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The geopolitics of chips — Chips in the USA

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The geopolitics of chips — Chips in the USA

This is an audio transcript of the Tech Tonic podcast episode: ‘The geopolitics of chips: Chips in the USA’

Jenny Holton
Most of people are like, more bedrooms. Some people are like, three bedrooms. (overlapping speech)

James Kynge
Real estate agent Jenny Holton is showing me around a bungalow on the outskirts of Phoenix in the US state of Arizona.

Jenny Holton
OK, very popular for them. They like this kind of house.

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James Kynge
Holton is Taiwanese-American and she’s just sold this house to a new Taiwanese arrival. She’s been selling a lot of houses like these recently.

Jenny Holton
They always say, oh we watch TV. They do the barbecue in their backyard. They get a yard to . . . for kids to play with, but they buy this kind of style because they want to live American house.

James Kynge
Business is booming for Holton. We step out into the backyard and we can clearly see why. Jenny points into the distance towards a new factory being built by TSMC, the Taiwan Semiconductor Manufacturing Company, maker of the most advanced computer chips in the world.

Jenny Holton
TSMC is right over there, seven minutes from here. Very fast because most people work long hours. So very long hours, they don’t get home maybe eight, nine, 10. So they want to be home rather than wait because they are tired.

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James Kynge
Why do they have to work so long?

Jenny Holton
Well, you know, it’s your responsibility to get that things done. That’s what they have been learning all those years in Taiwan. That’s the nature of the job.

James Kynge
The new TSMC factory here in Arizona is part of a US effort to rebuild America’s chip manufacturing industry. And there’s a lot riding on its success, not least America’s ability to stay ahead of China in the global race for tech supremacy. It’s a rivalry sharpened by China’s incendiary claim that TSMC’s home turf of Taiwan is part of its own territory. But it turns out that recreating Taiwan’s world-beating chip production in the heart of America is, well, complicated.

In this episode, America’s dream of bringing chipmaking back home.

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[MUSIC PLAYING]

This is Tech Tonic from the Financial Times. I’m James Kynge, a longtime China correspondent to the FT. There’s a battle going on for control of the global semiconductor industry. The chips that are in virtually every piece of electronics we use, from our phones to our cars to the latest AI software that’s changing our lives. For the past half century, chips have powered the technological revolution. In this series, I’m going deep into the miracle of modern chip manufacturing and the struggle over who controls the industry’s future.

[MUSIC PLAYING]

One of America’s main strategies to bring semiconductor manufacturing back to the US is called the Chips Act. It pledges tens of billions of dollars in taxpayer-funded subsidies. And the idea is to persuade semiconductor companies, including TSMC, to make chips in America. But the initiative is now facing political turbulence. The Chips Act was passed by President Joe Biden, and now Donald Trump is heading to the White House.

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Donald Trump voice clip
That chip deal is so bad.

James Kynge
That’s an extract of an interview Trump did with the popular Joe Rogan Experience podcast in October. It’s not that Trump doesn’t want to bring manufacturing back to the US. He clearly does. What he objects to is taxpayers’ money being used to do it. Instead, Trump says putting tariffs on chip imports to the US would force those chip companies to relocate to US soil.

Donald Trump voice clip
To me, the most beautiful word — I’ve said this for the last couple of weeks — in the dictionary today and any is the word tariff. It’s more beautiful than love, more beautiful than anything.

James Kynge
And he lashed out at Taiwan, in particular.

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Donald Trump voice clip
Taiwan, they stole our chip business. They want us to protect and they want protection. They don’t pay us money for the protection.

James Kynge
It’s hard to know how seriously to take Trump’s remarks on the Chips Act. We just don’t know to what extent they will be implemented after he becomes president. But to understand the current geopolitical maelstrom, we have to reach back a little into America’s industrial past right here in Phoenix, Arizona. There was a time long ago when the global semiconductor industry was centred in America, with chips being manufactured in this corner of the American south-west.

We’re standing on a parking lot next to a main road in Phoenix, and it’s blazing hot, the temperatures over 100F. We’re looking for the site of the Motorola factory that used to make semiconductors dating way back to 1949. That was the first semiconductor manufacturer here in Phoenix, Arizona. We’re now trying to find where it used to be, but there’s not much here apart from a car park and a flowerbed with desert flowers and cactus in it. There’s a big area of like of sand and concrete. Could it be over there, maybe?

Today, there’s not much left of Motorola’s chipmaking glory here in Arizona.

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This site apparently is what’s called a Superfund site, which means that it’s toxic underneath. And so that seems to be the legacy of Phoenix’s first semiconductor factory.

Motorola closed its site in Arizona for good in the early 2000s as most of America’s chipmaking was offshored to Asia. But now, Washington wants to bring it back to US soil.

Eric Schmidt
In hindsight, the right people in national security should have said, you know, we’re going to want to have this kind of leading edge capability in the United States.

James Kynge
Eric Schmidt is a former chairman and CEO of Google. And these days, he advises the US government and the tech industry. Schmidt was influential in the drafting of the Chips Act. He’s currently chair of a Washington think-tank called the Special Competitive Studies Project.

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Eric Schmidt
One of the important historical decisions was that in the 90s, the US let those industries — which were invented largely in the US — go initially to Europe, but especially to Asia, starting in Singapore and in other places like that. And I can tell you when I was doing this, it didn’t occur to me that this was that important. I figured that it was sort of a commodity like everything else. I’m sure the Asians would do well and our future was in software. And I think it’s only recently that America has come to understand the importance of having our own domestic chip manufacturing.

