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The Money Expert: #1 Formula to Get RICH Off Your Normal Salary (It’s EASY!)

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The Money Expert: #1 Formula to Get RICH Off Your Normal Salary (It’s EASY!)



How do you track your spending?

What’s the easiest way for you to save money?

Today, Jay welcomes back Codie Sanchez, entrepreneur, investor, and founder of Contrarian Thinking, to share the mindset shifts needed to thrive financially in today’s world. Codie explains why renting can sometimes be the smarter move, how to negotiate with confidence, and why mastering the language of money, from credit scores to strategic debt, is essential before you can build real wealth. Together, Jay and Codie debunk the myths of financial literacy, showing that clarity and confidence matter far more than complicated strategies.

This conversation takes an honest look at what it really takes to make money in a tough economy, whether that’s launching a side hustle without quitting your job or spotting opportunities that others overlook when markets are down. Codie highlights that building wealth isn’t about chasing trends or quick wins, but about making disciplined decisions, managing risk with intention, and turning problems into possibilities. Together, Jay and Codie also discuss how to grow within your career by understanding your true value, negotiating with confidence, and recognizing that profit and purpose don’t have to compete, they can align in practical, meaningful ways.

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In this interview, you’ll learn:
How to Negotiate Your Rent and Save More
How to Use Credit the Right Way to Build Wealth
How to Start a Business With Little to No Money
How to Keep Your Job and Still Grow a Side Hustle
How to Turn Problems Into Profitable Opportunities
How to Talk About Money in Relationships
How to Invest Your First $1,000 Wisely

Growth doesn’t come from getting everything right, it comes from learning, experimenting, and treating challenges as opportunities. With curiosity and courage, even problems can become stepping stones forward.

With Love and Gratitude,
Jay Shetty

What We Discuss:
00:00 Intro
02:03 The Best Time to Build Wealth
05:26 Should People Own Homes Anymore?
06:21 Are You Financially Literate?
08:48 Simple Steps to Financial Freedom
12:54 How Much Money Do You Really Need to Start a Business?
15:57 The Three Qualities of a Great CEO
18:05 How to Increase Your Value as an Employee
21:01 The Path to Growth Inside a Company
25:05 The Truth About Hustle Culture
27:29 Passive Income: Real or Myth?
28:48 Why You Shouldn’t Turn Every Passion Into Profit
31:30 What Sets Top Performers Apart
35:10 The Fixer vs. The Freeloader Mindset
38:50 How to Choose the Right Leader to Learn From
40:42 The Power of Surrounding Yourself With the Right People
44:00 Setting Expectations That Lead to Success
48:52 The Lipstick Theory of Recessions
52:01 The Link Between Money and Dating
55:22 How to See Money as a Tool, Not a Goal
59:31 Who Should Really Pay on the First Date?
01:04:15 Understanding Negative Feminine Energy
01:07:49 Why Discussing a Prenup Can Strengthen Relationships
01:11:10 What Makes a Strong and Lasting Partnership
01:14:26 Should You Get Into Business With Your Partner?
01:18:52 What Makes a Deal Truly Great
01:22:52 Why Investing in Yourself Comes First
01:25:06 Investing 101: The Basics You Need to Know
01:26:44 Stocks vs. Bonds: What’s the Difference?
01:27:46 The Next Level of Investing Explained
01:30:39 The #1 Thing People Waste Money On

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Episode Resources:

Home – Owner Book


https://www.youtube.com/@CodieSanchezCT
https://www.instagram.com/codiesanchez
https://www.facebook.com/codiesanchezbiz/

@realcodiesanchez


https://www.linkedin.com/in/codiesanchez/
https://contrarianthinking.co/

https://www.instagram.com/jayshetty
https://www.facebook.com/jayshetty/
https://x.com/jayshetty
https://www.linkedin.com/in/shettyjay/
https://www.youtube.com/@JayShettyPodcast
http://jayshetty.me

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Crypto Investors, You Are NOT Ready For How Big This Week Will Be.

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Crypto Investors, You Are NOT Ready For How Big This Week Will Be.



I hope you enjoyed today’s video 🙂

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Legal Disclaimer

This content is for educational and informational purposes only and does not constitute financial, legal, or tax advice. I am not a licensed financial advisor. Always do your own
research and consult a qualified professional before making any financial decisions.

#crypto #cryptotrading #cryptocurrency

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The quickest way to double your money #shorts

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The quickest way to double your money #shorts



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The Importance of Financial Literacy in the Black Community | Shark Tank’s Daymond John

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The Importance of Financial Literacy in the Black Community | Shark Tank's Daymond John



It’s Black History Month, and I want to talk about Black FUTURE. The key to building strong financial futures is financial literacy, which isn’t taught in the Black community and to Americans who never learned about money in school. My mission is to change that!

