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Mortgage rates unlikely to return to low levels, says Lloyds boss

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The cost of borrowing money to buy a home is “unlikely” to return to the low levels seen over the past decade, the boss of the UK’s largest mortgage lender has said.

Charlie Nunn, chief executive of Lloyds bank, said the bank expected mortgage rates to come down, but not to the near zero rates they were during the 2010s.

The rate charged on new fixed mortgage deals has risen in recent years as a result of an increase in interest rates to try and slow soaring price rises, sparked by the Covid pandemic and Russia’s invasion of Ukraine.

And while they have fallen recently after a cut in interest rates, brokers have warned the trend could come to “an abrupt halt”.

On Friday, the average two-year fixed mortgage rate was 5.36%, according to financial information company Moneyfacts. A five-year deal was 5.05%.

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Asked on the BBC’s Sunday with Laura Kuenssberg programme if “cheap” mortgage deals were ever going to come back, Mr Nunn said: “We do think they [mortgage rates] are going to continue to come down, but getting back to the level we saw in the last decade where interest rates were down at zero I think is unlikely.”

Mr Nunn said the increase in borrowing costs had been “really challenging” for homeowners, but pointed out only about 40% of UK properties have a mortgage.

He added that the average income of a family with a mortgage was £75,000, and so “many of those families have been able to absorb” higher repayments.

“Mortgage arrears, people struggling with their mortgages, have actually been declining again since December,” he told the BBC.

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High interest rates can affect people in different ways. Mortgage holders with variable or tracker mortgages, or those who are looking to secure new fixed-rate deals, have faced higher monthly payments.

But first-time home buyers looking to get on the market have found it more difficult to get onto the ladder, being priced out as it’s become harder to secure an affordable deal.

An estimated 1.6 million existing borrowers have relatively cheap fixed-rate deals expiring this year.

The UK’s base interest rate, which dictates the borrowing costs charged by banks and building societies on loans, is currently 5%.

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The rate was held at its current level last month, with decision makers arguing they needed to be sure inflation, which measures the rate consumer prices are rising at over time, was remaining at normal levels.

Mr Nunn said while there were many parts of the UK “continuing to struggle” due to the cost of living, 2024 had marked “the turn that we have seen in terms of most people in the country feeling more financially secure”.

“For most people it has got a lot better,” he said. “There is more savings in deposit accounts, there’s less people struggling with loans and actually business confidence is at a nine-year high.”

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Ways to make your mortgage more affordable

  • Make overpayments. If you still have some time on a low fixed-rate deal, you might be able to pay more now to save later.
  • Move to an interest-only mortgage. It can keep your monthly payments affordable although you won’t be paying off the debt accrued when purchasing your house.
  • Extend the life of your mortgage. The typical mortgage term is 25 years, but 30 and even 40-year terms are now available.

Read more here.

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UN accuses Israel of tank raid on peacekeepers in Lebanon

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Benjamin Netanyahu

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The UN accused Israel of a “flagrant violation” of international law on Sunday after Israeli tanks broke into a position stationed by peacekeepers in southern Lebanon, hours before Benjamin Netanyahu told international forces to withdraw from combat areas.

The Israeli prime minister’s demand came as Israeli forces continued their fierce bombardment of the country and ramped up their offensive in the north of the Gaza Strip.

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Israel has faced widespread international criticism after several soldiers from Unifil, the UN-mandated force deployed along the de facto border between Israel and Lebanon, were injured by Israeli fire during the invasion of southern Lebanon last week. Israeli air strikes have also killed two Lebanese soldiers, according to the Lebanese military.

The UN peacekeepers said that IDF tanks, early on Sunday, “destroyed” the main gate of its position in Ramiya, where fighting between Israel and Hizbollah has been fierce. Unifil said Israeli troops “forcibly entered the position” and demanded “that the base turn out its lights”, leaving 45 minutes later.

Around two hours later, Unifil said that “several rounds” fired 100m away from the base let off smoke, which caused 15 peacekeepers to require treatment for “skin irritation and gastrointestinal reactions”. It also said IDF troops had stopped Unifil troops completing a logistical movement in a separate area on Saturday. The IDF did not immediately respond to a request for comment.

Before the reports emerged on Sunday, Italy’s prime minister Giorgia Meloni told Netanyahu that what she called Israeli attacks on Unifil were “unacceptable”. US secretary of defence Lloyd Austin also expressed “deep concern” in a call with his Israeli counterpart Yoav Gallant on Saturday.

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However, in a video published on Sunday, Netanyahu hit back at the criticism and said Unifil should pull back from areas where fighting was taking place. “We regret the harm to Unifil soldiers and we are doing our utmost to prevent such harm. But the simplest and most obvious way to ensure this is simply to withdraw them from the danger zone,” he said.

Lebanon’s prime minister Najib Mikati rejected Netanyahu’s demand and said Lebanon was committed to the 2006 UN resolution that mandates Unifil’s presence. He called on the international community to “stop the Israeli aggression against Lebanon”. 

Benjamin Netanyahu
Benjamin Netanyahu hit back at criticisms in a video published on Sunday © @netanyahu/X

Unifil’s mandate is to keep the peace and help the Lebanese government and national army build its presence in border areas where Hizbollah has long held sway. But both Israel and Lebanon complain the mandate has never been properly implemented.

Fighting in southern Lebanon’s hilly terrain continued on Sunday, with Hizbollah reporting clashes with Israeli troops. The Lebanese group launched 115 rockets at Israel by mid-afternoon, according to the Israeli military, while Israeli jets and artillery pounded targets in southern Lebanon. 

Lebanese health authorities said 15 people had been killed by Israeli air raids on Saturday, including in areas considered to be outside of the Shia militant group’s traditional strongholds.

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Israeli bombing also damaged three hospitals in eastern Lebanon’s Bekaa region, Lebanese health authorities said. Meanwhile, the Lebanese Red Cross said four of its rescue volunteers were injured by a strike as they attended the scene of a bombing in south Lebanon.

On Saturday night, Israeli jets hit the southern Lebanon’s Nabatieh. Lebanese state media compared the attack to a “hurricane”, saying the Israeli military had appeared to target the commercial centre of one of southern Lebanon’s largest towns.

Fires blazed in the wreckage of Nabatieh’s old market district as rescue workers picked their way through the rubble, footage showed, caking surrounding streets in thick grey dust. Lebanese health authorities said eight people were hurt.

The Israeli military had warned people to leave the town about 10 days ago. On Sunday, it warned people to flee a further 18 southern Lebanese communities. The UN estimates such orders now cover an area equivalent to a quarter of Lebanon’s entire territory. 