James Kynge
So today, the US is playing catch-up. This is important because chips are absolutely crucial for new technologies, for economic growth and for national security. But the way chips are being manufactured today is very different to America’s chipmaking heyday.

Eric Schmidt
During that time, the fabs and the architectures were completely integrated. So in other words, the semiconductor buildings, the supply, the photolithography machines and so forth were all vertically integrated with the designers.

James Kynge
Several decades ago, the industry began a shift towards what’s called the foundry model. American companies sold their manufacturing businesses and focused on designing chips rather than making them. And they sent the manufacturing to foundries overseas, which make all sorts of chips on a contract basis for companies like Apple and Nvidia.

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Eric Schmidt
And the key decision that was made, which was essentially the split where you had foundries that worked in secret with specific companies and they didn’t leak the technology from one to the other. They were highly, highly intellectual property protected. It was a model that would give the foundries scale.

James Kynge
With that scale, the foundry model thrived in Asia, where labour was cheap. And the company that really won out was TSMC. To be clear, TSMC doesn’t design its own chips. Instead, it makes other people’s chips in its fabrication sites or fabs as they’re known. TSMC has benefited from massive Taiwanese state support, and today the US is trying to replicate Taiwan’s success with the Chips Act.

Rose Castanares
We’re standing on the north side of the gown building. We call it the gown building because this is where our workers in the clean room get gowned up. It’s been called bunny suits. They’re very cute.

James Kynge
Rose Castanares is head of TSMC Arizona. TSMC’s factory is still under construction, but the bunny suits are already being worn. We’re standing outside a gleaming glass structure that’s risen out of the dusty desert landscape. Workers are streaming by and new buildings are being raised around us.

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Rose Castanares
You might want to try our boba tea shop.

James Kynge
Oh, you got a boba tea shop?

Rose Castanares
We’ve got a boba tea shop. Yes, and I . . . 

James Kynge
What, here? In the factory?  

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Rose Castanares
In here. Right across from the Starbucks.

James Kynge
Surrounded by nothing but cactus and desert scrub, the factory stands like a mirage in the desert. A mirage that even sells Taiwanese bubble tea. This TSMC factory is the largest foreign greenfield investment in US history.

Rose Castanares
We’re scheduled to be in production in first half of 2025. We are running wafers to be able to make sure that the quality is good, that the yield is good before we go into full production.

James Kynge
When it’s complete, this factory will be making chips that are close to the cutting edge, putting the US generations ahead of its rival China. But some doubts linger over TSMC’s longer-term commitment, particularly in light of a Trump presidency. The plan is for six phases of development at this site. But TSMC has so far only committed to three.

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Rose Castanares
The Chips Act was $6.6bn and our initial investment for Fab 1 and Fab 2 was $40bn. Then we increase that to three fabs for a total of 65. So, you know, you can say that without the US government wanting us to be here and helping us, we wouldn’t be here. The money itself is a fraction of what we need to be able to run the fab. It certainly helps.

James Kynge
So US government money helps. But Castanares says that’s not the full picture.

Rose Castanares
We had a major customer that requested that TSMC build in the United States and we took that into consideration. We also asked our other customers if they felt like they wanted us to be here.

James Kynge
TSMC wouldn’t tell us which customers had asked them to set up shop in Phoenix. But you might be able to take a guess from who attended a recent ceremony at the factory.

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Tim Cook voice clip
As many of you know, we worked with TSMC to manufacture the chips that help power our products all over the world.

James Kynge
That’s Apple chief executive Tim Cook speaking at the ceremony.

Tim Cook voice clip
And we look forward to expanding this work in the years to come as TSMC forms new and deeper roots in America.

James Kynge
But putting down deeper roots in America is no easy feat. Costs in the US are much higher than they are in Taiwan. That hits TSMC’s bottom line. The level of consumer demand for these expensive chips may end up dictating whether TSMC builds further capacity in Phoenix.

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When we asked them about the election results, TSMC said, and I quote: The most important factor in our decision to expand in the US was consumer demand, adding that they were committed to their Arizona investment, an investment which in any case had actually been agreed during President Trump’s first term.

[MUSIC PLAYING]

But there’s another issue that might pose a problem for the company: a skills gap in the United States. Where is TSMC going to find all the specialised technicians it needs to operate this plant? This problem already caused a delay in the building of the factory last year.

Rose Castanares
The delay was . . . it was really just a matter of experience and there were so many firsts. We have been building fabs in Taiwan for many years. So, you know, very . . . they’re very used to it. And there has not been an advanced semiconductor fab built in the US for a long time.

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James Kynge
All of which explains why TSMC is bringing over skilled engineers from Taiwan. Another expense that the company will have to contend with. Perhaps ex-Google CEO Schmidt, who we heard from earlier, put it best.

Tim Cook voice clip
It’s much harder than people think. In Taiwan when they get a physics PhD and they put them in one of the semiconductor fabs, the first thing that that physicist does is they work the night shift managing the machines. Can you imagine doing that to American physicists? Another example is that if you look at the experience in TSMC in Arizona, the labour costs, the permitting costs — and this is with the most willing state and federal guarantees — have resulted in costs that are multiple times higher than the cost in Taiwan.

James Kynge
Making semiconductors requires the most sophisticated manufacturing industry in the world. And it’s not just about bringing the Taiwanese over to Arizona. The United States will also need to figure out how it can build up its homegrown chip industry.

