Crypto Continues to struggle while gold and silver rip higher and higher. Should we panic about this as crypto holders?

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𝗡𝗢𝗧𝗘: Some of these links are affiliate links, which means I may earn a small commission at no extra cost to you. Our team also works closely with the exchange to bring the community exciting campaigns and incentives.

𝗗𝗜𝗦𝗖𝗟𝗔𝗜𝗠𝗘𝗥: The information contained herein is for informational purposes only and not to be construed as financial, legal or tax advice. The content of this video is solely the opinions of the speaker who is not a licensed financial advisor or registered investment advisor. Trading cryptocurrencies poses considerable risk of loss. The speaker does not guarantee any particular outcome.

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01:40 – 1st Money Management Hacks
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Video Link – https://youtu.be/OCGuCQ9kzRQ?si=nsrrgl1W3RDaWuuD

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XRP is back at the center of U.S. crypto policy as the Senate advances the Clarity Act, moving market structure legislation closer to reshaping regulated digital assets.

In this video, I break down how the Clarity Act, SEC involvement, and institutional access through ETFs and retirement accounts connect to XRP and the XRP Ledger. This explains why regulation, liquidity, and infrastructure upgrades continue to position XRP at the core of the next phase of adoption.

Timestamps
00:00 Senate advances the Clarity Act
00:44 What the Senate vote means for crypto regulation
01:23 SEC role in digital asset market structure
02:42 Retirement accounts and institutional crypto access
03:54 Why retirement flows matter for XRP liquidity
04:55 XRP, Bitcoin, and Ethereum ETFs in Japan
05:40 SBI and Franklin Templeton index products
06:25 Fidelity and the digital dollar stablecoin
07:48 XRP Ledger lending protocol and upgrades
08:57 Institutional credit and lending on XRPL
10:18 Legal clarity for XRP under U.S. securities law
11:06 DTCC, SWIFT, and global tokenization momentum

If you follow XRP, institutional crypto adoption, regulated digital assets, and global payments and settlement infrastructure, this breakdown provides important context on where markets are heading next.

🔥Thanks for supporting the channel. Like, share, and comment if this helped clarify what’s really happening.

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📰FREE XRP Newsletter: https://joincryptonairz.com/Newsletter

❗Full Legal & Regulatory Disclaimer
https://docs.google.com/document/d/1T_wTsSkXDZqdgKDUOKfIEKF-a7ur2kX8gw-e3aAq_Q4/edit?usp=sharing

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XRP is back at the center of U.S. crypto regulation as Congress advances market structure legislation and Ripple responds to shifting political and banking priorities.

In this video, I break down the recent Clarity Act developments, why the White House appears aligned with major banks, and how XRP, RLUSD, and tokenization are being positioned inside regulated financial infrastructure. This is about policy, institutions and market structure.

Timestamps
00:00 U.S. crypto regulation update
00:45 Brad Garlinghouse on market structure
01:40 Senate Agriculture Committee advances Clarity Act
02:35 Bipartisan tensions and White House stance
03:55 CFTC authority and digital commodities
05:15 SEC coordination and regulatory overlap
06:10 XRP ETF flows and institutional demand
07:45 Tokenization and future financial rails
09:30 Canary Capital on XRP, Hedera, Solana
10:25 RLUSD growth and stablecoin adoption
11:30 Ripple partnerships and settlement flows
13:40 Retirement accounts and crypto access

This video is for viewers focused on institutional crypto adoption, regulated digital assets, and the future of market structure and payments infrastructure.

🔥Thanks for supporting the channel. Like, share, and comment if this helped clarify what’s really happening.

💳 Uphold – Trade, Spend & Earn XRP Rewards
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D’CENT Biometric Wallets
– Single Device – 18% Discount ($159 → $129)
Biometric Wallet – Affiliates
– Two-Pack – 31% Discount ($318 → $219)
Biometric Wallet 2X Package – Affiliates

Ledger – Official Store
https://www.ledger.com/crypto-sensei

🔗Contact & Collaborations
– Business: cryptosensei@cryptonairz.com
– Collabs: BD Manager – @Jaalyn_T (Telegram)
– Collab Form: https://forms.gle/E6fskio5BBvd4zVn9
– Social Links: https://linktr.ee/Crypt0Sensei
(YouTube partnerships & brand deals only – no agencies)

📰FREE XRP Newsletter: https://joincryptonairz.com/Newsletter

❗Full Legal & Regulatory Disclaimer
https://docs.google.com/document/d/1T_wTsSkXDZqdgKDUOKfIEKF-a7ur2kX8gw-e3aAq_Q4/edit?usp=sharing

#xrp #ripple #clarityact #xrpetf

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Join us as we welcome Armand Bengco, lead financial literacy advocate of Better Thrive PH, to share practical tips on saving, investing, and building healthier financial habits in 2026.

Learn why the beginning of the year is the best time to reassess your finances, how to manage bonuses, common mistakes to avoid, and how to set realistic financial goals.

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