Israeli forces also expanded their offensive in the north of Gaza, after encircling and bombarding the area of Jabalia, which before the war was home to a densely populated refugee camp.

The camp has been the scene of several pitched battles between Israeli forces and Hamas, as the militant group attempts to regroup in the area. In the last few days, the IDF has ordered thousands of civilians to leave the north of Gaza and move south to an overcrowded “humanitarian zone” in Al Mawasi. 

Health officials in Gaza said the Israeli offensive had killed 52 people in the past 24 hours. The IDF said it had killed “dozens” of Hamas fighters in the same period.

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Additional reporting by Amy Kazmin in Rome and Steff Chávez in Washington

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Less offshore secrecy is central to any boost from wealth taxes

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The writer is the founder of Tax Policy Associates, a think-tank

Offshore secrecy is a serious problem. Tax avoidance, tax evasion, sanctions evasion, drug cartels, corruption, questionable PPE contracts and untraceable political donations — all are enabled by offshore companies whose ownership and accounts are hidden from public view.

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We shouldn’t just focus on “tax havens”. The two countries in Europe with the lowest corporate transparency ratings from OpenCorporates are not Jersey and Guernsey, they’re Austria and Spain. Sadly, mainland UK has form too.

The current government, like its predecessors, has committed to ensuring that British Overseas Territories and Crown Dependencies adopt the highest standards of transparency: public beneficial ownership registers. But, since 2018, progress has been painfully slow — and slowed further by a decision from the Court of Justice of the EU that prompted some member countries to close access to their registers.

What’s urgently needed is a way to accelerate beneficial ownership registers — everywhere. And we shouldn’t stop there. If you’re incorporating a UK company, then the directors, beneficial owners and accounts are all public. Why accept lesser standards for foreign companies doing business here? It’s in the interests of most countries for corporate secrecy to end. The reason that progress has been so hard is paradoxical: the more countries end corporate secrecy, the more valuable secrecy becomes and the greater the incentive on other countries to maintain it. And that’s where the bad actors flock.

This kind of problem has been solved before. In 2010, the US passed its Fatca law, with a simple concept: banks all over the world could voluntarily report US account holders to the IRS. They weren’t required to but those that didn’t would be subject to a 30 per cent US withholding tax. Now almost every country in the world automatically reports bank accounts to account holders’ home tax authority, with over €12tn of accounts reported every year.

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A similar remedy could work today with our proposed “transparency levy”: 10 per cent applied by the UK to financial payments to “undisclosed companies” — those that don’t publish details of their directors, shareholders, beneficial owners and accounts. Undisclosed companies would be excluded from public procurement, too.

For many companies across the world, this would be irrelevant since they already publish this information in a home country corporate register. The critical element is that companies from countries without open registers could voluntarily publish their information at Companies House.

I doubt many would actually pay the levy. But the threat would end corporate secrecy for all companies doing business with the UK. This simple innovation could transform corporate transparency worldwide.

One obvious criticism is that the transparency levy could deter companies from transacting with the UK. This, however, is implausible. Legitimate businesses don’t need to hide their ownership. The cost of compliance would be extremely low (far less than Fatca). And I’m not aware of a single company that fled the UK when it introduced an open beneficial ownership register.

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The transparency levy could be initially adopted by the UK alone, or together with other countries. Others could follow when ready, either creating their own system or simply cross-referencing Companies House.

Once a critical mass of countries started applying the levy, corporate secrecy would be a thing of the past. Instead of a race to the bottom, we’d have a “race to the top”. Offshore financial centres — and everybody else — would open up corporate registers in their own interests, so that none of their companies were subject to the levy.

The new foreign secretary, David Lammy, says he wants to make the UK the “anti-corruption capital of the world”. This is one way to do it.

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New inflight habit that is the ‘worst etiquette’ according to experts

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A Tiktoker is pictured carrying out her controversial routine whilst on a flight

EXPERTS have revealed the new inflight habit that’s been deemed the “worst etiquette”.

The latest inflight trend is leaving travellers fuming, and experts have labelled it a serious breach of air travel etiquette.

A Tiktoker is pictured carrying out her controversial routine whilst on a flight

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A Tiktoker is pictured carrying out her controversial routine whilst on a flight
The video sparked debate on inflight etiquette as some experts are deeming this new trend as outright rude

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The video sparked debate on inflight etiquette as some experts are deeming this new trend as outright rude

Passengers are now being blasted for taking their skincare routines to new heights—literally.

Dermatologists and etiquette pros are weighing in on the rise of sheet masks at 30,000 feet.

The beauty hack that promises glowing skin while soaring through the air is now being slammed as one of the rudest inflight habits around.

Thanks to TikTok, more and more passengers are treating the cabin like their personal spa, whipping out hydrating sprays, moisturisers, and even LED light masks mid-flight.

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Read more on flight etiquette

It might keep your skin looking fresh, but that doesn’t mean it’s polite, especially when you’re crammed into economy.

Lisa Grotts, an etiquette expert, didn’t mince her words when asked about the trend.

She told Thrillist: “It’s giving me a headache”, making it clear that slapping on a face mask in a cramped plane seat is far from discreet.

Grotts insists passengers should leave their skincare routines for the hotel room, adding: “We’re in tight quarters—you have to be mindful of others.”

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The shift in post-pandemic travel has seen people acting a little more boldly in public spaces.

From mid-air meltdowns to bizarre behaviour, it seems common courtesy has taken a nosedive.

Watch moment two women are kicked off US flight for ‘wearing crop tops after male flight attendant demanded they cover-up’

But even seemingly harmless acts of “self-care” can come off as selfish when you’re sharing close quarters with dozens of other people.

Jamila Musayeva, another etiquette consultant, also called out the habit.

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She says applying a sheet mask or using an LED light mask during a flight can feel intrusive to those nearby.

And, if your skincare products are heavily scented, it’s an added nuisance, especially for passengers with allergies.

But while the etiquette brigade is up in arms, dermatologists say these mid-flight routines might actually help your skin.

Dr. Hadley King, a board-certified dermatologist, explained that the low humidity on planes causes skin to lose moisture.

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Using hydrating products, particularly those containing humectants and emollients, can help keep your skin plump and moisturised.

And those LED masks are apparently not just a TikTok gimmick.

Dr. Jeffrey Fromowitz claims they’re actually good for your skin, reducing inflammation and providing a boost of hydration—ideal for long flights.

Still, despite the skincare benefits, etiquette experts agree that passengers should show some restraint.