[MUSIC PLAYING]

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The US is trying to revive its homegrown semiconductor manufacturing industry. President Biden’s Chips Act offered lavish funding and policy support. It’s been enough to tempt TSMC to America’s shores. But now, incoming President Trump has signalled that he’d be willing to tear up the Chips Act and use tariffs to strong-arm companies into setting up in the United States. Regardless of what policy lever is used, if America wants to produce the best chips, it will need a large, highly skilled workforce.

Kevin Reinhart
We have to have you put boots on.

James Kynge
Kevin Reinhart is executive director in research management at the Arizona State University, or ASU. It runs a state-of-the art training site for the chip industry.

Kevin Reinhart
Now, there’s a secret to this. Sit down.

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James Kynge
Thank you, yes.

We put on some protective gear and Kevin showed us around the facility. We’re looking through a kind of wire mesh window here at the full clean room, and it’s bathed in the kind of rather mysterious-looking orange light. Lots of machines there, vents in the floor, vents in the ceiling so that the air can circulate, extremely clean air. The losses that are incurred if a single speck of dust gets into those wafers is enormous.

Kevin Reinhart
What you’re standing on is a raised floor that ends up being a 3ft raised floor. So all of your gas piping, chilled water, all that stuff is under floor. So there’s all this infrastructure that’s built around that clean space so that you don’t have particulates on it.

James Kynge
Running a clean room like this is expensive. And the actual process for making semiconductors can be dizzyingly complicated. So working at a chip fab requires a highly specialised skill set and ASU’s job is to quickly train up a new generation of American workers who’ll appeal to the likes of TSMC.

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Kevin Reinhart
It’s an all-of-nation approach. We’re certainly doing what we can, and I think from the workforce development site, they want these students coming out and immediately be able to make an impact. The estimates today are like takes 18 months for a student once they’re out of college before they’re fully up and running in a fab environment.

James Kynge
That’s pretty good. You can train up a lot. 

Kevin Reinhart
We’re trying to speed that up. So the faster you’re productive, the better your profit margins are, the more you’re competitive.

James Kynge
Looking at the numbers, it’s clear why the industry is pushing for faster turnarounds. At ASU, there are currently about 7,000 students enrolled across semiconductor-related engineering programs. But the US is expected to need about 100,000 new chip workers over the next five years.

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The American efforts to resuscitate the chipmaking industry isn’t just about bringing over Asian companies. The US wants American companies to start making more advanced chips again as well. Companies like Intel. Intel used to be a big chipmaker and it wants to scale up its production once more.

We’re doing a four-part series on semiconductors generally. Is that a barking in the background?

Bruce Andrews
It is. And let me go put my dog in the basement.

James Kynge
OK.

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James Kynge
Bruce Andrews is corporate vice-president at Intel.

Bruce Andrews
Hold on one second, OK? (Inaudible) Let’s go to the basement. Come on. Basement. Let’s go.

James Kynge
He was at home in DC when I spoke to him via video link. But Intel also has a long history in Phoenix. They’ve had facilities there since the 1980s and are currently expanding their Arizona site, thanks to the Chips Act. There was a period when Intel supplied virtually all of the chips for the personal computer market, but its business started to flounder after it missed out on a deal to supply chips for Apple’s iPhone.

Bruce Andrews
There’s no sugarcoating that several years ago, we stumbled and allowed ourselves to fall behind. You know, Intel had basically been responsible for every major innovation in the semiconductor industry for 50 years. But we did allow ourselves to fall behind several years ago.

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James Kynge
Several years ago is when Intel made the decision to expand back into the foundry business, manufacturing chips for other companies, just like TSMC does. But more recently, Intel has struggled to make that business profitable. They’ve now tied their fortunes to a new chip, the 18A, which they say will be able to compete with those from TSMC.

Bruce Andrews
We feel actually very good about where we are with what we call 18A, which is a sub new 2nm technology. We’re very excited about that and we think that it will both bring us back to technological leadership, but also allow us to make the most advanced chips in an Intel fab.

James Kynge
Intel is set to receive billions in Chips Act funding, which could be a real lifeline for the company. But that money hasn’t actually been dispensed by the government yet, and Trump’s second term could put that funding at risk. On the other hand, Intel could actually benefit from a Trump presidency’s focus on American self-sufficiency.

Bruce Andrews
The US needs Intel to be successful, both from the standpoint of having a US manufacturing option, but also for the resiliency of supply chains and building up the US industry.

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[MUSIC PLAYING]

James Kynge
Back in Phoenix, real estate agent Jenny Holton is feeling the weight of expectations. She took me on a drive around the gated community where she’s been selling homes to Taiwanese chip engineers.

Do you think this whole move to bring TSMC over here for America to reshore its semiconductor industry, do you think that’s going to work out?

Jenny Holton
Everybody wants it to work out. Everybody would do their best to make it work out. But there are a lot of factors in play. Waiting is looking good.

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James Kynge
So Jenny is hopeful that TSMC will expand here. She also said there’s another reason that people want TSMC to move manufacturing capacity to the US.

So what’s your feeling about China? You know, the rivalry with America. Does that scare you or concern you at all?

Jenny Holton
It does concern me a bit. Some people think China might invade Taiwan. My family are in Taiwan. They are worried about that as well. So, well, lots of people that come here they might think of as a great opportunity because they get a chance to live a different life. They may be able to stay here long term. It’s very beneficial for them.

James Kynge
We’ll discuss the vulnerability of Taiwan to an attack from China later in this series. But for now, former Google chief executive Eric Schmidt, who you heard from earlier, says subsidies may be the only way to build up a robust American semiconductor industry.

