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NYT Mini Crossword today: puzzle answers for Monday, October 28

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NYT Mini Crossword today: puzzle answers for Saturday, September 21

The New York Times has introduced the next title coming to its Games catalog following Wordle’s continued success — and it’s all about math. Digits has players adding, subtracting, multiplying, and dividing numbers. You can play its beta for free online right now. 
In Digits, players are presented with a target number that they need to match. Players are given six numbers and have the ability to add, subtract, multiply, or divide them to get as close to the target as they can. Not every number needs to be used, though, so this game should put your math skills to the test as you combine numbers and try to make the right equations to get as close to the target number as possible.

Players will get a five-star rating if they match the target number exactly, a three-star rating if they get within 10 of the target, and a one-star rating if they can get within 25 of the target number. Currently, players are also able to access five different puzzles with increasingly larger numbers as well.  I solved today’s puzzle and found it to be an enjoyable number-based game that should appeal to inquisitive minds that like puzzle games such as Threes or other The New York Times titles like Wordle and Spelling Bee.
In an article unveiling Digits and detailing The New York Time Games team’s process to game development, The Times says the team will use this free beta to fix bugs and assess if it’s worth moving into a more active development phase “where the game is coded and the designs are finalized.” So play Digits while you can, as The New York Times may move on from the project if it doesn’t get the response it is hoping for. 
Digits’ beta is available to play for free now on The New York Times Games’ website

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NYT Crossword: answers for Monday, October 28

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NYT Crossword: answers for Monday, September 23


The New York Times crossword puzzle can be tough! If you’re stuck, we’re here to help with a list of today’s clues and answers.

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How technology and expertise are shaping safety standards

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How technology and expertise are shaping safety standards

As fire hazards continue to pose a significant risk across diverse industries, the role of fire watch services is substantially transforming. Once an essential compliance requirement, fire watch services now integrate advanced technology with specialized expertise to enhance safety and preparedness. Leading companies like Fast Fire Watch Guards are shaping this shift, utilizing innovative tools and skilled teams to meet today’s rigorous safety standards. In a landscape where rapid response and proactive risk management are crucial, these trends redefine fire safety practices and elevate industry expectations.

Leveraging technology for enhanced fire watch services

Integrating technology in fire watch services has transformed how professionals monitor and prevent potential hazards. Many fire watch companies now utilize GPS tracking and geo-fencing, allowing for precise guard movement tracking and area coverage. This ensures a complete, real-time log of all activities, a critical feature in locations requiring continuous monitoring. Additional layers of safety are provided by remote sensors, thermal imaging, and AI-powered surveillance systems that can identify temperature changes or early fire indicators and sound alerts before security personnel get on the scene. In addition to improving overall safety, this proactive approach to fire prevention shows how technology is changing the business. Firewatch companies are increasingly adopting these innovations to stay ahead of potential dangers, ultimately providing clients with a higher standard of security.

Expertise in action – the role of skilled fire watch guards

Effective fire protection still relies heavily on the knowledge of fire watch guards, even though technology plays a vital role. After completing extensive training, fire watch guards are prepared to manage a variety of situations, from managing building sites to protecting important public gatherings. This expertise ensures that guards can quickly assess and respond to potential fire hazards, preventing incidents before they escalate. Companies like Fast Fire Watch Guards emphasize the importance of continuous training keeping their teams updated on the latest safety protocols and fire watch standards. Combining hands-on expertise with technology enables guards to operate confidently, providing clients a co mprehensive service beyond essential monitoring. Skilled fire watch guards are proficient in fire prevention and possess the interpersonal skills needed to manage situations calmly and efficiently.

Rapid response and nationwide coverage

One of the primary challenges in fire watch services is ensuring rapid deployment across diverse locations. Businesses in high-risk industries require reliable fire watch services on short notice, and nationwide companies have responded by establishing fast-response protocols. Companies like Fast Fire Watch Guards can dispatch teams within hours, a crucial capability in urgent situations where immediate fire watch coverage is mandatory. Rapid response times not only mitigate risks but also demonstrate the agility and preparedness of fire watch service providers. This nationwide reach means that businesses can access dependable fire watch services regardless of location, contributing to a safer environment across multiple sectors. The assurance of rapid, expert deployment elevates the value and reliability of fire watch companies.

