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Chess solution 2592
1 Bg6+ Kg8 2 Rf8+! Rxf8 3 Qxf8+! Kxf8 4 Re8 mate. Piece interpositions on the f file will only delay mate.

Chess solution 2591
1 Bxf7! Qxf7 2 Qd4! Nf6 3 Qd8+ Qe8 4 Qxc7 and White wins easily with rook and pawn for knight.

Chess solution 2590
1 h5! (threat 2 Rh8 mate) Kxh5 2 Rf6! and Black can only avoid Rh8 mate by giving up his rook with 2…Rxf3.

Chess solution 2589
1 R7e2! Qf6 2 Qxf8+! Kxf8 3 Re8 mate.

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Chess solution 2588
1 g5+! Kxg5 2 Rg1+ Kh6 (if Kh4 3 Kf5 and 4 Rg4 mate) 3 Ng6! Bxb4 4 Kf5! (threat 5 Rh1 mate) Kh7 5 Rh1+ Kg8 6 Rh8 mate.

Chess solution 2587
1 Qxf4! Bxf4 2 Rxh5! gxh5 3 Rxh5 followed by Rh8 mate, which sacrificing Black’s bishop and queen will only delay.

Chess solution 2586
1 Bf1! Bxf1 2 Bd4! Rg8 3 Qxg7+! (3 Re8! also wins) Rxg7 4 Re8+ Qf8 5 Rxf8 mate.  If 1 . . . Qxa4 2 Bh6! Rg8 3 Bxa6 wins (Qa6 4 Re8!)

Chess solution 2585
1 . . . Qf3! 2 cxb7+ Kf5! 3 Bxf3 (else Black mates by Rh1+! ) gxf3 and Rh1 mate. Sacrificing White’s queen only delays mate.

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Chess solution 2584
1 Qxh7+! Nxh7 2 Ng6+ Kg8 3 Bd5 mate.

Chess solution 2583
It’s mate in four by 1 Rxg6+! Kxg6 (if fxg6 2 Bf8+ Kh7 3 Qf7 mate) 2 Nxe5+ Kh7 3 Qxf7+ Kh6 4 Qg6 mate.

Chess solution 2582
1…Nf5! 2 Kd2 Kg1! 3 Ke1 Nh4 4 Ke2 Ng2! and wins. If instead 1…Kg1? 2 Ke1! Kxh1 3 Kf1 draws since the BK can never escape from h1. Black needs either to prevent Kf1 as a reply to Kxh1, or to capture on h1 with his knight.. Mishra at 12 was the youngest ever grandmaster.

Chess solution 2581
1 Bxf6+! Rxf6 2 Rxh7+! and Black resigned because of 2 . . . Qxh7 3 Qxh7+ Kxh7 4 Nxf6+ Kg7 5 Nxe8+ when White, with a rook and a pawn for a bishop, wins easily. 1 Nxf6 also leads to a win, but is more complicated.

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Chess solution 2580
1 Qh6 Qxe5 2 Qxh7+! Kxh7 3 Kg2 mate

Chess solution 2579
1 Ba7! e4 2 Kd8! Kf8 3 Nd7 mate.  The subtle 1 Ba7! gives the black king a flight square at move two, thus avoiding a stalemate draw.

Chess solution 2578
1 Kf4 Kb7 2 c5! dxc5 3 Ke5 g3 4 Kd6 g2 5 a8=Q+! Kxa8 6 Kc7! g1=Q 7 b7+ Ka7 8 b8=Q+ Ka6 9 Qb6 mate.

Chess solution 2577
1 Nxh6! gxh6 2 g5! hxg5 3 h6 Ne7 4 h7 Ng6 5 Kg2. Now the black king is tied to watching the b6 pawn, while the white king advances up the board to capture Black’s g pawn, drive away the knight and queen the h pawn.

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Chess solution 2576
It’s mate in three by 1…..f4+! 2 Kxf4 e5+! 3 dxe5 Rg4 mate.

Chess solution 2575
1 Rxh6+! Bxh6 2 g7+! when if Bxg7 3 Rh1+ Rh2 4 Rxh2+ gxh2 5 Qxh2+ Bh6 6 Qxh6 mate, or if Kxg7 3 Qg6+ Kh8 4 Qxh6 mate.

Chess solution 2574
Please note that there is no Chess solution this week as our column covers the Winton British Solving Championship

Chess solution 2573
1 Qxf6! gxf6 2 Nh7+ Ke8 3 Rg8 mate. 1 . . . Bf5 2 Nxf5 Bxf2+ 3 Kxf2 delays mate, but White wins easily.

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Chess solution 2572
1 Nfe5! Qxe2 2 Qxh7+! Kxh7 3 Rh4+ Kg8 4 Ne7 mate. Black can avoid mate by 1..Qg5, but then 2 Kxh2 wins a knight ahead.

Chess solution 2571
1 Bf6! Qxf6 (fxg6 2 Qd5+ and 3 Qxa8+ wins) 2 Qh7+ Kf8 3 Rf1! e2 4 Rxf6 e1=Q+ 5 Kh2 soon mates. 

Chess solution 2570
1 Qf7! Be7 2 Qxe7+! Kxe7 3 Rxg7+ Ke6 (if Kd8 4 Rh8+ Qe8 5 Bf6 mate) 4 Rh6+ Kf5 (if Kd5 5 Rg5 mate) 5 Rf6 mate.

Chess solution 2569
1 Rxh6+! gxh6 2 Qh7+! Nxh7 3 Nf7 mate.

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Chess solution 2568
It’s mate in four by 1…Bg2+! 2 Kxg2 h1=Q+! 3 Rxh1 Nf4+ 4 Kg1 Qxa1 mate.

Chess solution 2567
1 Rxe5! Rxe5 2 Nc4! dxc4 (otherwise White is a piece up after 3 Nxe5) 3 Bxh7+! Kxh7 4 Qxd6 wins.

Chess solution 2566
1 Qe8+!  If Rxe8 2 Nd7 mate, or Kxe8 2 Rg8 mate.

Chess 2565
1 Nb3! axb3 2 Kd2 Kc4 3 Kc1! sets up a fortress which cannot be breached. If Black advances his king to d3, then Kb1! and Ka1! creates an impenetrable defence. ff 1 Nb3! a3 2 bxa3 bxa3 3 Kd2 Kc4 4 Na1! draws.

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Chess 2564
1 Qxd5! exd5 2 Nf6+! gxf6 3 exf6+ Be7 4 Rxe7+ Kf8 5 Re8+! Kxe8 6 Re1 mate. 1 Qxd5 Qxd5 2 Rxd5 Be7 delays mate, but Black is a knight down with a poor position.

Chess 2563
1 c3! d5 2 Kd2! d4 3 cxd4 Kxb4 4 Kd3 mate.

Chess 2562
1 Rh1! Kc4 2 Rb1! Kb4 3 Na5! Kxc5/a5 4 b4 mate.

Chess 2561
1 Rxh5! If Bxf1 2 Re2, or Bxh3 2 Rg4, or Bf3 2 Qxf3, or Bxe4 2 Bxe4.

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Chess 2560
1 Nh6+ Kh8 2 Rf8+! Qxf8 3 Bxg7+! Qxg7 4 Qd8+ Re8 5 Qxe8+ Qg8 6 Qxg8 mate.

Chess 2559
1 Be1! g3 2 Be2! dxe2 3 Rb4! Kxb4 4 d4 mate.

Chess 2558
1 Rxf4! exf4 2 Qg6+ Kh8 3 Ng5! wins.  The threat is 4 Qh7 mate, and if hxg5 4 Qh5 mate, or fxg5 4 Qh6 mate (the g7 pawn is pinned by the b2 bishop)

Chess 2557
1 axb4! Qxa1+ 2 Kd2! Qxh1 3 Qxc6+! bxc6 4 Ba6 mate.

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Chess 2556
1…Rxh3! and if 2 Kxh3 Qxg4+!  3 Kxg4 Bf5+ 4 Kh5 Rh8 mate. 2 Nh2 holds out longer, but 2…Rfh8 3 Rh1 Bxe4+ 4 dxe4 f3+ 5 Kf1 Qxg4! 6 hxg4 Rxh1+ 7 Kf2 R8h2+ wins.

Chess 2555
It’s mate in five by 1 Rxh7+! Kxh7 2 Qh5+ Kg7 3 Bh6+! Rxh6 4 Rf7+ Kh8 5 Qxh6 mate.

Chess 2554
1 Rxf8+! Kxf8 2 Qh8+ Qg8 3 Rxe8+! Kxe8 (if Rxe8 4 Qf6+ Qf7 5 Qxf7 mate) 4 Qxg8+ Kd7 5 Qd5+ Ke8 6 Qa8+ Kd7 7 Qa4+ and 8 Qxc2 wins.

Chess 2553
1 Rd2! c6 2 Kf2! Kxf4 3 Ne6 mate.

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Chess 2552
1 Rxg7! Kxg7 2 Qf6+ Kg8 (if Kf8 3 Bg6! wins) 3 Qxh6 f5 4 exf6 and Black must give up rook and queen just to delay mate.

Chess 2551
1 f3+ Kh4 2 Ra4!! Rxa4+ 3 Kb5 traps the rook with an easy win in the resulting pawn endgame.

Chess 2550
1 Bg3! hxg3 2 Nf2! gxf2 3 Rdf1! and if gxf1=Q 4 Rg8 mate or fxg1=Q 4 Rf8 mate.

Chess 2549
It’s mate in four by 1 . . . Rxf1+! 2 Kxf1 Bxc4+ 3 Kg1 Qe1+! 4 Rxe1 Rxe1 mate.

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Chess 2548
1 Kb2! a1=Q+ 2 Rxa1! h1=Q 3 Qxh1 mate.

Chess 2547
1 . . . Qe3+ 2 Rf2 gxf2+ 3 Qxf2 (if 3 Kf1 Qxd3+ 4 Kxf2 Qd2+ forces mate) Rxg2+! 4 Kxg2 Nf4+ 5 Kf1 Qxf2+ 6 Kxf2 Nxd3+ and 7 . . . Nxb2 when Black’s extra knight wins easily.

Chess 2546
1 Qd8! b6/g5  2 Rd7! g5/b6  3 Rd2! exd2 4 Qxb6 mate

Chess 2545
1 Bd4! g3 2 Bb6! axb6 3 Kc1! Kxc3 4 Ne2 mate.

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Chess 2544
1 Be5! If 1 . . . Kxe5 2 g4 c3 3 d4 mate. If 1 . . . c3 2 Bf4 cxd2 3 g4 mate. If 1 . . . Kg5 2 Bf4+ Kh5 (Kf5 3 g4 mate) 3 Rh6 mate.

Chess 2543
1 Qc4! and if 1…Bg4 2 Qd5 mate, or 1…Bg2/f1 2 g4 mate.

Chess 2542
1 Qa2! bxa2 2 Bf5! Kxf5 3 Ng7 mate.

Chess 2541
1 Rg4 Be6 2 Bf7! and White emerges rook for pawn ahead.

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Chess 2540
1 . . . Qxg5+! 2 fxg5 (even the hopeless 2 Qg4 Qxg4+ only delays the mate by two moves) Bxh2+ 3 Kh1 Ng3 mate.

Chess 2538
1 . . . Rxh3+! 2 Kxh3 Qh5 mate.

Chess 2537
1 Bd5! and if Kxd5 2 Qf5 mate, or fxe6 2 Qg5 mate, or f5 2 Qd4 mate, or f6 2 Qe4 mate.

Chess 2536
1 Qd1! If bxa3 2 Qxa4 and 3 Qd7. If 1 . . . b3 or 1…Kd6 2 Qg4 and 3 Qd7. If 1 . . . Kc6 2 Qg4 Kb7 3 Qc8.  If 1 . . . Ke6 2 Qxa4 Kf7 (bxa3 3 Qd7) 3 Qe8. Once you see 1 Qd1! the rest of the answer becomes a simple pattern.

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Chess 2535
1 Rf4! If gxh6 or Kxh8 2 Rc8. If g5 2 Rc6. If g6 2 Rf7. If Kxh6 2 Rh4.

Chess 2534A
1…Qf1! leads to a decisive invasion by Black’s queen and rook: 2 Qd2 (2 Rxh6 Rxh6 3 Qxh6 Qe2+ wins the e5 bishop) Rg6 3 Rh2 (to cover the second rank) Rg1 4 Bb2 Qb1+  5 Kc3 Bf5! (threatening Rd1) 6 Qc2 Qe1+ 7 Qd2 Qe5+ 8 Kc2 Bxd3+! 9 Kxd3 (9 Qxd3 Qxh2+) Rg3+ 10 Kc2 Qe4+ 11 Kc1 Rg1+ winning White’s queen. Black would work out the detail as he went along after realising that 1…Qf1! and 2…Rg6! is winning. 

Chess 2534
White has to be careful to avoid a stalemate draw, so 1 Ba7! If 1..h6 2 b8=Q! h5 3 Qb6 h4 4 Qg1 mate. If 1…h5 2 b8=R! h4 3 Rb6 Kg1 4 Rb1 mate.