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Eric Schmidt
You have to be globally competitive on cost or it has to be a subsidy out of the American taxpayer. It looks to me like we can’t be globally competitive. It will therefore require a subsidy from the American taxpayer. You can think of the Chips Act, the 50bn or so as essentially that subsidy. It’s an example where America must spend a higher fee, if you will, a security fee.

James Kynge
But whether it’s the carrot of Biden’s subsidies or the stick of Trump’s tariffs, the question of chip reshoring isn’t going anywhere. The next superpower will be a tech superpower. And to be that superpower, you need the most advanced chip industry in the world.

I remember a contact telling me to think of it as the Manhattan Project of our time. That project was undertaken during world war 2. The aim was to produce the world’s first nuclear weapons. It’s a slightly alarming analogy, but it gives a sense of how pivotal this chip project is to the security and prosperity of the US, particularly as it competes with China for global tech supremacy.

[MUSIC PLAYING]

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In the next episode, we go deeper into the scientific and technological miracle of modern chipmaking.

Unnamed speaker
This is the entire machine. So this is essentially the most advanced chipmaking machine in the world.

James Kynge
It’s absolutely huge. I find out how Moore’s Law has shaped the global chip industry, putting it at the centre of US-China tech rivalry.

Unnamed speaker 2
If you can’t produce cutting-edge chips or at least something very, very close, your ability to develop expensive products or to train cutting-edge AI systems is going to be extraordinarily limited. And so the US and its allies are betting that they’ll be able to stay meaningfully ahead of China.

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James Kynge
Tech Tonic is presented by me, James Kynge. Our senior producer is Edwin Lane and our producer is Josh Gabert-Doyon. Executive producer is Manuela Saragosa. Sound design by Breen Turner and Sam Giovinco. Music by Metaphor Music. Our global head of audio is Cheryl Brumley.

[MUSIC PLAYING]

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Argentina stokes concerns it could quit Paris climate accord

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Argentina said on Thursday it would “re-evaluate” its role in global climate talks after walking out of the COP29 summit, fuelling concerns that the South American country could become the first to follow Donald Trump’s threatened exit from the landmark Paris agreement.

Trump’s campaign said he would withdraw the US from the Paris climate accord on his return to the White House, as he did during his first term, leaving ministers and negotiators at COP29 in Azerbaijan to fret that other populist leaders could follow suit. 

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Argentina’s libertarian President Javier Milei withdrew the delegation of negotiators his country had sent to the UN climate summit in Baku on Wednesday, a day after speaking to Trump by phone. 

Milei demoted Argentina’s environment portfolio to a junior departmental level after taking office last year as part of a sweeping austerity package and sharp ideological realignment of his country’s environmental and foreign policy. He has said human-caused climate change is “a socialist lie”.

Milei’s spokesperson told a press briefing on Thursday: “The [withdrawal of the COP29 delegation] will allow the new foreign minister to re-evaluate the situation, reflect on our position. It’s part of the measures that the foreign minister is starting to take in his new role.”

Ana Lamas, Argentina’s under-secretary for the environment, declined to comment further on whether the country was considering an exit from the Paris agreement. “The delegation is coming back to Argentina, for now there is no more information,” she told the Financial Times. 

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Milei fired foreign minister Diana Mondino last month after Argentina sided with Cuba at a UN vote condemning the US’s economic sanctions on the Caribbean nation.

He and his new foreign minister Gerardo Werthein, a wealthy businessman who was until recently Buenos Aires’ ambassador to the US, are this weekend due to attend the Conservative Political Action Conference in Orlando, Florida, where they aim to meet Trump.

The US is the only country to have left the Paris agreement. Almost 200 countries signed the blueprint to limit the global average temperature rise. Former Brazilian president Jair Bolsonaro threatened to withdraw, but did not follow through.

Many of the countries at the UN meeting have rushed to present a united front, arguing that even if the US quit the Paris agreement, the global context was very different from the first Trump term. Countries and industries had begun to make the shift to green energy as they took into account the further consequences of climate change, they maintained.

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“The health of the Paris Agreement is quite good,” said Jennifer Morgan, Germany’s climate envoy, in Baku. “You have here a multilateral forum where countries work together to find solutions, despite geopolitical tensions, despite elections.

“We have been through elections in the past and have continued to move forward,” she said. The “costs and devastation” of climate change were prompting countries to act.

Another lead negotiator said: “The world has moved on. The economic case is strong for the transition — there are so many renewables all over the world.”

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Argentina had been in charge of the so-called Sur negotiating bloc of countries at the two-week climate summit, and has been replaced by Brazil.

The Argentine delegation had submitted a statement to the COP29 opening meeting on Tuesday, declaring the nation’s opposition to “the imposition of regulations and bans promoted by the very countries that developed by doing the same things they are questioning today”. 

A central objective of the Baku summit is to set a new finance goal to help poorer countries shift to green energy and adapt to climate change, but the talks have been overshadowed by controversies during its opening days as well as the absence of more than half of the world’s leaders.

France also decided not to send a senior political official to the summit this week, after the host country’s President Ilham Aliyev used a speech at the event to accuse the “regime of President [Emmanuel] Macron” of “brutally” killing citizens during recent protests in New Caledonia.

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Where climate change meets business, markets and politics. Explore the FT’s coverage here.

Are you curious about the FT’s environmental sustainability commitments? Find out more about our science-based targets here

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Asda shoppers rush to buy returning Christmas essential for kids that ‘will last for years’ – and it only costs £2

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Asda shoppers rush to buy returning Christmas essential for kids that ‘will last for years’ – and it only costs £2

PARENTS are flocking to buy this festive essential for kids, which only costs £2.

