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ABN AMRO Bank N.V. (AAVMY) Analyst/Investor Day Transcript

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ABN AMRO Bank N.V. (OTCPK:AAVMY) Analyst/Investor Day November 25, 2025 8:00 AM EST

Company Participants

John Heijning – Head of Investor Relations
Marguerite Bérard-Andrieu – CEO & Chairman of Executive Board
Annerie Vreugdenhil – Chief Commercial Officer of Personal & Business Banking and Member of Executive Board
Choy van Hooft-Cheong – Chief Commercial Officer of Wealth Management & Member of Executive Board
Dan Dorner – Chief Commercial Officer of Corporate Banking & Vice Chairman of Executive Board
Ferdinand Vaandrager – CFO & Member of Executive Board
Carsten Bittner – Chief Innovation & Technology Officer and Member of Executive Board

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Conference Call Participants

Johan Ekblom – UBS Investment Bank, Research Division
Giulia Miotto – Morgan Stanley, Research Division
Benoit Petrarque – Kepler Cheuvreux, Research Division
Farquhar Murray – Autonomous Research US LP
Tarik El Mejjad – BofA Securities, Research Division
Namita Samtani – Barclays Bank PLC, Research Division
Chris Hallam – Goldman Sachs Group, Inc., Research Division
Delphine Lee – JPMorgan Chase & Co, Research Division
Anke Reingen – RBC Capital Markets, Research Division
Jason Kalamboussis – ING Groep N.V., Research Division
Alberto Artoni – Intesa Sanpaolo Equity Research
Jonathan Matthew Clark – Mediobanca – Banca di credito finanziario S.p.A., Research Division
Shrey Srivastava – Citigroup Inc. Exchange Research

Presentation

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John Heijning
Head of Investor Relations

Good afternoon. Thank you for joining us for the ABN AMRO Capital Markets Day and the presentation of our new strategic plan and our financial targets. My name is John Heijning, Head of Investor Relations. Our presentation today is a hybrid one, and we are pleased to welcome those of you with us in person in our own offices here in Amsterdam as well as everyone joining us online.

Our agenda will last approximately 3 hours in total. We will start with an overview of our new strategy from our CEO, Marguerite Berard. We will then have 3 presentations from our Chief Commercial Officers responsible

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