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AI is coming for wealth management

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AI is coming for wealth management

If Silicon Valley is right and the technology progresses, we may witness a new wave of industry disruption 

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FT Crossword: Number 17,866

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FT Crossword: Number 17,866

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FT Crossword: Polymath number 1,304

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Unlock the Editor’s Digest for free

Download crossword

FT.com will bring you the crossword from Monday to Saturday as well as the Weekend FT Polymath.

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Interactive crosswords on the FT app

Subscribers can now solve the FT’s Daily Cryptic, Polymath and FT Weekend crosswords on the iOS and Android apps

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Travel

A Luxurious Escape at the Grand Hyatt Playa del Carmen

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Photo by The Grand Hyatt

The Grand Hyatt Playa del Carmen is more than just a hotel, it’s a portal to a world of relaxation, luxury, and vibrant culture. Nestled on the pristine shores of the Mexican Caribbean, this beachfront oasis seamlessly blends modern sophistication with the laid-back charm of Playa del Carmen. Whether you’re seeking a romantic getaway, a family adventure, or a solo retreat, the Grand Hyatt offers an unforgettable experience with its impressive amenities, prime beachfront location, and proximity to the bustling Avenida Quinta shopping district.  

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Photo by The Grand Hyatt

Designed by the renowned Sordo Madaleno, this 314-room haven seamlessly blends modern aesthetics with Mayan-inspired touches, creating a truly unique and captivating atmosphere. From the moment you step into the striking open-air lobby, you’ll be enveloped by a sense of tranquility and sophistication.

Photo by The Grand Hyatt

Step into a world of tranquility as you explore the Grand Hyatt’s extensive amenities. Three shimmering infinity pools beckon you to unwind, each offering breathtaking views of the turquoise Caribbean Sea. Lounge on the plush sunbeds, sip on a refreshing cocktail from the poolside bar, and let your worries melt away. And of course, the pristine white sands of the Caribbean Sea are just steps away, inviting you to swim, sunbathe, or simply unwind to the soothing sounds of the ocean.

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Photo by The Grand Hyatt

For those seeking ultimate rejuvenation, the Cenote Spa is a sanctuary of serenity. Inspired by the natural beauty of the Yucatan Peninsula’s cenotes, the spa offers a range of treatments designed to revitalize your body and soul. Indulge in a Mayan-inspired massage, immerse yourself in a hydrotherapy circuit, or simply relax in the tranquil ambiance of the spa’s relaxation areas. The Grand Hyatt Playa del Carmen is not only a luxurious retreat but also a champion of sustainable practices. The hotel’s design incorporates natural elements throughout, in this cenote-inspired spa and the preservation of a section of sacred mangrove jungle on the property. This commitment to environmental responsibility ensures that future generations can continue to enjoy the beauty and biodiversity of this remarkable region.  

Photo by The Grand Hyatt

Fitness enthusiasts will appreciate the state-of-the-art gym, equipped with the latest cardio and strength-training equipment. Stay active with yoga classes, guided meditation sessions, or simply enjoy a refreshing run along the beach.  

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Photo by The Grand Hyatt

The Grand Hyatt Playa del Carmen boasts an enviable location on Mamita’s Beach, a pristine stretch of white sand caressed by the gentle waves of the Caribbean Sea. Spend your days basking in the sun, swimming in the crystal-clear waters, or simply strolling along the shore. The hotel provides convenient access to a variety of water sports, including snorkeling, kayaking, and paddleboarding, allowing you to explore the vibrant underwater world.

Photo by The Grand Hyatt

As the sun sets, the beach transforms into a magical setting. Enjoy a romantic dinner under the stars at The Grill at 1 26, savoring delectable seafood and prime cuts while listening to the soothing sounds of the ocean. Or, gather around a beach bonfire with friends and family, sharing stories and laughter as you create unforgettable memories.

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Photo by The Grand Hyatt

Just steps from the Grand Hyatt lies Avenida Quinta, or Fifth Avenue, a vibrant pedestrian street that pulsates with energy and excitement. This shopping paradise is a treasure trove of boutiques, art galleries, restaurants, and bars, offering something to satisfy every taste and budget. Browse the latest fashion trends, discover unique souvenirs, or simply enjoy the lively atmosphere as you stroll along the avenue. Indulge in authentic Mexican cuisine at a local cantina, savor international flavors at a trendy bistro, or sip on a margarita at a rooftop bar with panoramic views.

Photo by The Grand Hyatt

The Grand Hyatt Playa del Carmen tantalizes your taste buds with a diverse culinary offering. From casual beachfront dining to sophisticated fine dining experiences, the hotel’s restaurants cater to every palate. From La Cocina’s local flair to delicious sushi options, and comfortable room service, the Grand Hyatt is a place of unparalleled service and hospitality. The dedicated staff is committed to ensuring your stay is nothing short of exceptional, catering to your every need with attentiveness and care.

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Photo by The Grand Hyatt

The Grand Hyatt Playa del Carmen is the perfect destination for a variety of travelers and occasions. Couples seeking a romantic escape will appreciate the hotel’s intimate ambiance, luxurious accommodations, and breathtaking beachfront setting. Families can enjoy the spacious suites, kid-friendly amenities such as the kids clubs where kids can learn new skills and brush up on their Spanish skills, and convenient access to nearby attractions. And solo travelers will find a welcoming community, ample opportunities for relaxation and exploration, and a chance to connect with like-minded individuals.  

Photo by The Grand Hyatt

With over 15,000 square feet of flexible event space, the Grand Hyatt Playa del Carmen is also an ideal destination for meetings and groups. Whether you’re planning a corporate retreat, a destination wedding, or a social gathering, the hotel’s dedicated event team will ensure a seamless and unforgettable experience.