The Christmas Eve boxes from Asda are massively popular among savvy-shoppers who say they will “last for years”.

Asda's Christmas Eve box costs as little as £2

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Asda’s Christmas Eve box costs as little as £2
Buyers can nab these from an Asda shop

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Buyers can nab these from an Asda shopCredit: Getty

The box measures 27cm x 36cm x 12.6cm – meaning it has plenty of room to fill with trinkets.

Buyers can nab these from an Asda shop or online.

Though the website warns prices and promotions may vary when buying in-store.

As the big festive day quickly approaches, parents are on the hunt for a place to store their little one’s presents.

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And amid the ongoing cost of living crisis, Brits are on the lookout for cheap gift boxes and hampers.

But with gift boxes selling for £100 from John Lewis or £85 at Fortnum and Mason, many might be left out of pocket.

Luckily, Asda’s Christmas Eve box costs as little as £2 – that’s cheaper than certain chocolate bars.

One happy customer said: “Have bought these boxes for about 10 yrs now always look nice and are strong.”

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Whilst another commented: “These are perfect! Really good size and really good value for the price. Quite sturdy.”

For those with a sweet tooth the supermarket is also offering two boxes of Quality Street for just £9.

I’m a tight mum, my kids are getting yellow sticker deals as presents

Or for an even better deal, shoppers can get their hands on a chocolate advent calendar for a whopping £1.50.

This comes as B&M shoppers rush to fill their baskets with an item which is perfect for the upcoming festive season.

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Bargain hunters have been getting excited about Christmas tree plates which cost just 10p, having been reduced from £4.

One eagle-eyed shopper got their hands on one at their local store before spreading the word on social media.

They took to the Facebook group Extreme Couponing and Bargains UK group to let others know.

The person wrote: “Christmas tree platters 10p each in B&M.”

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On person commented: “If you see these please get me a couple xx.”

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The UK’s best roast dinners revealed – so does your local make the list?

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The Old Crown in Birmingham has the best roast dinner in the country, according to research by rail operator London Northwestern Railway

IF you’re a big fan of Sunday roasts, a new study has ranked the best in the UK – with the winning place going to a pub in Birmingham.

The study factored in everything from cost to tastiness, and it covers everywhere from London to Swansea.

The Old Crown in Birmingham has the best roast dinner in the country, according to research by rail operator London Northwestern Railway

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The Old Crown in Birmingham has the best roast dinner in the country, according to research by rail operator London Northwestern RailwayCredit: instagram/@oldcrownbham

Rail operator London Northwestern Railway has pulled together a Roast Dinner Index, naming the UK’s best.

The research analysed factors such as price, value, popularity, and proximity to train stations to rank the top 10 Sunday roasts in the country.

Sara Paoloni, who is a travel expert at London Northwestern Railway, commented: “At London Northwestern Railway, we understand that enjoying a traditional roast dinner is a cherished part of British culture, especially during the festive season.

“Our Roast Dinner Index not only highlights the best places to indulge without straining your wallet but also emphasises the convenience of accessing these fantastic dining options easily.

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“We hope this research inspires people to explore new culinary experiences while enjoying the comfort and value that these top-rated pubs offer.”

The Old Crown, Birmingham

Located in Digbeth, the Brummie boozer has the best Sunday roast in the country, according to the research.

Roasties in the pub start from £15.95, with the most expensive costing punters £18.95 for a mix of crispy pork and sirloin beef.

Each roast is served with roasted potatoes, maple glazed carrots, braised red cabbage & seasonal greens, a homemade Yorkie and slow-cooked gravy.

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As a proud Brummie, I’ve been to the boozer and love its old-school charm with stained-glass windows and rustic desks.

Just be sure to bag a table early if you plan to spend your Saturday evening knocking back a pint because it can get very busy.

Located on the 40th floor of a skyscraper in central London, the Duck and Waffle runs a three-course Sunday roast for £55 per head

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Located on the 40th floor of a skyscraper in central London, the Duck and Waffle runs a three-course Sunday roast for £55 per headCredit: instagram/@duckandwaffle

The Duck and Waffle, London

Located on the 40th floor of a skyscraper in central London, the Duck and Waffle runs a three-course Sunday roast for £55 per head.

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Each roast dinner is served with spiced carrot purée, maple mustard glazed parsnips, Yorkshire pudding, roast potatoes and gravy.

There are a choice of starters too, including corn ribs, a lobster roll and a beef tartare.

For pudding, guests can order a Biscoff Cheesecake or a Sticky Toffee Waffle.

The Culpepper is located on Commercial Street near Aldgate East Tube Station in Central London

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The Culpepper is located on Commercial Street near Aldgate East Tube Station in Central LondonCredit: instagram/@theculpeper
The ground-floor pub serves a range of roast dinner options, with mains from £22

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The ground-floor pub serves a range of roast dinner options, with mains from £22Credit: instagram/@theculpeper

The Culpeper, London

Located on Commercial Street near Aldgate East Tube Station in Central London, the London boozer has the third-best roast dinner in the country.

Spread across four floors, the London building features a pub, a restaurant, a private dining venue and overnight accommodation for guests.

The ground-floor pub serves a range of roast dinner options, with mains from £22.

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Diners can choose from chicken, beef, pork chops and butternut squash, with each roast accompanied by roast potatoes, red cabbage, carrots, gravy and a yorkshire pudding.