Chess 2533
1…b3! 2 Kd3 Ne3! wins because 3 Kc3 Nd5+! wins the bishop, 3 Kxe3 b2 queens, while other moves also lose.

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Carlsen’s 1…Nd2+? allowed 2 Kd3 Nb3 (Nxf3 3 Bxc5 and Black’s remaining pawns will fall) 3 Kc4 a4 4 Bg5! Nd4 (4…Kxg5? 5 h7 queens) 5 Be3 a3 6 Bc1! and draws.

Chess 2532
1…Bg2! 2 Kxg2 Rxf2+! 3 Kxf2 Nxd3+ and Nxc5 wins.  The obvious 1…Nf3+? fails to 2 Nxf3 Qxf3 3 Qg5+! Kh8 4 Qxd8+ and White wins.

Chess 2531
1 Rf6! and mate next move.

Chess 2530
1 Nd6! (threat 2 Nb7 or 2 Nf7 mate) cxd6 2 Qxb6 mate, or exd6 2 Qxf6 mate. Backward knight moves can be among the hardest to visualise.

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Chess 2529
1 Bf1! dxc4 2 Bg2! Kd5 3 Ke3 mate.

Chess 2528
1 Na7!  If Kxc7+ 2 bxa8=N mate If Kxa7+ 2 b8=N mate. If Rxa7 2 Rc8 mate.

Chess 2527
1 Ra2! bxa2 2 Bxa2 Kxg6 3 Bb1 mate.  The trap is  1 Ra8?? when the black king is stalemated.

Chess 2526
1 Rf7! and if Rxe4 2 Rgxf8 mate, or Kxf7 2 Qg6 mate, or Kd8/Kd7/Rxg8 2 Qxe7 mate.

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Chess 2525
1 b5-b6! If Kxc6 2 Bd5, or Kc8 2 Nd6, or Ka6 2 Nc5, or Ka8 2 b7.

Chess 2524
2524: 1 Rf8+! Kxd8 2 b7 Rb4!  3 Kxb4 c5+! 4 Kb5! Kc7 5 Ka6 Kb8 6 Kb6 c4 7 a4 c3 8 a5 c2 8 a6 c1=Q 10 a7 mate. 

2524A:  1 Kg1! If 1…Rf4 2 Rb5! cxb5 3 b7. If 1…Rh6 2 Re8! Kxe8 3 b7. If 1…c5 2 Rf5! Rxf5 3 b7. If 1…Rd6 2 Re1! c5 3 Rb1 followed by c7.

2524B: 1 Kc8! b5 2 Kd7! Bf5+ 3 Kd6 b4 4 Ke5! Kg4 (if b3 5 Kxf5 b2 4 c8=Q) 5 Kd4 b3 6 Kc3 Be6 7 c8=Q Bxc8 8 Kxb3 draws.

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Chess 2522
1 Kd2! and mate next move. If 1 . . . Rc7 2 Qf6 mate.  If 1…Bb7 or Ra8 2 Qb6

Chess 2521
1 Qh2+! Kxg5  2 Qf4+ Kh5 3 g4+ Kh4 4 Kf3! followed by 5 g5+ Kh3 (Kh5 6 Qg4 mate) 6 Qg3 mate, which Black can only delay by giving up his queen by 4…Qc7. If 4…Be5 5 Qh6 mate.

Chess 2520
1 Qb5! is the only legal checkmate.

Chess 2519
1 Kc1! Bh6 or f5  (if Bxf4+ 2 Bxf4 mate) 2 Rgd7! Bxf4+ 3 R7d2 mate.

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Chess 2518
1 Re7+ Bf7 2 Rxf7+! Kxf7 3 Qxa7+ Kf8 4 Re6! Qf7 5 Qc5+ Kg7 6 Re7 and White emerges a bishop ahead.

Chess 2517
1 Rf1!  If Kd4 2 Qd3+ Ke5 3 f4 mate (the point of 1 Rf1).  If 1…e5 2 Rb1 and 3 Q mates. If 1…Kxb5 2 Rb1+ and 3 Q mates.

Chess 2516
1 Ra7! 2 Rdd7! and 3 Rac7 mates.  The black pawn is necessary, else there would be mate in two by 1 Kb4 Kb6 2 Rd6.  With the pawn, 1 Kb4 is met by b2 and queening with check.

Chess 2515
1 Ng6! fxg6+ 2 Qe7! g5 or Kxa7  3 Qxb7 mate.

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Chess 2514
1 Bh1! Kf4 2 Kg2! Ke4 3 Kg3 mate.   

Chess 2513
1 . . . f4+! 2 Kxf4 e5+! 3 dxe5 Rg4 mate.

Chess 2512
1 . . . Bxf2+! 2 Kxf2 (if 2 Kf1 Qf4! followed by a discovered check) Qe3+ 3 Kf1 Rg4! followed by Rf4 and White has to give up her queen.

Chess 2511
1 Be5+! leads to mate after 1 . . . Bxe5 2 Qxe8+ or either Rxe5 2 Qf6+

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Chess 2510
1 Rh8+! Kxh8 2 g6! followed by Rc8 mate.

Chess 2509
1 Qh4! Rg8 2 Rxf6! Qxf6 3 d6+! and Black loses his queen. In the game, White chose 1 Qg7?

Chess 2508
It’s mate in three by 1 . . . h5+!  If 2 Kf4 Re4+ 3 Kg5 Qh4 mate.  If 2 Kg5 Re5+ 3 Kf4 g5 or Rf5 mate. 

Chess 2507
1 Bxg7+! Kxg7 2 Nf5+! exf5 3 Rxe7 Nxe7 4 Qe2! forks Black’s knights and wins one of them leaving White queen against rook and bishop and an easy win. Karpov resigned a few moves  later.

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Chess 2506
1 Qh6+ Kf7 2 Rf4! exf4 3 Re1! when the double threat of Qg7/h7 mate forces Black to give up his queen.

Chess 2505
1 Rb8+! Qxb8 (if Kf7 2 Qa7+ and Black is soon mated) 2 Qg1/g2+ Kf7 (Kh8 3 Qg7 mate) 3 Qg7+ Ke8 4 Qg8/h8+ and 5 Qxb8 wins easily with queen for rook.

Chess 2504
1 Na4! bxa4 2 Rf4! exf4 3 gxf4 Ne6 (the only defence to 4 Rg1+ and Qg7 mate) 4 Rg1+ Ng5 5 fxg5 and the g file mate follows. An immediate 1 Rf4?? fails to exf4 2 gxf4 dxc3 when 3 Rg1+ allows Bxg1 or 1 Rf4?? exf4 2 Na4 f3+! and the g file stays closed.

Chess 2503
1 Bc7! Rxc7 2 Re1! wins.  The threat is 3 Rh8 mate. If 2..f5 3 g6! Rcxd7 4 Rh8 mate. If 2 . . . Kg8 3 Re8+ Bf8 4 Rxd8 f6 5 g6 Rc6 6 Rh8+! Kxh8 7 Rxf8 mate.

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Chess 2502
1 Rxf7! Kxf7 2 Bc4+! forces mate in three. The game ended 1…Nc5 2 Qxc5 Kxf7 3 Bc4+ Resigns. If Kg6 4 Qf5 mate. If Black declines the rook, then 1….Bb5 2 Qg6 and Black must give up his queen to avoid mate.

Chess 2501
1 Be4+! mates in three after 1 . . . g6 (if Bxe4 or dxe4 2 Qxh5 mate, or Kh6 2 Rh8 mate) 2 Qxh5+ Kg7 3 Qh8 mate.

Chess 2500
1 Bg8! and mate next move.  If 1 . . . a2 2 Qxb2, or if  bxc1=Q 2 Qb6, or if cxb1=Q 2 Rc6.

Chess 2499A
1 . . . Nh2! and White resigned. If 2 Kxh2 Be5 pins and wins the rook, and otherwise Black queens his f2 pawn.

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Chess 2499
1 Rb6! Kxc4 2 Qd4 mate.

Chess 2498
1 Bxc5! Nxc5 (if Rxc5? 2 Qh8+ and 3 Qxd8) 2 Qh8+ Kf7 3 Be8+! Qxe8 (if Ke7 4 Qxg7+) 4 Nd6+ wins the queen.

Chess 2497
1 Nxf6+! Rxf6 2 Rxe7+ Kf8 3 Bh6+! Rxh6 4 Qxf7 mate. 1 dxe7 and 1 Qxd3 also win, but are slower.

Chess 2496
1 Rh8+ Kg6 2 Qg5+! hxg5 3 h5 mate.

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Chess 2495
1 Rb3! Resigns. If Rxb3 2 Qh8+! Ng8 3 e7+ Ke8 4 Qxg8+
and wins. 
Royal v Koepke: 1 Qxh7+! Kxh7 2 Rh4+ Kg8 3 Rh8 mate.

Chess 2494
1…Rg4+! 2 Kxg4 Qg2+ 3 Kh5 Qf3 mate.

Chess 2493
1 Re8+! Rxe8 2 Qxg7+! Kxg7 3 Nh5+ and 4 Rxh3 puts White two pawns up with winning united passed e4 and f5 pawns.

Chess 2492
1 Bh5+! Kxh5 2 g4+! fxg4 3 Rh7+ Kg6 4 Qf7 mate.

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Chess 2491
1 Rf3! f6 ( or f5+ 2 Kxf5) 2 Kf5! Kxd5 3 Nb6 mate.

Chess 2490
1 Nxe6! Rxe6 2 Nf7 mate.  If 1…Be7 2 Qxf6+! Bxf6 3 Nf7 mate.

Chess 2489
1…h7-h5!  2 Qf8+ Kh7 and White overstepped the time limit. He has no reasonable defence to the double threat of Qxh1 mate and Qf1+.

Chess 2488
1 Rh8+! Kxh8 2 Rh4+! (but not 2 Qh5+? Kg8 3 Rh4 f5!) Kg8 3 Rh8+! Kxh8 4 Qh5+ Kg8 5 Qh7 mate.

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Chess 2487
(a) 1 f8=N! g6 2 Kh6! g5 3 Ng6 mate. (b) The diagram is an illegal position! Black has no possible last move.

Chess 2486
1 Rxf4! exf4 2 Qg6+ Kh8 3 Ng5! and White mates by Qh7, Nf7, Qh5, or after 3…fxg5 4 Qxh6.

Chess 2485
1 Qg6. If exf5 2 Qxa6, or N moves 2 Rc5, or Bb5 2 Rf4, or Kxd3 2 Rc5.

Chess 2484
1 Nc6! Bxc6 2 Qxh7+! Kxh7 3 Rh3+ Kg8 4 Rh8 mate.

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Chess 2483
1 Rh8+ and Anand resigned.  The Indian and the all-time No1 woman both saw 1…Kg7 2 Qd4+! Bf6 3 Qxf6+! Rxf6 4 Rh7+! Kxh7 5 Nxf6+ Kg7 6 Nxd7 when White is a knight ahead in a simple endgame.

Chess 2482
The game ended  1 Nf6+! gxf6 2 exf6 (threat 3 Qg5+ and mate) h6 3 Qxf8+! Kxf8 4 Rd8 mate.

Chess 2481
1…Qxe4! and White resigned due to 2 Rxe4 Ra1+ and mates.

Chess 2480
1 Bf3! Resigns.  Black is lost however he replies.  If Ba8/b7 2 Bh5! gxh5 3 g6 hxg6 4 h7 queens.

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If Be8 or Kd7 2 Bxd5 and more black pawns will fall. If Ke6 2 Kc5 and Black loses his Q-side pawns.

A classic case of zugzwang, where the obligation to make a move is fatal.

Chess 2479
1…Qc2! 2 Rxa5 (if 2 Ra2 Rxa4! 3 Rxc2 Rxa1) Qxe2+ 3 Kg1 Qe3+ 4 Kh1 Rf2 and White resigned. After 5 Qxe5+ Kh7 he will soon be mated.

Chess 2478
1 f7! Resigns. If Rxe6 2 a7! and a white pawn queens. Slower first moves would not spark immediate surrender, while 1 a7? Bxa7 2 f7 allows Rh1+ followed by Bc5, and Black draws.

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Chess 2477
It’s mate in six at most by 1…Qxf1+! 2 Kxf1 d2+ 3 Kg2 Bc6+ 4 Qd5 Bxd5+ 5 e4 Bxe4+ 6 Kg1 d1=Q mate.

Chess 2476
1 b4! Kxc4 2 Nf4! g6/g5 3 Rc7 mate.

Chess 2475
1…Nxc3?? 2 Qxe6+! fxe6 3 Bg6 mate. An elegant double bishop mate.

Chess 2474
1 Qxa3+ Ra4 2 Qxa4+! bxa4 3 Rd5+ Kb4 (giving up the queen by Qc5 only delays mate) 4 Re4+ Ka3 5 Rxa4 mate.

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Chess 2473
Anand resigned (see main text) because after playing 1 Qb5?? he noticed 1….Qxf3+! when 2 Kxf3 Nh4 is mate while 2 Kg1 Qxh3 is hopeless.

Chess 2472
1 Ba6! e5 2 Re2! e4 3 Kb5! Kd3 4 Kb4 mate.

