is facing calls to change the qualifying rules for a key benefit, as many are being missing out. Policy experts addressed a parliamentary committee to voice their apprehensions about the existing benefits framework and propose potential improvements.
Discussions covered enhanced data sharing and changes to eligibility requirements that could help struggling households obtain vital assistance.
Morgan Vine, director of policy, grants and influencing at the financial support charity Independent Age, highlighted a specific qualifying condition that prevents numerous people from accessing Pension Credit. The benefit becomes available upon reaching state pension age, supplementing income to £227.10 weekly for individuals and £346.60 for couples. Additional payments may be awarded based on personal circumstances.
If your partner hasn’t yet reached state pension age, you’re ineligible for the benefit, regardless of whether you have reached state pension age yourself. During testimony before the Work and Pensions Committee, Ms Vine argued that this eligibility requirement “is not a good policy and needs to be reversed”.
According to some projections, she noted, affected households could be missing out on as much as £5,000 or potentially £7,000 annually because of this rule, reports the Mirror. The expert suggested this would be an ideal time to abolish the policy, given other upcoming changes on the horizon.
She explained: “This is a good time to reverse it, as we’re looking at, in the context of the state pension age rising, the people that we support are going to have to wait even longer, if they are in a mixed age couple.”
The state pension age is set to increase from the current 66, rising gradually from April 2026 to reach 67 by April 2028. She said one of her organisation’s advisers recently assisted a 79-year-old whose partner is 59, meaning they cannot access the benefit. She said in this instance, the younger partner was unable to work due to suffering from long-term health conditions.
Ms Vine posed the question: “Why does it have to be on a working age household entitlement level, why can’t it be on a pensioner age household entitlement level? Because then, largely you’d be supporting somebody also in the most at-risk group, in their 50s to 60s, who has an older partner. It would be a double-win, because you’d also be helping them.
“If their income is low, which is why they’d be entitled to that benefit anyway, they’re not in work. If they were in work, neither of them would be entitled to it.”
She described how many elderly people consider this to be unjust. Ms Vine said: “We definitely think it’s something that should be looked at. For a lot of the people we support, they very much feel like they are being penalised for who they love, which isn’t something anyone wants to be in a situation of.”
The expert also noted that the most recent figures on how many people are impacted by this are considerably outdated, meaning the true scale of the issue remains unknown. The DWP was approached for comment and asked whether there are any plans to amend the policy.
A DWP spokesperson said: “Supporting pensioners is a top priority and our commitment to the triple lock means millions of older people will see their state pension rise by up to £2,100, with an extra 47,300 pensioner households awarded Pension Credit – worth on average £86 a week.
“Pension Credit is intended to aid pensioners who have left the labour market. A person of working age is entitled to different benefits which include employment support, such as Universal Credit.”
The state pension is expected to increase by up to £2,100 per year over the course of this Parliament due to the triple lock. The policy guarantees annual increases each April based on whichever is highest: 2.5 per cent, average earnings growth, or inflation.
Latest DWP data reveals that between November 2024 and November 2025, 179,455 Pension Credit claims were processed and granted – a 36 per cent jump, equating to 47,285 additional claims compared to the previous year’s figures.
When previously questioned by the committee regarding the mixed age qualifying rule, the Government responded: “There are no plans to change or explore the requirement for mixed-age couples to claim Universal Credit, or the conditionality requirements for the younger partner.
“This working age customer will receive the same labour market support as other Universal Credit claimants and any conditionality applied to them will take into account their individual circumstances.”





