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The Money Expert: #1 Formula to Get RICH Off Your Normal Salary (It’s EASY!)

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The Money Expert: #1 Formula to Get RICH Off Your Normal Salary (It’s EASY!)



How do you track your spending?

What’s the easiest way for you to save money?

Today, Jay welcomes back Codie Sanchez, entrepreneur, investor, and founder of Contrarian Thinking, to share the mindset shifts needed to thrive financially in today’s world. Codie explains why renting can sometimes be the smarter move, how to negotiate with confidence, and why mastering the language of money, from credit scores to strategic debt, is essential before you can build real wealth. Together, Jay and Codie debunk the myths of financial literacy, showing that clarity and confidence matter far more than complicated strategies.

This conversation takes an honest look at what it really takes to make money in a tough economy, whether that’s launching a side hustle without quitting your job or spotting opportunities that others overlook when markets are down. Codie highlights that building wealth isn’t about chasing trends or quick wins, but about making disciplined decisions, managing risk with intention, and turning problems into possibilities. Together, Jay and Codie also discuss how to grow within your career by understanding your true value, negotiating with confidence, and recognizing that profit and purpose don’t have to compete, they can align in practical, meaningful ways.

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In this interview, you’ll learn:
How to Negotiate Your Rent and Save More
How to Use Credit the Right Way to Build Wealth
How to Start a Business With Little to No Money
How to Keep Your Job and Still Grow a Side Hustle
How to Turn Problems Into Profitable Opportunities
How to Talk About Money in Relationships
How to Invest Your First $1,000 Wisely

Growth doesn’t come from getting everything right, it comes from learning, experimenting, and treating challenges as opportunities. With curiosity and courage, even problems can become stepping stones forward.

With Love and Gratitude,
Jay Shetty

What We Discuss:
00:00 Intro
02:03 The Best Time to Build Wealth
05:26 Should People Own Homes Anymore?
06:21 Are You Financially Literate?
08:48 Simple Steps to Financial Freedom
12:54 How Much Money Do You Really Need to Start a Business?
15:57 The Three Qualities of a Great CEO
18:05 How to Increase Your Value as an Employee
21:01 The Path to Growth Inside a Company
25:05 The Truth About Hustle Culture
27:29 Passive Income: Real or Myth?
28:48 Why You Shouldn’t Turn Every Passion Into Profit
31:30 What Sets Top Performers Apart
35:10 The Fixer vs. The Freeloader Mindset
38:50 How to Choose the Right Leader to Learn From
40:42 The Power of Surrounding Yourself With the Right People
44:00 Setting Expectations That Lead to Success
48:52 The Lipstick Theory of Recessions
52:01 The Link Between Money and Dating
55:22 How to See Money as a Tool, Not a Goal
59:31 Who Should Really Pay on the First Date?
01:04:15 Understanding Negative Feminine Energy
01:07:49 Why Discussing a Prenup Can Strengthen Relationships
01:11:10 What Makes a Strong and Lasting Partnership
01:14:26 Should You Get Into Business With Your Partner?
01:18:52 What Makes a Deal Truly Great
01:22:52 Why Investing in Yourself Comes First
01:25:06 Investing 101: The Basics You Need to Know
01:26:44 Stocks vs. Bonds: What’s the Difference?
01:27:46 The Next Level of Investing Explained
01:30:39 The #1 Thing People Waste Money On

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Episode Resources:

Home


https://www.youtube.com/@CodieSanchezCT
https://www.instagram.com/codiesanchez
https://www.facebook.com/codiesanchezbiz/

@realcodiesanchez


https://www.linkedin.com/in/codiesanchez/
https://contrarianthinking.co/

https://www.instagram.com/jayshetty
https://www.facebook.com/jayshetty/
https://x.com/jayshetty
https://www.linkedin.com/in/shettyjay/
https://www.youtube.com/@JayShettyPodcast
http://jayshetty.me

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The first AI election is here

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The first AI election is here



Thanks to Monarch for partnering with me! Start your free trial and get 50% off your first year of total money clarity using my link https://monarchmoney.yt.link/Nr5IVl9 or code phil50.

Sources here: https://www.patreon.com/posts/152498845/

The 2026 election cycle is officially the first AI election, and New York’s 12th congressional district candidate Alex Bores is at the center of the political battlefield. Following his introduction of the RAISE Act to establish artificial intelligence safety protocols, Bores became the primary target for dueling tech industry billionaires. This video breaks down the unprecedented influx of artificial intelligence politics into local congressional races, illustrating how federal preemption debates and state-level AI regulation are shaping the future of American elections and tech lobbying.