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A little moisturiser or a quick spritz of hydrating mist is fine, but leave the full skincare routine for when you’re off the plane.

After all, no one wants to sit next to someone wearing a sheet mask while they’re trying to relax on a budget flight.

So, if you’re thinking of hopping on the trend—think again.

Keep it simple and save the spa day for after you land.

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Meanwhile, one passenger who’s particularly keen on inflight skin care is beauty blogger Erica Nicole.

The influencer took to Tiktok to share her skincare go-to when flying, after struggling with acne for several years.

Even flight attendants can be guilty of this, as one reveals her long-haul skin care tips that keeps her complexion looking pristine.

As pictured, the controversial trend may involve a multi-step beauty routine requiring passengers to apply facemasks, multiple products and sprays

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As pictured, the controversial trend may involve a multi-step beauty routine requiring passengers to apply facemasks, multiple products and sprays

Everything you need to know before boarding a plane

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Exact date in days McDonald’s Monopoly is ending – and deadline to claim prizes

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Exact date in days McDonald's Monopoly is ending - and deadline to claim prizes

MCDONALD’S Monopoly is ending in just days – but players have a bit longer to claim any prizes.

The fast food chain’s spin on the classic game lets customers build up property sets which can be redeemed for prizes.

McDonald's Monopoly is ending this week but players can still redeem prizes after

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McDonald’s Monopoly is ending this week but players can still redeem prizes afterCredit: Getty

Players can also bag Instant Win prizes which are lower in value, such as free food and drink items.

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McDonald’s usually launches the game for six weeks every year, with this year’s game ending at 11.59pm on October 16.

If you’ve won any prizes, you have slightly longer to claim them though – the deadline is October 29.

What are the McDonald’s Monopoly prizes?

When McDonald’s Monopoly first launched on September 4, there were dozens of prizes up for grabs.

These were the Collect to Win prizes on offer at the start of the game, which you can win with complete property sets:

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  • £100k cash
  • Mini electric car
  • £2k Jet2holiday
  • Merlin annual pass
  • JBL Audio Bundle
  • Hisense TV + Soundbar from Currys
  • £100 Virgin Experience Day
  • Medium Extra Value Meal
  • £200 train credit with TrainPal

There were also a number of Instant Win prizes on offer.

You get these from peeling off the sticker from your McDonald’s item to see if you’ve won anything:

  • £2k Jet2holiday
  • Merlin Annual Pass 
  • £1,000 Cash
  • JBL Audio Bundle
  • JYSK £500 Homeware Spend
  • JustPark £250 Parking Spend
  • Two Night Best Western Stay 
  • £200 for Passing GO!
  • JBL Gaming Headset
  • JBL Wireless Earbuds
  • £50 Cash
  • £50 Prezzee eGift Card
  • Moonpig Bouquet of Flowers
  • £25 Glow Hub eGift Card 
  • Pair of Cinema Tickets
  • Wrappz™ Personalised Phone Case 
  • JustPark £5 Parking Spend
  • McDonald’s Exclusive Merchandise
  • McDonald’s Socks
  • McDonald’s Bean Bag
  • McDonald’s Key Ring
  • £70 off Jet2holidays 
  • 25% off Merlin Annual Pass
  • Readly 3-Month Digital Magazine & Newspaper Subscription 
  • WithU Fitness App 3-Month Trial
  • 30% off JBL Audio
  • 20% off Best Western Hotels
  • Photobox Photo Calendar
  • £10 off Moonpig Flowers
  • £10 off Virgin Experiences
  • 25% off Glow Hub
  • £5 off a Personalised Phone Case at wrappz.com
  • 10% off Train Tickets with TrainPal Group

Lastly, there are Digital Peel Game prizes, which you get if you play online:

  • £5 Cash
  • £10 Cash
  • £20 Cash
  • £50 Cash
  • £100 Cash
  • £100,000 Cash
  • Mini Electric Car
  • £2K Jet2holidayje
  • Merlin Annual Pass
  • JBL Audio Bundle
  • £200 Train Credit with TrainPal
  • Hisense TV + Soundbar from Currys
  • £100 Virgin Experience Day
  • Medium Extra Value Meal
  • McDonald’s Gold Card
  • £50 Footasylum eGift Card
  • £10 CeX Voucher
  • MONOPOLY Deal Card Game
  • JustPark £5 Parking Spend
  • McDonald’s Exclusive Merchandise
  • McDonald’s Neon Light
  • McDonald’s Mobile Phone Wallet
  • McDonald’s Air Freshener
  • £70 off Jet2holidays
  • WithU Fitness App 3-Month Trial
  • Readly 3-Month Digital Magazine & Newspaper Subscription
  • 30% off JBL Audio
  • Photobox Canvas Print
  • Photobox Photo Calendar
  • 20% off Footasylum
  • 15% off Footasylum
  • 20% off Virgin Experiences
  • Moonpig Card
  • 10% off Train Tickets with TrainPal Group

It’s worth bearing in mind, some of these prizes may not be available any longer as the McDonald’s game has been running for around five weeks.

We have asked McDonald’s for the list of prizes left to be claimed and will update this story when we have heard back.

Other changes at McDonald’s in October

Maccie’s is launching mini hashbrowns for the first time on Wednesday.

Customers will be able to buy the twist on a classic menu item across more than 1,300 UK restaurants.

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Foodies can pick up a five-pack for £1.49 while a 15-piece sharebox will cost £2.99.

Remember though that prices do vary from restaurant to restaurant so you could pay more or less than these prices.

It is not yet clear whether the hashbrowns will become a permanent menu item, so if you want to give them a go, make sure you’re quick.

Six menu items will also be removed when McDonald’s Monopoly ends on Wednesday.

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These are the six items that customers will have to wave goodbye to:

  • Philly Cheese Stack
  • Chicken Big Mac
  • Mozzarella Dippers
  • Galaxy Chocolate McFlurry
  • Twix Caramel McFlurry
  • Twix Latte

McDonald’s is also adding two new hot drinks to its menus next week, just in time for Halloween.

How to save at McDonald’s

You could end up being charged more for a McDonald’s meal based solely on the McDonald’s restaurant you choose.

Research by The Sun found a Big Mac meal can be up to 30% cheaper at restaurants just two miles apart from each other.

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You can pick up a Big Mac and fries for just £2.99 at any time by filling in a feedback survey found on McDonald’s receipts.

The receipt should come with a 12-digit code which you can enter into the Food for Thought website alongside your submitted survey.

You’ll then receive a five-digit code which is your voucher for the £2.99 offer.

