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Just hours left for Tesco shoppers to get a Christmas bonus payment

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Just hours left for Tesco shoppers to get a Christmas bonus payment

TESCO shoppers on a savings scheme have just hours left to get a cash bonus in time for Christmas.

The deadline to add money to your Tesco Clubcard Christmas Saver account and get another payment on top is 11.59pm today.

Tesco shoppers have just hours left to get a bonus via their Christmas Saver accounts

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Tesco shoppers have just hours left to get a bonus via their Christmas Saver accountsCredit: Alamy

Members will have to be quick if they want to top up their accounts and earn free money worth up to £12.

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If you add £25 to your account, you will get a £1.50 bonus voucher while those adding £50 will get £3 back.

Anyone adding over £100 will get a £6 bonus voucher and to get the full £12 on top you have to add over £200 to your account.

Any vouchers built up throughout the year and bonus will be sent to you in November to spend ahead of Christmas.

Previously, you had to top up your Christmas Saver account in-store but you can’t do this anymore.

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However, you can top up your account online via the Christmas Savers section on the Tesco website.

You can also top up your account on the Tesco app as long as you’re logged into your Clubcard account.

It comes after shoppers were left fearing Tesco had permanently axed the bonus payments on its Clubcard Christmas Saver scheme.

In April, the retailer stopped customers from being able to make any cash top ups.

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Tesco said at the time the scheme wasn’t being stopped but that it had paused the feature temporarily.

Inside Tesco’s Christmas Showcase

Then in August, the retailer confirmed exclusively to The Sun that the top up bonus feature was back for good.

How does Tesco’s Christmas Savers scheme work?

Tesco looks after the vouchers you collect when shopping at the supermarket throughout the year and then sends them all in November.

In addition to collecting points, you can top up your Christmas Saver account with up to £360 in cash.

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This is optional but can help you save even more and you’ll be rewarded with a bonus voucher worth up to £12.

The supermarket sends statements throughout the year to allow customers to keep track of their savings.

To sign up for the scheme, you need to create a Tesco account and access the Vouchers Scheme by visiting www.secure.tesco.com/clubcard/christmas-savers.

You’ll then need to scan your Clubcard at the checkout whenever you shop, and Tesco will hoard your vouchers until the yearly deadline.

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In November, you will receive all your saved vouchers, including any bonus vouchers, in one go.

This lump sum can help cover the cost of Christmas shopping, making the holiday season more affordable.

However, it’s important to note that Clubcard and top-up vouchers are valid for two years, and bonus vouchers are valid for three months.

Other supermarket Christmas savings schemes

Asda customers can save money through the supermarket’s Christmas Savings Card.

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You are rewarded with a cash bonus depending on your balance on the “Bonus Day” which is November 11 this year.

You have to top up your card by 5pm on November 10 and Asda will top it up the following day by 9am.

Shoppers get a bonus of £1 for saving between £30 and £79.99, £3 for £80-£129.99 and £6 for £130-£179.99.

Those who have stashed away £180 to £229.99 get £9, while you receive £12 for £230 to £279.99 and £15 for £280 or more.

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Sainsbury’s has a Christmas Club Card that pays out a 5% cash bonus when you save throughout the year.

The minimum value you can load is £1 and the maximum £1,975.

However, to receive any bonus, you need to have a minimum of £50 in your account.

You can save from January to November 1 to get your bonus in time for Christmas.

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The card can be used at Sainsbury’s and Argos, both in-store and online.

How to save money on Christmas shopping

Consumer reporter Sam Walker reveals how you can save money on your Christmas shopping.

Limit the amount of presents – buying presents for all your family and friends can cost a bomb.

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Instead, why not organise a Secret Santa between your inner circles so you’re not having to buy multiple presents.

Plan ahead – if you’ve got the stamina and budget, it’s worth buying your Christmas presents for the following year in the January sales.

Make sure you shop around for the best deals by using price comparison sites so you’re not forking out more than you should though.

Buy in Boxing Day sales – some retailers start their main Christmas sales early so you can actually snap up a bargain before December 25.

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Delivery may cost you a bit more, but it can be worth it if the savings are decent.

Shop via outlet stores – you can save loads of money shopping via outlet stores like Amazon Warehouse or Office Offcuts.

They work by selling returned or slightly damaged products at a discounted rate, but usually any wear and tear is minor.

Do you have a money problem that needs sorting? Get in touch by emailing money-sm@news.co.uk.

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Water giants want even more cash from hard-pressed customers – by adding £100 to bills over five years

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Water giants want even more cash from hard-pressed customers - by adding £100 to bills over five years

WATER giants want to flush out even more cash from hard-pressed customers by adding another £100 to bills over five years.