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Ensuring compliance with safety regulations

Compliance with fire safety regulations is a primary driver behind the demand for professional fire watch services. Regulatory bodies impose strict safety standards on construction sites, commercial buildings, and event spaces to prevent fire-related incidents. A professional Fire Watch Services Company ensures businesses meet all fire safety requirements, avoiding potentially significant fines and reputational damage. In addition to supplying guards, fire watch firms also provide advice on upholding safety procedures, carrying out risk analyses, and being ready for inspections. Businesses may guarantee ongoing compliance and take advantage of the company’s proficiency in managing intricate fire safety standards by collaborating with seasoned fire watch services.

This compliance-focused approach makes fire watch services essential to operational safety for various industries.

The future of fire watch services and safety standards

As fire watch services evolve, the future holds promising advancements that will further improve safety standards. Incorporating AI in risk prediction, more sophisticated monitoring tools, and enhancement in guard training are expected to redefine the industry. Firewatch companies are at the forefront of these changes, adapting to new technologies and refining their practices to serve their clients better. Fast Fire Watch Guards and similar companies are committed to staying informed and agile, ensuring that their services meet the rising demands of safety compliance. We can expect fire watch services to become even more efficient in the future, providing clients with unparalleled peace of mind. The shift towards a technology-driven, expert-based service model reshapes fire watch services as a crucial component of modern safety strategies.

The fire watch services sector is expanding quickly as businesses invest in qualified staff and embrace state-of-the-art technology to satisfy rising safety regulations. Businesses like Fast Fire Watch Guards, who offer a dependable and competent service that meets the specific requirements of different sectors, are prime examples of striking a balance between technology innovation and human competence. Businesses should anticipate increasingly stronger assistance in protecting their operations, guaranteeing compliance, and improving general safety as fire watch services develop. Fire watch services are in a strong position to become an essential part of nationwide risk management plans as a result of these new developments.

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Nasdaq hits high even amid poor earnings growth

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Nasdaq hits high even amid poor earnings growth


Traders work on the floor of the New York Stock Exchange (NYSE) on October 22, 2024 in New York City.

Spencer Platt | Getty Images

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This report is from today’s CNBC Daily Open, our international markets newsletter. CNBC Daily Open brings investors up to speed on everything they need to know, no matter where they are. Like what you see? You can subscribe here.

What you need to know today

New high for Nasdaq
On Friday, the
Nasdaq Composite hit an all-time high, but the S&P 500 and Dow Jones Industrial Average fell and snapped their six-week winning streaks. Asia-Pacific markets traded mixed Monday. Japan’s Nikkei 225 jumped about 1.8% and the yen weakened to a three-month low against the dollar on the back of the country’s election results.

Steepest drop since pandemic
China’s industrial profits in September slumped 27.1% from a year ago, according to the country’s National Bureau of Statistics. That’s the steepest drop since the start of the pandemic in March 2020, based on data from Wind Information – which excludes statistics from most of 2022 when China was under strict zero-Covid policies.

Oil prices dropped on ‘limited damage’
Prices for both Brent and West Texas Intermediate oil futures dropped more than 4% on Monday. This comes after Iranian media described Israel’s strikes over the weekend on its military installations as causing “limited damage.” Citi lowered its forecast for Brent oil prices by $4 to $70 per barrel over the next three months.

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Japan’s ruling coalition loses parliamentary majority
Japan’s Liberal Democratic Party and its Komeito partner will lose their parliamentary majority, according to projections from public broadcaster NHK and publication Nikkei Asia, while the opposition camp made significant gains. The Japanese yen fell against the U.S. dollar on the political uncertainty.

[PRO] Very, very busy week for markets
This week is jam-packed with important earnings and economic data. Five of the Magnificent Seven companies report earnings. The personal consumption expenditures index report for September and the key jobs report for October will also be released this week.

The bottom line

The Nasdaq Composite managed to log a seventh consecutive winning week.

