In today’s Five Question Friday (FQF) video, we look at these five questions:

1. What are the best financial tools for retirees?
2. What happens if my HSA balance exceeds my medical receipts?
3. Do dividends count toward my annual withdrawal rate?
4. Should the way we invest change when we retire?
5. Why does Warren Buffett think cash and bonds are bad investments?

*Resources*
Budget Apps: https://robberger.com/best-budgeting-apps/
Retirement Planners: https://robberger.com/best-retirement-calculators/
Boldin: https://go.robberger.com/boldin/yt-fqf
ProjectionLab: https://go.robberger.com/projectionlab/yt-fqf
Empower: https://go.robberger.com/empower/yt-fqf
Warren Buffett Video:

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*Financial tools I use:*

*I track all of my investments, performance, fees, and asset allocation with Empower. It’s Free:*
https://go.robberger.com/empower/yt-

*I use Monarch Money to manage our budget:* https://go.robberger.com/monarch-yt/yt-desc

*My retirement plan comes from Boldin, the most robust retirement planner available at a reasonable cost:*
https://go.robberger.com/boldin/yt-

*I used Capitalize for my last 401(k) rollover. They did all of the work, and it’s Free:*
https://go.robberger.com/capitalize/yt-

*My Book (Retire Before Mom and Dad):*
https://amzn.to/4d9qbhA

#retirement #investing #robberger
0:00 Intro
1:28 What are the best financial tools for retirees?
7:22 What happens if my HSA balance exceeds my medical receipts?
10:37 Do dividends count toward my annual withdrawal rate?
13:34 Should the way we invest change when we retire?
16:56 Why does Warren Buffett think cash and bonds are bad investments?

ABOUT ME

While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. I’ve since sold my websites, bought them back, and started a new website and this YouTube channel.

I’m also the author of Retire Before Mom and Dad–The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)

LET’S CONNECT

Youtube: https://www.youtube.com/channel/UC9C17-OMxa-7oRSaCtztObw?sub_confirmation=1

Facebook: https://www.facebook.com/financialfreedomguy/

Twitter: https://twitter.com/Robert_A_Berger

DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.

*Disclosure*: Some of the links in this description are from partners who compensate us. This means — at no extra cost to you — I may earn money if you click and sign up for a product or open an account. This creates a financial relationship that may influence my recommendations, but I only recommend products and services I believe in and would recommend to my own mom. Advertisers have no control over my content. Read the full advertiser disclosure here: https://robberger.com/how-we-make-money/

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People are still bracing for another leg down, but the cycle signal has already changed. The deleveraging is behind us, and while the base may take time, the next inflection is already up.

That’s the latest message from Cathie Wood, the founder and chief executive of Ark Invest, known globally for identifying major inflection points in disruptive technologies years before they become consensus.

After the October flash crash, fear took over the narrative. Another cycle breakdown. Another prolonged drawdown. But that framing misses what actually happened. The crash forced a rapid, automated deleveraging event that flushed excess leverage out of the system in a matter of hours.

According to Cathie, that shock did not weaken Bitcoin’s structure. It strengthened it. Once forced selling is exhausted and the system stabilizes, markets stop breaking and start building. That is why the focus now is not on the damage, but on what comes after it. And what comes after a completed reset is an upside inflection.

Make sure to stick around until the end of the video as Cathie Wood explains how Bitcoin, blockchain technology, AI, energy, and autonomy are aligning into one of the most powerful wealth-creation cycles ahead.

And before we jump into it, just a quick reminder, only a small percentage of you watching are actually subscribed. If you’re getting value from the videos, hit that subscribe button. It’s free, it supports the channel, and you can always change your mind later.

Now, here’s Cathie Wood breaking down why the next major move for Bitcoin points higher from here.