The biggest suppliers in England and Wales say they need price rises above the levels they have already asked for, despite the regulator telling them that even those amounts were too high.

Troubled Thames Water says it needs to raise bills by 59 per cent to survive, but Ofwat wants a limit of 23 per cent.

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Troubled Thames Water says it needs to raise bills by 59 per cent to survive, but Ofwat wants a limit of 23 per cent.Credit: Getty

In July, Ofwat said bills could go up by an average of £94 in the period up to 2030 — a 21 per cent hike, typically working out at an extra £19 a year.

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But most companies have now submitted new plans, saying they need to cover urgent investment to cut sewage spills and combat leaky pipes, as well as higher debt interest costs.

It emerged as one provider, United Utilities, was yesterday accused of failing to report more than 100million litres of raw sewage being illegally dumped into Lake Windermere over a three-year period.

Southern Water has already asked to lift bills by 72 per cent from £420.35 a year to £627 a year. Ofwat said in July this should be limited to 44 per cent, but now bosses want more.

READ MORE ON WATER COMPANIES

Troubled Thames Water says it needs to raise bills by 59 per cent to survive, but Ofwat wants a limit of 23 per cent.

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Thames creditors argue that unless Ofwat approves the bigger rise, investors will desert the business and it could run out of cash by the New Year.

They say that could create a domino effect, causing an overall lack of appetite to invest in UK infrastructure.

Family’s back at N Brown

The stock price of N Brown, which recently called on TV’s Denise van Outen to front JD Williams adverts, jumped by 45 per cent yesterday on the back of the bid

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The stock price of N Brown, which recently called on TV’s Denise van Outen to front JD Williams adverts, jumped by 45 per cent yesterday on the back of the bidCredit: ELISABETH HOFF

THE fashion group behind Jacamo, JD Williams and Simply Be is being taken private in a £191million deal by the family that built the business up 60 years ago.

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Joshua Alliance is to pay 40p per share for the 40 per cent of the N Brown Group that his family does not already own.

Mike Ashley’s Frasers Group has 20 per cent and will make a sizeable profit after upping its stake in February when the shares were sitting at only 18p.

The stock price of N Brown, which recently called on TV’s Denise van Outen to front JD Williams adverts, jumped by 45 per cent yesterday on the back of the bid.

The family that founded Jacamo, JD Williams, and Simply Be is taking the fashion group private in a £191 million deal.

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The family that founded Jacamo, JD Williams, and Simply Be is taking the fashion group private in a £191 million deal.Credit: Alamy

Mr Alliance, 35, has a 6.6 per cent stake while his father, 92-year-old Lord David Alliance, who bought the business in 1963, has 53.4 per cent.

Lord David was once known as the King of British Textile for his empire that included Coats Viyella.

 He started his career working in bazaars in Iran before moving to Manchester to work in the rag trade.

Joshua Alliance said N Brown would be better off in private hands because, due to its current shareholder ownership, it is “not benefiting from being listed on the AIM market — whilst having to bear significant costs associated with its listing”.

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He said: “In the business’s current cycle of evolution, we will be able to achieve this growth potential more successfully away from the public markets.”

Taking a break in revenue

KitKat maker Nestle has said its sales would grow by around 2 per cent this year, rather than the 4 per cent expectation it had at the start of the year

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KitKat maker Nestle has said its sales would grow by around 2 per cent this year, rather than the 4 per cent expectation it had at the start of the yearCredit: Alamy

KITKAT maker Nestle has halved its growth expectations for the year after blaming weaker demand and boycotts linked to the conflict in the Middle East.

The world’s biggest food group said its sales would grow by around 2 per cent this year, rather than the 4 per cent expectation it had at the start of the year.

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It said its growth was impacted by “soft consumer demand and consumer hesitancy towards global brands, linked to geopolitical tension”.

 The cost of living crisis has also prompted many shoppers to turn their back on many big brands, which have raised prices and shrunk packets to boost their profits.

The Swiss food giant follows global giants Starbucks and McDonald’s in being impacted by boycotts linked to the conflict in Gaza.

Nestle has become a target for the boycott due to its stake in Israeli food seller Osem.

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Buy now, pay safer

SHOPPERS will be protected by new rules around “Buy Now, Pay Later” firms, the City watchdog has confirmed.

Regulation around BNPL products, such as Klarna and Clearpay, will finally kick in by early 2026, the Financial Conduct Authority has said.

Proposals to regulate BNPL were first touted in 2021. The new rules will mean firms must follow the same laws covering credit cards and customers will be protected if things go wrong.

