A Different Path Into Estate Services

Most people don’t plan to build a career around probate and estate administration. For Jacob Schmalzle, the work began with a simple act of service at church.

Today, he is the founder of Spirit of Service (SOS), a company that handles estate executor and trustee responsibilities. But the idea didn’t start as a business plan.

It started with a neighbor who needed help.

“I play guitar at church and volunteer regularly,” Schmalzle says. “Someone in our church retirement community needed help planning for probate. I agreed to help before I even knew it was a paid role.”

That moment set a chain reaction in motion. The experience exposed him to the complicated world of estate planning and probate. It also showed him how confusing the process can be for families already dealing with grief.

Word spread quickly within the church community. Soon more people were asking for help.

What began as a favor slowly became something bigger.

The Personal Loss That Shaped His Career

Schmalzle’s connection to estate work deepened after a difficult period in his personal life.

Within a few months, he lost both his father and grandmother. His father, Pastor Bob, had been a major influence on his life and values.

The loss forced Schmalzle to navigate the estate process himself.

“After losing my father and grandmother within a few months, I was forced to learn the entire estate planning, probate, and trust process,” he says. “It was difficult to navigate without help, especially while grieving.”

That experience changed how he saw the industry.

Many families were facing the same situation. They had paperwork, legal steps, and financial decisions to manage while dealing with loss.

Schmalzle began to see estate administration not just as paperwork, but as a service that required empathy.

“I have true personal compassion for my clients,” he says. “No one should have to endure the stress of probate alone during an already difficult time.”

Why Probate Often Becomes Expensive

The probate process is often handled by lawyers, banks, or family members. In many cases, the person named executor in a will does not have the time or experience to manage the process.

When that happens, they frequently outsource the work.

Jacob Schmalzle noticed a pattern.

Probate cases can drag out for long periods. Professional fees often increase as the process slows.

“The role of executor is usually left to lawyers or banks,” he says. “Even when a child is named executor, they often lack the skills required and end up outsourcing the work.”

That observation helped shape the structure of his company.

The Creation of Spirit of Service

In 2025, Schmalzle formally launched Spirit of Service.

The company provides estate executor and trustee services, helping families manage probate and trust distributions. The business focuses on efficiency and clear administration.

Schmalzle says the goal is simple: reduce unnecessary delays and keep more value within the estate.

“Probate can get dragged out,” he says. “That often leads to unnecessary hourly billing on top of scale fees.”

Spirit of Service operates differently from many traditional firms.

The company charges no more than the state minimum executor fee of three percent. It also runs on a model designed to move cases forward quickly.

But the structure also includes something unusual in the estate services industry.

Blending Estate Work With Charitable Giving

From the beginning, Schmalzle wanted the company to reflect the values he grew up with.

His father’s work as a pastor shaped how he thinks about stewardship and service.

“My dad taught me to see Christ in others and serve when we are called,” Schmalzle says.

That mindset influenced how Spirit of Service operates.

The company donates 10 percent of its collected fees to a client’s church or chosen charity.

The idea is to build charitable giving into the legacy process itself.

“Many churches have estate planning programs,” Schmalzle says. “But when members need a third-party executor through probate, there hasn’t always been a service aligned with those values.”

Through the estates it has administered, the company reports donating more than $2 million to charitable causes.

For Schmalzle, those outcomes matter as much as the administrative work.

“Success is enabling a client to give more to their children while also giving to the church,” he says.

Building Credibility in the Fiduciary Field

The fiduciary services industry relies heavily on trust and professional standards.

To deepen his expertise, Schmalzle joined several professional groups focused on estate administration and after-loss services.

These include the Professional Fiduciary Council of Florida and Professionals of After Loss Services (PALS).

He says ongoing education is essential in a field where laws, procedures, and financial structures can change.

“I’ve joined these organizations to continue growing professionally,” he says. “The continuing education and support network are important.”