Chess 2471
1 Qxe5! and mate next move.

Chess 2470
1 Rxc6+! Kxc6 2 Ne5+ Kd5
(if 2…Kc5? 3 Nd3+ forks king and queen) 3 Qb7+! and Black resigned.

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If 3..Kd6 (or 3…Kd4 4 Nf3+ and 5 Nxe1 wins the queen) 4 Qd7+! and if 4…Kxe5 5 Qe7+ and 6 Qxe1 or 4…Kc5 5 Nd3+ and 6 Nxe1 both win the queen.

Chess 2469
1 Qc6+ Kb8  (if Ka7? 2 Nb5+ wins) 2 Kc2!!  Black is in zugzwang (compulsion to make a losing move) as his queen has no safe squares available to retain the guard against Qb7 mate.

Chess 2468
1….Qf2! wins on material for Black.  If then 2 Qxg6!? then not 2…hxg6?? 3 Nxg6 mate  but 2….Qf1+! and mates.

Chess 2467
1 Bb2! Rxb2 2 Rxf6+! Qxf6 3 Qd7+ Kf8 4 Re8 mate. The bishop sacrifice diverted the b8 rook from guarding the back rank.

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Chess 2466
1 Rd6! with the decisive threats of 2 Rxd8  or of 2 Qxf8+! Qxf8 3 Ng6 mate.

Chess 2465
1…Rh5+! 2 Kxh5 Ng7+ 3 Kh4 (if 3 Kh6 Rh8 mate) Nf5+ 4 Kh5 Rh8+ 5 Kg4 Rh4 mate.

Chess 2464
1 Kc4! Ka7 2 Qc7 Ka6 3 b8=N mate.

Chess 2463
1 e3! d6 2 Qh5 Bg4 3 e4! Bd1! 4 Qxd1 and we have the diagram.

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Chess 2462
1..Qh1+ 2 Kf2 g3+! 3 Ke1 (if 3 Kxg3 Qh4 mate) Qxf1+! 4 Kxf1 Rh1 mate.

Chess 2461
1 Rxf6! gxf6 2 Kb2 Rxa4 3 Nc5+ and 4 Nxa4 wins.

Chess 2460
1 Qd4! b6 2 Ra3 Qb4 3 c3 traps the queen.

Chess 2459
1 g5!  If now 1…fxg5 2 hxg5 and White, effectively a pawn up, will soon invade the black defences via the queen’s flank. The game ended 1…f5 2 exf5 gxf5  3 h5 Kxd5 4 g6! e4+ 5 Ke2 and Black resigned. If 5…hxg6 6 h6! and White’s h pawn queens.

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Chess 2458
1 Bh1! Kf4 2 Kg2! Ke4 3 Kg3 mate.

Chess 2457
2457  1 Bb5! Resigns. If Bxb5 2 Qxd8 mate, or Qxb5 2 Nd6+ wins the queen, or 0-0 2 Bxd7 with a rook up.  2457A:  1..Qh2+! 2 Nxh2 Ng3 mate.

Chess 2456
1 Qh6! Qxf6 2 Rd8+! Bxd8 3 Qf8 mate.

Chess 2455
1 Kg2! If f3+ 2 Nxf3+! Kc6 3 Ne5 mate. If 1…N moves 2 Nf3+ with the same mate. If 1…Ka6 2 Nf3! and 3 Ra7 mate.

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Chess 2454
1…Bd4+! and if 2 cxd4 Qb1+ 3 Ne1 Rxe1+ 4 Bxe1 Qxe1 mate. Black’s bishop check forced White to block the d1-d8 file, eliminating the defence Qd5-d1.

Chess 2453
1 Nd7+! and Timman resigned in view of the forced sequence 1…Rxd7 2 Rc8+ Rd8 3 Rxd8+ Qxd8 4 Nxe6+ winning the queen.

Chess 2452
1 f4! exf3 en passant  2 Bf2! wins. White captures Kxh5, then advances his g and h pawns.

Chess 2451
1…c5! 2 Rxc5 Rxc5 3 Qxc5 Qf3! 4 Nxf3 Rxd1+ 5 Ne1 Rxe1 mate.  The trap is 1…Qf3?? 2 Nxf3 Rxd1+ 3 Ne1! and White wins. Video solution: 46 Re5+! Kh4 47 Rg4 mate, then 47/48 Rg5+! hxg5 (Kh4 48/49 Re4 mate) 48/49 Rh7 mate.

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Chess 2450
1 Qxd6! Resigns. If Bxd6 2 fxg7 mate. If Rxd6 2 fxg7+ Bxg7 3 Rf8 mate. If Qe8 2 Qxf8+! Qxf8 3 fxg7+ Qxg7 4 Rxd8+ Be8 5 Rxe8 mate.  The longest Black can hold out is by 1…Re5, when it is mate in nine from the diagram.

Chess 2449
1 . . . h5+! 2 Kxh5 Qe5+ 3 Kg4 f5+ 4 Kh5 f4+ 5 Kg4 Qf5 mate.

Chess 2448
1 Ne8+ Kg8 2 Qh8+! Kxh8 3 Rxf8 mate.

Chess 2447
1 c8=N+! Rxc8 2 bxc8=N+! followed by 3 Rxg1 and White wins with his extra rook.

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Chess 2446
1 Nh5+! gxh5 (if Kh8 2 Qxf8+! mates or Kg8 2 Nf6+ and 3 Nxe8 wins) 2 Bh6+! and if Kxh6 3 Qf6 mate or Kg8 3 Qxf8+! mates.

Chess 2445
1 Re1! Rxe1 2 Bxe1 Bc8 3 a6! Bd7 (if Bxa6 4 d7) 4 a7 Bc6 5 d7! and a white pawn queens.

Chess 2444
1 Qh6+! Bxh6 2 Ng5++ Kh8 3 Rh7 mate.

Chess 2443
1 Bf8! is the only way. 1…Kxf8 2 Qxg6 d2 3 Qc2 Bh6 4 Kf2! (to stop Be3) followed by g3 and f4 after which the d2 pawn falls and the win is simple. Instead 1 Kf2?? d2! wins for Black.

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Chess 2442
1 Bh6! with the double threat 2 Bxe6+ winning the queen and 2 Rxg7+ winning the bishop. Instead 1 Bxe6+? Qxe6 2 Rxg7+ Kxg7 3 Bh6+ fails to Kf7!

Chess 2441
1…Rh2+ 2 Kg1 Rh1+! 3 Kxh1 Qd5+ 4 Qf3 Qxf3+ 5 Kg1 Qg2 mate.

Chess 2440
“Yes, it is mate in two”.  1 Qxa7+! Kxa7 2 Ra3 mate.

Chess 2439
1 Bb3! Rgd8 (if c2 2 a7 Rbd8 3 Bxg8 Rxg8 4 Rc8 wins) 2 Rd6+! Kxe4 3 Bc2 mate.

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Chess 2438
1 Rxb7! Rxb7 2 e7! wins after Rxe7 3 Bxd5+ Kh8 4 Rf8 mate.

Chess 2437
1 Rxd4! Rxd4 2 Rxd4 Rxd4 3 Nd5! cxd5 4 h7 and White’s pawn queens.

Chess 2436
1 Qd8+ Kh7 2 Be8! Resigns. 3 Bg6 mate is a winning threat.

Chess 2435
1 Nxg5+ Kh6 2 Nf7+! Kh7 (if Kg6/h5 3 Ne5+ and 4 Nxd3) 3 Qh8+! Kg6 4 Ne5+ and 5 Nxd3 wins.

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Chess 2434
1 d4 2 d5 3 d6 4 dxc7 5 dxb8=R! 6 Rxb7 7 Rxd7 8 Rxd8 mate.

Chess 2433
1 h4! Bc1 (other bishop moves are no better) 2 Qxg6! fxg6 3 Nf6++ and 4 Nxe8 gains at least rook for knight with an easily won ending.

Chess 2432
1 . . . Re1+! wins.  If 2 Nxe1 Qxf2 mate or 2 Kxe1 Bxf2+! 3 Kxf2 Qxc4 wins the queen.

Chess 2431
1…Ne3+! 2 fxe3 Rc2+ 3 Kh3 Qf1+ 4 Kh4 Rxh2+ 5 Kg5 h6+ 6 Kg6 Qf7 mate.

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Chess 2430
Black won in style by 1 . . . Qxb4! 2 cxb4 Nd2+! 3 Rxd2 and now both 3 . . . Ra1+! 4 Kxa1 Rc1 and 3 . . . Rc1+! 4 Kxc1 Ra1 deliver checkmate.

Chess 2429
1. . . cxb2+ 2 Bxb2 Rc1+! and Carlsen resigned because he loses his queen.

Chess 2428
1 Rd8! Qxd8 2 Ng6+! hxg6 3 Qh4 mate.

Chess 2427
7…d3 8 Ng5! with a triple attack on f7 is decisive. The best Black can do is 8…h6 9 Bxf7+ Kd8 10 Ne6+ Bxe6 11 Bxe6 Nbd7 12 Bxd7 Qxd7 13 Qxb7 Qd5 14 Qxd5 and White will soon win the d3 pawn with a winning endgame two pawns up.

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Chess 2426
1…Nf3+! 
draws. If 2 exf3 Qxf1+! 3 Kxf1 stalemate draw. The game ended 2 Kg2 Qxe2+! 3 Bxe2 stalemate draw.  If 2 Kf2 Qe1+ and now 3 Kg2 Qxe2+! draws while 3 Kxf3?? loses to Qxf1 mate.

Instead 1…Nh3+? loses to 2 Kh2! Qxf1 3 Qh7+ Kg4 4 Qh4 mate.

Chess 2425
1 gxh5! Nxh5 (Rxd4 holds out longer) 2 Rxf7! Rxf7 3 Rxf7 Kxf7 4 Qxg6+ Kf8 5 Qh6+ Ng7 6 Bxg6 (threat 7 Qh8 mate) Bf6 (the only try) 7 exf6 Qxf6 8 Bc5+ Rd6 9 Bxd6+ Kg8 10 Qh7 mate.

Chess 2424
1 Nd7! and Black resigned.  If 1…Rxd7 2 Qf8+! and 3 Rxc5+ wins.  1…Nh3++ 2 Kg2 Nf4+ 3 Bxf4 is no improvement.

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Chess 2423
1 Qxd5! exd5 2 Rdh1 followed by 3 Rh8+! Bxh8 4 Rxh8 mate.

Chess 2422
1 Nf7++ Kg8 2 Qh8+! Nxh8 3 Nh6 mate.

Chess 2421
1…Kd6! and White resigned due to 2 Kxg6 a4 3 f5 a3 4 f6 a2 5 f7 Ke7! 6 Kg7 a1=Q queening with check.  No better for White is 3 b6 a4 4 b7 Kc7!  and Black queens first.

Chess 2420
1…Qxh2+! 2 Kxh2 Rxh4+ 3 Kg3 (if 3 Kg1 Rh1 mate) Rh3+ 4 Kf4 Rf3+ 5 Ke5 Rg6! and White has no defence to Re6 mate or d7-d6 mate. 

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Chess 2419
(by Heinrich Juhe, 1974). 1 Rf1! !f Kxe4 2 Qh1, or Kxe6 2 Qg8, or Kxc6 2 Qa8, or Kc4 2 Nf4.  

Chess 2418

1 Qa1! If Kg8 2 Nf8! Kxf8 3 Qh8 mate. If Kh6 2 Qh8+ Kg6 3 Nf8 mate. If Kg6 2 Nf8+ Kh6 3 Qh8 mate.

Chess 2417

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1 c8=B! b3 2 Bg4! b2 3 Bd1! Kxb1 4 Bb3 mate. The trap is 1 c8=Q? b3 2 Qh3 b2 3 Rfc1 when not bxc1=Q?? 4 Qb3 mate but bxc1=N! and White has no mating reply.

Chess 2416

1 Ra7! axb3  2 Ra4! and if Kxa4 3 Nc3 mate or Kxc4 3 Nxa3 mate.

Chess 2415

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1…Qd2! is a fatal cross-pin, so that if 2 Bxc5 Qxg5.  After 2 Rae1 in the game Rd3! won at least a piece, and White soon resigned.

Chess 2414

1….Rh2! and if 2 Qxh2 Rxc3+! mates or gains decisive material.

Chess 2413

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1…Bf4!  2 Resigns. If 2 Qxf4 Nxh3+ and Nxf4, or 2 Qd3 Bxd2 3 Qxd2 Nf3+ and Nxd2, winning White’s queen in both cases. 

Chess 2412

1…Nf3+! and White resigned. If 2 exf3 Qb1+ 3 Qf1 Rh1+! wins.
If 2 Bxf3 gxf3 3 Qxf3 Qb1+ 4 Kg2 Qh1+ 5 Kg3 Qh2+ 6 Kg4 Qh4 mate.

* please note this is an updated version owing to a correction in the second variation. The original read:
1…Nf3+! and White resigned. If 2 exf3 Qb1+ 3 Qf1 Rh1+! wins. If 2 Bxf3 gxf3 3 Qxf3 Qa1+ 4 Kg2 Qh1+ 5 Kg3 Qh2+ 6 Kg4 Qh3+ 7 Kg5 Qh5 mate.

