ADNOC Distribution shows how to save 15% on your fuel purchases

ADNOC Distribution, the UAE’s largest fuel and convenience retailer, is launching its ADNOC Rewards Credit Card, which will give 15 per cent value back as ADNOC Rewards points on all purchases across fuel, car care, and its Oasis convenience stores.

The company is teaming up with First Abu Dhabi Bank (FAB), the UAE’s largest bank, and Mastercard, for this.

Calling it the UAE’s “most rewarding” fuel and mobility credit card, the company said it delivers best-in-class returns across its network. Rewards are redeemable for fuel, EV charging, car care services, convenience store products, and offers from over 120 brands through the app.

Bader Saeed Al Lamki, CEO of ADNOC Distribution, said: “The launch of the ADNOC Rewards Credit Card reinforces our efforts to redefine convenience and mobility retail in the UAE. This product delivers one of the most compelling value propositions in the market, with industry-leading rewards and premium benefits that elevate customer experience.

“By combining ADNOC Distribution’s nationwide reach with FAB’s banking strength and Mastercard’s global expertise, we are creating a powerful platform that offers greater savings, convenience, and choice for our customers.”

Unlock everyday value with ADNOC

The ADNOC Rewards Credit Card is the first co-branded fuel and convenience Mastercard in the UAE.

Through the app, members gain access to exclusive offers from over 120 leading brands across lifestyle, dining, and travel, and can convert points with other major loyalty programs, including e& Smiles, Landmark Group’s Shukran, and Etihad Guest Miles.

Among the benefits are…

• 15 per cent value back on all ADNOC purchases (fuel, car care, Oasis by ADNOC convenience store)
• 3 per cent value back on parking and toll payments
• 1 per cent value back on domestic purchases, including groceries
• 2 per cent value back on international transactions at all merchants that accept Mastercard worldwide

Futoon Hamdan Al Mazrouei, Group Head of Personal, Wealth, Business Banking and Privileged Client Group at First Abu Dhabi Bank, said: “At FAB, we are committed to delivering innovative and personalised financial solutions that enhance our customers’ lives.

“This new co-branded credit card with ADNOC Distribution and Mastercard is more than just a payment tool; it’s a platform for everyday value. Our collaboration highlights our dedication to creating value. By combining FAB’s financial expertise with ADNOC’s extensive retail network and Mastercard’s global platform, we are offering a unique product that rewards everyday spending.”

The card is part of the prestigious World Mastercard tier, and offers travel benefits, including free travel insurance, airport lounge access, and exclusive experiences through Mastercard’s priceless.com platform.

JK Khalil, EVP and Division President for East Arabia at Mastercard, added: “Building on our legacy of nearly 40 years in the market, Mastercard is proud to join forces with ADNOC Distribution while marking the next milestone in our relationship with FAB, creating value for cardholders through this innovative new offering.”

ADNOC Rewards surpassed 2.5 million members in 2025, reaffirming its position as the UAE’s largest mobility and convenience retail loyalty program.