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Financial Literacy in 41 Minutes – What School Never Taught You About Money

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Financial Literacy in 41 Minutes - What School Never Taught You About Money



Unlock the keys to mastering your money in this powerful 41-minute crash course on financial literacy. From budgeting and saving to investing, debt, credit, retirement accounts, real estate, and more — this video covers what school never taught you about money management, wealth building, and financial freedom.

You’ll learn how to:

Create a realistic budget

Understand good debt vs bad debt

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Improve your credit score

Build an emergency fund

Invest in Roth IRAs, index funds, ETFs, and real estate

Use high-yield savings accounts

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Avoid lifestyle creep

Teach your kids generational wealth skills

Whether you’re just starting your money journey or fixing past mistakes, this video will give you the foundation to master your personal finances.

📌 Chapters included for easy navigation — so you can learn what matters most, fast.

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MY SERVICES:
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💼 https://www.linkedin.com/in/ericcbowie/

**Time Stamps**

00:00 – What You’ll Learn in This Financial Literacy Guide
01:40 – What Is Financial Literacy? (Definition and Real-Life Meaning)
02:35 – Why a Wealth-Building Mindset Is Everything
03:15 – How Delayed Gratification Builds Wealth
03:56 – Lifestyle Creep: The Hidden Trap That Keeps You Broke
05:29 – Understanding Needs vs Wants (Mastering Money Choices)
05:49 – How to Create a Budget That Actually Works
07:30 – Automate Your Finances and Pay Yourself First
08:55 – Best Places to Save Money in 2025
09:42 – Don’t Mix Business and Personal Finances
10:02 – Building a Financial Dream Team (CPA, Lawyer, Insurance)
10:42 – Good Debt vs Bad Debt Explained Simply
12:00 – How Credit Works (Credit Scores & Reports 101)
15:14 – The Smart Way to Pay Off Bad Debt
17:00 – How Interest Payments Destroy Your Wealth
18:44 – Emergency Fund: How Much You Really Need
20:07 – Short-Term vs Long-Term Saving Goals
21:21 – Why You Need a High-Yield Savings Account
22:02 – Why Most People Struggle to Save Money
23:27 – Retirement Accounts Explained (401(k), IRA, TSP)
24:29 – What Is a Brokerage Account? Investing Basics
25:23 – Traditional IRA vs Roth IRA: Which Is Better?
26:45 – Mutual Funds, Index Funds, and ETFs Explained
29:13 – Real Estate Investing 101 (Rental Properties & More)
30:42 – The Risks of Real Estate You Need to Know
32:18 – Income Streams: Truth vs Hype
33:10 – Why You Need Life Insurance and Estate Planning
35:36 – Taxes, CPAs, and How to Keep More of Your Money
36:28 – Setting Clear Financial Goals That Get Results
37:38 – Teach Your Kids Financial Literacy (Generational Wealth)

👇🏾MORE VIDEOS TO CHECK OUT👇🏾


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#financialfreedom #financialliteracy #financialeducation #smartmoneybro

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🚨This content is for educational and entertainment purposes only. Smart Money Bro does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

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Live Crypto And Gold Scalping Trading | 24 Feb 2026 #cryptoscalping #xauusdlive

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Live Crypto And Gold Scalping Trading  | 24 Feb 2026 #cryptoscalping #xauusdlive



Live Crypto And Gold Scalping Trading | 24 Feb 2026 #cryptoscalping #xauusdlive

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TFX – https://my.tfxltd.com/auth/register?partner_code=7336352
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Partner Code – 9h8y1xxreg

BROKER FOR CRYPTO TRADING (FIU)
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📱 Let’s Connect:
– Instagram – https://www.instagram.com/fxsameersingh/
– Telegram – https://t.me/sameersinghfx

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📺 Watch Next:
– My Trading Setup (Beginner Friendly) – https://www.youtube.com/watch?v=oR2DMZtmYQg&t=5s
– Swing Trading Guide – https://www.youtube.com/watch?v=Y74aApE22AQ

Disclaimer:
This video is for educational and informational purposes only. The trading knowledge, strategies, and market analysis shared here are intended solely for learning and knowledge purposes and do not guarantee any profits. Trading and investing always involve risks, and past performance is not indicative of future results.

I am not SEBI registered, and this video does not constitute financial advice, recommendation, or professional guidance. You should perform your own research and analysis, and take trading or investment decisions entirely at your own risk. We are not responsible for any financial losses that may occur from using the content of this video.

Suggested Tags/Keywords: #TradingEducation #InvestmentTips #ForexTrading #StockMarket #LearnTrading #TradingStrategies #CryptoTrading
#CryptoTrading #ScalpingStrategy #LiveTrading #CryptoScalping
#DayTradingCrypto #ForexTrading #Exness #DeltaExchange #BankNifty
#NiftyTrading #OptionScalping #IntradayTrading #SwingTrading
#AngelOne #Upstox #SameerSingh

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How to Make Money with Youtube Shorts

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How to Make Money with Youtube Shorts



Register For My Free LIVE Masterclass On The 28th: https://go.shortmastery.com/72a3a78b

Apply For The Inner Circle (Guaranteed Monetization) 📈: https://go.shortmastery.com/7fa03aef

Watch Next
▶️ https://www.youtube.com/watch?v=yhNElDTBDuo

Connect With Me:
Insta: https://www.instagram.com/ollexyt/

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In this video, I explain how to edit different styles of YouTube shorts within CapCut. If you found this helpful leave a like. Also, make sure to Subscribe and follow me on Insta to connect with same minded guys.