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Chess 2411

1…Qxd1+! 2 Bxd1 Re1+ 3 Kg2 Bf1+! and if 4 Kg1 Bh3 mate or 4 Kf3 Ne5+! and 5…Nxd7 wins a rook and the game.

Chess 2410

1 Qg4+ Kh8 2 Qg7+! Bxg7 3 Rb8+ and mates.

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Chess 2409

1…Qf5! Now 2 f4 is best. Instead White chose the plausible 2 Qh3?? Wesley So hoped for either a queen exchange or 2… Qf3 3 Qg2 with repeated moves but he missed 2…Rh1+! and wins.

Chess 2408

1…g4+! 2 Bxg4 Rh2+! 3 Kxh2 Qxh4+ 4 Kg2 Qxg3+ and Qh2 mate.

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Chess 2407

1 Rf4! If Kxh1 2 Kf2! Kh2 3 Rh4 mate. If Kxg3 2 0-0! Kh3 3 R1f3 mate. Castling in a chess problem is allowed unless it can be proved illegal.

Chess 2406

1 . . . Ng8+! and White resigned. If 2 Kf5 Nh6+ forks White’s king and queen. If 2 Ke6 Qb3+! 3 K moves Qxf7 skewers White’s king and queen.

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Chess 2405

1 e4! dxe4 2 Rd5++! Kxd5 3 Kb5! e3 4 Nf6 mate.

Chess 2404

1…Bb5! wins by zugzwang (compulsion to make a losing move).  Black’s bishop stays on the a6-f1 diagonal until White uses up all moves by his a3 pawn and K-side pawns (eg 2 h5 Kg7 3 h6+ Kh7 4 f6 Kg6) after which the WK must move and the c3 pawn queens.

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Chess 2403

1…g4+! 2 Kxg4 Bh5+! 3 Kxh5 Qg5 mate.

Chess 2402

1 Qg5! and if Qxg5 2 Rxe8 mate. Better but insufficient is 1…g6 2 Qh6! gxf5 3 Rg4+! fxg4  4 Bxh7+ Kh8 5 Bg6+ Kg8 6 Qh7+ Kf8 6 Qxf7 mate.

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Chess 2401

1 Ra4! with a different mate for each black reply. If Kf5 2 Bd3, or Kh5 2 Bf7,or Kh4 2 Rh7, or Kh3 2 Bf1, or Kf3 2 Bd5, or Kf4 2 Rf7.

Chess 2400

1 Kg1!  threatens 2 b7 and queens. If Rf4 2 Rb5! cxb5 3 b7. If Rh6 2 Re8! Kxe8 3 b7. If c5 2 Rf5! Rxf5 3 b7. If Rd6 2 Re1! c5 3 Rb1 and b7. Most other white first moves fail to Rh6-h8 or Rf1-b1 stopping the b pawn. (by Pal Benko, 1990).

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Chess 2399

1 Bc3! h2 2 Ba5! Kxa7 3 Bc7 mate.

Chess 2398

1 Rh7!  The rook opens up two queen-bishop diagonal strikes ready for either black king move. If 1 … Kc1 2 Bh8! and if Kb1 3 Qg7 Ka2 4 Qb2 mate, or it Kd1 3 Qg7 Kc1/e1 4 Qa1 mate. If 1 … Ke1 2 Ba8!  and if Kd1 3 Qb7 Kc1/e1 4 Qh1 mate or if Kf1 3 Qb7 Kg1 4 Qh1 mate.

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Chess 2397

1 Rh4! h6 2 Bh2! Kxd4 3 Ne5! fxe5 4 fxe5 mate.

Chess 2396

1 Kc5! draws.  The game ended 1 Kc4?? b5+ and White resigned because of 2 axb6 en passant Nxb6+ winning the rook. White overlooked until too late that Black’s final move gave check.

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Chess 2395

The white king is at c3. The only legal route to create the position is from white king at b3, bishop at a4, pawn at c2 versus black king at d1, rook at b5, bishop at d5, pawn at b4. Black has just played Bd5+ and the game continues 1 c4 bxc3 en passant  double check 2 Kxc3 discovered check. The puzzle was created by Raymond Smullyan in 1957.

Chess 2394

1…Kh5 and 1…Kh3 both draw, but the game ended 1…Kf3?? 2 Nh4+! and Black resigned because of 2…Ke3 3 Rg3+! Ke2/f2 4 Rg2+ and 5 Rxa2.

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Chess 2393

1…Nf3+! 2 gxf3 (if 2 Qxf3 Rxe1+ wins decisive material) Rg5+ 3 Kf1 Qh3+ 4 Ke2 Rg2 wins White’s queen.

Chess 2392

1 Qf4! and Kramnik resigned. If Nxf4 2 Rf8 mate, and otherwise 2 Rf8+ mates quickly.

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Chess 2391

1 . . . Bxb3! wins. If (a) 2 axb3 a2+! 3 Kxa2 Ra6+ 4 Kb1 Ra1 mate. (b) 2 cxb3 Rc1+! 3 Nxc1 Qa1+! 4 Kxa1 Rxc1 mate.

Chess 2390

1 Bg8+! Kxg8 2 Rb8+ Kh7 3 Ng6 and Black can only delay mate for one move.

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Chess 2389

 1 . . . h4+ 2 Kh3 Rf3+! 3 gxf3 Bf1 mate.

Chess 2388

1 . . . Bxa6! and White resigned. If 2 Qxa6 Rd1+! wins the queen.

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Chess 2387

1 e6! Bxe6 (if Rh5+ 2 Qh3 Rxh3+ 3 Kxh3 wins a rook ahead) 2 Rxc5! bxc5 3 Rxc5 and mate is stopped so White wins easily on material.

Chess 2386

A draw.  At first glance White is hopelessly lost because if 1 Qxh7? Qxg2 mate, but instead White plays 1 Rb5! when if Rxg7? 2 Rxd5 wins on material while if Qxb5? 2 Qxg8+ wins.  Black then has his own resource 1 Rb5 Re8! so that if 2 Rxd5? Re1 mate. White stops the back row mate by 2 Rb1! and Black returns 2 . . . Rg8!  So 1 Rb5! Re8! 2 Rb1! Rg8! with a draw, as neither side can improve.

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Chess 2385

1 Bxh7+! Kxh7 2 Rh3+ Kg8 3 Qh5 Qh6 4 Nf5! Qxh5 5 Ne7+! Kh7 6 Rxh5 mate. Black can only delay mate by giving up the queen.

Chess 2384

1 Nf7+ Kg8 2 Nh6+! draws since if 2 . . . gxh6 and Black’s two h pawns are no more effective than one, while if 2,,,Kg8 3 Nf5 Bf6 4 Nxg7! and again Black only has two wrong-coloured rook pawns.

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Chess 2383

1 Qf8! Qxf2 2 Nf6+! gxf6 3 Qxf7+ Kh6 4 exf6 h4 5 Qg7+ Kh5 6 f7 and White queens and wins.


Chess 2382

1 . . . Rxf3! and White resigned. If 2 Nxf3 Qxe3 and Black wins easily on material. If 2 Qxg5 Rxf2! and Black mates at f1 or gains decisive material.

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Chess 2381

1 . . . c5! and White resigned as his queen is forced away from indirect defence of f2. If 2 Qd3 Rxf2+ wins, while 2 Qxc5 Nxc5 3 Bxc5 Rh3! also leads to a speedy mate.


Chess 2380

2380 1 . . . Bxb2+! 2 Qxb2 (if 2 Kxb2 Qxd1 wins on material) Qxd1+! 3 Kxd1 Rad8+ 4 Kc1 (4 Qd4 Rxd4+ is hopeless) Re1 mate.

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Chess 2379

1 . . . Kf1! and White resigned.  If 2 Rh3 Qg2 mate, or 2 Rg4 Qf3+ and Qxg4, or 2 Rg5/6/7/8  Qh4 mate.  Other black first moves are slower, and 1 . . . Qxg3?? is a stalemate draw. 2380 1 . . . Bxb2+! 2 Qxb2 (if 2 Kxb2 Qxd1 wins on material) Qxd1+! 3 Kxd1 Rad8+ 4 Kc1 (4 Qd4 Rxd4+ is hopeless) Re1 mate.


Chess 2378

1 Qb3?? Qd7+! and White will be checkmated.

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Chess 2377

1 . . . Qc4+! 2 Bxc4 Rxh2 and White can only delay Rh1 mate.  Instead the immediate 1 . . . Rxh2?? loses to 2 Qxf8+! Kxf8 3 Re8 mate, so Black had to start by diverting White’s b5 bishop.


Chess: 2376

1 Qg3! and Black resigned. The threat is 2 Qxe5 Qxe5 3 Nf7 mate. If 1 . . . h62 Qxe5 wins a piece, while if N6d7 2 Nf7+ wins the queen. Black’s only try is 1 Qg3 Nfg4 2 Bc3 Bb8 but then 3 Bxe5 Nxe5 4 Qxe5! wins a piece as before.

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Chess: 2375

1 e6¹ Qc1+ (if Qxg3? 2 Rxd8 mate) 2 Kh2 Rxd4 3 e7! Qc8 3 Qe5! Rh4+ 4 Kg3 and Black resigned faced with the double threat Qg7 mate and e8Q+. 1 Rc5 and 1 hxg6  are slower wins.


Chess: 2374

1 h5! Rb1 2 Kg2! (stops Rh1) g4 3 h6 Rb5 4 h7 and White’s queening pawn will cost Black his rook.

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Chess: 2373

1 g6+! and if Kxg6 2 Bf5+! Kh6 3 Rh8 mate or Kh6 2 Bf5! and mates.


Chess: 2372

1 Qf6! Qxh6 2 Rxe6 and Black resigned. Mate follows by Qh8 or by 2 . . . Qg7 3 Qd8.

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Chess: 2371

(Black moves first) 1 Kb2 Rd5 2 Kc3 Rc5+ 3 Kd4 Nb3 mate.


Chess: 2370

1 . . . Nxf3+ 2 exf3 Bg2! and White resigned. If 3 Kxg2 Qh3+ and Qh1 mate or 3 Bxh8 Qh3! and mates.

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Chess: 2369

Please note that as our column covers the Winton British Solving Championship, there is no Chess solution this week.

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Chess: 2368

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1 . . . Bf3! (threat Rh1 mate) 2 Ke1 Rd4! (the follow-up Svidler overlooked) and Rd1 mate follows after White runs out of suicidal checks.

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Chess: 2367

1 . . . Kh6! threatens g6-g5 mate. If 2 g3-g4 Qf2 mate.

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Chess: 2366

1 Rxf6! gxf6 2 Qe3! and Carlsen resigned in the face of Qxh6+ and Qg7mate.

—–

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Chess: 2365

1 Ng5! wins. If Qxg5 2 Rxh7 mate. If 1 . . . h6 2 Rxh6+ Qxh6 3 Qxh6 mate. If Bxh2 2 Rxh7+! Qxh7 3 Nxf7 mate.

—–

Chess: 2364

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1 Rf8+! Kxf8 2 Qf1+! Rxf1, stalemate draw. Instead 2 Qf3+? Bxf3! or 2 Qf2+? Nf4! 3 Qxf4+ exf4 or gxf4 both allow White a pawn move so there is no stalemate.

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Chess: 2363

1 Bxf7+! Kxf7 2 Rxg5 is best, with an easy draw. As played, White fell for the trap 1 Bb1?? h4+ 2 Kg4 f5+! 3 Rxf5 which unpins the black rook and allows 3 . . . Rg2 mate.

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Chess: 2362

1 Rf7! g3 2 Be4! Ka2 3 Bh7! Ka1 4 Bg8! Ka2 5 Rf1 mate.

—–

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Chess: 2361

1 Qg3! If Kd2 2 Qf3 Ke1 3 Kc2 mate. If Ke2 2 Kc1 Kf1 3 Kd2 mate (composed by Otto Wutzburg).

—–

Chess: 2360

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1 a4! g4 2 Qa3! Bxb5+ 3 axb5 mate. The trap is 1 Qf5?? threatening 2 Qc8 mate, when Black’s Bxb5+ checks the white king.

—–

Chess: 2359

1 Qf4+! gxf4 2 Bxf4+ Ka8 3 Nb6+! axb6 4 axb6+ Na6 5 Rxc8+! Rxc8 6 Rxa6+! bxa6 7 Bg2+ Rc6 8 Bxc6 mate.

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—–

Chess: 2358

1 a3 e5 2 Nc3 Bxa3 3 Ne4 Bf8 4 Ra5 Ke7 5 Rxe5 mate.

—–

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Chess: 2357

1 Nh5+! If gxh5 2 Qg3+ and 3 Qg8 mate. The game ended 1 . . . Kh8 2 Bh6! gxh5 3 Qg3 Bxe4 4 Bg7 mate. If 1 . . . Kf8 2 Nxf6, threatening 3 Bh6 mate, is quickly decisive.

