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Jamie Dimon gets a $3 million pay rise for 2024 bringing his compensation to $39 million

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Dimon was benchmarked not only on the performance of the Wall Street giant, but the board’s options for his successor. Read More

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Why Remittix Is Considered To Be A Smarter Investment Than Ethereum and Ripple (XRP) In 2025

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Why Remittix Is Considered To Be A Smarter Investment Than Ethereum and Ripple (XRP) In 2025

Many crypto enthusiasts are looking for a smart crypto investment in 2025 that blends practical use with long-term growth. Some trust Ethereum for its large developer network, while others prefer Ripple for its ties to the banking sector. Yet an increasing number believe Remittix might be the best option for future gains. By streamlining cross-border payments, Remittix has gained a reputation for low fees and speedy transactions. In this article, we see how Ethereum, ripple, and Remittix compare, and why analysts expect Remittix to rise above the rest.

Ethereum and Ripple: Where They Stand

Right now, Ethereum (ETH) is priced near $3.21k, reflecting a -3.31% dip over the last day. Over a full month, Ethereum slipped by -5.95%, causing some investors to explore new opportunities. Meanwhile, Ripple (XRP) trades around $3.06, having dropped -2.96% in the past 7 days. Although Ripple partners with major financial institutions, ongoing regulatory questions slow its path to mass adoption. Both Ethereum and Ripple remain heavyweight projects, but their prices have faced headwinds.

Despite these dips, many still label Ethereum and Ripple as essential holdings in crypto. ETH fuels countless decentralized apps, while XRP aims to optimize global bank transfers. Even so, this popularity doesn’t guarantee they’ll remain a smart crypto investment in 2025. Newer coins offering direct solutions, such as Remittix, might gain a competitive edge if they keep fees and transaction times lower than either Ethereum or Ripple.

Remittix: A Practical Option for 2025

Remittix (RTX) is a token focused on cross-border remittances. Over the last month, Remittixsoared by +88%, thanks in part to an influx of new users. Unlike Ethereum, which sometimes sees high gas fees, and Ripple, which often targets large-scale finance, Remittix caters to ordinary people needing quick transfers. Many freelancers and small businesses praise Remittixfor letting them swap digital funds for local currency in under 24 hours.

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By keeping fees low and speed high, Remittix delivers a real-world service that appeals to everyday users. Analysts predict RTX could jump another +40% if adoption continues. WhileETH and XRP remain integral to the crypto landscape, tokens like Remittix might soon surpass them in daily usage. Observers already call Remittix the smart crypto investment in 2025 because it addresses problems that older networks haven’t fully solved.

2025 Outlook: Why Remittix May Outperform

Looking ahead, Ethereum will likely keep evolving through upgrades, aiming to cut fees and boost speed. Ripple hopes improved regulations will help XRP thrive in bank-centered deals. But regular users may favor a straightforward tool like Remittix (RTX) if it stays cheaper and faster than either Ethereum or Ripple. Word-of-mouth could drive even more people toward Remittix, thanks to its easy, cost-effective transactions.

Investors seeking a smart crypto investment in 2025 often watch for direct use cases. If a platform fixes everyday money-transfer issues, it stands to grow steadily. This is the chief strength of Remittix: it puts real-world needs first, drawing both new and experienced traders. While ETH and XRP may retain loyal followings, many experts think Remittix has the potential to see broader adoption, making it a top contender in the years ahead.

Conclusion

Choosing between Ethereum, Ripple, and Remittix depends on your goals. Ethereum (ETH) powers numerous apps, and Ripple (XRP) partners with global banks. Yet Remittix (RTX)targets daily issues—like slow, pricey remittances—making it an ideal option for those who need practical solutions. If momentum continues, Remittix might outshine established projects by solving problems neither Ethereum nor Ripple can fully address.

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Disclaimer: This is a sponsored press release and is for informational purposes only. It does not reflect the views of Crypto Daily, nor is it intended to be used as legal, tax, investment, or financial advice. 

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In motion to dismiss, chatbot platform Character AI claims it is protected by the First Amendment

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Chatbot icon on the digital futuristic blue wavy background. 3d Illustration with bright colors and pixelated technology.

Character AI, a platform that lets users engage in roleplay with AI chatbots, has filed a motion to dismiss a case brought against it by the parent of a teen who committed suicide, allegedly after becoming hooked on the company’s technology.

In October, Megan Garcia filed a lawsuit against Character AI in the U.S. District Court for the Middle District of Florida, Orlando Division, over the death of her son, Sewell Setzer III. According to Garcia, her 14-year-old son developed an emotional attachment to a chatbot on Character AI, “Dany,” which he texted constantly — to the point where he began to pull away from the real world.