There are some deals and offers you can only get if you have the My McDonald’s app, so it’s worth signing up to get money off your meals.

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The MyMcDonald’s app can be downloaded on iPhone and Android phones and is quick to set up.

You can also bag freebies and discounts on your birthday if you’re a My McDonald’s app user.

The chain has recently sent out reminders to app users to fill out their birthday details – otherwise they could miss out on birthday treats.

Do you have a money problem that needs sorting? Get in touch by emailing money-sm@news.co.uk.

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Plus, you can join our Sun Money Chats and Tips Facebook group to share your tips and stories

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Mulberry’s biggest shareholder has ‘no interest’ in selling to Frasers

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The majority shareholder in UK luxury handbag maker Mulberry has told Mike Ashley’s Frasers Group that it is not interested in selling the business, in a clear rejection of its two conditional offers to date.

After Frasers made a second proposal on Friday, valuing Mulberry at £111mn, Challice said in a statement on Sunday that it had “no interest in . . . selling its Mulberry shares to Frasers”.

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Challice has been the majority owner of Mulberry since 2002 and has a 56.4 per cent stake in the business. Challice is controlled by billionaire property tycoon Ong Beng Seng and his wife Christina.

The statement said that Challice was “very supportive” of Mulberry and its management team and that while it “appreciates that Frasers is a supportive minority Mulberry shareholder” it believes that it is “an inopportune time for Mulberry to be sold”.

“Challice hopes that by making its position clear, Frasers will be encouraged to announce that it does not intend to make an offer for Mulberry,” it added.

Mulberry shares closed at 112.50p on Friday before the latest Frasers bid of 150p. The stock is down more than 40 per cent in the past year.

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Frasers made its first conditional offer, which implied a valuation of £83mn, last month. It has owned shares in Mulberry since 2020 and has a stake of around 37 per cent.

Under UK takeover rules, it has until October 28 to either make a formal offer or walk away.

Mulberry sank to an annual pre-tax loss of £34mn in the year ended March 31, from a £13mn profit the previous year. Revenues fell 4 per cent to £153mn.

It appointed chief executive Andrea Baldo in July to lead a turnaround of a company that has suffered as wealthy customers have cut their luxury spending.

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Mulberry supplies the House of Fraser and Flannels department store chains that are both owned by Frasers.

Ashley stepped back from the FTSE 100 business in 2022, handing the reins to his son-in-law Michael Murray, who serves as its chief executive.

The company has a wide range of retail interests, ranging from its recent investment in UK ecommerce company THG to stakes in Hugo Boss, Asos, Boohoo, and white-goods seller AO World.

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But its main profit engine remains sportswear retailer Sports Direct, which was founded by Ashley in 1982.

Earlier this month, Singapore charged Ong with two offences of abetting a former Singapore transport minister to obtain gifts and obstruct justice. Ong did not enter a plea, local media reported.

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Major UK pharmacy chain with 2,561 outlets to shutter two sites in HOURS in latest update to closure plans

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Major UK pharmacy chain with 2,561 outlets to shutter two sites in HOURS in latest update to closure plans

A MAJOR UK pharmacy with 2,561 outlets is shutting two more stores today.

Boots is closing its Glastonbury branch and the Uppingham Road store in Leicester on October 13, as it looks to cut down on locations that are underperforming or where nearby alternatives are available.

The popular UK pharmacy chain has announced two more store closures

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The popular UK pharmacy chain has announced two more store closures
Pictured above is its Uppingham Road, Leicester branch which closed today, Sunday 13

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Pictured above is its Uppingham Road, Leicester branch which closed today, Sunday 13

In Leicester, locals still have access to another Boots just a seven-minute walk away on Uppingham Road 212, providing convenience for customers as the closure takes effect.

Since 2019, Boots has embarked on a major company restructure dubbed the Boots Transformation Plan.

At the time of its launch in 2019, the brand earmarked 200 stores for closure.

The closures took place over an eighteen-month period.

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Many of the closures were because they were loss-making and two-thirds of them were within walking distance of each other, the chain said.

In 2020, Boots announced 48 opticians were closing with the loss of 4,000 jobs.

Last July, Boots announced further plans to shut 300 more stores.

The move is aimed to reduce the chain’s store portfolio from around 2,200 to just 1,900.

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So far, around 290 of these store closures have taken place and a less than 10 shops are to close by the end of October.

The pharmacy chain employs over 52,000 team members, and it has said that these closures will not lead to any redundancies.

Boots’ parent, WBA’s quarterly financial report, said earlier in June that it “plans to reduce its presence by up to 650 Boots stores”.

Since the launch of the Boots Transformation Plan in 2019, 581 Boots stores have closed for good.

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PHARMACY WOES

Pharmacy closures have become a “widespread challenge” across England.

Healthwatch England said that closures can have “huge impacts” on patients – particularly those in rural communities and older people.

New data obtained by Healthwatch found that 436 pharmacies closed permanently in England between January 1 and December 31, 2023 – the equivalent of eight pharmacies shutting their doors permanently every week.

Healthwatch also sounded the alarm over temporary closures of pharmacies – which can last hours or days.

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Some 13,863 temporary closures were reported between January 1 and December 31 last year, according to a new Healthwatch briefing document.

It warned that temporary and permanent pharmacy closures are “undermining people’s access to care”.

Analysis of the data suggests that temporary closures were more common in rural areas compared with urban areas.

North East and North Cumbria Integrated Care Board appeared to be worst affected by temporary closures, it found.

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Paul Rees, chief executive of the National Pharmacy Association, said: “It’s clear that rising levels of closures are risking leaving some areas of the country as pharmacy deserts, with people having to travel much further to get access to vital services.

“Community pharmacies act as the front door to the NHS.

“If people lose access to them, it will force more patients into the 8 o’clock scramble at their GP surgery, putting pressure on the rest of our NHS system.

“1.6 million people a day visit their pharmacy but they are closing at a record rate, and millions of people are seeing the effect of that in their communities.”

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Hallo Healthcare Group, a subsidiary of investment group Aurelius, sold all 1,054 high street and community pharmacies under the Lloyds Pharmacy branding in November last year.

Sources for the chain previously told The Sun that Hallo Healthcare had launched a strategic review of its entire UK store base.

Why are retailers closing stores?

RETAILERS have been feeling the squeeze since the pandemic, while shoppers are cutting back on spending due to the soaring cost of living crisis.

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High energy costs and a move to shopping online after the pandemic are also taking a toll, and many high street shops have struggled to keep going.

The high street has seen a whole raft of closures over the past year, and more are coming.