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Photo by Lavinia Lumezanu

The Grand Hyatt Playa del Carmen is more than just a hotel, it’s a gateway to an unforgettable experience. With its stunning architecture, luxurious amenities, prime location, and commitment to sustainability, this exceptional resort offers the perfect blend of relaxation, adventure, and cultural immersion.

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Everything a person needs to know about money

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Banker all-nighters create productivity paradox

Last weekend, while leafing through the latest HTSI supplement — and reflecting more generally on your coverage of matters financial — it struck this longtime subscriber that most everything a person needs to know about money can be summed up as: i) How to make it; ii) How to save it; iii) How to borrow it; iv) How to spend it; v) How to invest it; and vi) How to give it.

Nils Junge
Washington, DC, US

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Money

‘Christmas is ruined’ fume shoppers after spotting big change to Quality Street tubs

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'Christmas is ruined’ fume shoppers after spotting big change to Quality Street tubs

SHOPPERS have been left fuming after spotting a major change to Quality Street chocolate tubs ahead of Christmas.

Nestle, the maker of the beloved festive staple, said it would be launching entirely paper tubs.

Shoppers are upset that Nestle has changed the packaging of its Quality Street tubs.

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Shoppers are upset that Nestle has changed the packaging of its Quality Street tubs.

The recyclable box will be available to buy in around 60 Tesco stores from next Monday, October 14.

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But customers are not too impressed with the eco-conscious container, with one going as far as to say their Christmas has been “ruined”.

Commenting on a social media post debuting the new box another shopper said: “Just when we thought we couldn’t sink any lower as a nation”.

While another said the decision has taken “the sparkle and excitement out of Christmas”.

“Hate it. No joy left,” they added.

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The new tubs will come in the same octagonal shape and also feature a “re-close” mechanism that ensures the lid can be securely sealed even after opening.

Nestle said it is rolling out the paper tins as part of a trial and will gauge the product’s popularity among shoppers.

But some chocolate lovers are not a fan of the sustainable stance.

“Never recycled ought in my life..straight in the bin every time,” another disgruntled shopper said.

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But not all shoppers were upset by the move.

Shocking Logo Secrets Revealed!

“Awesome work Nestle,” said one customer praising the move.

“Great idea,” said another.

This is not the first time Nestle has shaken up how it serves its Christmas treats in the name of helping the planet.

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Nestle fans were equally heartbroken when Quality Street chocolate wrappers were changed for the same reason in October 2022.

The iconic brightly coloured plastic and foil wrappers that had encased its famous chocolates for 86 years were replaced with a more understated form of waxed paper.

Shoppers are still recovering from the decision, with many still arguing on X, formally Twitter, that the new wrappers make the sweets look “cheap”.

One customer wrote: “I’m sorry, but they’re cheap-looking and depressing. They reek of war-time austerity.”

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Nestle has a goal to make all of its packaging recyclable by 2025.

But it is not all doom and gloom for shoppers.

The introduction of the new paper tubs does not signal the immediate end of its plastic and metal tins.

Its 600g and 800g tubs are still available to buy at supermarkets and online.

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New chocolate tins

Nestle, launched a new version of its 813g Quality Street tin in September.

The £12 tub features all the usual classic flavours and plays on Quality Street’s Halifax heritage – where it was first manufactured in 1936 and still is.

The 813g Quality Street tin is available now across a host of retailers nationwide including Asda, Co-op, Morrisons, B&M and Sainsbury’s.

Shoppers can pick up the new 813g tin for £12, £1.48 per 100g, which can obviously be reused after all the chocolates have been eaten.

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However, if you’re not fussed about the nostalgic tin, you’ll pay less going for a different tub or packet.

Shoppers can pick up a plastic 600g tub from Tesco for £6 – £1 per 100g.

You can also pick up a 357g sharing bag of Quality Street from B&M for just £4 – £1.12 per 100g.

Nestle has also brought back a Quality Street fan-favourite for the second Christmas in a row.

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The coffee creme flavour chocolate was last seen in Quality Street tubs over 20 years ago until the chocolatier reintroduced it last year.

Nestle has confirmed that the sweet treat will be available once again this Christmas.

However, fans won’t find the iconic flavour in the usual Quality Street tubs.

Instead, the coffee-flavour fondant wrapped in dark chocolate has joined the 11 other Quality Street sweets at pick-and-mix stations across selected John Lewis stores in the UK.

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They are also available in a limited-edition cracker at Waitrose and John Lewis stores for £5.50.

How to save money on chocolate

WE all love a bit of chocolate from now and then, but you don’t have to break the bank buying your favourite bar.

Consumer reporter Sam Walker reveals how to cut costs…

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Go own brand – if you’re not too fussed on flavour and just want to supplant your chocolate cravings, you’ll save by going for supermarket’s own brand bars.

Shop around – if you’ve spotted your favourite variety at the supermarket, make sure you check if it’s cheaper elsewhere.

Websites like Trolley.co.uk let you compare prices on products across all the major chains to see if you’re getting the best deal.

Look out for yellow stickers – supermarket staff put yellow, and sometimes orange and red, stickers on to products to show they’ve been reduced.

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They usually do this if the product is coming to the end of its best before date or the packaging is slightly damaged.

Buy bigger bars – most of the time, but not always, chocolate is cheaper per 100g the larger the bar.

So if you’ve got the appetite, and you were going to buy a hefty amount of chocolate anyway, you might as well go bigger.

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Boeing to cut 17,000 jobs and delay 777X jet as revenues fall short

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Boeing to cut 17,000 jobs and delay 777X jet as revenues fall short

CEO Kelly Ortberg says third-quarter results will ‘recognise impacts’ of machinists’ strike

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