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No.1 Money Saving Experts: Do Not Buy A House! Putting Money In A Bank Makes You Poorer!

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No.1 Money Saving Experts: Do Not Buy A House! Putting Money In A Bank Makes You Poorer!



Are we falling for the biggest money traps of our generation? And what are the money habits that actually build millions? Raoul Pal, Jaspreet Singh, and Humphrey Yang reveal the truth about renting vs buying, escaping credit card debt, mastering passive income, and investing with $0!

This personal finance roundtable brings 3 leading finance experts to discuss building wealth and planning for your financial future. Jaspreet Singh is an entrepreneur and founder of Minority Mindset, Raoul Pal is a former hedge fund manager and CEO of Real Vision, and Humphrey Yang is a personal finance creator and former financial advisor at Merrill Lynch.

They discuss:
◼️Why saving money won’t make you rich, and what to do instead
◼️The single best skill to escape being broke in 2025
◼️ Why renting is smarter than buying (even if you can afford to buy)
◼️ The tiny money habit that quietly builds millions over time
◼️ Why most people under 45 won’t get a pension (and what to do instead)
◼️The truth about crypto, AI and why the financial system doesn’t want you prepared

00:00 Intro
00:02:10 How Do I Make More Money?
00:04:59 Pointless Jobs That Actually Made You the Most Money
00:06:39 How to Visualize Your Finances
00:07:30 Social Pressure Around Money
00:09:23 The Simple Money Tracking Hack
00:13:18 Best Form of Investing: Active or Passive?
00:18:20 More People Joining Crypto
00:20:54 Bitcoin Is Too Speculative
00:28:17 Stocks vs Crypto
00:33:47 How Would You Invest $1,000?
00:41:59 The S&P 500 vs the Nasdaq-100
00:44:00 Dollar Cost Averaging Explained
00:46:58 Removing Emotion from Financial Decisions
00:47:55 Should We Be Putting Everything into Crypto?
00:49:22 If Crypto Isn’t the Future, What Takes Its Place?
00:54:12 Ad Break
00:56:10 What to Do When You’re in Debt
00:59:29 Bankruptcy: When Should Someone Consider It?
01:02:00 Alternatives to Filing for Bankruptcy
01:03:41 The Myth of Passive Income
01:05:37 How Profitable Are Property Investments?
01:10:21 Should You Buy Rental Properties for Passive Income?
01:11:08 Why More People Are Renting in the U.S.
01:13:19 Is Property a Good Way to Build Wealth?
01:19:16 Is There Such a Thing as Good Debt?
01:20:16 Leveraging Your Current Assets
01:25:47 Pensions and 401(k) Retirement Plans
01:39:35 Ad Break
01:41:23 Framework for Making Money More Easily
01:47:39 Why Keeping Money in the Bank Makes You Poorer
01:51:45 What Do Rich People Know That Most Don’t?
01:54:27 How Relationships Impact Financial Success
01:59:30 Do Geographics Matter When Making Money?
02:02:16 Is the UK a Good Place to Build Wealth?
02:05:35 Closing Statements

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Follow Jaspreet:
X: http://bit.ly/3HSFdO3
‘Market Briefs’ newsletter:: http://bit.ly/4mWeqzr
YouTube: http://bit.ly/46hbTbU

Follow Raoul:
X: http://bit.ly/466Fe8Q
Website here: http://bit.ly/4m6Rexb
You can download Raoul Pal’s 5-Year Roadmap for free here: http://bit.ly/3JQok7g
You can purchase ‘The Everything Code’, here: https://amzn.to/44LSWhI

Follow Humphrey:
Youtube: http://bit.ly/3KgmkoJ
Instagram: http://bit.ly/4gs6kMI
Website ⁠Humphreysguide.com

The Diary Of A CEO:
⬛Join DOAC circle here – https://doaccircle.com/
⬛Buy The Diary Of A CEO book here – https://smarturl.it/DOACbook
⬛The 1% Diary is back – limited time only: https://bit.ly/3YFbJbt
⬛The Diary Of A CEO Conversation Cards (Second Edition): https://g2ul0.app.link/f31dsUttKKb
⬛Get email updates – https://bit.ly/diary-of-a-ceo-yt
⬛Follow Steven – https://g2ul0.app.link/gnGqL4IsKKb

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Sponsors:
Linkedin Jobs – https://www.linkedin.com/doac
Bon Charge – http://boncharge.com/diary?rfsn=8189247.228c0cb with code DIARY for 25% off
Vivobarefoot – https://www.vivobarefoot.com/Steven and get 20% off when you use STEVENB20

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The XRP hack nobody’s talking about #security #crypto #xrp

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The XRP hack nobody's talking about #security #crypto #xrp



At 50,000 XRP, the custody solution changes completely.

