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European unicorn Alan becomes Canada’s first new health insurance company in almost 70 years

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Alan co-founder and CEO Jean-Charles Samuelian-Werve

In 2016, when Alan originally launched its health insurance product in France, it was the first new health insurance company in the country in 30 years. Now, as Alan announces its expansion to Canada, the startup is about to break a new record: There hasn’t been a new health insurance company in Canada since 1957.

In many ways, Alan treats health insurance as software as a service. It’s a subscription-first product that can be optimized with technology. For instance, Alan has built its own claim management system. Its flagship product is health insurance that complements the national healthcare system in France. French companies must provide health insurance to all their employees when they join.

The startup has also added additional services to improve consumer satisfaction, reduce churn, and win new deals. Alan members can use the company’s mobile app, for example, to chat with doctors, order prescription glasses, and consume preventive care content on mental health or back pain.

While the company has raised a ton of money — including a recently announced €173 million Series F round — Alan has been relatively focused when it comes to geographic coverage. In addition to its home country, the service is also available in Belgium and Spain.

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It’s such a big market, however, that it doesn’t necessarily need to launch everywhere to find new clients. It currently covers 675,000 people across its three markets. Given that nearly 100% of the population in France, Belgium, and Spain has a health insurance contract, Alan is still a challenger.

But that hasn’t seemed to stop Alan’s expansion plans. The company has obtained a federal OFSI license in Canada, meaning that it can officially operate as an insurance company in the country. It’s building a local board and a local team with insurance and healthcare experts.

“You cannot use your European license in Canada. You need to apply for a new license. But then the rules in terms of solvency, distribution, risk management, and so on are very, very similar,” Alan co-founder and CEO Jean-Charles Samuelian-Werve told TechCrunch.

Alan is essentially bringing the full Alan product suite to Canada and plans to hire 50 people in the country over the next few years.

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It’s surprising that Alan didn’t pick a European country for its next market expansion. Part of the reason can be found on Alan’s capitalization table. Teachers’ Venture Growth (TVG), the venture fund of the Ontario Teachers’ Pension Plan Board, led Alan’s Series E round. But with Canada, Alan wanted to make a statement.

“I try to be very long-term oriented in the way we make our decisions at Alan. And when I picture Alan in 10 years from now, I don’t see us just as a European company. I see us as a global company,” Samuelian-Werve said.

Canada is also a fairly large market, with both a national healthcare system and private health insurance coverage. Primary care is covered by the government, but a good portion of healthcare, around $60 billion a year, is handled by health insurance providers. And things haven’t changed much lately.

“In Canada, there are only 20 [health insurance providers] that have at least 1% in market share. That number is 400 in France … It’s really, really uncompetitive [in Canada],” Alan’s general manager for Canada, Mark Goad, said. “And if you look at the satisfaction ratings with the net promoter score, it’s at -8 in Canada, whereas Alan operates at +70.”

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Just like in France, the Canadian team is going to distribute Alan through employers. Employers typically pick one health insurance provider to cover the entire workforce of that company.

Around 55 Canadian companies have already expressed interest in trying Alan. The company plans to onboard one customer per week starting in January 2025. It will then launch its self-signup portal at some point during the second quarter of 2025.

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This HOTO electric screwdriver is only $40 — great for DIY

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This HOTO electric screwdriver is only $40 -- great for DIY

I have an electric screwdriver. I didn’t take advantage of any Prime Big Deal Days discounts to get it, but I did get a great price. Why am I sharing this? Because I’ve come across an incredible deal on a HOTO electric screwdriver, and I know how much mine has changed the game for me. Normally $60, the HOTO is only $40 and it comes with 12 different drill bits for a variety of tasks. Most importantly, you can save your hand from cramping and make short work of anything that requires screwing. That makes this a great choice for DIY projects, home repairs, and anything else where you’d need a traditional screwdriver.

Why shop this HOTO electric screwdriver deal for Prime Big Deal Days?

HOTO electric screwdriver deal for Prime Big Deal Days
HOTO

Let’s start with a quick explanation about electric screwdrivers. If you’re not familiar, they’re just like traditional screwdrivers with one major difference — they use electric to spin the attachment or bit. Think of them as a smaller, lightweight drill. They don’t have as much power in most cases, but they can still certainly save you the trouble of manually spinning a screw. They can both tighten and loosen screws.