A Service-First Leadership Style

Despite building a growing business, Schmalzle still frames his work in simple terms.

For him, the company is an extension of the same instinct that led him to help his church neighbor years ago.

“I never expected to start SOS,” he says. “It was simply saying yes to a call to serve and trying to keep my feet moving.”

That approach still guides his leadership.

“What I thought was my weakest moment, losing my father, gave me incredible compassion for others who are grieving,” he says.

In an industry often defined by legal processes and financial structures, Schmalzle sees the human side of estate work as the most important.

“Faith helps me trust that my God-given talents have equipped me to serve those in need,” he says.

And for the families he works with, that mindset may be the real legacy behind the business he built.

A Career Built on Care and Community

For more than three decades, Ida Shlain has worked behind the pharmacy counter helping patients manage their health. But her story is not only about filling prescriptions. It is about adapting to change, supporting a community in crisis, and building trust with patients over time.

Shlain’s career in pharmacy began long before she arrived in California. She grew up in the Soviet Union, in what is now Ukraine, during the 1960s. Resources were limited, and opportunities often came with challenges.

“It was a very different time,” Shlain says. “Life was simple and sometimes primitive, but education was important. I went to school and later graduated from pharmacy school.”

That early education laid the foundation for a career that would eventually take her across the world and into one of the most dynamic healthcare markets in the United States.

From Ukraine to California Pharmacy

After completing her education in Ukraine, Shlain moved to the United States and began the process of rebuilding her professional career.

Transitioning into the American healthcare system required additional coursework and licensing. Shlain completed the required programs through the University of Southern California (USC) and worked toward becoming licensed in California.

By 1990, she officially began practicing as a pharmacist in the state.

“It was not easy starting again in a new country,” she says. “But pharmacy is a universal profession. Helping patients is the same everywhere.”

Her persistence paid off. Over time, she built a reputation for reliability and patient care in the Los Angeles area.

Serving Patients During the HIV/AIDS Crisis

One of the most defining chapters of Shlain’s career came during the HIV/AIDS crisis, when West Hollywood became one of the communities most deeply affected.

At the time, many patients faced fear, stigma, and limited access to treatment. Pharmacies became critical points of care.

Capitol Drugs was among the early pharmacies working closely with organizations supporting people living with HIV.

“We helped patients get the medications they needed,” Shlain recalls. “We also worked with the AIDS Foundation and donated to help the community.”

The work was not always easy. Treatment options were still evolving, and patients often needed ongoing support.

“You saw people going through very difficult situations,” she says. “As a pharmacist, you tried to help in any way you could.”

For Shlain, that period reinforced the deeper purpose behind her profession.

“Pharmacy is not only about medicine,” she says. “It is about being there when people need help.”

What It Takes to Run an Independent Pharmacy

Running an independent pharmacy requires more than medical knowledge. It also requires leadership, adaptability, and strong relationships.

Over the years, Ida Shlain has seen major shifts in healthcare, including changes in medication technology, insurance systems, and patient expectations.

Yet some parts of the profession remain unchanged.

“The most important thing is still the patient,” she says. “You listen, you answer questions, and you help them understand their treatment.”

Her leadership approach has always been practical and focused on service.

“Every day is different,” Shlain explains. “Some days you solve problems. Some days you simply help someone feel better about their situation.”

That mindset helped her maintain long-term relationships with many patients in West Hollywood.

Life Outside the Pharmacy

When she is not working, Shlain spends time exploring her interests in art and culture.

She enjoys visiting museums, art galleries, Broadway shows, and theater productions. These activities offer a different kind of perspective from the fast-paced environment of healthcare.

“Art and theater are inspiring,” she says. “They help you see the world in different ways.”

For someone who has spent decades in a highly structured medical profession, creativity provides balance.

A Long Career in Community Healthcare

Today, Shlain’s story reflects a broader trend in healthcare: the impact of local professionals who quietly support their communities year after year.