The Camberwell Arms was also named as having one of the best Sunday Lunches by the Guardian

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The Camberwell Arms was also named as having one of the best Sunday Lunches by the GuardianCredit: instagram/@thecamberwellarms

The Camberwell Arms, London

The third London boozer on the list is the Camberwell Arms, which was also named as having one of the best Sunday Lunches by the Guardian back in 2017.

Here, roast dinners start from £18.80 per person, while share plates for two start from £50.

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The Welsh House, Swansea

Swansea’s Welsh House was the only restaurant in Wales to feature on the rail operator’s Roast Dinner Index.

Located on the Waterfront, the Welsh restaurant and bar serves roast dinners from as little as £15.05

The Cultra Inn is set inside the landscaped grounds of the Culloden Estate and Spa

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The Cultra Inn is set inside the landscaped grounds of the Culloden Estate and SpaCredit: instagram/@cullodenestate

Cultra Inn, Holywood

The Cultra Inn is set inside the landscaped grounds of the Culloden Estate and Spa.

Here, Sunday lunch is served from 12pm until 2.30pm every Sunday, with two-courses starting from £32.

Guests can order turkey, pork chop, Irish beef, salmon and butternut squash ravioli for their main dish.

Starters range from soup of the day, while desserts include cheesecake and brownie.

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The Harwood Arms is only Michelin-starred pub in London

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The Harwood Arms is only Michelin-starred pub in LondonCredit: instagram/@theharwoodarms

The Harwood Arms, London

The last London pub on the list is the Harwood Arms.

It’s the only Michelin-starred pub in London, with the Fulham pub already winning awards for its grub.

On a Sunday, the London boozer serves pork belly, a deer shoulder and skate wings.

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Two-courses start from £64 per person.

The Pack Horse was named as one of the best 50 gastropubs in the UK

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The Pack Horse was named as one of the best 50 gastropubs in the UKCredit: instagram/@thepackhorsehayfield
Its highest-priced main comes in at £30

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Its highest-priced main comes in at £30Credit: instagram/@thepackhorsehayfield

The Pack Horse, Derbyshire

Named as one of the best 50 gastropubs in the UK earlier this year, the Pack Horse has also been praised for its Sunday Lunch.

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The veggie main starts from £20, with the venison loin, the highest-price main, costing £30.

Roast dinners at the Hand and Flowers in Marlow cost £175 per person

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Roast dinners at the Hand and Flowers in Marlow cost £175 per personCredit: instagram/@HandFMarlow

The Hand and Flowers, Marlow

Located in Buckinghamshire, the rustic pub serves one of the best roast dinners in the country.

Roast dinners come in at £175 per person, so it’s certainly a treat.

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The family-run Owl & Otter is a gastropub in Burnopfield, County Durham

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The family-run Owl & Otter is a gastropub in Burnopfield, County DurhamCredit: instagram/@theowlandotter

The Owl & Otter, Newcastle

The family-run Owl & Otter is a gastropub in Burnopfield, County Durham.

Its Sunday mains start from £15.95, including the nut roast and the roast chicken.

Other mains include beef and pork belly.

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The top 10 best roast dinners in the UK

The top 10 best roast dinners in the UK: 

  1. Birmingham – The Old Crown
  2. London – The Duck and Waffle
  3. London – The Culpeper
  4. London – The Camberwell Arms
  5. Swansea – The Welsh House
  6. Holywood – Cultra Inn
  7. London – The Harwood Arms
  8. Derbyshire – The Pack Horse
  9. Marlow – The Hand and Flowers
  10. Newcastle – The Owl & Otter

Meanwhile, these are the most beautiful Wetherspoons in the UK.

And this is one of the country’s best hotels.

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Apple prepares for fresh AI assault on the smart home

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Artificial intelligence may represent the biggest opportunity in tech since the arrival of the internet, but it also poses fundamental questions over how some of the industry’s most powerful companies make money.

Apple, which began rolling out Apple Intelligence last month, looks as well-placed for the AI era as anyone. In this field context is all. The data that Apple has about its users puts it in a powerful position. 

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But it has yet to show how adding AI to its devices can meaningfully change people’s lives — or prove that it can find new ways to make money from a technology that does not fit neatly into its old business model.

Reports this week that Apple is preparing to use AI for a new assault on the smart home is the latest sign that the technology could supercharge some existing tech markets. What isn’t so clear is whether this will also supercharge the company’s profits.

The new smart home push is likely to come in two parts. Next year, according to a report in Bloomberg, will see the launch of a six-inch, wall-mounted Apple screen that acts as a “hub” to control gadgets around the home. The following year, according to a well-regarded supply chain analyst, will bring Apple-branded home security cameras.

This would be Apple’s most important move in the smart home market since it launched HomeKit — software used to control gadgets around the home from Apple devices — a decade ago. It would also show that Apple is intent on populating your home with more of its own hardware, rather than just giving you a way to connect gadgets from other makers.

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The first wave of smart home technology underwhelmed. The smart home turned out to be not very smart at all. Speakers such as Amazon’s Alexa-powered Echo and Apple’s HomePod achieved only a low level of language understanding. Customers also found it hard to set up and manage the networks of gadgets that the speakers were meant to help them control.

Like its main rivals, Apple is now betting that generative AI can breathe new life into this market. If the devices in your home could understand who is in a room or what is going on, they are more likely to be able to respond in useful ways.

Apple is well behind Amazon and Google, which already sell fleets of gadgets for the home. But it has some powerful things going for it, including a reputation for privacy and a record in seamless integration. Also, unlike Amazon’s Alexa, Apple devices are not likely to interrupt your home life with random offers of things you might want to buy.