After adding 0.56% on Friday, the index closed at an all-time high, ending the week 0.2% higher.

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Other major U.S. indexes, however, didn’t do so well. Both the S&P 500 and Dow Jones Industrial Average shattered their six-week positive streak following their falls on Friday.

The tech-heavy Nasdaq was boosted by Tesla’s monster rally. Investors also looked ahead to Big Tech earnings coming out this week: shares of Meta, Amazon and Microsoft added as much as 1%.

Earnings season has been a mixed bag so far. Even though almost three-quarters of S&P companies have beaten expectations, according to FactSet data, the rate of profit growth has not met expectations, disappointing investors.

Tesla had a monster rally over two days last week, which helped it regain all its losses for the year. But more than half of the 20-largest companies saw their stocks fall after they announced their financials last week, notes CNBC’s Pia Singh.

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As those companies were mostly from sectors outside tech, their losses dragged down the S&P and the Dow, especially, since a good proportion were constituents of the 30-stock index. In fact, around 90% of Dow members ended the week in the red.

For instance, Coca-Cola surpassed Wall Street’s estimates of its earnings and revenue, but its shares still fell. Investors were perhaps disappointed by news that consumers are buying fewer packs of Coke products, as CEO James Quincey said during the post-earnings conference call, and troubled by the headwinds that the company thinks will hamper its growth in 2025.

With five of the Magnificent Seven companies reporting earnings and crucial economic data coming out this week, investors will hope all the numbers line up for a payout – if not of the jackpot magnitude, then at least one that jolts the S&P and Dow back into the green again.

— CNBC’s Brian Evans, Pia Singh and Alex Harring contributed to this report.   

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iOS 18.2 has a child safety feature that can blur nude content and report it to Apple

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iOS 18.2 has a child safety feature that can blur nude content and report it to Apple

In iOS 18.2, Apple is adding a new feature that resurrects some of the intent behind its halted CSAM scanning plans — this time, without breaking end-to-end encryption or providing government backdoors. Rolling out first in Australia, the company’s expansion of its Communication Safety feature uses on-device machine learning to detect and blur nude content, adding warnings and requiring confirmation before users can proceed. If the child is under 13, they can’t continue without entering the device’s Screen Time passcode.

If the device’s onboard machine learning detects nude content, the feature automatically blurs the photo or video, displays a warning that the content may be sensitive and offers ways to get help. The choices include leaving the conversation or group thread, blocking the person and accessing online safety resources.

The feature also displays a message that reassures the child that it’s okay not to view the content or leave the chat. There’s also an option to message a parent or guardian. If the child is 13 or older, they can still confirm they want to continue after receiving those warnings — with a repeat of the reminders that it’s okay to opt out and that further help is available. According to The Guardian, it also includes an option to report the images and videos to Apple.

Two screens showing a new iPhone child safety feature.

Apple

The feature analyzes photos and videos on iPhone and iPad in Messages, AirDrop, Contact Posters (in the Phone or Contacts app) and FaceTime video messages. In addition, it will scan “some third-party apps” if the child selects a photo or video to share with them.

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The supported apps vary slightly on other devices. On Mac, it scans messages and some third-party apps if users choose content to share through them. On the Apple Watch, it covers Messages, Contact Posters and FaceTime video messages. Finally, on Vision Pro, the feature scans Messages, AirDrop and some third-party apps (under the same conditions mentioned above).

The feature requires iOS 18, iPadOS 18, macOS Sequoia or visionOS 2.

The Guardian reports that Apple plans to expand it globally after the Australia trial. The company likely chose the land Down Under for a specific reason: The country is set to roll out new regulations that require Big Tech to police child abuse and terror content. As part of the new rules, Australia agreed to add the clause that it was only mandated “where technically feasible,” omitting a requirement to break end-to-end encryption and compromise security. Companies will need to comply by the end of the year.