—–

Chess: 2356

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1 . . . Rd7! If now 2 Be1 Rd1 3 Kf1 Bd3+ wins rook and bishop. The game ended 2 Bb4 Rd1+ 3 Kh2 Kg4! and White resigned since Rh1 mate can only be stopped by Rg5+ surrendering a rook.

—–

Chess: 2355

(a) 1 Nf5+! (b) Any black king move allows Rd6 mate, Rd8 mate, or Ng7+ forking king and rook, so Black had to play Rxf5 2 Kxf5 a4 3 Re2+ Kd7 4 Rd2+ with a draw. (c) Where does the king go, Yasser?

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—–

Chess: 2354

1 R4xh5+ gxh5 2 Qc7+! (2 Rxh5+? Kg6! is only a draw) Kh8 3 Qe5+! Kh7 4 Rxh5+ Kg6 5 Qg5+ Kf7 6 Rh7+ Ke8/f8 7 Qe7 mate.

—–

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Chess: 2353

1 Rh4! h6 2 Bh2! Kxd4 3 Ne5! fxe5 4 fxe5 mate.

—–

Chess: 2352

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1 Rc7! wins a piece with the threat of Rxf7+ and Rxf6. Black’s dark squared bishop has to guard his d4 rook. The game ended 1 . . . Bh8 2 Rc8+! Ke7 3 Rxh8 and Black soon resigned.

—–

Chess: 2351

1 Qxf6! If exf6 2 Re8, or gxf6 2 Ne6, or Rxf6 2 hxg7, or g6 2 Qh8, or Kg8 2 Qxg7, or Nc4 2 d8=Q, or Ne8 2 Qxf7. Traps include 1 Q or Bxd6? Kg8! or 1 d8=Q+? Ne8 or 1 h7? e5! or 1 d7? e5! when 2 d8=Q+?!? leaves White’s king in check (by Denys Bonner, 1960).

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Chess: 2350

1 f3+ Kh4 2 Ra4!! Rxa4+ 3 Kb5. The black rook has no escape, so White has a trivially won pawn ending (composed by Josef Hasek, 1927).

—–

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Chess: 2349

1 . . . Qxh2+! 2 Kxh2 hxg3++ 3 Kg2 Nf4 or Rh2 mate.

—–

Chess: 2348

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1 Rf1! is the key. If Kxe4 2 Qh1, or Kxc6 2 Qa8, or Kxe6 2 Qg8, or Kc4 2 Nf4. The puzzle was composed by Heinrich Juhe.

—–

Chess: 2347

1 Qxc5! Qxc5 2 Be4+ Kh5 3 Kh3! and g4 mate.

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—–

Chess: 2346

Solvers proposed 1 Ne3 ‘mate’ but this leaves the WK in check from the e4 rook. The real answer is 1 Qc8! (threat 2 Qg8 mate) when 1 . . . Nb4 2 Ne3 really is mate or 1 . . . Nd4 2 Nb6 mate (by John Rice and Michael Lipton).

—–

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Chess: 2345

1 Rxg7! Kxg7 (if Rb1 2 Rg1! Rxd1 3 Rxh6 mate) 2 Qg1+ Kf8 (if Kh7 3 Bf5+ Kh8 4 Rxh6 mate) 3 Bf5+ Nxf5 4 Qg8+ Ke7 5 Qf7 mate.

Chess: 2344

Four-time Australian champion Cecil Purdy composed this puzzle and gave the answer as one and three-quarter moves. The white king is off the board so must be in White’s hand en route to 1 0-0-0 Ke3 2 Re1 mate. Castling is half a king move, half a rook move, hence White is a quarter of the way through the process. But I prefer 1.51 moves, with the king on the point of touchdown at c1.

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Chess: 2343

Black fell into his own trap.The game ended 1 . . . Qxf6?? 2 Bg5 Bxf3 3 Qc1! (but not 3 Qd2?? Bb4! with an edge for Black) Bb4+ 4 Kf1! and Black, an IM, lost his queen at Athens 2001.

Chess: 2342

1 Qh7+ Ke6 (if the king goes to the back row, 2 Qh8+ and 3 Qxa8) 2 f5+ Kd5 3 Qg8+!! Qxg8 4 Kd3! and 5 c4 mate.

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Chess: 2341

1 Bd8+! and Black resigned.If 1 . . . Kxd8 2 gxh6 Nf6 3 Kxb6 and White will queen the a4 or h6 pawn. If the black king stays on the queen’s side, the white king goes to the other flank to capture the knight and/or queen the h6 pawn. Knights fear rook pawns.

Chess: 2340

1 Bb3! (threat 2 Qa4 mate) If 1 . . . Kxb3 2 Qc2+ Ka3 3 Qa2 mate. 1 . . . Bf5+ 2 e4 only delays the mate. The game ended 1 . . . Bd7 2 Qc1+ Kxb3 3 Qc2+ Ka3 4 Qa2 mate.

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Chess: 2339

Because if 1 Rc2+ Kf3! 2 b6 Black replies 2 . . . Qh3+! 3 Kxh3 with a stalemate draw.

Chess: 2338

1 Qd8! b6/g5 2 Rd7! g5/b6 3 Rd2! exd2 4 Qxb6 mate (by Fritz Giegold).

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Chess: 2337

The traps are 1 c8=Q? which is an immediate stalemate draw, 1 c8=R? Ke6! 1 c8=B? Kc6! and 1 c8=N? Kc4! Instead, mate in two is by the unlikely 1 Ne4! when if Ke6 or Kc4 2 Qf7, or Kxe4 2 Qf3, or Kc6 2 Qd6. (composed by Fadil Abdurahmanovic, 1957).

Chess: 2336

The non-checking 1 Rd1! is the only way to mate in two. If Ke5 2 d4 mate, or Kc3 2 f7 mate, or Kc5/e3 2 Qg1 mate.

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Chess: 2335

1 Qa2! bxa2 2 Bf5! Kxf5 3 Ng7 mate.

Chess: 2334

1 Bd4! g3 2 Bb6! axb6 3 Kc1! Kxc3 4 Ne2 mate.

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Chess: 2333

1 Ng7+! Bxg7 2 g4+! when if fxg4 3 Qh2 mate or Kh4 3 Qg3 mate or (the longest line) Kxg4 3 Bd1+ Bf3 4 Bxf3+ Kh4 5 Qg3 mate.

Chess: 2332

1 Bd8! (threat 2 e7+) Re3 2 Bf6! and a white pawn queens.

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Chess: 2331

1 . . . Ne7! stops White’s Qf8 and threatens Rh1 mate, which White can only prevent by 2 Qxc6, surrendering his queen.

Chess: 2330

1 Kb2! a1=Q+ 2 Rxa1 h1=Q 3 Qxh1 mate.

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Chess: 2329

No chess solution this week.

Chess: 2328

1 Rh4! Rxb4+ 2 Kc5! when Rxh4 is a stalemate draw, Rc4+ 3 Rxc4 bxc4 4 Kxc4 is a drawn pawn endgame, and Rb2 3 Rh7+ Kb8 4 Kxc6 is a drawn rook ending. This tactical trick has occurred several times, and is worth remembering.

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Chess: 2327

1 Bd7! Ke3 (if Kg2 2 h4 and queens or Kf3 2 Kd4! Kf4 3 h4) 2 h4 Ke4 (if Kf4 3 Kd4) 3 h5 Ke5 4 h6 Kf6 5 Be8! (the point of playing Bd7 earlier) when the black king cannot reach g7 so the pawn queens.

Chess: 2326

(by Florencio Mendes de Moraes) 1 Qa4 (or Qa3) Kg8 2 Qa1! Kf8 3 Q1a2 Ke8 4 Q2a3 Kd8 5 Q6a4! Kc8 6 Qa8+ Kc7 7 Q4a7 mate.

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Chess: 2325

1 Qa3! threatening 2 Nc5 mate. If Black guards c5 by Qf8 then 2 Nxd2 mate, or if Qe3 2 Qxa8 mate. Traps are 1 Qg1? Qf4! (2 Nc5+ Kf3) and 1 Qf2? Qe3!

Chess: 2324

1 Rh5! Qxd7 2 Ng5+ Kh8 3 Rxh6 mate.

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Chess: 2323

1 Qc3! (stops Black’s queen checks) Qb7 (Black has to guard against both Qg7 mate and Qc8+) 2 Qa1! wins. Black’s queen has to stay put to stop both Qg7 mate and Qa8+, while if 2 . . . Kf8 3 Qh8+ and 4 Qh7+ wins the queen.

Chess: 2322

White wins by 1 Rxe6! fxe6 2 Nd4! cxd4 3 d7 and the pawn queens.

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Chess: 2321

1 Qe3-a3 is the only legal checkmate.

Chess: 2320

1 Nf5! Qd2+ (if Kg6 2 Rg7+ Kh5 3 Rh1 mate) 2 Kf3! (not 2 Kh3? Qxe1 3 Rxh6+ Kg5) Qxe1 (if Qh3+ 4 Kf2 Qd2+ 3 Re2 wins) 3 g4+ Kg6/g5 4 Rg7 mate.

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Chess: 2319

1 Qe5!! wins with the threats 2 Qb8+ mating, 2 Qxd5 winning the queen and 2 c4+ winning the rook. If 1… Rxe5 2 c4+ wins the queen, or 1 . . . Qxe5 2 c4+ Rxc4 3 bxc4+ Kxc4 4 fxe5..

Chess: 2318

No solution published this week as the problem is the first stage of the national solving championship.

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Chess: 2317

1 Bh2! Bxh2 2 g3 Bxg3 3 Rf4 Bxf4 4 d6 Bxd6 5 Qh2! Bxh2 6 Re5 Bxe5 7 Nb5 Bf4! 8 f6 Bxc7+ 9 Nxc7, draw by stalemate.

Chess: 2316

1 . . . h5+! 2 Kxh5 Ra8? 3 Kg3 Rh8 (Ne5+? 4 Kxf4) g3 avoids mate although White loses his h3 bishop. Instead 2 . . . Ne5! 3 Rxb2 Ra8! forces mate.

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Chess: 2315

Surprisingly, it’s a draw: by 1 axb7 Re6+! 2 Kxe6 (if 2 Kd5 Re8 and captures the new queen) Kc6! when 3 b8=Q or 2 b8=R draw by stalemate, 3 b8=B cannot win with two dark-squared bishops, and 3 b8=N+ Kb7 draws.

Chess: 2314

1 Kd3! If Kf5 2 Kd4 mate, or Kd5 2 Qd4 mate.

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Chess: 2313

1 Rd6 Kc8 2 Ka7! Kc7 3 Rac6 mate.

Chess: 2312

Yes, because if 1 Kg2! Rf2+ 2 Kh1! Rxe2 White has 3 Bd3+! Kxd3, draw by stalemate. After 1 Kg2 Black takes around 40 moves to checkmate even with optimum play, so in practice White might well have drawn by the 50-move rule.

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Chess: 2311

1 . . . Ra4! and White resigned. He loses at least a rook after 2 Qxa3 Rxb1+ or 2 Rxb3 Qxa1+.

Chess: 2310

1 Rxe6! Kxe6 2 Qxd5+! Kxd5 3 Bc4 mate. Black saw it coming, so declined the rook, but after: 1 . . . Nb8 2 Re7+ Kg8 3 Bg2 Bf8 4 Qxd5+ he resigned faced with heavy material losses.

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Chess: 2309

1 . . . Bxg3+! 2 Kxg3 Qc7+ 3 Kg4 Be6+ and White resigned because of 4 Kh5 Qf7+ 5 Kg5 h6 mate or 4 Kg5 Qg3+ 5 Kh5 Bf7 mate.

Chess: 2308

1 Rxf8+! Kxf8 2 Bxd6+! Resigns since Qxd6 3 Qa8+ leads to mate and 2 . . . K moves 3 Bxc7 puts White a piece ahead.

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Chess: 2307

1 Qe4? f5! 2 Qxe5 Bf6 traps the white queen.

Chess: 2306

1 Kd4! Nc2+ 2 Ke5! Nxa1 (if f6+ 3 Ke6 Nxa1 4 Ke7 wins) 3 Kf6! c2 4 Rg8+! Rxg8 5 Nxf7 mate.

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Chess: 2305

1 . . . Qe2! and White resigned,.If 2 Rxe2 Rf1 mate or 2 Rxf4 Qg2 mate or 2 Qd2 Qf1+! 3 Rxf1 Rxf1 mate.

Chess: 2304

1 Ke4! b4 2 Bh8! c3 3 Ke5! c2 4 Kf6! c1Q 5 Bg7 mate.

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Chess: 2303

1 . . . Rb8+ 2 Rg8 Ne8! 3 Rf8 Kg6 and if 4 Kg8 Nf6+ and mates or 4 Rg8+ Kf7 5 Kh7 Nf6+ wins.

Chess: 2302

1 Rhe8! g5 2 Rd2! Kxd2 3 Bb4 mate.

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Chess: 2301

1 Rf1! (not 1 Rxe6?? Rf2+ and Black wins) when if Rxe3 2 Rxf8 mate (the Bg7 is pinned). If 1… Rxf1 2 Qxf1 (threat 3 Qf8 mate) Qc8 3 Rxe6 Qxe6 4 Qf8+ Qg8 5 Bxg7 mate.