This is the same level of security BlackRock uses — not a consumer-grade wallet, not an exchange with a help desk. Institutional custody with your spouse and beneficiaries added directly. The account is yours the way a vault is yours.

Ledger hacks aren’t a concern here. Phishing doesn’t work on this structure. The attack vectors that have wiped out crypto holders for years simply don’t apply.

And there’s $100 million in insurance coverage sitting behind it.

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Most XRP holders are one bad link click away from losing everything. At 50K you don’t have to live like that anymore.

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AI Bull Case = Financial Crisis?

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AI Bull Case = Financial Crisis?



Today on Dumb Money, is the AI bull case actually macro bearish? We break down the “Intelligence Spiral” thesis — how unstoppable AI could crush white-collar wages, hollow out consumer demand, and trigger a 2028 financial crisis.

Rigaku research report discussed on the show…
https://www.linkedin.com/posts/activity-7428842632530964480-zMi1

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Financial freedom AND kids?

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Financial freedom AND kids?



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Sundara Rami Reddy – What Is Cryptocurrency In Telugu 2025 | CRYPTO BEGINNERS GUIDE IN TELUGU #money

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Sundara Rami Reddy - What Is Cryptocurrency In Telugu 2025 | CRYPTO BEGINNERS GUIDE IN TELUGU #money



#SumantvBusiness #Stockmarket #Sharemarket
Watch ►Sundara Rami Reddy – What Is Cryptocurrency In Telugu 2025 | CRYPTO BEGINNERS GUIDE IN TELUGU #money
Welcome to SumanTV Business Channel, The Place where you are served with Online and Offline Money Making Tips and Money Earning Methods Every Day. SumanTV Business has been constantly coming up with new genres of Content that helps young entrepreneurs, Self Made Business Women, Students who wish to earn part time income to make more relevant to different successful ways of Earning Online and Offline.
Your Priceless feedback is always appreciated and Please Subscribe SumanTV Business for More Awesome Money Making Videos Served on Daily Basis.

Please LIKE SHARE and SUBSCRIBE out SUMAN TV BUSINESS.

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How it Happened – The 2008 Financial Crisis: Crash Course Economics #12

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How it Happened - The 2008 Financial Crisis: Crash Course Economics #12



Today on Crash Course Economics, Adriene and Jacob talk about the 2008 financial crisis and the US Goverment’s response to the troubles. So, all this starts with home mortgages, and the use of mortgages as an investment instrument. For years, it seemed like the US housing market would go up and up. Like a bubble or something. It turns out it was a bubble. But not the good kind. And the government response was…interesting. Anyway, why are you reading this? Watch the video!

More Financial Crisis Resources:

Financial Crisis Inquiry Report: http://www.gpo.gov/fdsys/pkg/GPO-FCIC/pdf/GPO-FCIC.pdf

TAL: Giant Pool of Money: http://www.thisamericanlife.org/radio-archives/episode/355/the-giant-pool-of-money

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Timeline of the crisis: https://www.stlouisfed.org/financial-crisis/full-timeline

http://www.economist.com/news/schoolsbrief/21584534-effects-financial-crisis-are-still-being-felt-five-years-article

Crash Course is on Patreon! You can support us directly by signing up at http://www.patreon.com/crashcourse

Thanks to the following Patrons for their generous monthly contributions that help keep Crash Course free for everyone forever:

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Fatima Iqbal, Penelope Flagg, Eugenia Karlson, Alex S, Jirat, Tim Curwick, Christy Huddleston, Eric Kitchen, Moritz Schmidt, Today I Found Out, Avi Yashchin, Chris Peters, Eric Knight, Jacob Ash, Simun Niclasen, Jan Schmid, Elliot Beter, Sandra Aft, SR Foxley, Ian Dundore, Daniel Baulig, Jason A Saslow, Robert Kunz, Jessica Wode, Steve Marshall, Anna-Ester Volozh, Christian, Caleb Weeks, Jeffrey Thompson, James Craver, and Markus Persson

Want to find Crash Course elsewhere on the internet?
Facebook – http://www.facebook.com/YouTubeCrashCourse
Twitter – http://www.twitter.com/TheCrashCourse
Tumblr – http://thecrashcourse.tumblr.com
Support Crash Course on Patreon: http://patreon.com/crashcourse

CC Kids: http://www.youtube.com/crashcoursekids

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XRP Yield Vaults Go LIVE!

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XRP Yield Vaults Go LIVE!



Welcome to Zach Rector’s channel!

iTrust Capital- https://www.itrustcapital.com/go/zach-rector

Legal & Estate Planning- https://calendly.com/new-client-specialists/15-minute-interview-affiliate?a1=Rector&month=2026-02

Are you ready to take advantage of the greatest transfer of wealth in world history?
Join our community at http://www.ZachRector.com and discover how you can not only survive, but thrive in this exciting time.

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XRP Family MERCH- https://zachrector.com/shop/

Patreon/Discord Private Community- https://www.patreon.com/zachrector

Buy XRP & Trade Crypto-
Caleb & Brown- https://www.calebandbrown.com/affiliates/zach-rector/
Uphold- https://wallet.uphold.com/signup?referral=7ae0597d45
Coinbase- https://coinbase.com/join/PJCHZE2?src=ios-link
Coinbase Advanced Trading- https://advanced.coinbase.com/join/XXTYJ2Z

First Ledger- https://firstledger.net/?ref=DO9SdgMahaeK

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Send XRP Tips & NFTs- r41a9RBNQYVx1XowGUUNEbJxKdKnMpHQEo

Precious Metals- https://zachrector.com/gold-and-silver/

Book 1 on 1 Call with Zach- https://calendly.com/zachrector/30min?month=2024-09

Crypto Wallets-
Ellipal- https://www.ellipal.com/?rfsn=6318619.6c7e7c
DCent Wallet- https://store.dcentwallet.com/products/biometric-wallet-affiliates?bg_ref=qBGObYeQ71
Trezor- https://trezor.io/trezor-model-t?transaction_id=102790791fb667a080e84dbbf37fc1&offer_id=134&affiliate_id=10442

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Follow us on social media for the latest updates on:
Twitter (https://www.twitter.com/ZachRector7),
Rumble (https://www.rumble.com/user/zachrector7),
YouTube (https://www.youtube.com/user/Rector94),
TikTok (https://www.tiktok.com/@ZachRector7).

Thank you for joining us on this journey to financial freedom!

#xrp #ripple #xlm #stellar #xdc #buyback
#CryptocurrencyExchange #CryptocurrencyWallet #CryptocurrencyMarketNews #AltcoinInvesting #BlockchainTechnology #CryptocurrencyRegulations #HODL
#trading #investing #altcoins #crypto #blockchain #cryptocurrency #bitcoin

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Financial Struggles & YouTube | ft. Ayush Bhandari #themotormouth #ayushbhandari #challenge

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Financial Struggles & YouTube | ft. Ayush Bhandari #themotormouth #ayushbhandari #challenge



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“Now We Know Why They Crashed Bitcoin On Purpose” – Mike Novogratz Reveals Everything

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"Now We Know Why They Crashed Bitcoin On Purpose" - Mike Novogratz Reveals Everything



Mike Novogratz just gave the most INSIDER look at crypto in 2026.

The Galaxy Digital CEO — the man who facilitated a $9 BILLION Bitcoin sale — revealed why crossing $100K broke something in the market, and why Chuck Schumer called him THREE NIGHTS AGO about market structure.