The number of jobs lost in British retail dropped last year, but 120,000 people still lost their employment, figures have suggested.

Figures from the Centre for Retail Research revealed that 10,494 shops closed for the last time during 2023, and 119,405 jobs were lost in the sector.

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It was fewer shops than had been lost for several years, and a reduction from 151,641 jobs lost in 2022.

The centre’s director, Professor Joshua Bamfield, said the improvement is “less bad” than good.

Although there were some big-name losses from the high street, including Wilko, many large companies had already gone bust before 2022, the centre said, such as Topshop owner Arcadia, Jessops and Debenhams.

“The cost-of-living crisis, inflation and increases in interest rates have led many consumers to tighten their belts, reducing retail spend,” Prof Bamfield said.

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“Retailers themselves have suffered increasing energy and occupancy costs, staff shortages and falling demand that have made rebuilding profits after extensive store closures during the pandemic exceptionally difficult.”

Alongside Wilko, which employed around 12,000 people when it collapsed, 2023’s biggest failures included Paperchase, Cath Kidston, Planet Organic and Tile Giant.

The Centre for Retail Research said most stores were closed because companies were trying to reorganise and cut costs rather than the business failing.

However, experts have warned there will likely be more failures this year as consumers keep their belts tight and borrowing costs soar for businesses.

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The Body Shop and Ted Baker are the biggest names to have already collapsed into administration this year.

Boots is just one of many high street brands grappling with the impact of the cost of living crisis, soaring inflation, and high energy costs.

Major retailers like Iceland, Wilko, and Wetherspoons have also been forced to shutter stores in recent months, as businesses struggle to cope with rising overheads and reduced consumer spending.

Full list of Boots closures

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BOOTS has never given a full list of the 300 stores closing.

However, The Sun’s has put together a list of 248 branches we know have closed for good:

  • Leicester Uppingham Road, Leicester, LE5 0QG
  • Glastonbury 2 High St, Glastonbury BA6 9DU
  • Morecambe Braddon Close, Westgate, Morecambe, Lancashire, LA4 4UZ
  • Accrington 2 Cornhill, Accrington, Lancashire, BB5 1EX
  • Leyland 40 Hough Lane, Leyland, Lancashire, PR25 2SA
  • Nelson 2 Marsden Mall, Pendlerise Shopping Centre, Nelson, Lancashire, BB9 9SL
  • Blackburn 435 Bolton Road, Ewood, Blackburn, BB2 4HY
  • Barrow-In-Furness 8-10 Risedale Road, Barrow-In-Furness, Cumbria , LA13 9RD
  • Rawtenstall Rawtenstall Health Centre, 161 Bacup Road, Rawtenstall , BB4 7PL
  • Barrow-In-Furness 15-17 Portland Walk, Barrow-In-Furness, Cumbria, LA14 1DB
  • Sheffield 123 Ecclesall Road, Sheffield, South Yorkshire, S11 8HY
  • Pershore 28 High Street, Pershore, Worcestershire, WR10 1BG
  • Westcliff-On-Sea 179-181 Hamlet Court Road, Westcliff-On-Sea, Essex, SS0 7EL
  • Canvey Island The Health Centre, Third Avenue, Canvey Island, Essex, SS8 9SU
  • Chelmsford 1 The Vineyards Great Baddow, Chelmsford, Essex, CM2 7QS
  • Canvey Island Central Canvey PCC, Long Road, Canvey Island, Essex, SS8 0JA
  • Tilbury 2 St Chads Road, Tilbury, Essex, RM18 8LB
  • Chelmsford 10-12 Torquay Road, Chelmsford, CM1 6NF
  • Leigh On Sea 89 The Broadway, Leigh On Sea, Essex, SS9 1PE
  • Chelmsford 133 Sunrise Avenue, Chelmsford, Essex, CM1 4JW
  • South Ockendon 17 Derwent Parade, South Ockendon, Essex, RM15 5EF
  • Chelmsford 51a Moulsham Street, Chelmsford, Essex, CM2 0HY
  • Sutton Coldfield 80-82 Boldmere Road, Sutton Coldfield, West Midlands, B73 5TJ
  • Sutton Coldfield 31 While Road, Sutton Coldfield, West Midlands, B72 1ND
  • Acocks Green 1104 Warwick Road, Acocks Green, Birmingham, B27 6BH
  • West Heath 11 Alvechurch Road, West Heath, Birmingham, B31 3JP
  • Sparkhill 553-555 Stratford Road, Sparkhill, Birmingham, B11 4LP
  • Castle Bromwich 352 Bradford Road, Castle Bromwich, Birmingham, B36 9AD
  • Byker 121-125 Shields Road, Byker, Newcastle Upon Tyne, NE6 1DN
  • Hemlington 15 The Viewly Centre, Hemlington, Middlesbrough, Cleveland, TS8 9JH
  • Heaton 293/295 Chillingham Road, Heaton, Newcastle Upon Tyne, Tyne & Wear, NE6 5LL
  • Peterlee 17 Blackhills Road, Horden, Peterlee, County Durham, SR8 4DW
  • Gateshead 479 Durham Road, Low Fell, Gateshead, NE9 5EX
  • Blyth Blyth Community Hospital, Thoroton Street, Blyth, Northumberland, NE24 1DX
  • Hartlepool Hartlepool Community HC, Park Road, Hartlepool, Cleveland, TS24 7PW
  • Darlington 23 High Row, Darlington, County Durham, DL3 7QW
  • Blyth 514 Plessey Road, Newsham, Blyth, Northumberland, NE24 4AA
  • Peterlee 1 Seaside Lane, Easington Colliery, Peterlee, County Durham, SR8 3PF
  • Gateshead Ravensworth Road, Dunston, Gateshead , NE11 9FJ
  • Winlaton 16 Front Street, Winlaton, Tyne & Wear, NE21 4RE
  • Prudhoe 77 Front Street, Prudhoe, Northumberland, NE42 5PU
  • Thornaby 12 Wrightson House, Mitchell Avenue, Thornaby, Stockton-On-Tees, Cleveland, TS17 9EP
  • Sunderland Springwell Medical Group Jack Cohen Health Centre, Springwell Road, Sunderland, SR3 4HG
  • Carlisle 6 Petteril Bank Road, Haraby, Carlisle, Cumbria, CA1 3AH
  • Newcastle Upon Tyne Unit 10 Cruddas Park Shopping Centre, Westmorland Road, Newcastle Upon Tyne, NE4 7RW
  • Longbenton Unit 4, The Boulevard, Longbenton, Tyne & Wear , NE12 8GA
  • Gateshead Unit 4, Booth Street, Felling, Gateshead, NE10 9BF
  • Stanley Tanfield View Surgery, Scott St, Tanfield, Stanley, County Durham, DH9 8AD
  • North Shields Nelson Health Centre, Cecil Street, North Shields, Tyne & Wear, NE29 0DZ
  • Kenton 41 Halewood Avenue, Kenton, Newcastle Upon Tyne, NE3 3RX
  • Sunderland Units 2-3 Park Lane, Sunderland, Tyne & Wear, SR1 3NX
  • Heanor 24 Market Place, Heanor, Derbyshire, DE75 7AA
  • Colchester Fiveways Superstore, Peartree Road, Colchester, Essex, CO3 0JX
  • Felixstowe 31 Orwell Road, Felixstowe, Suffolk, IP11 7DD
  • Stowmarket Stowmarket Health Centre, Violet Hill Road, Stowmarket, Suffolk , IP14 1NL
  • Clacton On Sea 158 Old Road, Clacton On Sea, Essex, CO15 3AY
  • Plymouth 6-8 Eggbuckland Road, Mannamead, Plymouth, Devon, PL3 5HE
  • Axminster Trinity Square, Axminster, Devon, EX13 5AP
  • Plymouth Units 4B & 4C, Cattedown Road, Plymouth, Devon, PL4 0AY
  • Newton Abbot 44A Gestridge Road, Kingsteignton, Newton Abbot, Devon, TQ12 3HH
  • Sidmouth 2 Woolbrook Road, Sidmouth, Devon, EX10 9UU
  • St. Budeaux Chard Road Health Centre, Chard Road, St. Budeaux, Devon, PL5 2UE
  • Exeter Mount Pleasant Health Centre, Mount Pleasant Road, Exeter, Devon, EX4 7BW
  • Bideford 2 High Street, Bideford, Devon, EX39 2AA
  • Plymton Plympton Health Centre, Mudge Way, Plymton, Devon, PL7 1AD
  • Plymouth 58 Salisbury Road, St Judes, Plymouth, Devon, PL4 8SY
  • Totnes Leatside Health Centre, Babbage Road, Totnes, Devon, TQ9 5JA
  • Plymouth 7 Claremont Street, Plymouth, Devon, PL1 5AQ
  • Leicester 149 Uppingham Road, Leicester, LE5 4BP
  • Forest Hill 21-23 Dartmouth Road, Forest Hill, London, SE23 3HN
  • Penge 4-5 Coleman House, High Street, Penge, London, SE20 7EX
  • Biggin Hill Waitrose, Main Road, Biggin Hill, Kent, TN16 3JZ
  • Maidstone The New Medical Centre, 23-29 Albion Place, Maidstone, Kent, ME14 5DY
  • Maidstone 52 College Road , Maidstone, Kent, ME15 6SA
  • Margate 192-194 Northdown Road, Cliftonville, Margate, Kent, CT9 2QN
  • Herne Bay 161A Station Road, Herne Bay, Kent, CT6 5NE
  • Harlow 5 Bush House, Bush Fair, Harlow, Essex, CM18 6NS
  • Welwyn Garden City 126 Peartree Lane, Welwyn Garden City, Hertfordshire, AL7 3XW
  • Hemel Hempstead 24 Bennetts Gate, Bennetts End, Hemel Hempstead, Hertfordshire, HP3 8EW
  • Loughton 230 High Road, Loughton, Essex, IG10 1EZ