30 fired at Meta

FACEBOOK’S Mark Zuckerberg has fired almost 30 workers on six-figure salaries for using meal credits to buy goods such as wine glasses.

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Staff at Meta, the owner of Facebook and Instagram, were being paid £300,000 but still received perks including free meal vouchers to buy breakfast, lunch and dinner.

A probe found the sacked workers had used them to buy toothpaste and cosmetics.

Meta, worth £1.1trillion, has led an efficiency drive which has included 21,000 lay-offs in the past two years.


THE boss of Ladbrokes owner Entain has lifted its profit forecasts after a boost from the recent Euros and NFL matches. But Gavin Isaacs yesterday also warned the Government that a tax grab on the gambling ­sector would lead to job losses.

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£571M in scams

BRITS had more than £571million stolen by fraudsters and scammers in the first six months of the year.

There were almost 2,000 cases of romance scams, with customers losing £14.5million, says UK Finance data.

Criminals posing as bank staff or police stole £32.3million, while fraudsters pretending to be bosses to trick victims into transferring cash led to a £7.8million loss.

Banks are calling on social media firms to help tackle scammers at source because most fraud starts online.

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SHARES

  • BARCLAYS up 8.05 to 245.10
  • BP up 4.55 to 400.00
  • CENTRICA up 0.90 to 125.60
  • HSBC up 5.20 to 678.00
  • LLOYDS up 0.66 to 61.86
  • MARKS & SPENCER down 2.60 to 390.80
  • NATWEST up 7.70 to 362.80
  • ROYAL MAIL flat 0.00 at 343.80
  • J SAINSBURY up 4.20 to 278.80
  • SHELL up 22.00 to 2,554.50
  • TESCO up 7.00 to 362.10

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Tesco announces new Christmas meal deal range – & four fan favourites are returning to shelves in DAYS

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Tesco announces new Christmas meal deal range - & four fan favourites are returning to shelves in DAYS

TESCO has announced its Christmas 2024 meal deal range and four fan favourites will return to its aisles in just days.

The retail giant has confirmed that a total of eight new mains and sides will join the lineup in stores and online from October 21.

Tesco has announced its Christmas 2024 meal deal range

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Tesco has announced its Christmas 2024 meal deal rangeCredit: Getty
Tesco has got its gluten-free foodies covered with this new sarnie

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Tesco has got its gluten-free foodies covered with this new sarnieCredit: Tesco

Tesco Clubcard members can nab a festive main, snack and drink for a measly £3.60.

The supermarket has something for everyone – with options catering to meat-eaters and veggies alike.

Sarnies making their debut in the range include Tesco’s new Christmas Cracking Currywurst Sub – available for a £3.00 on its own, making this meal deal a stellar saver.

The festive sandwich is filled with juicy pork sausage, smoky caramelised onions and tangy curry ketchup, wrapped into an egg-glazed sub roll. 

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For £3.25, the new Ho-Ho-Hog Wrap comes with low-cooked pulled pork seasoned with fennel and garlic.

It’s paired with rosemary gravy mayo and a crunchy apple slaw and wrapped in a tortilla.

Veggies can enjoy the new Plant Chef Christmas Veg Fest Wrap for just £3.

It features roasted carrots, parsnips, and spiced red cabbage, topped with vegan gravy mayo and is tucked inside a spinach tortilla.

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The supermarket has also kept gluten-free eaters in mind with their new Gluten Free Festive Chicken & Trimmings sandwich for £3.40. 

It pairs tender chicken breast, layered with pork, sage and onion stuffing mayo, cranberry sauce between two slices of seeded gluten-free bread. 

How Do Tesco Meal Deals Compare?
Veggies can also tuck in to feast on some festive food

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Veggies can also tuck in to feast on some festive foodCredit: Tesco
The Ho-Ho-Hog comes with low-cooked pulled pork seasoned with fennel and garlic

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The Ho-Ho-Hog comes with low-cooked pulled pork seasoned with fennel and garlicCredit: Tesco
Customers can enjoy another Christmas classic with this side

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Customers can enjoy another Christmas classic with this sideCredit: Tesco

But that’s not all – some popular products are returning to the festive meal deal range, including the likes of Tesco Turkey & Trimmings Sandwich, priced at £3.40.

This sandwich is packed with turkey breast, sausage, sage and onion stuffing, and beechwood smoked bacon and is layered with mayo and cranberry sauce, served on slices of malted bread.

And Clubcard members can get three premium mains as part of its Christmas Meal Deal range for just a fiver.

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The Tesco Finest side comes complete with a side and a choice of drink, like regular meal deals.

