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Laurentian Bank of Canada (LB:CA) Q4 2025 Earnings Call Transcript

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Laurentian Bank of Canada (LB:CA) Q4 2025 Earnings Call December 5, 2025 9:00 AM EST

Company Participants

Raphael Ambeault – Investor Relation Officer
Eric Provost – President, CEO & Director
Yvan Deschamps – Chief Financial Officer

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Conference Call Participants

Stephen Boland – Raymond James Ltd., Research Division
Sohrab Movahedi – BMO Capital Markets Equity Research

Presentation

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Operator

Welcome to the Laurentian Bank Financial Results Conference Call. Please note that this call is being recorded.

I would now like to turn the meeting over to Raphael Ambeault, Vice President, Finance and Investor Relations. Please go ahead, Raphael.

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Raphael Ambeault
Investor Relation Officer

[Foreign Language] Good morning, and thank you for joining us. Today’s opening remarks will be delivered by Eric Provost, President and CEO, and the review of the fourth quarter and annual financial results will be presented by Yvan Deschamps, Executive Vice President and CFO, after which we’ll invite questions from the phone. Also joining us for the question period is Christian De Broux, Executive Vice President and CRO. All documents pertaining to the quarter can be found on our website in the Investor Relations section.

I’d like to remind you that during this conference call, forward-looking statements may be made and it is possible that actual results may differ materially from those projected in such statements. For the complete cautionary note regarding forward-looking statements, please refer to our press release or to Slide 2 of the presentation. I would also like to remind listeners that the bank assesses its performance on a reported and adjusted basis and considers both to be useful in assessing underlying business performance. Eric and Yvan will be referring to adjusted results in their remarks unless otherwise noted as reported.

I will now turn the call over to Eric.

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Eric Provost
President, CEO & Director

[Foreign

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