Chess: 2300

1 Bd6! Ncd4 (other moves also lose) 2 Qg7+! Nxg7 3 Nh6 mate.

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Chess: 2299

1 f7+! If Kxf7 2 Rxh7+ wins. If Rxf7 2 Rh8+ wins. But the real point is Qxf7 2 Qc2! with the winning double threat of 3 Qxc8 mate and 3 Qxh7+.

Chess: 2298

White wins by sacrificing both rooks: 1 Rf8+! Rxf8 2 Ra8+! Kxa8 3 Qa3+ Kb8 4 Qxf8+ Qe8 5 Qxe8 mate.

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Chess: 2297

1 Kxc4! d3 2 Kxd5 d2 3 g4+! Kf4 or Kxg4 4 Rc4+ and Rd4 and captures on d1 or d2.

Chess: 2296

1 Bxe8+ Kxe8 2 Qb5+! Rxb5, draw by stalemate.

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Chess: 2295

1 Rh1! (here and next move Bd1! is also strong) Qe6 2 Rgh3! a4 3 Rxh5! gxh5 4 Rxh5 with the decisive threat 5 Qxh7+! Nxh7 6 Rxh7 mate.

Chess: 2294

1 Qe2! when if exf2 2 Qxh5+ Kg7 3 Rxg3+ wins. If 1 . . . Rg1+ 2 Rxg1 Rxg1+ 3 Kxg1 exf2+ 4 Kg2 keeps the Qxh5+ threat. The actual game ended 1 Ne4?? Qxe4+! 2 Bxe4 Rh3 mate.

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Chess: 2293

(a)1 Rf7+! Kg5 2 h4+! Kxh4 (Kh6 3 Bxg7 mate) with 3 Rh1+ Kg5 4 Rh5 mate or 3 Rxg7 and 4 Rh1 mate. (b) 1 g4+! Kg5 (if Kxf4 2 Be3 mate) 2 h4+! and mates as previously.

Chess: 2292

1 Qxd3! If 1 . . . b2 2 Qb1! wins all the pawns. If 1 . . . c2 2 Qc3! a2 3 Qb2! with the same result.

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Chess: 2291

The obvious answer is black king at d3 and White mates by 1 0-0-0, but this is invalid because the position with White to play has no legal black previous move. Correct is that there are two solutions: c6, when White mates in one by 1 Qb5, or d3, when Black, not White, delivers mate by Qg1.

Chess: 2290

(by Fritz Giegold, 1974) 1 Qxd5+! Kxd5 2 Ne6! and if Kxe6 2 Bxc4 mate, or Ke4 3 Bc6 mate.

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Chess: 2289

(by Julien Guisle, Le Figaro 1956) 1 Rh7! The rook opens up two queen-bishop diagonal strikes.

If Kc1 2 Bh8! and if Kb1 3 Qg7 Ka2 4 Qb2 mate, or if 2… Kd1 3 Qg7 Kc1/e1 4 Qa1 mate. If 1 . . . Ke1 2 Ba8! and if Kd1 3 Qb7 Kc1/e1 4 Qh1 mate or if 2 . . . Kf1 3 Qb7 Kg1 4 Qh1 mate.

Chess: 2288

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(by Pal Benko, 1990).1 Kg1! If Rf4 2 Rb5! cxb5 3 b7. If Rh6 2 Re8! Kxe8 3 b7. If c5 2 Rf5! Rxf5 3 b7. If 1 . . . Rd6 2 Re1! c5 3 Rb1. Most other white first moves fail to Rh6+-h8 or Rf1+-b1 stopping White’s b pawn.

Chess: 2287

(a) e3 (b) h1 (c) a8 and mate by 1 Qc8 (d) g7. However White arranges his three pieces, the BK always has a flight square at g8 or h7

Chess: 2286

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(a) 1 . . . Kg3! and h5-h4-h3-h2 mate. (b) 1 f6! gxf6 2 Kxg2 Kg5 3 a4 bxa3 en passant 4 bxa3 Kf5 5 a4 Ke5 6 d6! cxd6 7 c6! dxc6 8 a5 and White queens..

Chess: 2285

1 . . . d1=N!! 2 Nxd1 Qe1 and White soon runs out of queen checks after which Qg1 mates. Instead 1 . . . d1=Q? allows 3 Nxg4+! fxg4 3 Qh7+! Kxh7 with a stalemate draw. In the actual game, which went differently, White could have drawn but blundered into defeat.

Chess: 2284

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1 Bxe6! fxe6 (other moves also lose quickly) 2 Rh8+! Kxh8 3 Rh1+ Kg8 4 Rh8+! Kxh8 5 Qh1+ Kg8 6 Qh7 mate.

Chess: 2283

1 Nf6+ was the move-but it was White who resigned after 1 . . . exf6 2 gxf6 (threat 3 Qg7 mate) Qxf2+! because of 3 Kxf2 Ng4+ and Nxh6 or 3 Kh1 Qxf6.

Chess: 2282

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(by A von Schmidt, 1900).1 Nb4! (threat 2 Nc6 mate) If Kxf4 or Kd6 2 Nd3 mate. Kasparov solution: 1 Bh5! with 2 Bxg6! hxg6 3 h7 and queens or 1,,,gxh5 2 g6!

Chess: 2281

1 . . . f4+! and Topalov resigned. If 2 Kxf4 Kd3! (threat Qg4 mate) 3 Qg5 Qf2 mate.

Chess: 2280

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1 Bf3! bxa6 2 Ne2! a5 3 Re1! axb4 4 Nxd4! exd4 5 e5 mate.

Chess: 2279

1 Rc1! g4 2 Rc2! dxc2 3 Bc1! a3 4 Rf4! Kxf4 5 d4 mate.

Chess: 2278

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1 Rd2! c6 2 Kf2! Kxf4 3 Ne6 mate.

Chess: 2277

1 Rf1! (the only way). If Bh6 2 Rf4! Bxf4 3 0-0 mate. If e4 2 Rf6! Bxf6 3 0-0 mate. If Rf8 2 Rxf8, or Bg8 2 Rf7! or Re6 2 Rf3! with the same mate. If Be4 2 Rf3 dxe2 3 Kxe2 mate.

Chess: 2276

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(by Aleksandr and Kirill Sarychev, 1928) 1 Kc8! b5 2 Kd7! Bf5+ 3 Kd6 b4 4 Ke5! (gains a move by attacking the bishop) Kg4 5 Kd4 b3 6 Kc3 Be6 7 c8=Q Bxc8 8 Kxb3 draws.

Chess: 2275

1 Be2! h6 2 Rh4! h5 3 Kg5! Ke4 4 Bf3 mate.

Chess: 2274

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1 Nc7! If Kxc7 2 Bh2 mate, or Kxe7 2 Bc5 mate, or Bxc7 2 Nc8 mate, or Bxe7 2 Ne8 mate. Near misses include 1 NChess: 2275f6? Bxa5!

Chess: 2273

1 Ra3! b4 2 Ra4! b3 3 Rh4! Kxh4 4 Nf3 mate.

Chess: 2272

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1 Ra8! gxh4 2 Rg7! Kxg7 3 Be5 mate.

Chess: 2271

1 Be1! g3 2 Be2! dxe2 3 Rb4! Kxb4 4 d4 mate.

Chess: 2270

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1 Rxa6! If Kxa6 2 Rc5! Ka7 3 Ra5 mate. If Kxc4 2 Rb6! Kd4 3 Rb4 mate.

Chess: 2269

1 Qg3! fxg3 2 Bc4! Kxc4 3 Rc2 mate.

Chess: 2268

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The drawing move is 1 . . . Rd2! (threat Rh2+) 2 hxg4 hxg4 (threat Qh8+ and mate) 3 Qg2 (forced) Qh8+ 4 Kg1 Rxg2+ 5 Kxg2 Qh3+ 6 Kg1 Qg3+ with perpetual check.

Chess: 2267

1 Rf2! If d3 2 Be4 and if Kh3 3 Bf5 mate or Rxg7+ 3 Rxg7 or Rh8 4 gxh8Q. If 1 . . . d5 2 Bxd5 with similar mates. 1 Rf1? fails due to d3 2 Be4 Kh3 3 Bf5+ Kg2, so the rook must guard the second rank

Chess: 2256

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1 Rh2! If Bxg3 2 Bxg3 and if Ke4 3 Re1 mate or Kd2 3 Bf4 mate. If 1 . . . B elsewhere 2 Bd2+! Kxd2 3 Nf1 mate.

Chess: 2254

1 Nf1! exf1Q 2 Qf8+! Kxf8 3 Nd7 mate. Instead 1 Nd1? fails to exd1Q and the new queen guards the key d7 square.

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Travel

Where’s hot in November? The best holiday deals from £200pp

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November is an excellent month for both long-haul and short-haul trips

AUTUMN is well and truly under way come November in the UK.

As the temperature drops and the long nights set in, you can be forgiven for not wanting to spend the whole month on British soil.

November is an excellent month for both long-haul and short-haul trips

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November is an excellent month for both long-haul and short-haul tripsCredit: Getty

Luckily, there are a number of options available to those of us who want to catch some late sunshine without splashing too much cash.

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November is a great time for long-haul travel as it falls within the shoulder seasons of some tropical countries, but there are some fantastic options much closer to home, too.

Here are the best deals that we’ve found in warm destinations so that you can get your fix of vitamin D.

Thailand

Visitors to Thailand can marvel at its historic temples

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Visitors to Thailand can marvel at its historic templesCredit: Getty
  • Average daily maximum temperature: 31C

Thailand is, unsurprisingly, a popular holiday destination for many Brits.

From some of Asia‘s most beautiful beaches to vibrant wildlife and incredible cuisine, Thailand has so much to offer its visitors.

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The best season during which to visit the country begins in November, making the autumn month perfect for a Thai getaway.

With a range of accommodation types on offer whether you prefer the bustle of Bankok or the sands of Phuket, a holiday in Thailand promises to be one to remember.

  • 7 nights B&B at Rawai Palm Beach Resort, Phuket from £850pp
  • 7 nights at all-inclusive at Khaolak Laguna Resort, Khao lak from £1,099pp

Barbados

Barbados has its shoulder season in November

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Barbados has its shoulder season in NovemberCredit: Getty
  • Average daily maximum temperature: 30C

If you’re someone who dreams of crystal clear waters and stretches of white-sand beaches, Barbados is probably the place for you.

November is a great time to visit because the hurricane season has ended in October and the dry season, which comes around in December, has not yet kicked off, keeping prices low.

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While you might see a tropical shower or two, the weather will be mostly hot and sunny while also being less humid than usual, making November an ideal time to explore this amazing island nation.

  • 7 nights room only at Butterfly Beach, South Coast from £749pp
  • 7 nights all-inclusive at Barbados Beach Club, Maxwell from £1,279pp

Mexico

Mexico's Pacific and Caribbean coasts are great places to surf

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Mexico’s Pacific and Caribbean coasts are great places to surfCredit: Alamy
  • Average daily maximum temperature: 29C

Mexico is a vast country with no shortage of holiday hotspots along its shores.

Both its Pacific and Caribbean coastlines are home to stunning scenery and a lively surf scene — which is in full swing in November.

Its spectacular beaches alone are appealing, but add to them the country’s rich history and delicious food and you’ve got a holiday destination that’s irresistible to families, couples and solo travellers alike.

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  • 7 nights all-inclusive at Bahia Principe Grand Coba, Riviera Maya from £699pp
  • 7 nights all-inclusive at Imperial las Perlas, Cancun from £739pp

Dominican Republic

The Dominican Republic is the most visited Caribbean country

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The Dominican Republic is the most visited Caribbean countryCredit: Getty
  • Average daily maximum temperature: 31C

Covering half of the island of Hispaniola, the tropical paradise of the Dominican Republic is the most visited country in the Caribbean.

Its pulsing nightlife is balanced with a wealth of family-friendly recreation options, and its incredible rainforests have made it a popular hub for ecotourism.

Explore the capital Santo Domingo or kick back in Punta Cana for a luxurious autumn vacation.

Cape Verde

Cape Verde has been compared to the Caribbean

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Cape Verde has been compared to the CaribbeanCredit: Alamy
  • Average daily maximum temperature: 29C

Cape Verde is a collection of islands off the West coast of Africa that enjoys long hours of sunshine and balmy weather in November.

Dubbed ‘Africa’s affordable answer to the Caribbean‘, Cape Verde is just a six hour flight away from the UK and a convenient option for British sunseekers.

The islands of Sal and Boa Vista are the most popular spots for tourists, while Santo Antão offers more of a “hidden gem” experience.

November also marks the start of Cape Verde’s dry season, so it’s a wonderful time to make the journey.

  • 7 nights all-inclusive at Riu Funana, Sal from £730pp
  • 7 nights all-inclusive at Occidental Boa Vista Beach, Sal from £945pp

Morocco

Morocco has bustling cities and beautiful landscapes

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Morocco has bustling cities and beautiful landscapesCredit: Getty
  • Average daily maximum temperature: 25C

Anyone heading to Morocco is spoilt for choice when it comes to stunning holiday havens.

