Connect with us

Business

Top Federal Reserve official would back more aggressive interest rate cuts if US data worsen

Published

on

Stay informed with free updates

A top Federal Reserve official has said he would support more aggressive interest rate cuts from the US central bank if the economic data deteriorates further, as he cautioned inflation is falling much faster than expected.

“If the data starts coming in soft and continues to come in soft, I would be much more willing to be aggressive on rate cuts,” Christopher Waller, one of the Fed’s governors, said in an interview with CNBC on Friday.

Advertisement

He added that if the data come in “fine” then he could see scope for the Fed to downshift to a quarter-point cut at the next meeting in November, a day after the November 5 US presidential election.

The comments from Waller, a leading voice on the Federal Open Market Committee, came two days after the central bank kicked off its first easing cycle in more than four years with a larger than usual half-point interest rate cut, which took the Fed’s benchmark rate to 4.75 per cent to 5 per cent.

His interventions underscore the Fed’s commitment to staving off a recession in the aftermath of the worst inflation shock in decades — a huge feat that many thought impossible at the onset of the crisis.

Fed chair Jay Powell on Wednesday said the larger than usual move was aimed at maintaining the strength of the US economy — not a response to the kind of crisis that necessitated bumper cuts in the past.

Advertisement

Waller on Friday echoed that sentiment, saying that in a “solid” labour market, the Fed was not “behind” in terms of offering relief to borrowers.

Waller was among officials who voted for the half-point rate cut, though his colleague Michelle Bowman dissented — the first time since 2005 that a governor has opposed a Fed rate decision.

Bowman on Friday explained her preference for a quarter-point cut, saying a “measured” pace would “avoid unnecessarily stoking demand”.

“I see the risk that the committee’s larger policy action could be interpreted as a premature declaration of victory on our price stability mandate,” she said, adding inflation remains above the Fed’s 2 per cent target and the economy is “strong”.

Advertisement

Waller said that recent data suggested inflation was “softening much faster than I thought it was going to” put him “over the edge to say, ‘look, I think 50 [basis points] is the right thing to do’.”

Waller had said before the quiet period ahead of this week’s Fed meeting that he was “open-minded” about the possibility of a larger cut, even as he suggested it hinged on there being further economic weakness.

Powell on Wednesday framed the cut as a “recalibration” of the Fed’s monetary policy settings given the downdraft in inflation and softening of the labour market.

Most officials project the central bank will make another half a percentage point worth of cuts over the two remaining meetings of the year.

Advertisement

Powell on Wednesday stressed the half-point cut should not be considered the Fed’s “new pace”, suggesting the central bank is likely to opt for a quarter-point reduction.

There is significant dispersion across officials’ estimates for rates this year and in 2025, when most officials forecast the policy rate will drop to 3.25 per cent to 3.5 per cent. Officials’ wide range of estimates suggest forthcoming meetings will like this past one will be a close call.

“We do have room to move, and that is what the committee is signalling through 2025,” Waller said.

Source link

Advertisement
Continue Reading
Advertisement
Click to comment

You must be logged in to post a comment Login

Leave a Reply

Business

Australia to ban ‘dodgy’ dynamic pricing after Green Day furore

Published

on

Australia to ban ‘dodgy’ dynamic pricing after Green Day furore

This article picked by a teacher with suggested questions is part of the Financial Times free schools access programme. Details/registration here.

Read our full range of US High School economics picks here.

Read the article Australia to ban ‘dodgy’ dynamic pricing after Green Day furore and then answer the questions below. 

  • What is dynamic pricing and how does it affect ticket prices for high-demand events like concerts, sporting events, airline flights and hotels?

  • Why were Australian fans upset about the dynamic pricing system for Green Day tickets?

  • Ticketmaster defends dynamic pricing by saying it helps prevent ticket resellers (scalpers) from profiting. How does this argument relate to supply and demand in a free market allocation system?