Following Setzer’s death, Character AI said it would roll out a number of new safety features, including improved detection, response, and intervention related to chats that violate its terms of service. But Garcia is fighting for additional guardrails, including changes that might result in chatbots on Character AI losing their ability to tell stories and personal anecdotes.

In the motion to dismiss, counsel for Character AI asserts the platform is protected against liability by the First Amendment, just as computer code is. The motion may not persuade a judge, and Character AI’s legal justifications may change as the case proceeds. But the motion possibly hints at early elements of Character AI’s defense.

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“The First Amendment prohibits tort liability against media and technology companies arising from allegedly harmful speech, including speech allegedly resulting in suicide,” the filing reads. “The only difference between this case and those that have come before is that some of the speech here involves AI. But the context of the expressive speech — whether a conversation with an AI chatbot or an interaction with a video game character — does not change the First Amendment analysis.”

To be clear, Character AI’s counsel isn’t asserting the company’s First Amendment rights. Rather, the motion argues that Character AI’s users would have their First Amendment rights violated should the lawsuit against the platform succeed.

The motion doesn’t address whether Character AI might be held harmless under Section 230 of the Communications Decency Act, the federal safe-harbor law that protects social media and other online platforms from liability for third-party content. The law’s authors have implied that Section 230 doesn’t protect output from AI like Character AI’s chatbots, but it’s far from a settled legal matter.

Counsel for Character AI also claims that Garcia’s real intention is to “shut down” Character AI and prompt legislation regulating technologies like it. Should the plaintiffs be successful, it would have a “chilling effect” on both Character AI and the entire nascent generative AI industry, counsel for the platform says.

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“Apart from counsel’s stated intention to ‘shut down’ Character AI, [their complaint] seeks drastic changes that would materially limit the nature and volume of speech on the platform,” the filing reads. “These changes would radically restrict the ability of Character AI’s millions of users to generate and participate in conversations with characters.”

The lawsuit, which also names Character AI corporate benefactor Alphabet as a defendant, is but one of several lawsuits that Character AI is facing relating to how minors interact with the AI-generated content on its platform. Other suits allege that Character AI exposed a 9-year-old to “hypersexualized content” and promoted self-harm to a 17-year-old user.

In December, Texas Attorney General Ken Paxton announced he was launching an investigation into Character AI and 14 other tech firms over alleged violations of the state’s online privacy and safety laws for children. “These investigations are a critical step toward ensuring that social media and AI companies comply with our laws designed to protect children from exploitation and harm,” said Paxton in a press release.

Character AI is part of a booming industry of AI companionship apps — the mental health effects of which are largely unstudied. Some experts have expressed concerns that these apps could exacerbate feelings of loneliness and anxiety.

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Character AI, which was founded in 2021 by Google AI researcher Noam Shazeer, and which Google reportedly paid $2.7 billion to “reverse acquihire,” has claimed that it continues to take steps to improve safety and moderation. In December, the company rolled out new safety tools, a separate AI model for teens, blocks on sensitive content, and more prominent disclaimers notifying users that its AI characters are not real people.

Character AI has gone through a number of personnel changes after Shazeer and the company’s other co-founder, Daniel De Freitas, left for Google. The platform hired a former YouTube exec, Erin Teague, as chief product officer, and named Dominic Perella, who was Character AI’s general counsel, interim CEO.

Character AI recently began testing games on the web in an effort to boost user engagement and retention.

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Price analysis 1/24: BTC, ETH, XRP, SOL, BNB, DOGE, ADA, LINK, AVAX, XLM

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Bitcoin is holding firm above $100,000, indicating that every minor dip is being purchased in anticipation of new all-time highs.

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How to respond to Trump 2.0

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Donald Trump has started his second term as predicted: with a fusillade of executive orders, memos, vows, musings and overheated rhetoric. The world has had at least a year to brace itself for the return of the America First agenda to the White House. No one can say they are surprised by this approach, or by most of Trump’s initiatives — radical and divisive as some of them are. Even so, his full-throated unleashing of the animal spirits of American capitalism has unnerved some traditional allies. Now the world has to decide how to respond to the whirlwind that seems set to accompany, if not encapsulate, Trump’s second administration.

America, too, has a big question to answer. Much of the focus in the opening days of Trump’s new presidency has been on issues that secured his re-election, in particular reducing immigration and cutting back what his supporters call the “deep state”, otherwise known as the federal government. He is right to attend to the concerns of the voters who sent him back to the Oval Office. But how should Americans respond if, as his opponents fear, he indulges his baser instincts and starts undermining the pillars of its democracy? 

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There is a simple answer to both questions: values in addition to interests. Trump’s withdrawal from the Paris climate accord cannot, for example, become an excuse for the EU to slow its decarbonisation agenda; it should, though, ease the regulatory burdens and simplify its rules.