The first premium main is the Chicken & Bacon Wrap with Gravy Mayonnaise Dip, setting shoppers back £4.25 on its own.

It contains chargrilled chicken breast and maple-cured bacon which is paired with a tangy cranberry chilli chutney and wrapped in a soft, bar-marked tortilla.

The second main to join the lineup is the £4.50 Festive Chicken, Bacon & Stuffing Mayo Baguette which comes with chicken breast, beechwood smoked bacon, sage and onion stuffing mayo, and cranberry sauce.

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The third and final premium main is the £4.25 Tesco Finest Turkey BLT that’s inspired by New York delis.

It features pastrami-style turkey, maple-cured bacon, Emmental cheese, and tangy gherkin mayo, all served on rye and caraway bread.

Tesco has also launched snacks for just £1.50 a pop, with two new treats for shoppers to feast on.

The Mini Christmas Bangers with Gravy Mayo Dip are made from pork, apple, and cranberry and served with a rich sage and black pepper mayo dip on the side for a herby, festive finish.

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The Christmassy Chicken Bites with Festive Cranberry Dip feature tender chicken bites seasoned with stuffing and accompanied by with a zesty cranberry dip.

But two meal deal snacks will be returning – including Tesco Mini Pork Pies and Tesco Pig in Blanket Sausage Rolls.

The pair of mini pork pies feature seasoned cured pork, sweetened dried cranberries, and cranberry sauce wrapped in a crisp hot water crust pastry.

Meanwhile, the Pig in Blanket Sausage Rolls include pork sausage meat wrapped in smoked bacon and encased in flaky puff pastry and sage and onion seasoning.

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If you like the finer things in life, you can get your hands on this Turkey BLT

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If you like the finer things in life, you can get your hands on this Turkey BLTCredit: Tesco
Tesco's turkey sandwich is a perfect treat reminiscent of Christmas dinner

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Tesco’s turkey sandwich is a perfect treat reminiscent of Christmas dinnerCredit: Tesco

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The most unusual jobs on offer this Christmas as 40,000 temp roles are up for grabs – The Sun

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The most unusual jobs on offer this Christmas as 40,000 temp roles are up for grabs – The Sun

THE annual festive hiring spree is officially in full swing, with another 40,000 Christmas temp jobs up for grabs this week.

Seasonal positions are a great way to test out different sectors and to see if it’s an area you would like work in longer term.

Jay Styles started as a festive temp but is now a permanent staff member at Tesco’s Hednesford store

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Jay Styles started as a festive temp but is now a permanent staff member at Tesco’s Hednesford store
Carmen Martin-Smith joined Cadbury World as a festive chocolate-making temp and now works as a permanent chocolate creator

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Carmen Martin-Smith joined Cadbury World as a festive chocolate-making temp and now works as a permanent chocolate creatorCredit: Supplied

Taking on an unconventional temp job will help you develop a new skillset, build your network and make your CV stand out when you apply for jobs in the future.

This week Sunemployment brings you some of the most unusual festive jobs on offer . . .

Warwick Castle needs 15 ice rink hosts and two ice rink team leaders. Apply at ­merlincareers.com.

Posh baker Cutter & Squidge has just launched in John Lewis and is hiring 30 more staff to meet demand for luxury Christmas hampers and cakes.

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Co-founder Emily Lui said: “We hire on a combination of positive attitude and energy rather than a whole host of qualifications.

“Oh, and a love of cake also goes a long way too!”

Apply at cutterandsquidge.com.

Have you got what it takes to work in a Christmas grotto?

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Great Grottos is recruiting for elves, grotto managers and Santas at greatgrottos.co.uk.

Tesco Tensions: Shoppers Behaviors That Annoy Employees

Full training is given but Santas must be aged at least 28. Full and part-time positions available and wages are paid every fortnight.

If you’re a dab hand at ensuring presents look perfect, most major department stores are searching for in-store Christmas gift wrappers.

See jobsearch.selfridges.com, harrodscareers.com and janemeans.com/pages/gift-wrapping-jobs.

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Love a Christmas selection box? Then apply to Cadbury World.

The Birmingham attraction is hiring six retail hosts to refill shelves and help on the tills, plus 13 chocolate demonstrators, with the possibility of a permanent job.

Carmen Martin-Smith joined Cadbury World as a festive chocolate-making temp and now works as a permanent chocolate creator.

Carmen, 32, from King’s Norton, Birmingham, said: “I didn’t know a chocolate creator was even a career choice until I started at Cadbury World.

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“It’s not like any other job. I love getting creative and I even train new colleagues how to make the handmade items.

“I only have to say my job title is Cadbury World chocolate creator and people are always interested in what it involves.