From her early education in Ukraine to her decades practicing pharmacy in California, her career has followed a consistent theme—helping people navigate complex medical challenges.

Looking back, Shlain describes the profession in simple terms.

“At the end of the day, pharmacy is about helping patients live better lives,” she says. “That has always been the goal.”

Her experience shows how a single pharmacy can become an important part of a neighborhood’s health system—and how one pharmacist’s work can touch thousands of lives over time.

This article was written by

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KUWAIT CITY (Kuwait International Airport (KWI) is not open for regular commercial passenger operations today, with all flights suspended indefinitely due to repeated Iranian drone strikes that have damaged critical infrastructure including fuel depots, radar systems, terminals and runways, authorities confirmed Wednesday.

The Directorate General of Civil Aviation (DGCA) and the Public Authority for Civil Aviation (PACA) have maintained the full closure of Kuwait’s airspace to civilian traffic since late February, when the broader U.S.-Israel-Iran conflict escalated and strikes began targeting Gulf infrastructure. No reopening date has been announced, and officials say operations will resume only after comprehensive repairs, safety inspections and clearance of airspace threats.

As of midday Wednesday, March 25, 2026, the official airport website showed no departures or arrivals listed for the day, with status pages displaying messages indicating no scheduled flights. Kuwait Airways, the national carrier, and low-cost operator Jazeera Airways have suspended all services, while major international airlines including Emirates, Qatar Airways, Etihad and others have canceled routes to and from Kuwait.

The closure stems from a series of drone attacks dating back to late February. Early strikes damaged terminal areas and caused minor injuries to workers. On March 7-8, Iranian drones targeted fuel storage tanks operated by Kuwait Aviation Fuelling Company, igniting fires that emergency crews contained but left lasting infrastructure issues. Subsequent attacks on March 12 and March 14 hit radar systems and other facilities, prompting authorities to declare the airport fully shut until further notice.

Kuwait’s armed forces reported intercepting multiple waves of hostile drones, but several penetrated defenses and caused material damage. No significant casualties have been reported in the most recent incidents, though the cumulative effect has rendered normal passenger operations impossible. Repair timelines for runways, fuel systems and radar could stretch into several weeks, according to aviation sources familiar with the assessments.

The airport, which normally handles millions of passengers annually as a key Gulf hub, has become a flashpoint in the widening regional war. Iranian state media has described strikes as responses to perceived support for U.S. and Israeli actions, while Kuwaiti officials have condemned the attacks as aggression against civilian infrastructure. The fuel depot strikes in particular raised concerns about jet fuel supply disruptions, though emergency measures prevented major explosions.

Travelers with bookings are facing significant uncertainty. Kuwait Airways has outlined plans to repatriate citizens stranded abroad, including airlifts to neighboring Saudi Arabia followed by overland transport, but commercial flights remain halted. The DGCA has urged passengers to check with their airlines and avoid traveling to the airport unless for essential repatriation arrangements.

Alternatives for those needing to reach or leave Kuwait include overland routes through Saudi Arabia or limited charter and cargo operations under strict military oversight. Some regional carriers have diverted flights to nearby hubs such as Dammam or Bahrain, though those airports have faced their own disruptions from the conflict. U.S. and international travel advisories warn against non-essential travel to Kuwait, citing risks to civil aviation in the Persian Gulf region.

The situation has broader implications for global energy markets and aviation networks. Kuwait, a major oil producer, relies on the airport for business travel and logistics tied to its energy sector. Repeated strikes on fuel facilities have contributed to volatility in oil prices, while airlines have rerouted operations, increasing costs and delays across the Middle East.

Aviation experts note that modern airports like Kuwait International have robust safety protocols, but the scale of drone swarms poses unique challenges for air defense and rapid repairs. The DGCA has coordinated with international partners, including the U.S. Federal Aviation Administration, which issued notices highlighting risks in the Gulf airspace.