  • Loughton 18 The Broadway, Debden, Loughton, Essex, IG10 3ST
  • Stansted Mountfitchet Unit 2, The Greens Build, 4/8 Cambridge Road, Stansted Mountfitchet, Essex, CM24 8BZ
  • London 138 Fenchurch Street, London, EC3M 6BL
  • London 54 King William Street, London, EC4R 9AD
  • London 120 Fleet Street, London, EC4A 2BE
  • Chingford 9-11 Old Church Road, Chingford, London, E4 6SJ
  • Romford Unit 4, 47 Market Place, Romford, Essex, RM1 3AB
  • London 100 Newbridge Street, London, EC4V 6JJ
  • London Unit 9 King Edward Court, Paternoster Square, London, EC4M 7DX
  • London 8-10 Camden High Road, Mornington Crescent, London, NW1 0JH
  • London Main Concourse, Euston Station, London, NW1 2RS
  • Palmers Green 315-317 Green Lanes, Palmers Green, London, N13 4YB
  • Bungay 28 St John’s Road, Bungay, Suffolk, NR35 1LP
  • Norwich University Of East Anglia, Bluebell Road, Norwich, Norfolk, NR4 7LG
  • Norwich 11-12 Anglia Square, Norwich, Norfolk, NR3 1DY
  • Gorleston-On-Sea Coliseum Precinct, High Street, Gorleston-On-Sea, Norfolk, NR31 6QX
  • Thetford 29-31 King Street, Thetford, Norfolk, IP24 2AN
  • Norwich Magdalen Medical Practice, Lawson Road, Norwich, Norfolk, NR3 4LF
  • Sprowston Willow Wood Surgery, Aslake Close, Sprowston, Norwich, Norfolk, NR7 8ET
  • Thetford 1 Chaston Place, 29 High Street, Watton, Thetford, Norfolk, IP25 6XE
  • Cannock 1 Church Street, Cannock, Staffordshire, WS11 1DE
  • Tamworth 18-24 Ankerside, Tamworth, Staffordshire, B79 7LQ
  • Lightwater 43-45 Guildford Road, Lightwater, Surrey, GU18 5SA
  • Windsor 83 Dedworth Road, Windsor, Berkshire, SL4 5BB
  • Worthing Waitrose, High Street, Worthing, West Sussex, BN11 1LL
  • Eastbourne 53 Grove Road, Eastbourne, East Sussex, BN21 4TX
  • Eastbourne Waitrose, Crowne Centre, Old Town, Eastbourne, East Sussex, BN21 1HR
  • East Grinstead Waitrose, West Street, East Grinstead, West Sussex, RH19 4YZ
  • Littlehampton 80-82 High Street, Littlehampton, West Sussex, BN17 5DX
  • Bexhill-On-Sea 4 Collington Mansions, Collington Avenue, Bexhill-On-Sea, East Sussex, TN39 3PU
  • Brighton 17-19 St James Street, Brighton, East Sussex, BN2 1RF
  • Bolton 311 Wigan Road, Bolton , BL3 5QU
  • Wigan 765 Ormskirk Road, Pemberton, Wigan, Lancashire, WN5 8AT
  • Ashton-Under-Lyne 348 Oldham Road, Ashton-Under-Lyne, Lancashire, OL7 9PS
  • Dukinfield 30 Concord Way, Dukinfield, Cheshire, SK16 4DB
  • Middleton 133 Manchester Old Road, Middleton, Manchester, M24 4DZ
  • Chorlton-Cum-Hardy 20-22 Chorlton Place, Wilbraham Road, Chorlton-Cum-Hardy, Manchester, M21 9AQ
  • Manchester 69-72 The Mall, Arndale Centre, Stretford, Manchester, M32 9BD
  • Manchester 103 Crumpsall Lane, Crumpsall, Manchester, M8 5SR
  • Hull 132 Chanterlands Avenue, Hull, HU5 3TR
  • Bridlington 18 Victoria Road, Bridlington, East Riding Of Yorkshire, YO15 2AT
  • Catterick Garrison 19-20 Broadway, Colburn, Catterick Garrison, North Yorkshire, DL9 4RF
  • Hull 300 Holderness Road, Hull, HU9 2JX
  • Hull 218 Hessle Road, Hull, North Humberside, HU3 3BG
  • Hull 143-145 Askew Avenue, Hull, HU4 6NH
  • Harrogate Nycs Store, Jennyfield Drive, Harrogate, North Yorkshire, HG3 2XQ
  • Thirsk 1 Chapel Street, Thirsk, North Yorkshire, YO7 1LU
  • Hull 860 Beverley Road, Hull, HU6 7HP
  • Market Weighton 43 Market Place, Market Weighton, York , YO43 3AJ
  • York 10 East Parade, Heworth, York, YO31 7YJ
  • Scunthorpe 233-235 Ashby High Street, Scunthorpe, North Lincolnshire, DN16 2SQ
  • Grimsby 55 Freeman Street, Grimsby, North East Lincolnshire, DN32 7AE
  • York 86 Clifton, York, YO30 6BA
  • York 1 Kings Square, York, YO1 8BH
  • Hull 153 Beverley Road, Hull, North Humberside, HU3 1TY
  • Cottingham 156 Hallgate, Cottingham, North Humberside, East Yorkshire, HU16 4BD
  • Corsham 22 Martingate, Corsham , Wiltshire, SN13 0HL
  • Warminster 14-16 The Avenue, Warminster, Wiltshire, BA12 9AA
  • Bath 100 Mount Road, Southdown, Bath, BA2 1LN
  • Swindon 35 Wood Street, Swindon, Wiltshire, SN1 4AN
  • Cinderford 9-11 Market Street, Cinderford, Gloucestershire, GL14 2RT
  • Southampton 9 Victoria Road, Woolston, Southampton, Hampshire, SO19 9DY
  • Petersfield Swan Surgery, Swan Street, Petersfield, Hampshire, GU32 3AB
  • Eastleigh 11 Leigh Road, Eastleigh, Hampshire, SO50 9FF
  • Havant The Bosmere Medical Centre, Solent Road, Havant, Hampshire, PO9 1DQ
  • Lee-On-The-Solent 130-132 High Street, Lee-On-The-Solent, Hampshire, PO13 9DD
  • Havant 17 Park Parade, Leigh Park, Havant, Hampshire, PO9 5AA
  • Portsmouth 48 High Street, Cosham, Portsmouth, Hampshire, PO6 3AG
  • Cowes Cowes Medical Centre, 200 Newport Road, Cowes, Isle Of Wight, PO31 7ER
  • Southampton 357A Burgess Road, Bassett, Southampton, Hampshire, SO16 3BD
  • London 73 Piccadilly, London, W1J 8HS
  • Hanworth 3 Market Parade, Hampton Road West, Hanworth, Middlesex, TW13 6AJ
  • Acton Unit 17 Oaks Shopping Centre, Acton High Street, London, W3 6RE
  • Uxbridge 163 High Street, Uxbridge, Middlesex, UB8 1JZ
  • Greenford 42 The Broadway, Ruislip Road, Greenford, Middlesex, UB6 9PT
  • Hounslow 302 Bath Road, Hounslow, Middlesex, TW4 7DN
  • Ruislip 212 Whitby Road, Ruislip, Middlesex, HA4 9DY
  • Northwood Hills 32 Joel Street, Northwood Hills, Middlesex, HA6 1PF
  • South Harrow 283 Northolt Road, South Harrow, Middlesex, HA2 8HX
  • Taunton St. James Medical Centre, St. James Street, Taunton, Somerset, TA1 1JP
  • Taunton 1 Coopers Mill, Norton Fitzwarren, Taunton, Somerset, TA2 6NX
  • Wincanton 29-31 High Street, Wincanton, Somerset , BA9 9JU
  • Wellington Wellington Medical Centre, Mantle Street, Wellington, Somerset, TA21 8BD
  • Glastonbury 39 High Street, Glastonbury, Somerset, BA6 9DS