#Bitcoin #Crypto #Investing

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SOCIALS
Email: jamin.tree@gmail.com
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“Bitcoin To $1 Million Is COMING Fast” Samson Mow 2024 Bitcoin Prediction

Samson Mow: “Everyone Who Owns Bitcoin Needs To Know It’s About To 266x” 2025 Bitcoin Prediction

Tom Lee Bitcoin: “These Are All INCREDIBLE Signs For Bitcoin In 2025”

EVERYONE Is SO WRONG About This Bitcoin & Crypto Cycle – Tom Lee

Tom Lee Just Changed His Prediction for Bitcoin & Ethereum (New 2025 Prediction)

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How to make $100 per month in dividends (the math).
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(click “show more” to see ad disclosure)

You’ll need quite a bit of cash invested to make $100 a month in dividends, but I’ll show you how to do the math yourself. This way you’ll know roughly how much cash you’ll need invested today in order to make $100 per month in dividend payments.

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Instagram:
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Advertiser Disclosure: Honest Finance participates in affiliate sales networks and may receive compensation by clicking through the links (at no cost to you). This compensation may impact how and where links appear in this description. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. This channel does not include all financial companies or all available financial offers.

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Honest Finance covers a broad range of financial topics that’ll give your life and finances more value. Subscribe today for future content and be sure to give this video a like!

Disclaimer: I am not a financial advisor. These videos are for education/entertainment purposes only. Investing of any kind involves risk, so please conduct your own research.

#honestfinance #dividends

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Discover how we can help: https://blueprintfinancial.ca/
Business inquiries? Email us: info@blueprintfinancial.ca

No matter how much money you’re currently earning, whether it’s $50,000 or $500,000, your income alone won’t determine your financial future — your strategy does.

In this video, I’m going to break down what smart Canadians are doing at every income level — $50K, $100K, and $150K+.

I’ll show you the most common mistakes we see, and reveal the financial strategies we use with our clients, including doctors, tech professionals, and business owners, to help them cut taxes and grow serious wealth.

Explore these links:
Net Worth Tracker: https://blueprintfinancial.ca/net-worth-tracker-canada-download
Average Net Worth in Canada by Age (30, 40, 50, 60): https://youtu.be/K7fXmR3VJhs
Blog Post: https://blueprintfinancial.ca/the-best-financial-strategies-by-income-in-canada-50k-100k-150k/

Chapters:
00:00 Introduction
00:29 Income Ladder: Step 1 – $50K/year
01:45 3 key strategies for $50k income
05:02 Income Ladder: Step 2 – $100K/year
06:18 3 key strategies for $100k income
09:58 Income Ladder: Step 3 – $150K+/year
11:33 3 key strategies for $150k income

Disclaimer: The videos and opinions on this channel are for informational and educational purposes only and do not constitute investment advice. Neither Christopher Liew nor Blueprint Financial provide specific investment recommendations. For investment advice, please consult a registered professional. This channel is not responsible for any investment actions taken by viewers based on these videos.

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This Money Was UNLOOTABLE for 7 YEARS… Until Now

After 7 YEARS, I finally looted this secret money clip in Red Dead Redemption 2 💰

At Riggs Station, there’s a money clip sitting on the counter that you’re not supposed to loot.
The doors are locked, there’s no way inside… and yet, there is a way.

Using a scoped rifle and some very precise shots, you can actually move the money clip close enough to loot it through the ticket booth window.
No mods. No glitches. Just pure Rockstar physics.

Now the big question 👀
Did Rockstar accidentally misplace this money…
or did they intentionally leave it for players to figure out their own strategy?

#rdr2 #reddeadredemption2 #arthurmorgan #rdr2secrets #rockstargames #usa #uk

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Crypto Trading FULL Course For Beginners Pt.1 | How to Start Trading in Crypto | Bitcoin Trading

This Video is based on crypto trading, crypto trading for beginners or how to start trading for beginners so if you want to learn about how to trade crypto, bitcoin trading, crypto trading than this Video is for you. Here we have discussed about crypto trading for beginners, crypto, crypto trading strategy, crypto trading kaise kare and for doing this We are using Delta Exchange platform.