“If you are thinking of applying for an unusual Christmas job I would say definitely, give it a go.

“Plus, I get to work with chocolate every day, and who wouldn’t want that?”

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Gerrard Baldwin, general manager at Cadbury World, said: “Our colleagues play such an important role in delivering the magic of Christmas.”

A SUPER ROLE FOR TEMPS

FOR a super seasonal job, try your local supermarket.

They are among the biggest recruiters of festive temp staff, and this year Tesco is taking on 26,000 Christmas helpers.

Positions are available in the retail giant’s superstores and Extra shops, packing for online deliveries and in store replenishment.

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Alexandra Brown, group people services director, said: “We’re looking for people who enjoy working as part of a team and are prepared to go that extra mile to help our customers.”

Jay Styles started as a festive temp but is now a permanent staff member on the checkouts at Tesco’s Hednesford store, in Cannock Chase, Staffs.

Jay said: “Growing up with autism, I found socialising really difficult and never fitted in. I also suffered from low self-esteem and confidence.

“Once I started working at Tesco I felt my confidence grow and I have much more faith in my abilities.

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“I was made permanent after my role as a Christmas festive colleague and received great feedback from customers.

“I always feel supported by Tesco and the management team and would highly recommend Tesco as a great place to work.”

Apply at tesco-careers.com/festive.

ALDI is hiring 3,500 store staff at aldirecruitment.co.uk, with pay rates from £12.40 per hour.

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MORRISONS needs 3,000 extra people to work across its stores, food manufacturing sites and logistics operations. See morrisons.jobs. 

The Co-op also needs 400 new staff. See jobs.coop.co.uk.

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PUB chain the Liberation Group is hiring 200 staff for front and back-of-house roles. 

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The company has more than 120 pubs across South West England and the Channel Islands. Search for jobs at careers.butcombebrewery.com.

IT’S NOT JUST FOR XMAS…

EACH year, around one in five festive temps gets an extra present in the shape of a permanent job at their Christmas employer.

We reveal ways to turn your seasonal post into a serious career

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We reveal ways to turn your seasonal post into a serious careerCredit: Getty

If you’d like to turn your seasonal post into a serious career, try this Santa’s sackful of tips, from Department for Work and Pensions work coaches.

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ASK ABOUT OPPORTUNITIES: Enjoying your job? Let your manager know you are keen to stay on with the company. If you see a suitable vacancy, apply while you are still working there.

HAVE A CAN-DO ATTITUDE: Approach every task with positivity. Even when the role may be difficult, show determination to get it done well.

BE A TEAM PLAYER: Consider what tasks need to be done by your department and how you can add value.

BE PROACTIVE: When you have finished a task, ask your manager or colleagues if there is anything else you can do to help.

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ASK FOR FEEDBACK: Requesting this from your colleagues and your manager will show you have a desire to improve and that you are thinking long-term on how you can develop personally but also within the team.

SHOW YOUR POTENTIAL: Ask if you can shadow colleagues in departments of interest and use it as a work experience exercise.

GET PARCELS WHERE THEY NEED TO GO

IT’S not just Father Christmas who busily needs helpers at this time of year.

Logistics firms have thousands of jobs on offer to deliver gifts and parcels

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Logistics firms have thousands of jobs on offer to deliver gifts and parcelsCredit: Alamy

Logistics firms have thousands of jobs on offer to deliver gifts and parcels across the nation.

DPD is taking on 200 warehouse operatives and drivers (3.5t, 7.5t and Class 1), on fixed-term contracts. See jobs.dpd.co.uk.

There are also 1,000 jobs for self-employed, permanent owner drivers at drivers.dpd.co.uk/apply.

GXO needs 1,500 staff, including warehouse operatives, forklift and HGV drivers. See jobs.gxo.com. Eddie Stobart has more than 100 driver vacancies.

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Email your CV to careers@eddiestobart.com.

EVRI needs 5,000 self-employed couriers, with working patterns right across the seven days of the week.

Gary Robinson, director of couriers, said: “As we head into our busiest time of year, we have lots of vacancies for those seeking a role that puts them in control of setting their own workload, with opportunities spanning beyond Christmas.”

See beacourier.co.uk.

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THE Sweet Hamper Company based in Tiptree, Essex, is taking on ten festive pickers and packers. 

For more details and to apply, see sweethampercompany.co.uk/pages/careers.

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‘Finally’ cry choc fans as Cadbury brings back iconic treats for Christmas – and they taste just like Mini Eggs

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'Finally' cry choc fans as Cadbury brings back iconic treats for Christmas – and they taste just like Mini Eggs

CADBURY fans are over the moon after the chocolate giant brought back iconic treats just in time for Christmas.