  • Use supply and demand analysis to explain why ticket prices can become so high for certain events like concerts and sporting events

  • Why might dynamic pricing be more accepted in industries like airlines or ride-sharing services than concert ticket sales?

  • What are the potential economic benefits of allowing dynamic pricing, and how might banning it affect businesses like Ticketmaster?

Watch the Video Open the following link to watch the video Dynamic pricing: economic efficiency, or subtle price gouging?

Advertisement

As you watch, pay attention to:

  • How dynamic pricing works across different industries

  • The benefits and drawbacks of this pricing strategy for businesses and consumers

  • Ethical concerns and regulatory responses to dynamic pricing practices

  • What are the potential benefits of dynamic pricing for businesses and consumers?

  • Why has dynamic pricing been more slowly adopted in brick-and-mortar stores than online platforms?

  • How might algorithms used in dynamic pricing inadvertently lead to collusion between competitors?

  • Do you think dynamic pricing creates more economic efficiency? Why or why not?

Joel Miller and James Redelsheimer, Foundation for Economic Education.
Click here for FEE FT Classroom Edition with classroom-ready presentations and suggested answers for teachers.

Source link

Advertisement
Continue Reading

Business

Two Saudi officers killed in Yemen attack

Published

on

Soldiers standing on the back of trucks

Stay informed with free updates

Two Saudi officers have been killed and one was injured in what Saudi authorities described as a “lone wolf” attack on a military training mission in central Yemen.

The rare incident, nearly a decade into Saudi Arabia’s involvement in the war in Yemen, occurred late on Friday when a Yemeni soldier opened fire inside a training camp in the city of Seiyun, about 500km east of the capital Sana’a, according to a statement by the Saudi armed forces.

Advertisement

Saudi Arabia led a coalition of mainly Arab nations to launch a military operation in 2015 aimed at restoring Yemen’s internationally recognised government after Iran-backed Houthi rebels took over Sana’a in the previous year.

“This ‘lone wolf’ cowardly attack does not represent the honourable members of the Yemeni ministry of defence,” the Saudi military said in its statement on Saturday.

The camp in the Hadhramaut province was set up to provide training to Yemeni forces to counter terrorism, combat smuggling and support humanitarian relief efforts, the Saudi statement said.

It added that the coalition would work with Yemeni authorities to conduct an investigation into the attack and to apprehend the perpetrator and bring him to justice. The bodies of the deceased and the wounded officer have been repatriated to Saudi Arabia, it said.

Advertisement

The Houthis did not claim the attack, but a senior official from the group praised it on social media. The assault had been prompted by a “feeling of oppression” caused by the Saudi forces stationed in the area, said Hamed Rizq on X, the social media platform formerly known as Twitter. He called the operation “heroic” and “an indication of a harsh future awaiting the invaders”.

The US and the UK launched air strikes targeting rebel-held Sana’a and other parts of the country over the weekend, according to US officials and Arab media.

More than 150,000 people have been killed in the war that caused what advocacy groups call one of the world’s worst humanitarian crises.

Friday’s attack was a rare occurrence, since the country has enjoyed relative calm over the past two years amid ongoing peace talks between Saudi Arabia and the Houthis, after a ceasefire expired in 2022.

Advertisement

The rebel group’s main focus over the past year has been to target western cargo ships crossing the Red Sea, in solidarity with the Palestinians after Hamas launched its October 7 attack on Israel.

Source link

Continue Reading

Money

Black Friday bargain hunters will spend a collective 97 million hours searching for the best deals

Published

on

Black Friday bargain hunters will spend a collective 97 million hours searching for the best deals

BLACK Friday bargain hunters will spend a collective 97 million hours searching for the best deals.

A poll of 2,000 adults found the average shopper estimates they will spend three hours searching for slashed-priced goods during the sale period.