Now, on to the HOTO electric screwdriver, specifically. It comes with twelve steel bits, all of varying sizes and types. So, your standard Philips variant, hex, and beyond. Inside the screwdriver is a 1,500mAh rechargeable battery which can be charged via the USB Type-C port. That makes things super easy when you need to charge because most of what you own these days can be charged via USB-C. Even if not, it comes with a charger.

An aluminum storage box gives you a place to stow the driver and all the bits. Plus, it makes it super easy to carry with you on jobs or when you have to go somewhere but still might need a screwdriver. Van-lifers or those with off-grid lifestyles, pay attention here.

Normally $60, you can grab this HOTO electric screwdriver set for just $40, which saves you $20. That might not seem like a huge discount but it’s a great price for a tool of this caliber. If you don’t already have one, I highly recommend either grabbing this one or another like it during the Prime Big Deal Days event.

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How to install Cisco UCS C220 C240 M4 server rails

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How to install Cisco UCS C220 C240 M4 server rails



Hopefully this is helpful since the installation process is a little different. So far the newer Dell ready rails are my favorite to work with.

How to remove the server:


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Mama bear beats rival who killed her cub to become winner

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Mama bear beats rival who killed her cub to become winner


The winner of Fat Bear Week has finally been crowned – and she’s no stranger to the title.

Voters chose 128 Grazer, a mother bear who won Fat Bear Week last year, and whose cub was recently killed by her last remaining opponent in the competition, 32 Chunk.

The competition, which started a decade ago, allows viewers to watch live cameras of Alaska’s Katmai National Park and Preserve and pick their favourite brown bear after the animals have beefed up on salmon in preparation for winter.

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In a post on X, explore.org, the nature network that runs the contest, said 128 Grazer was “the first working mom to ever be crowned champion”.

In July, two of Grazer’s cubs were swept over a waterfall, where Chunk – the most dominant bear on the river – attacked them both, according to explore.org. One later succumbed to its injuries.

The two bears were later pitted against each other in Fat Bear Week’s competition, with Grazer eventually coming out on top, winning more than double Chunk’s votes with more than 71,000 votes.

A highly defensive mother bear, the 20-year-old Grazer is raising her third litter.

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“Her fearless nature is respected by other bears who often choose to give her space instead of risking a confrontation. This elevates Grazer’s rank in the bear hierarchy above almost all bears except for the largest males,” her bear profile states.

Fat Bear Week came after a grisly series of events this year. The beginning of the contest was delayed by one day after a female bear was killed by a male bear on camera.

Each year, 12 bears are chosen for the Fat Bear Week bracket and fans can vote online to decide the winner.

Grazer also beat Chunk in 2023, when nearly 1.4 million votes were cast from more than 100 countries, according to Katmai Conservancy and explore.org.

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WD_Black SN850X 8TB SSD crashes to $679.99

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WD_Black SN850X 8TB SSD crashes to $679.99

If you’re looking for a real deal on some PC storage while there’s still some time left during Amazon’s October Prime Big Deal Days sale, then look no further than this deal on the 8TB WD_Black SN850X NVMe SSD from Western Digital.

This SSD usually retails for $849.99 at its full price. However, Amazon currently has it on sale for $679.99 and that’s the lowest price we’ve ever seen this SSD at Amazon or elsewhere. Its previous lowest price was $762.42 back on September 8, so this is $82.43 cheaper than that price. And that makes it a very good deal for all this storage space. Western Digital was also offering this same $649.99 price on the 8TB model, but it’s out of stock which means Amazon is the place to get it.

WD Black SN850X 8TB Amazon Price History

Now one thing to note is that this is the version of the SSD without the heatsink. So if you wanted to buy this for use with your PS5, you would want to get a heating to put on it before installing, as that’s what Sony recommends. If you’re using this with your gaming PC, then a heatsink isn’t needed. Whatever platform you would use this for, you’d probably never want for storage space again. In terms of performance, this drive has lightning-fast read and write speeds.

With speeds of up to 7,200 MB/s you can expect incredibly quick load times. I’m using the 4TB model of this exact drive in my PS5 (except it has the heatsink) and it certainly loads games super fast. When used in a PC, you can use the companion software to monitor performance and manage drive features, which include Predictive Loading, Overhead Balancing, and Adaptive Thermal Management. While $679.99 for an SSD is still a lot of money, it’s 8TB, and 8TB in an SSD this fast for only $679.99 is really quite good. Especially when you compare it to other similar drives with 8TB.