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DAYMOND JOHN aka the People’s Shark turned a $40 investment into his world-renowned brand FUBU to a 6 billion company. Daymond has since continued to be an entrepreneur in every sense of the word.

Not only is he a pioneer in the fashion industry but he’s also a featured Shark on ABC’s Emmy Award Winning show Shark Tank, a multiple New York Times best-selling author, branding guru and acclaimed motivational speaker.

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In 2013, President Barack Obama appointed Daymond a Presidential Ambassador for Global Entrepreneurship, a position focused on promoting the power and importance of entrepreneurship on a global scale.

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#blackhistorymonth #blackexcellence #financialliteracy #financialeducation #knowledgeispower #buildwealth #blackwealth

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Yes this is prop money. I just wish the IRS would believe me

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Yes this is prop money. I just wish the IRS would believe me



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Being student with no income, while ur Family talks about financial problems around u#viralytquotes

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Being student with no income, while ur Family talks about financial problems around u#viralytquotes



#trendingshorts #aestheticshorts #ytshorts #explorepage #fypage #fypviral #explorepage #exploremore #reality #relatablecontent #relationships #emotional #deeplines #quoteoftheday #quotesaboutlife #lifelessons #spreadpositivity #mentionedyou #moments #hearttouching #bollywoodsongs #sadmoment
#1ksubscribers #morelikes #1millionviews

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Buying Money Soap #shorts

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Buying Money Soap #shorts



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XRP & ECB The Truth Around the Connection!

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XRP & ECB The Truth Around the Connection!



Is the ECB adopting XRP? We are cutting through the market noise to verify the facts behind the connection. There is a lot of speculation surrounding the European Central Bank and blockchain technology. This video clarifies the actual relationship between the ECB, DLT operators like Axiology, and the role of XRP Ledger technology in modern financial infrastructure. We move past the hype to look at what is documented versus what is merely rumor.

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🔥CHAPTERS:
00:00 XRP, Bitcoin & Crypto Are Getting Extremely Bullish
01:36 Why XRPL Adoption by the ECB Matters
02:07 European Central Bank Goes Into Tokenized Finance
02:38 The ECB’s Connection to the XRP Ledger
03:18 Did the ECB Actually Adopt XRP? Fact vs. Hype
03:46 What the ECB Announcement Really Means for XRP
04:21 What Pontes Is & How Tokenized Settlement Works
04:56 ECB Tokenization Timeline Through 2028
05:30 XRP Ledger Connection: What’s Confirmed
06:08 XRP Token vs. XRPL: The Critical Difference
06:44 The Future of Tokenized Money in Europe
07:18 Will XRP Capture Value From ECB Adoption?
07:57 Why the Financial System Is Changing
08:58 Crypto & Blockchain Are Here to Stay
09:32 My Top 3 Crypto Holdings: XRP, Bitcoin & Solana
10:03 How I Systematize My Money With Capital DR
10:27 Stay Calm, Stay Stoic & Follow the System

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All of our videos are strictly personal opinions. Please make sure to do your own research. Never take one person’s opinion for financial guidance. There are multiple strategies and not all strategies fit all people. Our videos ARE NOT financial advice.
We are not financial advisers & this is not financial advice

Subscribe for weekly macroeconomic breakdowns and comment below on which financial trend you want us to examine next.

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#financialfreedom #financialeducation #news #economy #money #invest #inflation #CoachJV #greatreset #wealthcreation #wealthgeneration #CAPLDR

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Rumus Bebas Finansial Gaji 3 JT #financialtips #tipsandtricks

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Rumus Bebas Finansial Gaji 3 JT #financialtips #tipsandtricks



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When Money Meets Horsepower. #shorts

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When Money Meets Horsepower. #shorts



When Money Meets Horsepower. #shorts

Money on the road, power under the hood, and pure attitude behind the wheel. 💸🔥 This BMW M4 turns the street into a movie scene! Watch the clean drift, aggressive stance, and insane car vibes. 🏎️💨

Safety Disclaimer: This video is shared for entertainment/documentary purposes only. It does not encourage or instruct anyone to perform dangerous driving. Do not attempt to imitate what you see. Always follow local traffic laws and use appropriate safety precautions.
Also:

#BMW #BMWM4 #M4 #Drift #Drifting #CarDrift #CarEdit #CarShorts #Shorts #YouTubeShorts #ViralShorts #CarCulture #JDM #LuxuryCars #Supercar #CarLovers #ModifiedCars #POV #Money #DreamCar #Cars #Automotive #DriftLife #CarSpotting #Viral

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‘Up is down’: Trump is the direct cause of Americans’ jaded financial outlook, economist says

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‘Up is down’: Trump is the direct cause of Americans' jaded financial outlook, economist says



The Trump administration is doing everything in its power to distract from its destruction of the economy. Jared Bernstein, former chair of the White House Council of Economic Advisers, joins to discuss.

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#TrumpAdministration #USeconomy #affordability

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