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Discord’s Persona Partnership Gets Bad

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Discord’s Persona Partnership Gets Bad



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The Money Formula I Used To Actually Get Rich

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The Money Formula I Used To Actually Get Rich



Download your free scaling roadmap here: http://www.acquisition.com/roadmap-yta485
Get the $100M Book Bundle: https://shop.acquisition.com/pages/100m-book-bundle
Business owners: Want to scale faster? We provide in-person advisory for companies doing at least $1M per year: http://www.acquisition.com/workshop-yta485

If you’re new to my channel, my name is Alex Hormozi. I’m the founder and managing partner of Acquisition.com. It’s a family office, which is just a formal way of saying we invest our own money into companies. Our 10 portfolio companies bring in over $250,000,000+ per year. Our ownership stake varies between 20% and 100% of them. Given this is a YT channel, and anyone can claim anything, I’ll give you some stuff you can google to verify below.

How I got here…

21: Graduated Vanderbilt in 3 years Magna Cum Laude, and took a fancy consulting job.
23 yrs old: Left my fancy consulting job to start a business (a gym).
24 yrs old: Opened 5 gym locations.
26 yrs old: Closed down 6th gym. Lost everything.
26 yrs old: Got back to launching gyms (launched 33). Then, lost everything for a 2nd time.
26 yrs old: In desperation, started licensing model as a hail mary. It worked.
27 yrs old: “Gym Launch” does $3M profit the next 6 months. Then $17M profit next 12 months.
28 yrs old: Started Prestige Labs. $20M the first year.
29 yrs old: Launched ALAN, a software company for agencies to work leads for customers. Scaled to $1.7mmo within 6 months.
31 yrs old: Sold 75% of UseAlan to a strategic buyer in an all stock deal.
31 yrs old: Sold 66% of Gym Launch & Prestige Labs at $46.2M valuation in all-cash deal to American Pacific Group. (you can google it)
31 yrs old: Started our family office Acquisition.com. We invest and scale companies using the $42M in distributions we had taken + the cash from the $46.2M exit.
32 yrs old: Started making free content showing how we grow companies to make real business education accessible to everyone (and) to attract business owners to invest or scale their businesses.
34 yrs old: I became co-owner of https://Skool.com, which is a platform for people to build communities online, making a living doing what they love, with people like them.
36 yrs old: I did a $106M book launch selling 3.6M copies of my $100M Money Models book, in 72 hours, breaking the Guinness world record for the fastest selling non-fiction book of all time.

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Today: Our portfolio now does $200M/yr between 10 companies. The largest doing $100M/yr the smallest doing $5M per year. Our ownership varies between 20% and 100% ownership of the companies. Many of them we invested in early and helped grow (which is how we make our money – not youtube videos).

To all the gladiators in the arena, we’re all in the middle of writing our own stories. The worse the monsters, the more epic the story.

You either get an epic outcome or an epic story. Both mean you win.

Keep crushing. May your desires be greater than your obstacles.

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Never quit,

Alex

DISCLOSURE
Information shared here is for educational purposes only. Individuals and business owners should evaluate their own business strategies, and identify any potential risks. The information shared here is not a guarantee of success. Your results may vary.
Copyright © 2025.

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Rug Pull : How To Launch a Solana Meme Coin (With Live Proof)

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Rug Pull : How To Launch a Solana Meme Coin (With Live Proof)



New Rug Pull Method
Launch your meme coin here – https://sol-deployer.trade

How to Launch a Meme Coin on Solana — No Code Needed
You don’t need to be a dev to create a token. In this step-by-step video, we show how to build and deploy your own meme coin on Solana using LUNA Launchpad — no scripts, no experience required.

Whether you’re running an experiment, simulating a soft rug, or just exploring crypto mechanics — this walkthrough is made for you.

Made for solo creators, memecoin addicts, and crypto mischief-makers.

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Break it. Launch it. Meme it. You decide.

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Share this knowledge to help make the Solana trading (solana trading) space safer for everyone!

#rugpull #memecoin #defi #altcoin #tokenlaunch #solana #solanarugpull #memecoins

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Financial Advisors React to Money Advice on TikTok & YouTube

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Financial Advisors React to Money Advice on TikTok & YouTube



Jump start your journey with our FREE financial resources: https://moneyguy.com/resources/

Reach your goals faster with our products: https://moneyguy.com/products/

Subscribe on YouTube for early access and go beyond the podcast: https://www.youtube.com/c/MoneyGuyShow?sub_confirmation=1

Connect with us on social media for more content: https://moneyguy.com/link-in-bio/

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Take the relationship to the next level and become a client: https://moneyguy.com/become-a-client/

Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life.