Brits will spend a collective 97 million hours shopping for deals this Black Friday

1

Brits will spend a collective 97 million hours shopping for deals this Black FridayCredit: Getty

But 62 per cent can’t resist a good bargain, with 26 per cent making a list of the items they wish to purchase.

Advertisement

In order to make it a success, those taking part in Black Friday will research an average of four different websites before adding something to a basket – to ensure they’ve found the best price possible.

While 22 per cent plan on setting up new email addresses so they can receive more than one discount code.

It also emerged the average shopper anticipates having five tabs open at one time – which has resulted in 27 per cent experiencing a device crash in years gone by.

READ MORE BLACK FRIDAY NEWS

A spokesperson for HONOR, which commissioned the research to mark the launch of its Magic V3 phone, said: “Brits love a bargain and Black Friday is the perfect opportunity for savvy shoppers to bag a good deal and kick-start their Christmas shopping.

Advertisement

“The research shows people will go to great lengths to ensure they are going away with the best offer possible.

“The key is to plan ahead and make the most of what’s on offer – whether you’re hunting for the latest tech, fashion, or home essentials.”

The study also found a quarter of those who shop the Black Friday deals have used price comparison sites when hunting for the best bargains.

While 15 per cent have stayed up until midnight for a sale or promotion to drop, and 11 per cent have made use of multiple devices.

Advertisement

However, when the time comes, 43 per cent admit the offers haven’t been as good as they had hoped, and 28 per cent have felt overwhelmed by the volume of deals and retailers.

I’ve found the best party dress from H&M – it’s perfect for Christmas and has been slashed in the Black Friday sale

It also emerged a thrifty 39 per cent typically save money ahead of the Black Friday season to make their purchases.

But 52 per cent of those polled, via OnePoll.com, will just use the money they have in their account at that time.

With the things people would be willing to sacrifice to save for a major purchase including eating out (45 per cent), takeaway coffees (35 per cent), and subscriptions (23 per cent).

Advertisement

The spokesperson for HONOR added: “As Black Friday approaches, we want to help simplify the shopping experience for everyone.

“From exclusive online previews, early access to deals, and the sheer volume of discounts on offer, it can be a stressful time that overloads the mind.

“Our goal is to take the stress out of Black Friday shopping so everyone can enjoy the savings without the hassle by using just one easy device.”

Best Black Friday shopping tips

Advertisement

Friday 29th November and Monday 2nd December mark the official Cyber weekend sales but with the majority of brands sharing promos before then, it’s good to check them out early.

1. Plan Your Purchases

First up, you’re obviously going to want to get ahead on the Cyber weekend deals. Be sure to prep your diary so you know exactly when you’ll want to shop those Black Friday deals

2. Sign Up

Advertisement

Be sure to sign up to any Black Friday/Cyber Monday wait lists as this will ensure you’ll be first to shop the Cyber deals.

3. Download The App

App exclusives mean you might be able to gain an additional discount. This will also make the next step even easier… Prepping that wish list!

4. Add To Wish List

Advertisement

Make sure you can checkout as fast as possible by having all your faves saved in one place.

5. Save Your Details

Ensure your account details are saved to make for a quick and easy checkout experience.

6. Set A Budget

Advertisement

We know it can be hard to not get carried away when faced with unmissable discounts but be sure you only spend what you’ve budgeted for this Black Friday & Cyber Monday. Set a budget and actually stick to it.

7. Make A List

Finally, if you’re hoping to shop ALL the sales this Black Friday why not make a list so you can tick off your purchases as you go? Christmas party outfit, Christmas gifts for your loved ones, new in winter coat that you can’t stop thinking about… Tick them off as you go.

Source link

Advertisement
Continue Reading

Business

Bitcoin hits record high as Trump edges closer to full control of Congress

Published

on

Donald Trump

Unlock the White House Watch newsletter for free

Bitcoin has hit $80,000 for the first time as Donald Trump recorded victories in Nevada and Arizona in the US election, marking a clean sweep of the seven swing states for the president-elect and paving the way for a more pro-crypto administration.