The North African country is home to the famous souks of Marrakech, the World Heritage site that is Fez and a number of hidden gem beach towns.

Temperatures still reach 19C on average in November, which is perfect for all activities from hiking and to camel riding.

  • 7 nights all-inclusive at TUI BLUE Riu Tikida Garden, Marrakesh from £480pp
  • 7 nights all-inclusive at El Pueblo Tamlelt, Agadir from £285pp

Canary Islands

There are eight main Canary Islands

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There are eight main Canary IslandsCredit: Getty
  • Average daily maximum temperature: 24C

With an average flight time of just four hours from the UK, it’s not hard to understand why the Canary Islands are a firm favourite for a vacay.

These volcanic islands come without the hassle of long-haul flights but with sunny skies and warm sea temperatures.

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Travellers have different islands to choose from, each with its own appeal; pick Tenerife for family fun, Fuerteventura for white-sand beaches and Lanzarote for outdoorsy pastimes.

The Canaries can experience varying weather in November, and while the Eastern islands are the windiest, Tenerife and Gran Canaria get a breeze that can be refreshing in the heat.

  • 7 nights all-inclusive at Alua Atlantico Golf Resort, Tenerife from £670pp
  • 7 nights all-inclusive at Hotel Palia Don Pedro, Tenerife from £355pp

Cape Town

Bouders Beach is famous for its African penguins

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Bouders Beach is famous for its African penguinsCredit: Getty
  • Average daily maximum temperature: 24C

For some holidaymakers, South Africa‘s main draws are the breathtaking beaches and ocean views; for others, they’re the excellent hiking and safari opportunities.

Luckily, in Cape Town, you can enjoy both an excursion up Table Mountain and a day on its shores with adorable penguins for company.

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Cape Town’s golden sands — on Boulders Beach or Camps Bay — offer the perfect backdrop for a holiday to escape the British chill.

November is also one of the cheapest months when it comes to Cape Town-bound flights, so you can get away without breaking the bank.

  • 7 nights room only at Capetonian Hotel, Cape Town from £770pp

Malta

Malta's cities are great for sightseeing

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Malta’s cities are great for sightseeingCredit: Getty Images – Getty
  • Average daily maximum temperature: 21C

The island nation of Malta is an ideal place for some autumn warmth, as in November it offers pleasant weather without any overwhelming heat.

You can step back in time among the crumbling ancient buildings of its cities or take a dip in its turquoise lagoons, all free of the summer crowds.

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At just three hours from Blighty by plane, it’s a fantastic choice for anyone wanting to avoid losing a whole day of holiday to travel.

  • 7 nights half-board at db Seabank Resort + Spa, Malta from £299pp
  • 7 nights B&B at DoubleTree by Hilton Malta from £317pp

Algarve

The Algarve is a conveniently located destination for Brits

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The Algarve is a conveniently located destination for BritsCredit: Getty Images – Getty
  • Average daily maximum temperature: 20C

The Algarve region of Portugal, tucked away on the Iberian Peninsula’s southern edge, still sees warm temperatures in the month of November.

Its incredible coastline, coupled with its budget-friendly accommodation options, make it a popular spot for anyone craving a European beach break.

There are also plenty of fun activities to entertain the kids if you’re travelling as a family.

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  • 7 nights self-catering at Eden Resort, Albufeira from £470pp
  • 7 nights all-inclusive at Muthu Clube Praia Da Oura, Albufeira from £370pp

The Gambia

There are stunning beachfront hotels in The Gambia

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There are stunning beachfront hotels in The GambiaCredit: Getty – Contributor
  • Average daily maximum temperature: 20C

Just a mid-haul flight away from the UK and with the added perk of no time difference, The Gambia is a nation waiting to be explored jet lag-free.

Unspoilt beaches lie steps from affordable resorts, providing divine surroundings for your sunbathing.

And as well as relaxing by the waves, travellers can venture out to the country’s nature reserves and traditional fishing villages to take full advantage of November’s summery climate.

Tunisia

Tunisia is a treasure of North Africa

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Tunisia is a treasure of North AfricaCredit: Getty
  • Average daily maximum temperature: 20C

Tunisia has something for everyone, be that its breathtaking coast around Hammamet or its historic ruins in Sousse.

Parts of the gorgeous Mediterranean country have been dubbed the ‘budget-friendly St. Tropez’, giving holidaymakers a taste of long-haul luxury without the price tag.

The temperature in November remains around the 20C mark, so sunseekers can enjoy sightseeing and swimming despite the cold back at home.

  • 4 nights all-inclusive at TUI BLUE Manar, Tunisia from £340pp
  • 7 nights all inclusive at Iris Thalasso and Spa, Tunisia from £200pp

Next month, you can still experience the spoils of summer with our top deals for some December sun. Plus, check out our tips for nabbing the best seats when flying with Wizz Air, EasyJet and TUI.

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Business

Pace of rate cuts is uncertain

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This article is an on-site version of our Chris Giles on Central Banks newsletter. Premium subscribers can sign up here to get the newsletter delivered every Tuesday. Standard subscribers can upgrade to Premium here, or explore all FT newsletters

Hello, I’m Joel Suss — data journalist at the Financial Times and stand-in for Chris Giles while he takes a much deserved break. 

With the recent jumbo Fed pivot, an easing cycle is officially under way across most major western economies. But while the direction of travel is clear, the pace and destination are still highly uncertain.

I’m going to explore competing arguments for a faster or slower pace across a number of central banks and give a steer as to which is most convincing. Let me know if you agree with my analysis — or share yours with me — in the comments below. 

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Gradualism under fire in the Eurozone

After a second quarter-point cut on September 12, ECB policymakers were quick to declare another reduction in October unlikely. Influential member Philip Lane summed up the prevailing ECB stance as “a gradual approach to dialling back restrictiveness . . . if the incoming data are in line with the baseline projection”.

But downbeat economic data last week and a larger drop in inflation than expected are testing ECB gradualism and raising market expectations of another cut in October.

At the start of last week, Eurozone PMI surveys showed a sharp and unexpected drop in activity. This was broad-based, with France’s fall into contractionary territory the lowlight. This survey should not be dismissed as simply bad vibes: recent ECB analysis finds a tight correlation between PMIs and subsequent real GDP growth.

Then, on Friday, inflation figures from France and Spain surprised sharply to the downside. The flash estimate of Eurozone inflation released this morning corroborates a larger-than-expected drop in the headline rate — to 1.8 per cent — in September.

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At the start of last week, market prices implied a less than 30 per cent chance of a cut in October. By the end of the week, that had risen to more than 80 per cent. ECB president Christine Lagarde, in testimony to the European parliament on Monday, gave the idea of an October cut more credence, saying “the latest developments strengthen our confidence that inflation will return to target in a timely manner”.

What about the argument for a slower pace of cuts? Hawkish members of the ECB point to stubborn wage increases feeding through to services prices. But a careful look at the data reveals a less worrisome picture.

Below I decompose services inflation into items which are wage-sensitive versus those that are not (based on the ECB’s own designation). As you can see, recent increases in services inflation in the Eurozone are due primarily to items that are not wage-sensitive. This amounts to a green light for a faster pace of rate cuts in the Eurozone.

Time to declare victory at the Fed? 

Federal Reserve chair Jay Powell was masterful in communicating the central bank’s half-point move in September. It was a cut of confidence. “The US economy is in good shape . . . inflation is coming down, the labour market is in a strong place, we want to keep it there,” Powell said. Concerns that a larger than normal cut would spook markets were unfounded.

Powell did concede that labour market cooling was concerning Fed rate-setters. But he emphasised that the Fed’s confidence in inflation returning sustainably to target enabled the move.

Not everyone agrees inflation has been vanquished, however. Michelle Bowman was the first Fed Governor in nearly two decades to dissent, arguing for a slower pace of easing. “Bringing the policy rate down too quickly carries the risk of unleashing that pent-up demand,” she said, pointing to prominent “upside risks to inflation”.

A rebound in inflation could happen, and faster than most people appreciate. Recent research using detailed bank transaction data suggests monetary policy shocks have sizeable immediate effects, in contrast to the received wisdom that policy operates only through “long and variable lags”. Alberto Musalem, of the St Louis Fed, echoed this argument in an interview with the FT, saying that the US economy could react “very vigorously” to looser financial conditions. 

The Fed appears split on the pace necessary. So does the market — futures prices yesterday indicated a roughly 60 per cent probability of another quarter-point cut versus 40 per cent for a second half-point cut in November. August inflation figures, released on Friday, did not tip the argument in either direction, with the headline rate a bit lower than expected at 2.2 per cent but core inflation (excluding food and energy) at 2.7 per cent.

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Powell’s characterisation of a strong but cooling labour market conforms to the data. Below I’ve plotted where some key data points are in relation to their 2001 to 2019 average values. All are above, and mostly more than one standard deviation above the mean.

Economic growth has been remarkably strong in the US over the past several quarters, and following revisions to GDP estimates on Friday it is even stronger than originally thought. From 2021 to 2023, real GDP was revised upwards by a cumulative 1.2 per cent.

This suggests to me that a slower pace of easing is justified. The market is expecting at least 0.75 percentage points of additional cuts by year end. This is more than I think is likely to be delivered in the context of rude economic strength and a strong labour market. Powell’s speech yesterday confirmed that his baseline is two quarter-point cuts.

But there is a lot of upcoming data to digest ahead of the Fed’s next meeting on November 7, starting with September payrolls and unemployment figures this Friday.

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Bank of England

The Bank of England, like the ECB, has been taking a “gradual approach” to reducing rates.

After a first cut in August, the Monetary Policy Committee decided to stand pat in September. Hawks on the committee, led by externals Catherine Mann and Megan Greene, are primarily concerned about a wage-price spiral.

As with Eurozone services inflation above, I’ve decomposed CPI services into wage-sensitive and non-wage-sensitive components. But the resulting picture for the UK looks very different to that of the Eurozone — wage-sensitive services inflation has been steadily increasing over time, whereas wage-insensitive services inflation has been decreasing.

The hawks on the MPC have more to be concerned about on this front, and the BoE is therefore justified in moving more slowly.

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Bank of Japan

Most central banks are ruminating about easing rates, but for the Bank of Japan the situation is reversed.

Rather than wanting to see evidence of a dissipating wage-price spiral, the BoJ is eager for signs that the “virtuous” spiral is taking hold.

Despite severe market turbulence following the BoJ’s 0.15 percentage point rise in July, governor Kazuo Ueda last week reiterated the central bank’s confidence that it can continue to normalise policy, although he hinted that the pace would be gradual. The BoJ had “enough time”, Ueda said, to survey economic developments in Japan and abroad. 

The surprise ascension of Shigeru Ishiba as LDP leader and Japan’s next prime minister over Sanae Takaichi removes potential political pressure on the BoJ to reverse course. Takaichi had advocated for easy monetary policy, while Ishiba is supportive of the BoJ normalising rates.

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But the BoJ is right to proceed cautiously. It wants to be sure that inflation is going to remain sustainably at target, and policy remains easy even after the recent rise.

What I’ve been reading and watching

A chart that matters

When steeped in central banking communications it is easy to lose sight of how inflation is perceived by the general public.

Central banks focus on their inflation mandate — typically aiming to have the annual rate of overall inflation hit 2 per cent. But people judge inflation in terms of levels rather than rates.

Or as Jared Bernstein, chair of the White House council of economic advisers, put it: “Economists obsess over rates; regular people obsess over levels.”

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With inflation nearing 2 per cent, policymakers and politicians have cause to celebrate. But they would also do well to remember that regular people probably won’t be celebrating. In the US, prices are on average 20 per cent higher than they were in 2019, as the chart below shows.

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Exact date millions of energy customers must submit meter readings for major suppliers as energy price cap rises TODAY

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Exact date millions of energy customers must submit meter readings for major suppliers as energy price cap rises TODAY

ENERGY bills will rise for millions of households from today as the new price cap comes into effect.

The cap rose by 10%, adding £149 a year to the typical bill of a household with a dual fuel tariff which pays via direct debit.

Millions of households must submit a meter reading to ensure their bills are accurate

1

Millions of households must submit a meter reading to ensure their bills are accurateCredit: Getty

Households will now pay £1,717 a year for their energy, up from £1,568 under the previous threshold.

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But energy bills are expected to fall again to £1,697 a year in January, according to the latest predictions from analysts Cornwall Insight.

These thresholds are used to show how much a typical family could expect to spend on their energy bill each year.

But the amount they will actually pay each month will depend on their usage and can be higher or lower than this cap.

Read more on energy bills

The threshold applies to the 28million households who are on a standard variable tariff, which fluctuates with the wholesale price of energy every three months.

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Some households are on a fixed tariff, which means the rate they pay stays the same for their whole contract and is not subject to the cap.

To avoid being charged more than you should it’s essential that you submit a meter reading as soon as possible when the price cap changes.

Doing so ensures that all of the energy you used before October 1 is charged at the lower rate.

The exact date you need to submit a meter reading by differs depending on your supplier and some will allow you to backdate the reading to the date it was taken.