For those monitoring the situation, the airport’s official site and mobile app currently provide no live flight data. Third-party trackers and airline apps reflect widespread cancellations. Officials emphasize that any resumption will prioritize safety, with thorough inspections required before even limited operations can restart.

The closure has stranded thousands of passengers and disrupted supply chains. Expatriate communities in Kuwait, many reliant on air travel for family visits or work rotations, have expressed frustration amid the uncertainty. Community groups and embassies have stepped in to assist with alternative arrangements.

Kuwaiti authorities continue to bolster defenses around the airport and other critical sites. The National Guard and armed forces maintain heightened alert levels, with public safety announcements advising residents near the airport area to follow civil defense guidelines.

As the regional conflict enters its fourth week, fears persist of further strikes on Gulf infrastructure. Similar closures or restrictions have affected airports in Bahrain and other neighbors, though some have managed partial reopenings under heavy security.

Diplomats from the Gulf Cooperation Council and beyond have called for de-escalation to restore civilian aviation and protect economic stability. Kuwait has reiterated its commitment to peace while reserving the right to defend its territory.

For now, Kuwait International Airport stands silent for commercial traffic. Officials stress that the decision prioritizes passenger safety over speed of reopening. Travelers are advised to monitor official channels — including the DGCA website, Kuwait Airways updates and embassy alerts — for any developments.

The human impact is significant. Families separated by the shutdown share stories of missed reunions, delayed medical treatments and business interruptions. Airlines have offered rebooking options where possible, but with no firm timeline, many plans remain in limbo.

Aviation industry analysts project that full recovery could take months once the security situation stabilizes, involving not only physical repairs but also rebuilding confidence in Gulf air travel routes.

As of Wednesday, the message from Kuwaiti civil aviation authorities remains clear: the airport is closed to regular operations. Safety assessments and infrastructure work continue around the clock, but commercial flights are not expected in the immediate future.

Passengers with upcoming travel involving Kuwait should contact their airlines directly and explore alternative routes or postponements. In this volatile environment, flexibility and real-time information are essential.

The closure of Kuwait International Airport serves as a stark reminder of how geopolitical tensions can abruptly halt civilian life and global connectivity. While emergency and military flights may operate under restricted conditions, the bustling hub that once connected continents remains offline for the traveling public.

Q) Geopolitical tensions seem to be escalating across regions. How should global investors interpret these developments from a macro and market perspective?
A) Since the beginning of the conflict on Feb 28, 2026, domestic indices have witnessed a broad based decline. Nifty 50 Index declined 7%, Nifty Midcap 150 declined 8% while the Nifty Smallcap 250 declined 7%. Valuations across market caps have declined from peak.
Crude oil prices have exceeded USD 100 per barrel, briefly touching USD 108 which is generally inflationary. While India imports 88% of its oil requirements, its dependence on oil for GDP growth has been declining. Petroleum products which accounted for ~37% of total imports in 2014 have reduced to ~26% in 2025.

We assign a moderate probability for the conflict to prolong. We expect markets to recover post temporary impact of geo-political tensions. India’s economic fundamentals remain robust despite external shocks. Fiscal and monetary policy measures have helped India’s economic resilience and GDP growth is expected to exceed 7% in FY26. We expect corporate earnings recovery in FY27, which should attract FPI buying, a reversal of recent trends.

Q) Historically, markets tend to react sharply to geopolitical shocks but recover quickly. Is it time to diversify globally and which markets are looking attractive?
A) India’s equity market has witnessed several phases of geo-political crisis but has consistently recovered. For example, during the Iraq war in 2003, the Nifty 500 index declined 11% till the end of June 2003.

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Thereafter, the index delivered positive 44% over the next 1 year. The global financial crisis of 2008 led to the Nifty 500 index decline about 58% till the end of 2008. Over the next 1 year, the index delivered 91% returns. Thus, history tells us that periods of crisis are temporary and investors should not panic during volatile times.
Investors usually have a home country bias when investing. However, diversifying globally allows investors to participate in opportunities which may not be available in domestic markets. Developed markets like US provide opportunities in areas of innovation and emerging technologies like artificial intelligence.Emerging markets overall outperformed developed markets in 2025, and we still see a strong case for investing in them.