The cryptocurrency rose as much as 4.5 per cent on Sunday, according to data from LSEG, extending its rally following Trump’s decisive win in the presidential election earlier in the week.

Advertisement

Its move boosted other cryptocurrencies. Ethereum, the world’s second-largest token after Bitcoin, rose 8.9 per cent to hit $3,200 a coin for the first time since August, while Solana rose 4.5 per cent.

While the final result for the House of Representatives is not yet confirmed, Republicans are on the cusp of taking control, which “would allow the new administration to push through supportive policies for digital assets soon after taking office”, according to a note from Standard Chartered.

“We would look for several positives for the asset class early in the administration: regulatory changes . . . and changes at the Securities and Exchange Commission that would lead to a softer regulatory stance on digital assets,” Geoff Kendrick, the bank’s head of digital assets research, said on Friday.

“Bitcoin, among the riskiest of risky assets, is having its moment in the sun,” said Eswar Prasad, economics professor at Cornell University. “The regulatory clouds are lifting. Financial conditions are becoming looser, and US macroeconomic prospects continue looking bright.” 

Advertisement

The crypto industry has hailed Trump’s election as a win for digital currencies as executives anticipate a shift in policy and the attitudes of US regulators, following a Democratic administration that was seen as more hostile to the alternative assets. Bitcoin rallied to a previous all-time high of more than $75,000 on Wednesday as it emerged that Trump had won the White House.

The soaring valuations come as investors hope the Trump White House will set an agenda that ignites a wave of interest from large US institutions that have so far sat on the sidelines of the market. 

Trump highlighted the merits of Bitcoin throughout his campaign, even promoting a new venture set up by some of his longtime business partners and backed by his sons. Trump’s positive comments on the currency come despite calling it a “scam” against the US dollar in his previous presidency.

Richard Teng, the chief executive of crypto exchange Binance, which was hit with a $4.3bn fine for money laundering and sanctions violations last year while its previous boss was jailed, has hailed Trump’s win as the start of a “golden era”.

Advertisement

Brian Armstrong, chief executive of crypto exchange Coinbase, said: “America is going to follow a path towards economic freedom.”

“The oppressive headwinds that impeded industry progress and fattened legal bills over the past four years have abated,” Alex Thorn, head of research at crypto financial services provider Galaxy Digital, said in a note.

“Trump’s inner circle is extremely supportive of digital assets . . . the pro-crypto nature of his team, family, and donors increases the likelihood that Trump follows through on his campaign promises to the industry,” he added.

David Yermack, finance professor at New York University’s Stern School of Business, tempered optimism concerning how significant Trump’s victory will end up being for Bitcoin and the wider crypto industry. 

Advertisement

“Trump has made some wild promises on the campaign trail. But when you listen to him actually talk about digital currency, he has no idea what it is,” he said. 

“I think almost any new administration, even if Harris had won, would have ended up regulating this space in a more intelligent way than you’ve seen up to now.”

Source link

Advertisement
Continue Reading

Travel

Little English village named one of the UK’s best has huge wine estate and pretty new hotel

Published

on

Alfriston is a picture-perfect chocolate box village, with quaint shops lining its high street

A TINY village in England has been named the best in the country thanks to its medieval high street that wouldn’t look out of place in Harry Potter’s Diagon Alley.

Located in East Sussex, Alfriston is a picture-perfect chocolate box village that’s home to just 830 people.

Alfriston is a picture-perfect chocolate box village, with quaint shops lining its high street

4

Alfriston is a picture-perfect chocolate box village, with quaint shops lining its high streetCredit: Alamy
Pretty medieval houses line the high street in Alfriston, including the village store (pictured)

4

Advertisement
Pretty medieval houses line the high street in Alfriston, including the village store (pictured)Credit: Alamy

Founded in the Middle Ages, Alfriston is one of the oldest villages in the country.