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The best Prime Day Kindle deals take up to 25 percent off the Scribe and Paperwhite models

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Prime Day Kindle deals include discounts on the Scribe, Paperwhite and Paperwhite Kids at up to 32 percent off

In these final hours of Amazon’s October Prime Day sale, we’re down to just two Kindle models on sale (or, really available at all) on Amazon’s site. Why are there just two active listing for Kindles right now? It’s almost certainly because Amazon is going to announce new models soon. We have no hard evidence to back that up. But consider that the newest option, the Scribe, is two years old. Consider that Amazon has no color ereaders in its lineup (while it’s rivals do). Then add in the fact that models are missing from one of Amazon’s biggest sales of the year. It’s a good bet that new models are on the way.

So why would you want to bother with the Kindle sales that are happening. Some won’t. But others may prefer a tried-and-true model over the latest thing. The good news is that an ereader isn’t meant to do everything a tablet can. They should display crisp, 300 dpi text, have weeks of battery live, be comfortable to hold and have a soft front light for low-light reading. Both of these models do just that (plus the Scribe adds in note-taking). Here are the best Prime Day Kindle deals (all two of them).

Amazon's latest Kindle Paperwhite e-reader, which was released at the end of October 2021.

Nathan Ingraham / Engadget

Amazon Kindles dominate the ereader market, and right now there are just two models to choose from. Of course, a new Kindle is likely on the horizon — rumors suggest as much and the last entry in the lineup came over two years ago. But since ereaders aren’t as tech-heavy as a tablet, the generational bump may not make as much difference.

  • Amazon Kindle Paperwhite for $125 ($25 off): The Paperwhite is an upgraded Kindle, adding a larger display, an adjustable warm light and a waterproof build. The flush-front screen makes page turns easier and a faster processor makes that action speedier, too.

  • Amazon Kindle Scribe for $255 ($85 off): You can write as well as read with this tablet. It has a large 10.2-inch display, auto-adjusting warm front light and an auto-rotating display. It comes with the Basic pen so you can use the notebook feature that even converts handwriting to text.

  • Amazon Kindle Paperwhite Case for $20 ($15 off): If you already have the latest (11th generation) Paperwhite, here’s a deal on a case. It not only adds a little protection, opening or closing the cover also wakes or sleeps your device.

  • Kindle Paperwhite Essentials Bundle for $135 ($70 off): If you want a case and are picking up the Paperwhite ereader for the first time, go for this bundle that includes the device, the cover and a power adapter for just $10 more than the sale price of the Paperwhite on its own.

October Prime Day 2024 Kindle Kids deals

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Kindles geared towards kids are basically the same thing as their “adult” counterparts, but these come with a cover, extended warranty and a free trial of Amazon Kids+ that lets youngsters access kid-friendly audiobooks, stories and more. Plus they don’t have ads on the lock screen (Amazon makes you pay $20 for that concession on the standard devices).

  • Amazon Kindle Paperwhite Kids for $115 ($55 off): The kids edition of the upgraded Paperwhite ereader has a flush-front design, waterproof build and warm front lights for late-night reading. It comes with a cover, a two-year warranty and a year of the kids subscription.

Follow @EngadgetDeals on Twitter for the latest tech deals and buying advice, and stay tuned to Engadget.com for all of the best tech deals coming out of October Prime Day 2024.

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Servers computers

Wallmount Server Rack (Perforated/ Metal) 4u 6u 9u 12u (Server Rack)

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Wallmount Server Rack (Perforated/ Metal) 4u 6u 9u 12u (Server Rack)



Specifications:

– Rack Framework
– 1 Vented top cover with 2 Fan hole
– Bottom Cover
– 1 Front door with lock 
– 2 Detachable side panels with screw
– 1 row power outlet with cable and plug top
– 20 set of M6 caged nuts and screw
– 4 Adjustable panel mounting member
– Epoxy high quality powder coated finishing (Black colour)

More info:
visit: https://www.switch2com.com/
Shopee 1(The Fiber Expert): https://shopee.com.my/s2com1
Shopee 2: https://shopee.com.my/s2com2
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Facebook: https://www.facebook.com/s2com.com.my/
Instagram: https://www.instagram.com/switch2com/

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