On the domestic front, too, now is the time to pick the right fights. US courts should be prepared for a battle royal over Trump’s more controversial initiatives, such as his bid to end birthright citizenship, which is enshrined in the 14th amendment of the constitution.

Trump’s opening foray has underlined a widespread sense that an era has ended. It has met a wearied response from America’s allies, who see it as intensifying the threats to the multilateral order. But it is important to note that many elsewhere in the world view Trump more favourably and like the idea of a more inward-looking America. It is possible, too, that some of his initiatives may have desirable outcomes. It will take more than Trump’s threat of tougher sanctions on Russia to bring Vladimir Putin to the table to negotiate a fair peace deal in Ukraine. But the president’s blunt — and unexpected — warning this week was a step in the right direction, as well as a reminder of how he sees unpredictability as an asset.

More broadly, allies have to accept that some of Trump’s prescriptions may prove a much-needed call to action. Just as in his last term he prodded Nato’s members to spend more on defence, this time his backing for less regulation and bureaucracy and lower taxes will force EU leaders to confront with greater urgency the continent’s problem of competitiveness.

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These are early days. The fact that Trump has not started a new trade war with China or Europe does not mean one will not be under way next week. Whatever unfolds, it is a time for cool heads. Anwar Ibrahim, Malaysia’s prime minister, told the Financial Times this week that he and other east Asian leaders thought that, after an initial period of turmoil, the global trading system would survive intact. We have to hope he is right.

Trump is now at the height of his powers, controlling both houses of Congress, with a conservative majority on the Supreme Court and with the following wind of re-election. At home and abroad, it is vital not to be distracted by the more performative elements of his agenda, to accept that sometimes he may be right, but most of all to stand up for what matters. The political capital of second terms can dissipate rapidly — if rashness and hubris prevail.

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TRUMP and MELANIA cryptos spark controversy, Lightchain AI an option

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TRUMP and MELANIA cryptos spark controversy, Lightchain AI an option

Disclosure: This article does not represent investment advice. The content and materials featured on this page are for educational purposes only.

Lightchain AI emerges as an option amid the controversy surrounding TRUMP and MELANIA cryptocurrencies.

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The launch of cryptocurrencies by Donald Trump and Melania Trump has stirred controversy, fueling debates about their impact on the market.

Amid this turbulence, Lightchain AI stands out as a promising option for investors seeking innovation and reliability. The project, now in its presale phase at $0.005625 per token, has already secured $12.3 million, reflecting strong market confidence.

With its advanced blockchain framework and integration of artificial intelligence, Lightchain AI aims to offer a transformative solution in the ever-evolving cryptocurrency landscape.

Controversy surrounding Trump and Melania’s cryptos

President Donald Trump and First Lady Melania Trump launching TRUMP and MELANIA meme coins has sparked significant controversy. Ethics experts are voicing concerns over potential conflicts of interest, as Trump-associated organizations reportedly hold substantial stakes in these cryptocurrencies.

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Critics argue that the situation bears resemblance to a pump-and-dump scheme, where the value of the coins could be artificially inflated for profit.

The timing of the launch, coinciding with Trump’s entrance into the presidency, has intensified scrutiny regarding the propriety of using political popularity for monetary benefit.

Lightchain AI captures attention amid uncertainty

Amid market uncertainty, Lightchain AI emerges as a potentially stable option through its robust foundation, clear tokenomics, and transparent governance. 

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The tokenomics ensures sustainability and fair distribution, with a total supply capped at 10 billion LCAI tokens. Key allocations include 40% for presale, 28.5% for staking rewards, 15% for liquidity pools, and smaller portions for marketing, treasury, and team incentives. This strategic structure balances ecosystem growth and long-term value.

Low latency further enhances its appeal, aiming to make real-time AI applications seamless. Optimized workflows and parallelized processing will enable task completion with minimal delays, even under high computational demands.

Transparency and governance ensure community trust through decentralized decision-making. Token holders will vote on proposals, fostering accountability. Together, these elements make Lightchain AI a promising project.

Conclusion

Amid the chaos stirred by Trump and Melania’s cryptocurrency ventures, Lightchain AI is emerging as a beacon of potential stability. With cutting-edge technology, solid tokenomics, and transparent governance, it’s setting a new standard for sustainable cryptos.

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For more information on Lightchain AI, visit the website, whitepaper, X, or Telegram.

Disclosure: This content is provided by a third party. crypto.news does not endorse any product mentioned on this page. Users must do their own research before taking any actions related to the company.