At the heart of this conflict is a massive spending war between rival AI super PACs representing fundamentally opposed philosophies. On one side, the deregulation-focused Leading the Future super PAC—heavily funded by OpenAI executives like Greg Brockman and venture capital firm a16z—is utilizing affiliate groups like Think Big PAC to launch negative attack ads. On the opposing side, Anthropic has heavily funded Public First Action, utilizing sub-PACs like Jobs and Democracy and Dream NYC to support pro-regulation candidates. This proxy war pits the accelerationist strategies of OpenAI against the safety-driven, effective altruism network associated with Anthropic CEO Dario Amodei.

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Understanding this AI super PAC landscape is crucial for navigating the broader intersection of technology and government in the 2026 AI election. Beyond individual candidates like Alex Bores, the battle encompasses national policy frameworks, military contractor relations with companies like Palantir, and the soaring rates of tech lobbying in Washington. Whether driven by competitive business advantages, national security concerns regarding export controls against China, or the complex ethical frameworks of effective altruism, the corporate fight to control AI regulation will definitively alter the political landscape for years to come.

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XRP HOLDERS THEY DELETED THIS!!! (I FOUND IT)

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XRP HOLDERS THEY DELETED THIS!!! (I FOUND IT)



💜 Thanks for supporting the channel! Like, share, and comment if this helped clarify what’s really happening.

FLAREDEVHUB LINK: https://x.com/FlareDevHub/status/2028396122771747165

⭐Join my Community
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#crypto #shorts #xrpledger #xrp #ripple #cryptonews #xrpnews #cryptocurrency
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XRP: WATCH BEFORE TOMORROW!!!

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XRP: WATCH BEFORE TOMORROW!!!



Join my Free VIP Telegram group here:
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LEGAL & REGULATORY DISCLAIMER

1. No Financial, Legal, or Tax Advice
I am not a licensed financial advisor. Nothing in this content should be construed as financial, investment, legal, or tax advice. Viewers should consult qualified professionals before making investment decisions.

2. Sponsorships & Affiliate Relationships
This video may contain sponsored content and/or affiliate links. I may earn a commission if you use these links, at no additional cost to you. I only promote platforms I personally use or believe in — but you are responsible for conducting your own due diligence.

3. Geographic Restrictions
This content is not intended for residents of the United Arab Emirates, United Kingdom, United States, Europe, Canada or any other jurisdiction where the promotion of virtual assets is restricted or prohibited.

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If you are located in such a region, do not engage with or act on this content.

4. Crypto Risk Warning
Crypto-assets are speculative and involve substantial risk, including:
• Loss of capital
• Extreme volatility
• Limited liquidity
• Irreversible transactions
• Potential for fraud, theft, or manipulation
No form of investor protection or legal recourse is guaranteed. Engage at your own risk.

5. No Outcome Guarantees
I make no representations regarding the accuracy, timeliness, or results of any strategies or opinions shared. No profits or outcomes are guaranteed. You bear full responsibility for any decisions made.

6. Content Updates
Information may become outdated. I reserve the right to change, update, or remove content without notice.

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7. MiCA & EU/Canada Compliance Notice
In accordance with the EU Markets in Crypto-Assets Regulation (MiCA):
• This content does not constitute financial promotion or investment advice under MiCA.
• Crypto-assets discussed may not be suitable for all investors and are not protected by any EU, US Or Canada deposit guarantee or investor compensation scheme.
• All statements made are intended to be fair, clear, and not misleading.
• If you reside in the EU, US or Canada, ensure your engagement with this content complies with local laws and regulations.

COMMENT DISCLAIMER:

I will never contact you on any platform. If someone comments using my name, shows a WhatsApp number, or tries to contact you directly — it is not me. Scammers may even use AI to imitate my voice. I repeat: I will never reach out to you in any way. Do not click on any links in the comment section or interact with anyone claiming to be me or representing me — they are scammers.

By continuing to watch or engage with this content, you agree that Steph is Crypto is not liable for any financial decisions or losses incurred.

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#xrp #xrpcoin #ripplexrp #ripple #ripplearmy #ripplenews #xrpnews #xrparmy #xrpprice #xrppriceanalysis #xrpprediction

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BITCOIN: Don’t Get Fooled by This Dump! (here’s why) – BTC Price Prediction Today

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BITCOIN: Don’t Get Fooled by This Dump! (here's why) - BTC Price Prediction Today



Want a free $30,000 bonus + $20 just for signing up? Go here: https://www.bybit.com/en/sign-up?affiliate_id=9187&group_id=881614&&group_type=1
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Use my trading bots for free
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Join my free VIP group here: https://discord.gg/EN2SYAVkUt

I’m a full-time crypto trader and investor since 2017, but not a financial adviser. The content in this video, including Bitcoin price prediction today, Bitcoin price prediction 2026, Bitcoin technical analysis, crypto news today, and cryptocurrency topics, is for educational and entertainment purposes only and reflects my personal opinions. Always do your own research and consult a professional before making financial decisions.