  • Hucknall The Health Centre, Curtis Street, Hucknall, Nottingham, NG15 7JE
  • Nottingham 541 Aspley Lane, Aspley, Nottingham, NG8 5RW
  • Kirby In Ashfield 48 Lowmoor Road, Kirby In Ashfield, Nottinghamshire, NG17 7BG
  • Nottingham Mary Potter Centre, Gregory Boulevard, Hyson Green, Nottingham, Nottinghamshire, NG7 5HY
  • Nottingham 19 Carlton Square, Carlton, Nottingham, Nottinghamshire, NG4 3BP
  • Redruth Pool Health Centre, Station Road, Pool, Redruth, Cornwall, TR15 3DU
  • Camborne 10 Commercial Street, Camborne, Cornwall, TR14 8JY
  • St Austell 25 Polkyth Parade, Carlyon Road, St Austell, Cornwall, PL25 4RD
  • Par 4 Fernlea Villas, Middleway, St Blazey, Par, Cornwall, PL24 2JG
  • Bodmin Unit 5, Bell Lane, Bodmin, Cornwall, PL31 2JL
  • Hayle 44-46 Fore Street, Copperhouse, Hayle, Cornwall, TR27 4DY
  • Thame The Health Centre, East Street, Thame, Oxfordshire, OX9 3JZ
  • Thatcham Thatcham Health Centre, Bath Road, Thatcham, Berkshire, RG18 3HD
  • Tilehurst 32 Meadway Precinct, Tilehurst, Reading, RG30 4AA
  • Wolverhampton 2 Blackhalve Lane, The Scotlands, Wolverhampton, WV11 1BQ
  • Bilston The Health Centre, Prouds Lane, Bilston, Wolverhampton, WV14 6PW
  • Wolverhampton 8 Trysull Road, Bradmore, Wolverhampton, WV3 7HT
  • Brierley Hill Off Squires Court, Withymoor Village, Brierley Hill, DY5 3RJ
  • Castlecroft 92 Windmill Lane, Castlecroft, Wolverhampton, WV3 8HG
  • March Riverside Medical Centre, 23 Marylebone Road, March, Cambridgeshire, PE15 8BG
  • Bretton The Bretton Health Centre, Rightwell East, Bretton, Peterborough, PE3 8DT
  • Cambridge 68 Chesterton Road, Cambridge, CB4 1EP
  • Wisbech 8 De Havilland Road, Wisbech, Cambridgeshire, PE13 3AN
  • Hartcliffe Unit 5, Peterson Avenue, Hartcliffe, Bristol, BS13 0BE
  • Weston-Super-Mare 16 St Andrews Parade, Weston-Super-Mare, Avon, BS23 3SS
  • Bristol 98 High Street, Staple Hill, Bristol, BS16 5HL
  • Westbury On Trym 37 Southmead Rd, Westbury On Trym, Bristol, BS10 5DW
  • Southbourne Beaufort Road Surgery, 21 Beaufort Road, Southbourne, Bournemouth, Dorset, BH6 5AJ
  • Portland 54 Fortuneswell, Portland, Dorset, DT5 1LZ
  • Lyme Regis 45 Broad St, Lyme Regis, Dorset , DT7 3QF
  • Westham 26 Abbotsbury Rd, Westham, Weymouth, Dorset, DT4 0AE
  • Moordown 960 Wimborne Road, Moordown, Bournemouth, Dorset, BH9 2DG
  • New Addington 1 Central Parade, New Addington, Croydon, Surrey, CR0 0JB
  • Hampton 28B Priory Road , Hampton, Middlesex, TW12 2NT
  • Cheam 2 Station Way, Cheam, Sutton, Surrey, SM3 8SW
  • Carshalton 370 Middleton Road, Carshalton, Surrey, SM5 1HA
  • Whitton 100 High Street Whitton, Middlesex, TW2 7LN
  • Hampton 29 Tangley Park Road, Hampton, Middlesex, TW12 3YH
  • Putney 383 Upper Richmond Rd, Putney, London, SW15 5QJ
  • Leeds 49-51 The Merrion Centre, Leeds, West Yorkshire, LS2 8PJ
  • Wakefield 82 Upper Warrengate, Peterson Road, Wakefield , WF1 4JZ
  • Shipley 37 Market Square, Shipley, Bradford, BD18 3QJ
  • Eastmoor 64a Windhill Road, Eastmoor, Wakefield, WF1 4SD
  • Mirfield Mirfield Health Centre, Doctor Lane, Mirfield, West Yorkshire, WF14 8DU
  • Leeds 12-14 Kirkgate Market Ctr, Vicar Lane, Leeds, LS1 7JH
  • Keighley 12 Main Street, Cross Hills, Keighley, West Yorkshire, BD20 8TB
  • Halton 204 Selby Road, Halton, Leeds, LS15 0LF
  • Bradford 845 Barkerend Road, Bradford, BD3 8QJ
  • Heaton 202 Haworth Road, Heaton, Bradford, BD9 6NJ
  • Wakefield Lupset Medical Centre, George-A-Green Court, Wakefield, West Yorkshire, WF2 8FE
  • Greengates Unit 3, New Line Retail Pk, Greengates, Bradford, BD10 9AP
  • Leeds 1 Moseley Place, Leeds, LS6 2RY
  • Leeds 1 Moor Road, Hunslet Carr, Leeds, LS10 2JJ
  • Rothwell Rothwell Health Centre, Stone Brig Lane, Rothwell, Leeds, West Yorkshire, LS26 0UE
  • Shipley 2 Oakminster House, The Grove, Baildon, Shipley, West Yorkshire, BD17 6LR
  • Nuneaton 11-15 All Saints Square, Bedworth, Nuneaton, Warwickshire, CV12 8LP
  • Coventry 94 Moseley Avenue, Coventry, CV6 1HQ
  • Rugby Unit 15 Market Mall, Clock Towers Shopping Ctr, Hillmorton Road, Rugby, Warwickshire, CV21 2JR
  • Coventry 163 Daventry Road, Coventry, CV3 5HD
  • Coventry 116-118 Jardine Crescent, The Hill, Coventry, CV4 9PP
  • Caterham Eothen House, Eothen Close, Caterham, Surrey, CR3 6JU
  • West Byfleet 103 High Road, Byfleet, West Byfleet, Surrey, KT14 7QX
  • Thames Ditton 14 High Street, Thames Ditton, Surrey, KT7 0RY
  • Cranleigh 2 Mida House, Village Way, Cranleigh, Surrey, GU6 8AF
  • Shepperton 9 High Street, Shepperton, Middlesex, TW17 9AJ
  • Woking York House Medical Centre, Heathside Road, Woking, Surrey, GU22 7XL
  • Woking 34 Guildford Road, Woking, Surrey, GU22 7QQ
  • Esher 107A Hare Lane Claygate, Esher, Surrey, KT10 0QX
  • Guildford 4 Kingfisher Parade, Merrow Park, Guildford, Surrey, GU4 7EW
  • Congleton 14-16 Bridge Street, Congleton, Cheshire, CW12 1AY
  • Litherland 35 Seaforth Road, Seaforth, Litherland, Liverpool, L21 3TX
  • Hoole 4 Faulkner Street, Hoole, Chester, CH2 3BD
  • Liverpool 44 Castle Street , Liverpool, L2 7LA
  • Liverpool 6 Smithdown Place, Liverpool, L15 9EH
  • Fazakerley Unit 5, 46 Landford Ave Fazakerley, Liverpool, L9 6BR
  • Liverpool 12-14 Childwall Abbey Rd, Liverpool, L16 0JN
  • Greasby 148 Greasby Road, Greasby, Wirral, CH49 3NQ
  • Liverpool 68/70 London Road, Liverpool, L3 5NF
  • Birkenhead 30 Hoylake Road, Birkenhead, CH41 7BX
  • Wirral Commonfield Road Surgery, 156 Commonfield Road, Wirral, CH49 7LP
  • Runcorn 21 High Street, Runcorn, Cheshire, WA7 1AP
  • Runcorn Hallwood Health Ctr Pharm, Hospital Way, Runcorn, Cheshire, WA7 2UT
  • Liverpool 1A Greenbank Road, Liverpool, L18 1HG

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