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⚠️ DISCLAIMER – READ FIRST
This video is not financial advice. It is for educational and entertainment purposes only. I may earn a commission through some of the links below — at no extra cost to you.
Crypto-assets are highly volatile and involve significant risk. These offers are intended for experienced users only and may not be available in your region. Always verify local laws before registering or trading on any platform.

✩ALL SOCIALS ✩
https://linktr.ee/levicrypto
——————-
#crypto #xrp #hbar #altcoins #altcoin
——————–
LEGAL & REGULATORY DISCLAIMER

1. Corporate Entity & Content Purpose
This channel is operated by a registered business entity. All content is intended solely for informational and entertainment purposes and reflects the opinion of the channel as an entity.

2. No Financial, Legal, or Tax Advice
I am not a licensed financial advisor. Nothing in this content should be construed as financial, investment, legal, or tax advice. Viewers should consult qualified professionals before making investment decisions.

3. Sponsorships & Affiliate Relationships
This video may contain sponsored content and/or affiliate links. I may earn a commission if you use these links, at no additional cost to you. I only promote platforms I personally use or believe in — but you are responsible for conducting your own due diligence.

4. Geographic Restrictions
This content is not intended for residents of the United Arab Emirates, United Kingdom, United States, Canada or any other jurisdiction where the promotion of virtual assets is restricted or prohibited.

If you are located in such a region, do not engage with or act on this content.

5. Crypto Risk Warning
Crypto-assets are speculative and involve substantial risk, including:
• Loss of capital
• Extreme volatility
• Limited liquidity
• Irreversible transactions
• Potential for fraud, theft, or manipulation
No form of investor protection or legal recourse is guaranteed. Engage at your own risk.

6. No Outcome Guarantees
I make no representations regarding the accuracy, timeliness, or results of any strategies or opinions shared. No profits or outcomes are guaranteed. You bear full responsibility for any decisions made.

7. Content Updates
Information may become outdated. I reserve the right to change, update, or remove content without notice.

8. MiCA & EU/Canada Compliance Notice
In accordance with the EU Markets in Crypto-Assets Regulation (MiCA):
• This content does not constitute financial promotion or investment advice under MiCA.
• Crypto-assets discussed may not be suitable for all investors and are not protected by any EU Or Canada deposit guarantee or investor compensation scheme.
• All statements made are intended to be fair, clear, and not misleading.
• If you reside in the EU or Canada, ensure your engagement with this content complies with local laws and regulations.

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Disclaimer:
I am not a licensed financial advisor. All videos on this channel are intended for entertainment purposes only. You should not buy, sell, or invest in any asset based on what I say in these videos. You should know that investing carries extreme risks. You could lose your entire investment. This is not trading advice and I am in no way liable for any losses incurred.

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A judge has held a government lawyer in contempt of court. FOX 9 Investigator Paul Blume has more.

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Timestamps
00:00 – Introduction
01:43 – Lecture Context
02:31 – Fiscal Imbalance
03:00 – Tax Devolution
04:08 – Grant Changes
05:52 – Local Body Grants
06:34 – Condition 1- State FC
07:22 – Condition 2- Timely Elections
08:00 – Condition 3- Audit & Transparency
08:17 – Basic vs Performance Grants
09:37 – Urban Special Grants
12:32 – Disaster Management Grants
13:55 – Heatwave & Lightning Added
14:40 – Fiscal Deficit Targets
15:55 – PSU Privatization
17:25 – Mains- Capitalism Tilt
19:13 – Revdi Culture Critique
20:48 – Short-term Politics
21:50 – Cooperative Federalism
22:30 – Why Local Bodies Weak?
24:52 – Closing & Unacademy Offer

**Description:**
In this video, renowned UPSC Educator & Economy Subject Expert Dr. Mrunal Patel is teaching the topic.

This video is for the benefit of job aspirants in India who are preparing for various competitive exams such as UPSC, SSC-CGL, State Services (StatePSC), Banking, IBPS, RBI, CAPF, CDS, ACIO, APFC etc.

Dr. Mrunal Patel decodes the 16th Finance Commission report chaired by Dr. Arvind Panagariya. He begins with fiscal imbalance – Centre collects far more taxes than states (e.g. Gujarat example) – and explains 41% tax devolution to states plus horizontal devolution criteria (population, area, forest cover).

Grants section: ~₹8 lakh crore for local bodies (₹5.54 lakh crore to panchayats, rest to urban local bodies). Three strict conditions apply – states must form State Finance Commission, hold timely panchayat/ULB elections, and upload audited accounts online.

Basic grant (80%) splits into 50% tied (Swachh Bharat, gutter, water, waste management) and 50% untied (playgrounds, libraries etc., but no AC in sarpanch office or establishment expenses). Performance grant (20%) rewards efficient property tax & user fee collection (minimum ₹2000 per household in panchayats).

Urban-specific grants: special infrastructure for cities 10-40 lakh population and one-time urbanization premium grant for rural-to-urban transition.

Disaster Management: ₹1.5 lakh crore – 20% mitigation (geo-textiles, landslide prevention), 80% response fund. Heatwaves and lightning added to disaster list.

Fiscal deficit targets: Centre 3.5% of GDP by 2030-31, states ≤3%. Commission sharply criticises “revdi culture” of freebies and recommends a new committee to review schemes.

Government companies: loss-making state power discoms “beyond saving” – privatise or close. Any PSU in loss for 3 of last 4 years must be privatised/closed. Shut down inactive companies.

Mains reflection: report carries stronger capitalism flavour than socialism, influenced by Dr. Panagariya’s American academic background and his colleague Jagdish Bhagwati. Discusses Sen-Bhagwati debate. Counter-arguments provided on why freebies became necessary (wage stagnation, inflation, short-term political mirror of society). Homework questions given for answer writing practice.

Use coupon code Mrunal.org on Unacademy for triple-line live course (Prelims + Mains + Answer Evaluation) with extension guarantee.

**Alternative Titles:**
1. 16th FC Report Explained | Grants, Freebies Critique & Privatization | UPSC Economy by Dr. Mrunal Patel
2. Local Bodies & Disaster Management Grants | 16th Finance Commission Part 1 | Mrunal Sir UPSC
3. Why 16th FC Pushes Privatization & Ends Freebie Grants | Dr. Mrunal Patel Lecture

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