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Fill this form to get Adirah AI Subscription, You must have opened Delta Exchange Account Using our link and actively Trading.
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👆🏻 Share Market me Invest/Trade karne ke liye Upar Diye hue Link Par Click karke Apna Demat & Trading account Kholen, aur apni Journey ki shuruwat karen.

Demat Account Google Form ✅
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Is Form Ko Fill krne par hmari Team apko Call krke Demat & Crypto A/c Open krne me Help kregi, sath hi apko guide kregi.

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Disclaimer –
Investing in the share market, including equity, derivatives, commodity, and currency, involves market risk, and past performance is not indicative of future results. The risk of loss can be substantial, and it may not be suitable for everyone. Please ensure you fully understand the risks involved and invest at your own risk. We are not a SEBI registered advisor, and this channel is for educational purposes only. Neeraj Joshi and any person associated with this channel accept no liability for any content uploaded on this channel or responsibility for any direct, indirect, implied, punitive, special, incidental, or consequential damages arising from actions taken based on the information provided on this channel.

#cryptotrading #cryptotradingforbeginners #trading

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Govinda Manager Reacts Financial Troubles #shorts #Shorts #YouTubeShorts #Trending #Viral #ViralShort

Note: – All Images, Pictures, Music used in the video belongs to the respected owners. Disclaimer: – This channel DOES NOT promote or encourage any illegal activities. All content provided by this channel is meant for EDUCATIONAL and INFORMATIONAL PURPOSE only. Copyright Disclaimer: – Under section 107 of the copyright Act 1976, allowance is made for FAIR USE for purpose such as criticism, comment, news reporting, teaching, scholarship and research. Fair use is a use permitted by copyright statues that might otherwise be infringing. Non- Profit, educational or personal use tips the balance in favor of FAIR USE.

🎬 **Govinda’s Manager Reacts to Actor’s Financial Troubles** 💸 | Bollywood Exposé!

In this eye-opening video, hear straight from Govinda’s manager as they shed light on the surprising financial struggles of the iconic Bollywood actor! Is the beloved star facing backlash, or are there deeper reasons behind his financial strain? 🌟 Join us as we dive into exclusive insights and untold stories from the journey of Govinda in the glitzy world of Bollywood. Don’t miss this captivating reaction that will have you rethinking fame, fortune, and resilience in the entertainment industry. Hit that play button and uncover the truth behind the headlines!

👉 **Like, Share & Subscribe!**

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“Crypto products and NFTs are unregulated and can be highly risky. There may be no regulatory recourse for any loss from such transactions.”

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In this video, we cover:
✅ How to start trading with ₹100
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Bazaar Ke Mahir – https://www.youtube.com/@bazaarkemahir

Email – biz.sagarsinha@gmail.com

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Disclaimer
——————————-
This video is created solely for educational and informational purposes and is based on individual research. It should not be considered as financial, investment, or trading advice. We are not SEBI-registered investment advisors or analysts. Viewers are strongly advised to conduct their own research and consult with a SEBI-registered financial advisor before making any investment decisions.
As per SEBI’s study on the derivatives segment, nine out of ten traders in the Futures & Options (F&O) market incur losses, with the average loss-making trader losing significantly more than the profitable ones gain. Trading in derivatives involves substantial risk and is not suitable for all investors.
Regarding cryptocurrencies in India: Cryptocurrencies are currently not considered legal tender in India, but trading and holding crypto assets is not banned. However, they are unregulated, and the Government of India, RBI, and SEBI have repeatedly cautioned investors about the high volatility and risk of fraud. Crypto gains are subject to a 30% tax on profits and 1% TDS on transactions as per the current tax laws. Regulatory frameworks may change in the future, and viewers should stay updated with official guidelines before making any decisions in this space.
Stock market investments are subject to market risks, and past performance is not indicative of future results. We do not guarantee any profits or protection against losses. This content is for educational purposes only and is based on personal research. Viewers should always conduct their own due diligence before making any financial decisions.
By watching this video, you acknowledge that we and our representatives are not liable for any financial losses or decisions made based on the information provided. Always trade and invest responsibly.

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