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Strategi Ampuh Untuk Meraih Kebebasan Finansial di Usia Muda

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Strategi Ampuh Untuk Meraih Kebebasan Finansial di Usia Muda



Instagram: @timothyronaldd

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$245 XRP is Actually Conservative (The Matt Hougan Analysis)

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$245 XRP is Actually Conservative (The Matt Hougan Analysis)



This video discusses the migration of physical and digital assets, contrasting legacy frozen assets with liquid and instant tokenized assets. It highlights the importance of regulatory clarity for institutional investors, as exemplified by the success of the XRP ETF. We also provide a “Hype-Filter Checklist” to focus on structural milestones over retail sentiment. Subscribe for more in-depth crypto breakdowns and strategic insights into the evolving banking system.

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🧠 This is a community for educational discussion only.
🚫 No financial advice is provided.
👨‍💼 Admins and moderators are not licensed financial professionals.

📱 Learn More About UNITY
👉 https://unitynodes.io/

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👉 Special Link: https://kraken.pxf.io/c/6189776/3300403/10583
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⚠️ 𝗕𝗘𝗪𝗔𝗥𝗘 𝗢𝗙 𝗦𝗖𝗔𝗠𝗠𝗘𝗥𝗦 𝗜𝗡 𝗢𝗨𝗥 𝗖𝗢𝗠𝗠𝗘𝗡𝗧𝗦 𝗔𝗡𝗗 𝗖𝗢𝗠𝗠𝗨𝗡𝗜𝗧𝗬 𝗖𝗛𝗔𝗡𝗡𝗘𝗟𝗦 ⚠️

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Simple Interest Riddle: Test Your Financial Literacy! #math #quiz #shorts #finance

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Simple Interest Riddle: Test Your Financial Literacy! #math #quiz #shorts #finance



Think you’re a math whiz? Test your financial literacy with this quick simple interest riddle! Most people get confused between simple and compound interest – don’t let the numbers trick you.

Leave your answer in the comments below: (a), (b), or (c)? 👇

#math #finance #money #education #riddle #quiz #savings #interest #smart #challenge #maths #shorts #learning #stemeducation #financialliteracy #brainteaser #test #counting #numbers #investment

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I’m MARRYING him for the money, obviously. My SISTER laughed as she said it to her bridesmaids..

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I’m MARRYING him for the money, obviously. My SISTER laughed as she said it to her bridesmaids..



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Is GOLDEN Money Soap a Scam?

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Is GOLDEN Money Soap a Scam?



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Le DANGER que BITCOIN ne peut plus ignorer

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Le DANGER que BITCOIN ne peut plus ignorer



Bitcoin ne se met pas à jour comme une simple app sur un Iphone. Modifier ses règles fondamentales prend des années, mobilise des milliers d’acteurs indépendants, et c’est précisément ce qui en fait l’un des réseaux des plus solide et des plus résistant au monde.

En ce moment, le BIP-110 anime la communauté : comment faire évoluer Bitcoin tout en préservant ce qui le rend unique ? Et en parallèle, la communauté anticipe déjà la prochaine grande étape : l’informatique quantique.

Les développeurs travaillent, les BIPs existent, les solutions se préparent.
Bitcoin a toujours su s’adapter et cette fois ne fera certainement pas exception.

Et encore une fois, si t’es arrivé jusqu’ici… autant appuyer sur le bouton “S’habonner” 🙌

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00:00:00 Introduction
00:02:49 C’est quoi un BIP ?
00:06:57 Comment Bitcoin se met à jour
00:17:51 Conclusion

Je reste à votre disposition en commentaire et j’attends vos retours avec impatience merci pour votre attention !

📢 Voici de quoi me contacter:

http://youtube.com/hasheur/
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Snapchat: PowerHasheur
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✉ Contact pro: Dimitri@hasheur.com
LinkedIn: https://fr.linkedin.com/in/owensimonin

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Merci à vous pour le temps que vous consacrez sur mon contenu
Owen.

La DANGER que BITCOIN ne peut plus ignorer

#bitcoin #blockchain #informatiquequantique

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