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Domino Effects: Insurance after LA fires, immigration enforcement, sober spirits | Wall Street Week

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This week, we look at the future of insurance in Los Angeles after devastating wildfires, President Trump’s economic argument for immigration enforcement, and the growing trend of non-alcoholic beer and spirits. We go to Davos for the annual World Economic Forum’s gathering of business and world leaders as they face a more insular and less collaborative world. (Source: Bloomberg)

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NYT Connections today — my hints and answers for Saturday, January 25 (game #594)

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NYT Connections today — my hints and answers for Tuesday, December 17 (game #555)

Good morning! Let’s play Connections, the NYT’s clever word game that challenges you to group answers in various categories. It can be tough, so read on if you need clues.

What should you do once you’ve finished? Why, play some more word games of course. I’ve also got daily Strands hints and answers and Quordle hints and answers articles if you need help for those too, while Marc’s Wordle today page covers the original viral word game.

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Early Ethereum ICO Investor Apes Into What Is Predicted To Be The Biggest Craze In 2025, Remittix! This Will Make Many Millionaires

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Early Ethereum ICO Investor Apes Into What Is Predicted To Be The Biggest Craze In 2025, Remittix! This Will Make Many Millionaires

An early Ethereum ICO investor is making waves by jumping into Remittix, a new project predicted to be the biggest craze of 2025! With huge potential and exciting features, Remittixis expected to make many millionaires. As interest grows, people are starting to see the power of this presale token. Let’s dive in and see why Remittix is getting so much attention and could change the game!

Ethereum Faces Price Decline Amid Market Struggles

As the market for more general cryptocurrencies suffers, Ethereum (ETH) is losing appeal. Its price just fell below $3,300 to show an investor’s negative attitude. Notwithstanding these difficulties, Ethereum’s future seems bright especially with the possible approval of Ethereum ETFs (Exchange-Traded Funds). Should accepted, these ETFs might pave the path for significant institutional investors, thus influencing Ethereum’s price in the next few years.

Ethereum is finding it difficult to sustain increasing momentum right now. Concerns among traders have resulted from its inability to remain above highs over $3,400. Reduced demand from long-term holders and less money entering Ethereum-based investment products are mostly responsible for this price decline. Now testing important support levels, Ethereum may suffer further losses if it falls short of staying above current levels.

For Ethereum’s long-term future, there is still hope however. The acceptance of Ethereum ETFs might result in major institutional investment, thereby probably raising Ethereum’s value. Analysts believe that, particularly as more investors get engaged, if institutional access improves, Ethereum’s price will be soaring once again..

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Moreover, even if Ethereum is having temporary difficulties, the possible approval of Ethereum ETFs might act as a spark for next expansion. Investors should monitor these events as they could affect Ethereum’s performance in the next months and years.

RTX Set to Surge Higher in the 2025 Bull Run

If you’re looking for a promising cryptocurrency to invest in, RTX might be the one to watch. RTX is growing more and more popular as the world of cryptocurrencies expands as it can address important issues in the $180 trillion cross-border payment sector. This industry which handles international money transfers may be delayed and expensive. Remittix seeks to transform that by means of quicker, less expensive, more safe payments made utilizing blockchain technology.

Users of the Remittix platform may transfer money straight to bank accounts anywhere in the globe. With quick transfers free of hidden costs, it turns over more than forty different cryptocurrencies into fiat money akin to dollars or euros. Remittix is therefore a more reasonably priced choice than conventional banking systems. Using the Remittix Pay API, companies may also take bitcoin payments and convert them into fiat, therefore giving a straightforward approach for managing digital assets.

Remittix’s $RTX coin forms its central focus. Staking, governing and getting platform incentives all depend on this coin. RTX’s restricted overall supply of roughly 1.5 billion increases to its demand and exclusivity. At its current stage of presale phase, the RTX token is now valued at $0.0297, which presents a fantastic investment chance. Experts estimate that the coin may rise 25x during the presale and witness above 1,500% increases after official release.

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For anyone looking to invest in the best coins to buy now or the best coin to invest today, RTX offers a solid option. Expected to explode in value during the 2025 bull run is its creative answer to a significant worldwide problem.

Discover the future of PayFi with Remittix by checking out their presale here:

Website:https://remittix.io/

Socials: https://linktr.ee/remittix

Disclaimer: This is a sponsored press release and is for informational purposes only. It does not reflect the views of Crypto Daily, nor is it intended to be used as legal, tax, investment, or financial advice. 

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TRUMP, DOGE, BONK ETF approvals likely, but Cathie Wood won’t invest: Finance Redefined

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ARK Invest’s Cathie Wood said she won’t buy the Trump token due to its lack of utility, as she remains focused on Bitcoin, Ether and Solana.

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Trump won’t deliver on maximum tariff pledges, says his former commerce secretary—merely making the threat is enough

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EXCLUSIVE: Wilbur Ross, who served as commerce secretary in Trump’s first cabinet, said the president will not have to follow through on tariff threats. Read More

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