User privacy and security were at the heart of the controversy over Apple’s infamous attempt to police CSAM. In 2021, it prepared to adopt a system that would scan for images of online sexual abuse, which would then be sent to human reviewers. (It came as something of a shock after Apple’s history of standing up to the FBI over its attempts to unlock an iPhone belonging to a terrorist.) Privacy and security experts argued that the feature would open a backdoor for authoritarian regimes to spy on their citizens in situations without any exploitative material. The following year, Apple abandoned the feature, leading (indirectly) to the more balanced child-safety feature announced today.

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Once it rolls out globally, you can activate the feature under Settings > Screen Time > Communication Safety, and toggle the option on. That section has been activated by default since iOS 17.

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Filigran secures $35M for its cybersecurity threat management suite

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Filigran secures $35M for its cybersecurity threat management suite

Paris-based startup Filigran is fast becoming the next cybersecurity rocketship to track: The company just raised a $35 million Series B round, only a few months after it raised $16 million in a Series A round.

Filigran’s main product is OpenCTI, an open-source threat intelligence platform that lets companies or public sector organizations import threat data from multiple sources, and enrich that data set with intel from providers such as CrowdStrike, SentinelOne or Sekoia.

The open-source version of OpenCTI has attracted contributions from 4,300 cybersecurity professionals and been downloaded millions of times. The European Commission, the FBI and the New York City Cyber Command all use OpenCTI. The company also offers an enterprise edition that can be used as a software-as-a-service product or hosted on premises, and its clients include Airbus, Marriott, Thales, Hermès, Rivian and Bouygues Telecom.

Filigran has been capitalizing on that success to add other products and build a full-fledged cybersecurity suite dubbed eXtended Threat Management (XTM) suite.

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Another product is OpenBAS, a beach and attack simulation platform. You can use OpenCTI and OpenBAS separately, but using them supposedly together provides a better overview of the potential risks.

Filigran is taking advantage of the fact that it’s always easier to launch a second product when your first product is popular. The startup is already working on its third product.

“By 2026, our goal is to offer a comprehensive suite of three complementary products, providing end-to-end solutions in threat management that directly address the complex cybersecurity challenges faced by modern organizations,” co-founder and CEO Samuel Hassine told TechCrunch.

Interestingly, Filigran is also drawing inspiration from GitHub and Hugging Face, the main hubs for open-source software development and artificial intelligence development, respectively. Filigran wants to launch XTM Hub — “a collaborative platform designed to empower the cybersecurity community” — by the end of the year, Hassine said.

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“The hub will serve as a central forum where users can access resources, share tradecraft and connect with others in the Filigran ecosystem,” he added.

Insight Partners is leading the Series B round, with existing investors Accel and Moonfire investing once again. In addition to product development, a portion of this funding round will be used to expand Filigran’s presence in other regions. The company operates in France, the U.S. and Australia, and plans to expand to Germany, Japan and Singapore.

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Foreign investors flock to flagship Saudi economic conference

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Foreign investors flock to flagship Saudi economic conference


A delegate arrives at the King Abdulaziz Conference Centre in Saudi Arabia’s capital Riyadh to attend the Future Investment Initiative (FII) forum on October 29, 2019. – Top finance moguls and political leaders were expected at a Davos-style Saudi investment summit in stark contrast to last year when outrage over critic Jamal Khashoggi’s murder sparked a mass boycott. Organisers say 300 speakers from over 30 countries, including American officials and heads of global banks and major sovereign wealth funds, are attending the three-day forum. (Photo by FAYEZ NURELDINE / AFP) (Photo by FAYEZ NURELDINE/AFP via Getty Images)

Fayez Nureldine | Afp | Getty Images

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Thousands of financiers, founders and investors are set to descend on the Saudi capital of Riyadh for the eighth edition of the kingdom’s Future Investment Initiative, the flagship economic conference at the heart of Vision 2030 — the multi-trillion dollar plan to modernize and diversify Saudi Arabia’s economy.

Described in past years by some attendees as a bonanza for Saudi cash, fund managers who spoke to CNBC this year draw a distinctly different picture as the kingdom simultaneously upholds more requirements for prospective fundraisers and investors, while also facing a revenue crunch amid lower oil prices and production.