Pretty medieval houses line the high street in Alfriston, including antique store Objet Trouve and an independent bookshop, Much Ado Books.

There’s also the Badger’s Tea House at the old village bakery.

And the English hotelier, Alex Polizzi, has The Star Inn, where you can enjoy a bite to eat or stay the night.

Advertisement

Read More on English Villages

A new boutique hotel is also set to open in the English village next January.

The Grade II-listed Deans Place Hotel, which dates back to the 14th century, will reopen in the new year.

It will reopen with 38 redesigned bedrooms and suites and it will also have a function room for up to 120 guests.

Its on-site restaurant will have enough space for 70 diners, offering views over the front lawn towards the sea.

Advertisement

The hotel bar will have space for a further 50 indoor guests, with space to seat 60 diners outside.

An orangery will also serve breakfast and afternoon tea, and an on-site spa will be equipped with a steam room, sauna, an outdoor swimming pool and three treatment rooms.

I live in a village named one of the best places to live in the UK

Hotel boss Ross said: “Our aim is to create a welcoming environment where guests can relax and enjoy the beauty of the South Downs.

“We look forward to welcoming everyone to this stunning new destination.”

Advertisement

Alfriston is also home to the Rathfinny Wine Estate and Vineyard, which does tours and tastings year-round.

The family-run vineyard produces a range of award-winning wines.

Alfriston is situated in the South Downs National Park, walking the South Downs Way takes an hour and 40 minutes from Alfriston to Firle Beacon, with far-reaching views across the Downs to the sea.

Alfriston is a two-and-a-half-hour drive from London.

Advertisement

However, it is closer to popular seaside towns on the south coast, such as Eastbourne, Seaford and Hastings.

Three other villages to visit in England

ENGLAND is home to more than 6,000 villages, which means there are plenty to discover. Here are just three others to visit this year:

  • Located in Kent, Biddenden is somewhat overlooked by holidaymakers. That being said, there’s lots to do in the Kent village, including a stroll around Biddenden Vineyards – an award-winning vineyard.
  • Beaulieu in Hampshire sits on a river of the same name and is famous for its motor museum, its ponies and its spectacular nature. Its surroundings earned it a place on a list of the most beautiful villages in the country, where it beat other picturesque destinations like Orford in Suffolk.
  • Saltaire, a Victorian village in West Yorkshire, is actually a UNESCO World Heritage Site. It was first created as a model village, with houses built for the Salt Mill factory workers between 1851 and 1871.

Another tiny village in the UK has been compared to a retro 1940s film set.

And an abandoned village in England only opens to tourists once a year.

Advertisement
The Rathfinny Wine Estate and Vineyard is family-run and produces award-winning wines

4

The Rathfinny Wine Estate and Vineyard is family-run and produces award-winning winesCredit: Alamy
Alfriston is located in East Sussex and is close to popular seaside towns like Eastbourne and Hastings

4

Alfriston is located in East Sussex and is close to popular seaside towns like Eastbourne and HastingsCredit: Alamy

Source link

Advertisement
Continue Reading

Business

IB Geography class: Spain’s deadly floods

Published

on

IB Geography class: Spain’s deadly floods

This article picked by a teacher with suggested questions is part of the Financial Times free schools access programme. Details/registration here.

Read our full range of IB geography picks here.

Specification:

Click to read the article below and then answer the questions:

Spain’s deadly floods

Advertisement
  • State the estimated number of people who lost their lives in the recent Spanish floods

  • Identify two reasons why residents in Valencia were caught unprepared by the flash floods

  • Explain the link between Mediterranean temperature changes and the increased flood risks in Spain

  • Suggest how climate change is likely to affect future flood risk in regions such as southern Spain

  • To what extent is poor infrastructure a greater factor than climate change in the severity of recent natural disasters in developed countries?

Richard Allaway, International School of Geneva/geographyalltheway.com

Source link

Continue Reading

Trending

Copyright © 2024 WordupNews.com