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Some providers will even give you an extra fortnight to send in your reading.

How to cut energy costs and get help with FOUR key household bills

But if you miss the deadline and do not submit a reading then you will be given an estimated bill.

These bills are calculated based on a prediction of your power use.

This could mean that some of the energy you used before the new cap came into effect could be charged at the wrong rate.

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As a result you could receive a bill that is more than the amount you should actually need to pay.

Here we reveal the exact dates that you need to submit a meter reading to each supplier as the energy price cap changes.

When to submit your meter reading

You should try to take your meter reading as close to October 1 as possible to reflect your energy use up until this point.

Once you have taken the reading you have a certain period of time to submit it to your supplier.

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The amount of time you have will depend on who your energy provider is.

British Gas customers have until October 14 to send in a reading and can do so online, via its app, web form or by telephone.

Households which are supplied by EDF have until October 9 to send in their meter reading online, via its app, online form, email, WhatsApp, text or over the phone.

E.on Next customers have a week from today to submit their reading and can do so in their online account, via its app, email or by telephone.

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Octopus Energy users also have until October 8 to send in their reading and need to do so online, via its web form, app or by email.

At Ovo Energy you can send in your reading in your online account, via its app or over the phone and need to do so by October 11.

Scottish Power customers need to submit their reading by October 5 and can do so through their online account, via its app or by telephone 24 hours a day.

There is no deadline to submit a meter reading at So Energy but you can do so if you have proof of the date you took it.

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You can submit it in your online account, by email or by telephone 24 hours a day.

Finally, Utility Warehouse customers needed to give a reading in the five days leading up to October 1 and submit it in their online account, through its app or by telephone.

How to submit a meter reading

The easiest way to take a meter reading is to take a picture of your gas and electricity meters so that you have evidence in case you need to dispute a bill.

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You can submit your reading online via your energy account.

Some providers will also let you send in the figures by text or through an app.

Check the options that are available with your own supplier.

Electricity meters

If you have a digital electricity meter, you will see a row of six numbers – five in black and one in red.

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Only take down the five numbers in black.

If you are on an Economy 7 or 10 tariff, which gives you cheaper electricity at night, then you will have two rows of numbers and you need both.

If you have a traditional dial meter you will need to read the first five dials from left to right, again you do not need the red ones.

If the pointer is between two numbers, write down the lower figure.

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If it is between nine and zero then write down the number nine.

What energy bill help is available?

THERE’S a number of different ways to get help paying your energy bills if you’re struggling to get by.

If you fall into debt, you can always approach your supplier to see if they can put you on a repayment plan before putting you on a prepayment meter.

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This involves paying off what you owe in instalments over a set period.

If your supplier offers you a repayment plan you don’t think you can afford, speak to them again to see if you can negotiate a better deal.

Several energy firms have grant schemes available to customers struggling to cover their bills.

But eligibility criteria varies depending on the supplier and the amount you can get depends on your financial circumstances.

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For example, British Gas or Scottish Gas customers struggling to pay their energy bills can get grants worth up to £2,000.

British Gas also offers help via its British Gas Energy Trust and Individuals Family Fund.

You don’t need to be a British Gas customer to apply for the second fund.

EDF, E.ON, Octopus Energy and Scottish Power all offer grants to struggling customers too.

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Thousands of vulnerable households are missing out on extra help and protections by not signing up to the Priority Services Register (PSR).

The service helps support vulnerable households, such as those who are elderly or ill, and some of the perks include being given advance warning of blackouts, free gas safety checks and extra support if you’re struggling.

Get in touch with your energy firm to see if you can apply.

Gas meters

If you have a digital metric gas meter showing five numbers and then a decimal place, you only need to write down the first five numbers.

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If you have a digital imperial meter, your meter will read four black numbers and two red numbers – note down the four black numbers only.

If you have a dial gas meter, follow the same steps as the dial electricity meter.

Smart meters

If you have a smart meter then you do not need to submit a reading as this is taken automatically and is sent to your supplier directly.

But you should check that your smart meter is in “smart mode” and is working properly to make sure that you are accurately charged.

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You do not need to submit a meter reading if you have a fixed energy tariff or a traditional prepayment meter.

Do you have a money problem that needs sorting? Get in touch by emailing money-sm@news.co.uk.

Plus, you can join our Sun Money Chats and Tips Facebook group to share your tips and stories

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A test case of the AI frenzy

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Nvidia sits at the centre of what we’ve dubbed the AI-financial complex, but there are a lot of people that want to make bank from the market frenzy. Cerebras Systems has now filed for an IPO, and it will be an interesting test of just how AI-mad investors have become.

As mainFT quoted a VC as saying in a round-up of pretenders for Nvidia’s throne last month:

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There has been a near insatiable desire from public investors to find and back the next Nvidia. This isn’t just about chasing the latest trend. The momentum is also benefiting several VC-funded chip start-ups that have been toiling away for nearly a decade.

As a result, the valuations are appropriately punchy. Bloomberg reported last week that the Silicon Valley-based maker of chips optimised for artificial intelligence was hoping to raise $1bn at a valuation of $7bn to $8bn, for a company that was started in 2016 and only began generating any revenue in 2019.

But Cerebras’s pitch is pretty transparent: by FT Alphaville’s count the summary prospectus alone contains 142 mentions “AI”. We gave up counting the rest of the S-1 filing. It’s core product is a wafer-sized chip . . .

© Cerebras

. . . which Cerebras says leads to vastly more memory and faster computing than with other commercially available GPUs.

This enables Cerebras customers to solve problems in less time and using less power. Our AI compute platform combines processors, systems, software, and AI expert services, to deliver massive acceleration on even the largest, most capable AI models. It substantially reduces training times and inference latencies, while reducing programming complexity.

We’re not even going to try to judge the tech here. FTAV is primarily a financial blog and, luckily, there’s a lot there to dig into.

For example, revenues more than tripled in 2023 to $78.7mn, and climbed to $136.4mn in the first six months of 2024. But that still means the company remains deeply unprofitable, with a net loss of $66.6mn so far this year, roughly the same annualised run rate as in 2023.

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(Sorry for terrible size, zoomable version here)

Another thing that jumped out was Cerebras admitting in its risk disclosures that “we currently generate a significant majority of our revenue from one customer, G42, and a significant portion of our revenue from a limited number of customers”.

And by significant, Cerebras really does mean SIGNIFICANT, and rising. From the filing, with FT Alphaville’s emphasis below:

Group 42 Holding Ltd (together with its affiliates, “G42”) accounted for 83% and 87%, respectively, of our total revenue for the year ended December 31, 2023 and six months ended June 30, 2024. Our dependence on our relationship with G42 subjects us to a number of risks. Any negative changes in the demand from G42, in G42’s ability or willingness to perform under its contracts with us, in laws or regulations applicable to G42 or the regions in which it operates, or in our broader strategic relationship with G42 would harm our business, financial condition, results of operations, and prospects. Even if G42 remains satisfied with our offerings, it is possible that it will no longer need to purchase additional AI compute or services at the same quantity as prior periods, or that G42’s ability to purchase our products may change for reasons outside of its control. G42 may also choose to purchase more of its AI compute from our competitors.

Further, as of December 31, 2023, customers representing 10% or more of total accounts receivable consisted of four customers (including G42) who accounted for 43%, 22%, 15%, and 15% of our accounts receivable balance. Two customers accounted for 68% and 16%, respectively, of our accounts receivable balance as of June 30, 2024. This customer concentration increases the risk of quarterly fluctuations in our results of operations and our sensitivity to any material adverse developments experienced by, or in our relationships with, our significant customers. The loss of, any substantial reduction in sales to, or the default on payments by, any of our significant customers may harm our business, financial condition, results of operations, and prospects.

So what is the blandly named G42? An AI company based in Abu Dhabi, the capital of the United Arab Emirates, which invested heavily in Cerebras’s 2021 series F and received a somewhat controversial $1.5bn slug of investment from Microsoft earlier this year.

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The US has slapped export controls on AI tech that might be passed on to the likes of China, and it seems like the Cerebras chips that it has bought are actually being used in the US, which sounds awkward. Again, our emphasis below:

While we have obtained an export license from BIS to export, reexport, or transfer (in-country) our CS-2 systems to G42 in the United Arab Emirates, all of the systems we have sold to G42, or for which purchase orders have been placed by G42, to date have been or are expected to be deployed in the United States, which does not require an export license from BIS. To the extent that we cannot export to a specific customer without a license from BIS, we may seek a license for the customer. However, the licensing process is time-consuming. There is no assurance that BIS will grant such a license or that BIS will act on the license application in a timely manner. Even if BIS issues a license, it may impose burdensome conditions that we or our customer cannot accept or decide not to accept.

So this is a fast-growing but extremely unprofitable company utterly dependent on selling its products to one of its biggest investors, which might not be able to take them out of the country?

Put FTAV down for a yard.

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Swiss Life Asset Managers UK appoints new chair

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Swiss Life Asset Managers UK appoints new chair

Jenny Buck has more than 30 years’ experience in investment management. Her career has also included senior roles at Schroders and non-executive experience in the real estate sector.

The post Swiss Life Asset Managers UK appoints new chair appeared first on Property Week.

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EU policymakers lash out at Berlin’s Commerzbank ‘hypocrisy’

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Senior European policymakers and economists have sharply criticised the German government over its opposition to a takeover of Commerzbank by Italian rival UniCredit, arguing its protectionist approach ran counter to fundamental EU principles.

“Cross-border consolidation of banks should not be seen as a political issue. It is technical issue,” the Bank of Greece governor Yannis Stournaras told the Financial Times. “It shouldn’t matter whether it’s a German bank or an Italian bank. What matters is that it is strong European bank.”

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Chancellor Olaf Scholz came out against UniCredit’s move on Commerzbank, Germany’s second-largest listed lender, after the Italian bank announced it had increased its stake in the rival from 9 per cent to 21 per cent, pending regulatory approval.

Days before, the German government had decided to halt any further sales of its remaining 12 per cent stake in Commerzbank after it sold 4.5 per cent in an after-market block trade to UniCredit earlier in September.

“Unfriendly attacks [and] hostile takeovers are not a good thing for banks and that is why the German government has clearly positioned itself,” Scholz said.

Reuters reported last week that the German finance minister Christian Lindner had also shared his concerns about a hostile takeover of Commerzbank with Italy’s Treasury.

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Friedrich Merz, leader of the German opposition Christian Democratic Union, said a tie-up of the two banks would be a “disaster for Germany’s banking market”, arguing that the 2005 takeover of Munich-based HypoVereinsbank by UniCredit had resulted in hefty job losses.

But economists and officials in Brussels and other European capitals have argued that Berlin’s opposition to a potential merger flew in the face of German support for capital markets union and the consolidation of the EU’s banking sector.

A former EU commissioner, who talked to the Financial Times on condition of anonymity, said there was a “certain contradiction between the German government’s support for the creation of European champions like Airbus, and its current stance with regard to the UniCredit/Commerzbank situation”.

The person said it was “difficult to argue” against a tie-up of both banks “if the German government is seriously in favour of European integration and the banking union”.

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Greece’s Stournaras argued that Europe’s banking sector was weakened by the fact it was “fragmented” along national borders, adding that the superior performance of US banks was mainly driven by their bigger size and the closely integrated home market.  

“We need European banking champions that can compete with American competitors, and we need cross-border consolidation to get stronger banks,” he said, adding that UniCredit’s recent acquisition of a 9 per cent stake in Greek Alpha Bank was “welcomed by all quarters” in Greece.

Meanwhile, an Italian cabinet minister told the FT that Berlin’s approach was “hypocritical” in the light of Lufthansa’s recent takeover of ailing Italian national carrier Ita Airways, formerly known as Alitalia, which was approved by Rome.

“Germany has always been pro-EU, they’ve lectured us all for decades about banking union and the single market, on paper we [Meloni’s government] are the nationalists, but when it comes to [Commerzbank] becoming an Italian [competitor’s] target it’s called a hostile act,” the minister said.

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Officials in Brussels are similarly exasperated by Germany’s stance. They noted that Scholz made public his opposition to a takeover just days after former ECB president Mario Draghi unveiled a report calling for the EU to complete the capital markets union and advocating mergers to create more resilient companies.

“Literally days after the Draghi report and the start of a fresh push to get capital markets integration moving, Berlin does this and effectively rips everything up,” said a senior EU diplomat.

A spokesperson for the European Commission declined to comment on the issue without “fully assessing” the merger proposal. But, they added: “Restrictions to the fundamental freedoms [of the EU related to movement of capital, people and goods] are only permitted if they are proportionate and are based on legitimate interests . . . Such restrictions cannot be justified on purely economic grounds.”

Some in Germany have also questioned the Scholz government’s approach. The issue revealed that German policymakers lacked a proper understanding of “what a capital markets union and a single market means”, said Stefan Kooths, head of economic research at the Kiel Institute for the World Economy, adding that “companies don’t have passports”.

He said the only public institutions that were entitled to raise objections were banking supervisors and antitrust authorities.

“It’s a debate that unfortunately shows that we here in the EU are not really following the rules of the single market as they were actually intended,” he said.

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