The Mini Snowballs range has now returned to supermarket shelves – and the festive treats are proving a massive hit.

Cadbury fans were ecstatic after the chocolate giant brought back mini snow balls

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Cadbury fans were ecstatic after the chocolate giant brought back mini snow ballsCredit: Instagram @cadburyuk
The festive treat is a fan favourite

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The festive treat is a fan favouriteCredit: Instagram @cadburyuk

The range includes an 80g and 270g bag of Mini Snowballs, which retails from £1.50 and £4.25 respectively.

Cadbury are also selling a 110g Mini Snowballs bar, retailing from £1.50.

The chocolate giant announced the return of the seasonal treats on Instagram on October 9 with a video of fans excitedly rushing to their local Sainsbury’s store to snap up the treat.

The caption read: “PSA: Cadbury Snowballs have hit the shelves! Is it too soon, or are we just getting a head start on the Christmas magic?”

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Ecstatic fans took to the comments to weigh in with their opnions after the treat “finally” made a comeback.

One wrote: “Yay! My favourite! Even better than mini eggs.”

Another said: “We have been waiting since last Christmas!”

A happy third added: “I’ve eaten 3 packets already. They’re the best.”

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Made with sustainably sourced cocoa, the Mini Snowballs bag contains Cadbury milk chocolate balls wrapped in a crisp sugar shell with a dusting of icing sugar.

Meanwhile, the Mini Snowballs bar contains chocolate with mini snowballs inclusions.

The products are currently available to purchase at major retailers across the UK, including AsdaMorrisonsTesco, Sainsbury’s and Waitrose

Shoppers beg Cadbury’s to bring back 2005 recipe on iconic bar – as they moan current one ‘tastes like candle wax’

As Christmas becomes more expensive with each passing year, some punters may now have the perfect solution to rising food costs.

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That includes your festive-favourite chocolates, which are always popular with shoppers at this time of year.

It’s always a good idea to shop around to make sure you can find the best deals.

There are plenty of comparison websites out there that’ll check prices for you – so don’t be left paying more than you have to.

Most of them work by comparing the prices across hundreds of retailers.

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Google Shopping is a tool that lets users search for and compare prices for products across the web.

Simply type in keywords, or a product number, to bring up search results.

Price Spy logs the history of how much something costs from over 3,000 different retailers, including Argos, Amazon, eBay and supermarkets.

Once you select an individual product you can quickly compare which stores have the best price and which have it in stock.

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Idealo is another website that lets you compare prices between retailers.

All shoppers need to do is search for the item they need and the website will rank them from the cheapest to the most expensive one.

How to bag a bargain

SUN Savers Editor Lana Clements explains how to find a cut-price item and bag a bargain…

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Sign up to loyalty schemes of the brands that you regularly shop with.

Big names regularly offer discounts or special lower prices for members, among other perks.

Sales are when you can pick up a real steal.

Retailers usually have periodic promotions that tie into payday at the end of the month or Bank Holiday weekends, so keep a lookout and shop when these deals are on.

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Sign up to mailing lists and you’ll also be first to know of special offers. It can be worth following retailers on social media too.

When buying online, always do a search for money off codes or vouchers that you can use vouchercodes.co.uk and myvouchercodes.co.uk are just two sites that round up promotions by retailer.

Scanner apps are useful to have on your phone. Trolley.co.uk app has a scanner that you can use to compare prices on branded items when out shopping.

Bargain hunters can also use B&M’s scanner in the app to find discounts in-store before staff have marked them out.

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And always check if you can get cashback before paying which in effect means you’ll get some of your money back or a discount on the item.

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‘It’s a dreadful shame,’ cry shoppers as major high street chain to shut town centre store for good

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'It's a dreadful shame,' cry shoppers as major high street chain to shut town centre store for good

SHOPPERS cry “it’s a dreadful shame” as a major high street chain announces the closure of its town centre store.

The store, based in the Welsh town of Rhyl, has revealed its exact closure date.

The store sits in-between Yours, a ladies clothing brand and O2 Shop Rhyl

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The store sits in-between Yours, a ladies clothing brand and O2 Shop Rhyl
The high street still has a Discount World

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The high street still has a Discount World
And fast-food restaurants

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And fast-food restaurants

On February 15, 2025, WHSmith’s on Rhyl High Street will close for good.

As reported by North Wales Live, the stationary giant revealed the store was “no longer sustainable”.

A WHSmith spokesperson said: “We can confirm that the WHSmith store in Rhyl will be closing on Saturday 15 February 2025.