The acid test will be whether Apple can apply AI in ways that people find truly useful. For the first incarnation of Apple Intelligence, much is riding on a feature known as App Intents. This will enable developers to “open up” their apps to Apple’s Siri assistant, essentially letting the AI automatically carry out functions inside the apps on behalf of a user.

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You’re hungry but not sure what to eat? Just ask the Apple hub on the wall or the kitchen counter, and it will recommend a take away and instruct Uber Eats to place the order. As always with AI, the possibilities are easy to imagine, though reality often falls short.

Whether this can become a significant business for Apple is also unclear. Loyal Apple customers should pay some kind of premium for gadgets that fit seamlessly into their Apple-centric digital worlds. But it may be hard to achieve much differentiation with gadgets that are plugged in on the wall somewhere and seldom noticed. As the FT reported last week, Apple has just added a new warning in its official filings that its future products and services may never generate as much revenue or be as profitable as old hits such as the iPhone.

Apple also needs to show how it can use AI to supercharge its services revenue, which has become the main driver of its diminished growth. As devices around the home take over the management of more parts of peoples’ lives, it will need to persuade customers to pay up for new types of service that, for now, are hard to even imagine.

Today, there are only the first hints of what this might look like. A premium iCloud+ subscription, for instance, includes the ability to upload and manage encrypted video from HomeKit devices in Apple’s cloud.

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Whether it can make features like this increasingly useful, and eventually peel them off to become standalone premium services, will be the ultimate test of Apple’s success in AI.

richard.waters@ft.com

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How AAdvantage Became American Airlines’ Financial Lifeline

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How American Airlines’ AAdvantage Program Became a Lifeline for the Airline Industry

When American Airlines launched the AAdvantage program in 1981, it set a precedent as the world’s first frequent flyer program. Originally designed as a way to reward loyal customers, the program has transformed into a core revenue source that has played a critical role in the airline’s survival during economic downturns. Today, AAdvantage represents much more than miles and rewards—it’s a central component of American Airlines’ financial strategy, especially as the airline navigates a challenging industry landscape.

The Evolution of AAdvantage: From Loyalty Perk to Business Pillar

AAdvantage was created with a straightforward goal: reward frequent travelers with miles that could be redeemed for flights. However, the program has since evolved into a multi-faceted business model that extends far beyond rewarding flyers. Today, members earn miles not just from flights, but through a vast network of partners including hotels, rental car companies, retailers, and co-branded credit card purchases. This diversification has allowed AAdvantage to become a significant revenue stream and one of American Airlines’ most valuable assets.

The turning point in the program’s evolution came when American Airlines realized that AAdvantage miles could be sold to credit card companies and other partners. Banks like Citibank and Barclays, for instance, purchase AAdvantage miles in bulk to offer as rewards to their cardholders, providing the airline with steady revenue streams independent of ticket sales. This strategy has allowed American Airlines to generate income from partnerships and consumer spending outside of the airline industry, securing its financial footing even when travel demand declines.

Financial Stability Through AAdvantage

AAdvantage has proven to be a cornerstone of financial stability for American Airlines, particularly during periods of economic hardship. In the third quarter of 2024, American Airlines reported record revenues of $13.6 billion, a success largely attributed to the strength of AAdvantage. By the end of the quarter, the airline held $11.8 billion in available liquidity, a testament to the program’s crucial role in supporting the airline’s financial health. Read more in American Airlines’ quarterly report.

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During the pandemic, when the airline industry faced an unprecedented crisis with plummeting passenger numbers, AAdvantage served as a financial lifeline. The airline used the loyalty program’s projected future revenue as collateral for a $10 billion loan, helping American Airlines avoid bankruptcy and remain operational. This move underscored the program’s value not only as a customer loyalty tool but as a strategic asset capable of securing American Airlines’ financial resilience.

The program’s success has had a ripple effect, making American Airlines a valuable partner for banks and credit card companies. Selling miles to these institutions has become a lucrative business model, providing consistent revenue that bolsters the airline’s finances and buffers it from economic fluctuations that impact ticket sales.

Partnerships and Customer Engagement

The AAdvantage program’s profitability is largely driven by its extensive network of partnerships, particularly with major financial institutions like Citibank and Barclays. By selling miles to these partners, American Airlines generates billions in revenue as banks offer AAdvantage miles to their customers through co-branded credit cards. These partnerships enable American Airlines to maintain steady income even during slow travel seasons, insulating it from the volatility of the airline industry.

Consumers benefit as well, with co-branded credit cards allowing them to earn AAdvantage miles on everyday purchases, such as groceries and dining. This structure creates a mutually beneficial relationship between American Airlines and its customers. For travelers, the program provides access to benefits like priority boarding, seat upgrades, and exclusive events, all of which enhance their experience and build loyalty to the airline.

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AAdvantage also provides American Airlines with valuable data on customer behavior and preferences, which the airline uses to tailor promotions and improve the customer experience. By analyzing this data, American Airlines can better understand what matters most to its customers, from preferred destinations to spending patterns, and leverage this insight to maintain customer loyalty in an increasingly competitive market.

Challenges and Adaptations: The Future of AAdvantage

Despite its success, AAdvantage faces challenges in adapting to evolving market dynamics and regulatory scrutiny. As frequent flyer programs have grown into significant revenue sources for airlines, they have also drawn regulatory attention. In September 2024, the U.S. Department of Transportation launched an investigation into frequent flyer programs to ensure they are fair and transparent for consumers. This increased scrutiny could lead to policy changes that may impact the future operations of AAdvantage and other loyalty programs.