Emerging markets remain undervalued, underappreciated, and under-owned by many investors. Investors should diversify across geographies to participate in global growth opportunities while reducing downside risks.

Q) How could rising crude oil prices and commodity volatility reshape the global investment landscape?
A) Brent crude which was trading at around USD 67 per barrel in mid-February 2026 has risen about 50% to USD 100 per barrel, briefly touching USD 108 per barrel. According to RBI, a 10% jump in global crude oil prices could push India’s retail inflation up by 20 basis points and reduce GDP growth by 20 to 25 basis points.

India’s dependence on oil for growth has been declining. Oil required to generate a unit of GDP has declined by 27% over a decade. So, India is in a better place compared to many of the previous price spikes owing to which the impact from a moderate rise in energy prices can be absorbed.

The challenge this time, has been less on the price of oil and more on the actual availability of oil due to supply disruptions.

This has caused cuts to industrial production and operation of restaurants. Recent developments like US allowing India to purchase Russian crude oil for the next 30 days and Iran allowing Indian ships to transit through the Strait of Hormuz would help mitigate energy supply disruptions.

The disruption to physical supplies should also push India to pursue ways to sustainably reduce dependence on imported crude oil and gas as well as diversify supply sources. The current situation is likely to accelerate such efforts and provide possible opportunities.

Further, sectors like healthcare, financial services and technology present opportunities for global investors amid the present volatility. More importantly, having a well-diversified portfolio both geographically and based on asset classes is the better approach during volatile periods.

Q) What role does rebalancing play during volatile periods when asset prices move sharply due to geopolitical shocks?
A) Rebalancing plays a critical role especially during volatile times. It is during bull and bear phases of the market that asset allocations get skewed. During market corrections like we are now witnessing, the share of equity in an investor’s portfolio declines while the share of other asset classes like debt rises.

Rebalancing the portfolio during such phases helps restore the prescribed asset allocation. In the long run, this helps the investor maintain the asset allocation of the portfolio aligned to her risk appetite and potentially earn optimal risk adjusted returns.

Q) How can investors achieve better asset allocation across equities, debt, gold, and international markets?
A) Diversification is a fundamental tenet in investing. Diversifying one’s investment across various asset classes helps reduce downside risks and allows investors to benefit from low correlation between multiple asset classes across market cycles. Predicting market cycles is a dangerous proposition.

Investing in different asset classes separately could be expensive and inefficient from a tax perspective for most investors. Mutual funds provide avenues which invest across equity, debt and commodities in a single portfolio in the most tax efficient manner.

These are hybrid funds, such as Balanced Advantage Funds or Multi Asset Allocation Funds, which are managed by professional fund managers where the asset allocations are dynamically managed based on changing market conditions.

Another important layer of diversification is geographic diversification. Mutual funds investing in global markets provide an avenue to diversify globally. This allows investors to take global exposures with low investment amounts.

Q) Which global themes—such as technology, semiconductors, or global indices—do you believe investors should track in the current environment?
A) Technology and semiconductors are long term global themes broadly associated with artificial intelligence and energy transition. Healthcare and financial services are relatively less impacted by current geopolitical events and provide long term global opportunities for investors as well.

Q) Ideally what percentage of capital should be diversified globally for someone who is 30-40 years? And if someone wants to deploy fresh capital what would you advise?
A) Global investments are not just diversifiers but also help investors meet their future foreign currency goals like child’s education or travel. An investor may allocate 10 to 20% of her portfolio to global funds depending on the type of goal. Taking a SIP or STP route to investing would help stagger her investments.

(Disclaimer: Recommendations, suggestions, views, and opinions given by experts are their own. These do not represent the views of the Economic Times)