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“It is no longer sustainable to continue to trade from this location and the decision has been taken to close the store as a result of the forthcoming lease expiry.

“We are disappointed to be losing our presence in Rhyl and we would like to thank all our customers for their support and for shopping with us.

“We are also extremely grateful for the commitment of our in store colleagues who we will support with this transition and redeploy to nearby stores, where possible.”

Over the past few years various WHSmith stores in the region have too, sadly closed.

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Such as in Colwyn Bay and one in Bangor.

Many unhappy shoppers took to social media to share their woes in response to the closure in Rhyl.

One said: “It’s a dreadful shame was has happened to the High Street, they should never have taken Marks and Spencer’s to Prestatyn it’s buzzing there. Disgraceful!”

WH Smith Deals with Back-to-School Theft

A second said: “Awww lovely memories of going upstairs to browse all the books. Rhyl is turning into a sad place.”

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And a third said: “Spent many a happy Friday afternoon in there while my Grandkids picked their books so sad to see this.”

While a fourth commented: “Such a shame. Rhyl high street is ruined.”

And then a fifth said: “Everything is going from Rhyl. The last time I was there I wash shocked at the changes and non seem to be for the better.”

The Facebook post has in fact racked up 72 likes and hundreds of comments.

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This closure comes after it was revealed WHSmith’s in March, Cambridgeshire will also shut down in January 2025.

Again, many people took to Facebook to express their frustration with the closure and the state of the town’s high street.

One user said: “I knew this would happen. God, our high street is dying…all That work seems like such a massive waste.

“And on top of that, more jobs going. I hope all the staff find work ASAP.”

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Another said: “Shame as some books and mags will have to be bought online now.

“Mind you almost always empty when I’ve been in there.”

In the past 11 months, as many as nine WHSmith stores in the UK have closed.

They include:

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  • Crewe, Cheshire – March, 2023
  • Newcastle-under-Lyme, Staffordshire – March, 2023
  • Bicester, Oxfordshire – August, 2023
  • Manchester – December 2, 2023
  • Alfreton, Derbyshire – January, 2024
  • Ramsgate, Kent – January, 2024
  • Oban, Argyll and Bute, Scotland – February, 2024
  • Nantwich, South Cheshire – February, 2024
  • Margate, Kent – April 20, 2024

WHSmith also confirmed it is “regrettably” closing its store in Street, Somerset, early next year.

Why are retailers closing stores?

RETAILERS have been feeling the squeeze since the pandemic, while shoppers are cutting back on spending due to the soaring cost of living crisis.

High energy costs and a move to shopping online after the pandemic are also taking a toll, and many high street shops have struggled to keep going.

The high street has seen a whole raft of closures over the past year, and more are coming.

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The number of jobs lost in British retail dropped last year, but 120,000 people still lost their employment, figures have suggested.

Figures from the Centre for Retail Research revealed that 10,494 shops closed for the last time during 2023, and 119,405 jobs were lost in the sector.

It was fewer shops than had been lost for several years, and a reduction from 151,641 jobs lost in 2022.

The centre’s director, Professor Joshua Bamfield, said the improvement is “less bad” than good.

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Although there were some big-name losses from the high street, including Wilko, many large companies had already gone bust before 2022, the centre said, such as Topshop owner Arcadia, Jessops and Debenhams.

“The cost-of-living crisis, inflation and increases in interest rates have led many consumers to tighten their belts, reducing retail spend,” Prof Bamfield said.

“Retailers themselves have suffered increasing energy and occupancy costs, staff shortages and falling demand that have made rebuilding profits after extensive store closures during the pandemic exceptionally difficult.”

Alongside Wilko, which employed around 12,000 people when it collapsed, 2023’s biggest failures included Paperchase, Cath Kidston, Planet Organic and Tile Giant.

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The Centre for Retail Research said most stores were closed because companies were trying to reorganise and cut costs rather than the business failing.

However, experts have warned there will likely be more failures this year as consumers keep their belts tight and borrowing costs soar for businesses.

The Body Shop and Ted Baker are the biggest names to have already collapsed into administration this year.

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Money

Klarna reveals huge buy now, pay later payment change for shoppers

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Klarna reveals huge buy now, pay later payment change for shoppers

KLARNA has revealed a major change to its famous buy now, pay later scheme.

From today, British and American Apple users can use the savvy AI-powered shopping tool through Apple Pay when placing an order.

Klarna is now an available option on Apple Pay for Apple users in the UK and US

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Klarna is now an available option on Apple Pay for Apple users in the UK and USCredit: Rex

Customers can check out with Apple Pay online and through apps if they have iPhones with iOS 18 or later or iPads with iPadOS 18 or later.