“Without question, it’s gotten way more competitive to attract money from the kingdom,” Omar Yacoub, a partner at U.S.-based investment firm ABS Global, which manages nearly $8 billion in assets, told CNBC. “Everyone and anyone has been going to ‘kiss the rings,’ so to speak, in Riyadh.”

“Competition for capital has heated up, combined with other factors such as Saudis always having a ‘home bias’ towards investing, plus the broader dynamic of a tighter budget throughout the kingdom due to lower oil prices,” Yacoub said. “This has meant that investing internationally has become much more selective.”

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As Saudi Arabia moves full steam ahead with its focus on domestic investment, it’s introduced more stringent conditions for foreigners coming to the kingdom to take capital elsewhere. The kingdom’s $925 billion sovereign wealth fund, the Public Investment Fund, saw its assets jump 29% to 2.87 trillion Saudi riyals ($765.2 billion) in 2023 — and local investment was a major driver.

Analyst discusses Saudi Arabia's $100-per-barrel oil price target

Saudi Arabia’s recently-updated Investment Law seeks to attract more foreign investment as well — and it’s set itself a lofty target of $100 billion in annual foreign direct investment by 2030. Currently, that figure is still a long way from that goal as foreign investment has averaged around $12 billion per year since Vision 2030 was announced in 2017.

“It’s no longer about ‘take our money and leave’ — it’s about adding value,” said Fadi Arbid, founding partner and chief investment officer of Dubai-based investment manager Amwal Capital Partners. “Value meaning hiring, developing the asset management ecosystem, creating new products, bringing in talent, and investing in Saudi capital markets also. So it’s multi-faceted investment, not only a pure financial transaction. It’s beyond that.”

‘More disciplined, more rational’

At the same time, the kingdom is taking clear steps to scale back spending, as oil prices fall well below its fiscal breakeven figure and it continues with crude production cuts agreed upon by OPEC+.

That fiscal breakeven oil price — what the kingdom needs a barrel of crude to cost in order to balance its government budget — has risen sharply as Saudi Arabia pours trillions of dollars into giga-project NEOM.

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The IMF’s latest forecast in April, put that breakeven figure at $96.20 for 2024; a roughly 19% increase on the year before, and about 28% higher than the current price of a barrel of Brent crude, which was trading at around $72.75 as of Monday morning.

“I don’t think Saudi has the same means that they had literally two years ago,” one regional investor, who requested anonymity in order to speak freely, said. Nonetheless, they added, the kingdom “remains one of the very few countries that still have money to give. It might be somewhat on pause today, but … now it’s more disciplined, more rational.”

Watch CNBC's full interview with Saudi Investment Minister Khalid Al Falih

Some fund managers with years of experience in the Gulf suggested it may be too little too late for many of the investors making their first forays to the kingdom.

“You should have started that process two, three, four years ago,” Arbid said. However, he added, “For those that are coming in queue now, that doesn’t mean that they shouldn’t position — because it’s a cycle, right? But now, I think they’re more deliberate about it — they say you need to commit to the country.”

One example is the kingdom’s headquarters law, which went into effect on Jan. 1, 2024, and requires foreign companies operating in the Gulf to base their Middle Eastern HQ offices in Riyadh if they want contracts with the Saudi government.

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In the shadow of regional war

Saudi Arabia's non-oil growth is proving to be 'robust,' economist says

“Saudi has done a phenomenal job recently of shielding itself from geopolitical events,” Arbid said.

That is also aided by the fact that local investors make up the majority of market participants, and local investor confidence is strong. The Tadawul All Shares Index, Saudi Arabia’s leading stock market index, is up 16.48% in the last year.

Still, some analysts in the region warn that the expanding crises in the Middle East have the potential to cause further instability.

“The war has gradually escalated to the point where there is a de-facto regional war,” Aziz Alghashian, director of research at the Observer Research Foundation Middle East, told CNBC. “The ongoing war is not only a geopolitical crisis, but the continuation of it has potential to create more radicalization in and around the region.”

“Attracting FDI and tourism, while maintaining oil prices at a desired level, are key for keeping Saudi Arabia’s mega projects and diversification plans on track,” Alghashian said.

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“This of course is complicated by regional war, and so economy and security go very much hand in hand.”



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