Additionally, consumer expectations around loyalty programs are shifting. While AAdvantage has traditionally rewarded travelers with flight-related perks, today’s consumers seek flexibility, transparency, and sustainable practices. Many travelers now expect more options for redeeming points, not only for flights but for hotels, dining, and even non-travel-related rewards. AAdvantage has responded by allowing members to redeem miles for various travel-related expenses and by incorporating eco-friendly initiatives, such as carbon offset options, into its rewards structure.

As loyalty becomes increasingly digital and consumers become more discerning, AAdvantage continues to innovate. American Airlines has adapted the program to allow for personalized offers and promotions that reflect individual customer preferences. By continually enhancing the program, American Airlines positions AAdvantage as more than just a frequent flyer program; it is a dynamic platform for customer engagement and long-term loyalty.

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AAdvantage as a Model for Modern Loyalty Programs

American Airlines’ AAdvantage program has evolved from a simple rewards initiative into a powerful asset that supports the airline’s financial stability and competitiveness. By leveraging strategic partnerships, expanding customer engagement, and adapting to regulatory and consumer changes, AAdvantage has become integral to American Airlines’ business model. Its ability to generate revenue independently of ticket sales and adapt to changing customer preferences illustrates how loyalty programs can drive value far beyond their original purpose.

In a rapidly shifting economic landscape, AAdvantage is likely to remain a crucial component of American Airlines’ success strategy, providing a buffer against industry volatility and reinforcing the airline’s financial resilience. As other airlines seek ways to remain financially stable and competitive, the evolution of AAdvantage offers a compelling blueprint for how loyalty programs can grow beyond perks and points into critical business assets.

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Reeves to tell regulators to dial up risk in UK financial services

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Chancellor Rachel Reeves will tell City of London regulators to dial up the risk in the UK financial services sector, claiming that rules drawn up after the 2008 financial crash have “gone too far” and are stifling growth.

At the annual Mansion House dinner, Reeves will say she wants financial services to drive growth and will send a clear message to City watchdogs: “The UK has been regulating for risk, but not regulating for growth.”

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After facing fierce criticism from UK business in the wake of her £40bn tax-raising Budget, the chancellor will seek to reassure City grandees that she has a growth strategy. Her speech will include a series of financial services reforms, notably in the pensions sector.

In the wake of Donald Trump’s US presidential election victory with a promise to raise tariffs, both Reeves and Bank of England governor Andrew Bailey will speak out strongly in defence of free trade. “Please let’s remember the importance of openness,” Bailey will say.

The chancellor told the Financial Times on Wednesday that talk of the risk of a trade war was “a bit over the top” but added: “We believe in free and open trade. We will continue to make those representations.”

Reeves on Thursday sent “remit” letters to City regulators telling them to focus on growth. She argues that while the UK will continue to uphold high standards, the regulatory system’s efforts to eliminate risk are holding back the economy.

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“That has gone too far and, in places, has had unintended consequences which we must now address,” she will say. Trump’s successful election pitch also included a promise of deregulation in the US.

Reeves’ allies insisted UK financial services were in a much stronger position than before the 2008 crash and that the chancellor was “up for more risk taking”.

Reeves has specific concerns about the burdens imposed by the regulatory certification regime for bank staff below senior management level.

Under the regime, banks are required to carry out checks on large numbers of staff in risk-taking positions to ensure they are suitable for their roles and record them in a public register.

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The chancellor will say the government will consult on a new system with “a more proportionate approach that reduces costs so that businesses are freed up to focus on growth”.

Lawyers expect the regime to be narrowed to include fewer people with lighter reporting requirements.

Regulators at the Financial Conduct Authority and the BoE’s Prudential Regulation Authority have already responded to political calls to support growth by scaling back several post-2008 rules, scrapping the cap on bankers’ bonuses and watering down the Basel capital requirement rules for the sector.

The FCA on Wednesday announced it would “fundamentally reshape” its plan to “name and shame” more of the companies it investigates after the proposals provoked a big backlash in the City.

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Some regulatory experts argue that political pressure on watchdogs to promote growth risks clashing with their primary objective to preserve a safe and stable financial system.

Romin Dabir, a financial regulation partner at law firm Reed Smith, said watchdogs risked being “stuck between a rock and a hard place”. 

Dabir added there was a risk that when the next financial scandal hit, politicians would criticise regulators “for being asleep at the wheel”.

Other reforms Reeves will announce in her Mansion House speech, as well as the pension overhaul, include the creation of digital gilts, a modernisation of consumer redress in the financial services sector, and a consultation on a new framework for captive insurance companies, entities created by businesses to underwrite their own risks. 

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The chancellor will also promise a “financial services growth and competitiveness strategy” next year focused on five key areas: fintech, sustainable finance, asset management and wholesale services, insurance and reinsurance, and capital markets.

Speaking at the same Mansion House dinner, Bailey will call for the UK to resist the tide of protectionism as he underscores the need to raise the country’s economic potential.

“The picture is now clouded by the impact of geopolitical shocks and the broader fragmentation of the world economy,” he will say.

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Without directly mentioning Trump, Bailey will emphasise the drag on the UK’s potential growth from the trade barriers with the EU created by Brexit. 

“The impact on trade seems to be more in goods than services,” he will say. “But it underlines why we must be alert to and welcome opportunities to rebuild relations while respecting the decision of the British people.”

Additional reporting by Ian Smith in London

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