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Shoppers will have access to Klarna’s flexible payment offerings, including pay later in three or four instalments with no interest or over longer periods with APRs starting at 0%.

Klarna is set to launch the same feature in Canada within the next few months as part of a global expansion.

Sebastian Siemiatkowski, Co-founder and CEO of Klarna, said: “Consumers around the world have been asking for Klarna on Apple Pay, so I’m super proud to let them know it’s here!

“Our fair, flexible and interest-free payments options are now even easier to use at your favourite merchants when checking out on Apple Pay online and in apps in the US, UK, and soon Canada. 

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“This is a big step toward our mission to offer consumers Klarna at every checkout.”

Jennifer Bailey, Apple’s vice president of Apple Pay and Apple Wallet, added: “We’re excited to give users in the US and UK more choice in how they pay with the addition of Klarna’s flexible payment options right at checkout on Apple Pay.

“With this rollout, users have the option to pay for purchases over time, and they get to enjoy the seamless and secure experience of Apple Pay that they already know and love.”

The new integration hopes to make flexible payment options more accessible so Klarna purchases can be made directly on an iPhone or iPad, in app and online with Apple Pay.

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All eligible users need to do is select Other Cards & Pay Later Options when they check out on Apple Pay with an iPhone or iPad.

THINK BEFORE YOU BORROW

BORROWING sounds like a simple way to help pay bills – but beware falling into debt you cannot pay back.

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It’s always vital to ask yourself if you actually need to borrow before committing to a new credit card, personal loan or overdraft.

If you cannot afford to pay off debt you already have, you should avoid at all costs taking on any more.

When customers apply for credit through a BNPL provider, they usually undergo a “soft” credit check that leaves no footprint on their credit file.

As a result of this, other providers won’t see if you’ve borrowed money this way. That’s why it is easy to amass debts with different firms.

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Even though BNPL is advertised as interest-free, if you miss payments, you could still be charged late fees. Your debts can also be passed on to a collection agency.

Some BNPL firms, including Klarna, tell credit reference agencies about late payments.

Shoppers also miss out on major consumer rights protections that come with traditional credit.

Then they must select Klarna to access the Klarna products that are available to them.

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Once they agree to the terms, they can double click the side button and authenticate with Face ID or Touch ID to confirm their purchase.

Before approving the purchase, Klarna will make a new lending decision, using its industry-leading underwriting checks.

This decision will not impact a customers’ credit score.

With this handy integration, users can enjoy all the privacy and security features they love about Apple Pay.

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As with all Apple Pay purchases, when a user pays with Klarna, Apple does not keep a record of a user’s transaction history.

Klarna clarifies that loans are not offered by Apple and the feature may not be available for all types of purchases, such as subscriptions and recurring transactions.

And while it’s available with Apple Pay online and in apps, via suitable iPhones or iPads, it is not available in-store.

Since last month, US-based customers have been able to purchase Apple products using flexible payment options on Klarna.com and Apple from Klarna, a storefront in the Klarna app.

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With 85 million active consumers, Klarna is the biggest global buy now, pay later (BNPL) provider in the world.

Earlier today we revealed that changes to BNPL rules to protect shoppers are set to kick in within months under major new plans by the government.

The new Labour government has confirmed that it intends to legislate to bring the BNPL sector under the City watchdog’s rule by early 2025.

This would mean the regulation would come into effect in early 2026.

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Proposals to regulate BNPL products were first touted in 2021, but have been repeatedly delayed.

We revealed earlier this year that the previous government had shelved the plans over fears that it would drive BNPL firms out of the market during a cost of living crisis.

But the lack of regulation around BNPL is bad news for shoppers as it means these firms don’t have to follow the same rules as major credit lenders and customers aren’t protected if things go wrong.

Klarna has rolled out a handy Apple Pay feature available on iPhones and iPads

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Klarna has rolled out a handy Apple Pay feature available on iPhones and iPadsCredit: Getty

How to get free debt help

There are several groups which can help you with your problem debts for free.

  • Citizens Advice – 0800 144 8848 (England) / 0800 702 2020 (Wales)
  • StepChange – 0800138 1111
  • National Debtline – 0808 808 4000
  • Debt Advice Foundation – 0800 043 4050

You can also find information about Debt Management Plans (DMP) and Individual Voluntary Agreements (IVA) by visiting MoneyHelper.org.uk or Gov.UK.

Speak to one of these organisations – don’t be tempted to use a claims management firm.

They say they can write off lots of your debt in return for a large upfront fee.

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But there are other options where you don’t need to pay.

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