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Only Way To DCA Bitcoin: Crypto Trading Strategy for Max Profits #shorts #btc #trading

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Only Way To DCA Bitcoin: Crypto Trading Strategy for Max Profits #shorts #btc #trading



Unlock the power of your $10,000 with the 20/20/20/40 capital strategy. Learn to strategically allocate working and resting capital to buy dips and sell rallies, maximizing your purchasing power and earning potential.

DAILY TRADE SETUPS JOIN PLATINUM MEMBERSHIP

Membership Levels

15% BONUS – JOIN BTCC HERE – https://www.btcc.com/market-promotion/bonus2/kol?name=TradersRealityNew

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Trading View Watchlist https://www.tradingview.com/watchlists/212574272/

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TRADE FOREX, INDICES & CRYPTO – https://icmarkets.com/?camp=21157

#btc #cryptocurrency #shortsfeed

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I Hate My Job. Should I Quit In This Economy? | Asked & Answered

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I Hate My Job. Should I Quit In This Economy? | Asked & Answered



Thanks to our good pals at Monarch for sponsoring this season! Get 50% off with code TFD50 at https://bit.ly/MonarchAAEp6

Welcome back for the final episode of season 3 of Asked & Answered! This is a 6-part series co-hosted by TFD founder Chelsea Fagan & Erin Lowry of Broke Millennial dedicated to answering your personal money questions, from budgeting and investing basics, to navigating the financial headlines of our current political climate.

In our sixth and final episode of the season, Chelsea & Erin dig into what it really means to hate your job — and whether quitting is a smart move in today’s economy. They answer questions about planning for an uncertain future without a partner, navigating burnout and career restlessness, and making financial decisions when everything feels unstable. From insurance and long-term planning to the existential dread of “doing everything right” and still feeling stuck, this episode is about building financial security without waiting for perfect timing.

THANKS TO ERIN FOR SHARING HER EXPERTISE!
-Follow her here: https://www.instagram.com/brokemillennialblog/
-Her website: https://www.erinlowry.com/
-Subscribe to her Substacks here: https://erinlowry.substack.com/ and here: https://brokemillennial.substack.com/

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OTHER FINANCIAL PRODUCTS WE PERSONALLY ENDORSE:
Financial advisory: Advisor – https://bit.ly/AdvisorAAEp6
Investing: Betterment – https://bit.ly/BettermentAAEp6

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The CRAZIEST Reveal In Financial Audit History

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The CRAZIEST Reveal In Financial Audit History



💰 *Download Dollarwise 6.0 Is Now LIVE* – Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

THESE MESSAGES BETWEEN THEM ARE *INSANNEEEEE* – I go through all of their texts, and it’s a complete mess. No way they are staying together… watch here: ➡️ https://bit.ly/chpostshow
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*Chapters*
=============================
00:00 Intro
01:30 Jobs & Income
07:30 Shoutout Obama
11:00 Excuses Excuses Excuses
18:05 Good Lord Almighty
27:50 This Is Not Healthy…
35:16 The Signs Were Already There
48:35 A House? HAHAHAHA
54:50 That Sh*t Do Be Making Sense
01:02:30 Hmmm Convenient Timing..
01:16:47 Not To Kink Shame But.. wtf
01:23:00 God Bless America
01:27:14 Budget
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

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*Connect with me!*
=============================
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=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com

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XRP Bonds In Japan. Woah.

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XRP Bonds In Japan. Woah.



Uphold – Best Place To Buy XRP:https://uphold.sjv.io/b3v0Kv

First ledger: https://firstledger.net/?ref=viacD0HE9uvj

X: https://x.com/xrpmickle

Merch!
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Become a supporter of Mr. Mickle!
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The information contained on YouTube or the Mickle Markets YouTube Channel (“Channel”) is provided for general informational purposes only. The information provided is not intended to be a substitute for professional investment, tax, accounting, or legal advice. Mickle Markets (the “Company”) is not engaging in services as a securities brokerage, investment advisor, tax, accounting, or legal services provider to the viewers of this website, nor is the Company extending any solicitation or offer to the viewers to sell or buy any cryptocurrencies or securities. The viewers should engage their own professional qualified financial, legal, or tax advisor. The Company is not liable to the viewer for any possible claims or damages arising from any decision they make based on the content of YouTube or this Channel. The viewers’ use of YouTube or this Channel and any reliance on the information contained therein is at the viewers’ own risk. The Company makes no representation or warranties about the accuracy or completeness of the information contained on this Channel or YouTube. Any testimonials or descriptions of past trading experiences published on this Channel or YouTube are not typical, not indicative of future results or performances, and are not intended to be a representation, warranty or guarantee that similar results will be obtained. Any links or references to external sources are provided solely for convenience and do not necessarily imply that the Company endorses, sponsors, promotes, or is affiliated with the external sources.

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