🔥 In this video, you’ll discover:

💰 KEY NUMBERS FROM THIS VIDEO:
– $126,000 — Bitcoin’s October 2025 all-time high
– $100,000 — The psychological milestone where “fever broke”
– $60,000 — Bitcoin’s February 2026 low (Novogratz thinks this is bottom)
– $9 BILLION — OG Bitcoin sale Galaxy facilitated (80,000+ BTC)
– $19.37 BILLION — Liquidated in October 2025 crash
– $8.7 BILLION — Bitcoin losses realized in one week
– 5 — Fear and Greed Index low (worse than FTX’s 6)
– 70,000 BTC — Whale accumulation in early February ($4.6B)
– $190 MILLION — Fairshake raised for 2026 elections
– $40 MILLION — Fairshake spent helping Bernie Moreno
– 6.2% — Bitcoin supply held by ETFs
– $97 BILLION — Bitcoin ETF AUM
– 714,644 BTC — Strategy’s holdings ($50B+)
– 5 BILLION — Underserved people globally (crypto’s opportunity)
– 2% — Standard Bitcoin allocation (coming)
– March 1st — White House stablecoin compromise deadline
– April — Possible CLARITY Act passage

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🎯 MIKE NOVOGRATZ QUOTES:
– “Bitcoin had a HORRIBLE year”
– “It felt like we won the goddamn MARATHON. And we hugged”
– “I sent a celebratory Twitter to our entire client base”
– “That sigh of relief allowed the religious zealousness to RELAX”
– “I had a friend who sold Bitcoin to buy a SPORTS TEAM”
– “We had a $9 BILLION seller”
– “The HODL fever BROKE”
– “You sell a little more, you sell a little more… it is so HARD to HODL”
– “I think we put a low in at $60K — I’ve been BUYING”
– “I got a call from Chuck Schumer THREE NIGHTS AGO”
– “He’s like, ‘Dammit, we’re gonna get this thing PASSED’”
– “There are more CRYPTO OWNERS than DOG OWNERS in America”
– “Every Democrat believes Bernie Moreno won because of FAIRSHAKE”
– “Brian Armstrong is 100% right intellectually”
– “Isn’t YOUR JOB to figure out what’s best for the country?”
– “Because of so much money in politics, senators are scared to piss ANYONE off”
– “Wall Street is one of the great SELLING MACHINES ever built”
– “5 billion people don’t have great financial services”
– “We’re moving from a world of ACCOUNTS to WALLETS”
– “Nobody did more for Bitcoin than LARRY FINK”
– “The 2% allocation just becomes… OF COURSE”

📺 ORIGINAL INTERVIEW:

⚠️ DISCLAIMER:
This video is for educational and entertainment purposes only. This is NOT financial advice. Always do your own research before making any investment decisions. Cryptocurrency investments are highly volatile and risky.

#MikeNovogratz #Bitcoin #BTC #GalaxyDigital #ChuckSchumer #ClarityAct #MarketStructure #CryptoRegulation #Stablecoin #BrianArmstrong #Coinbase #Fairshake #BernieMoreno #WallStreet #BitcoinETF #HODLer #RealWorldAssets #Tokenization #MoneyTalks #CryptoNews

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Live Crypto And Gold Scalping Trading | 24 Feb 2026 #cryptoscalping #xauusdlive

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Live Crypto And Gold Scalping Trading  | 24 Feb 2026 #cryptoscalping #xauusdlive



Live Crypto And Gold Scalping Trading | 24 Feb 2026 #cryptoscalping #xauusdlive

🔗 Open Accounts & Join My Premium Group:

TFX – https://my.tfxltd.com/auth/register?partner_code=7336352
Partner Code – 7336352

XM – https://affs.click/JPdHJ
Partner Code: SAMFX

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Vantage – https://vigco.co/la-com/RADARFX
Partner Code – RADARFX

Exness – https://one.exnessonelink.com/a/9h8y1xxreg
Partner Code – 9h8y1xxreg

BROKER FOR CRYPTO TRADING (FIU)
https://invite.coindcx.com/46823920

📱 Let’s Connect:
– Instagram – https://www.instagram.com/fxsameersingh/
– Telegram – https://t.me/sameersinghfx

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📺 Watch Next:
– My Trading Setup (Beginner Friendly) – https://www.youtube.com/watch?v=oR2DMZtmYQg&t=5s
– Swing Trading Guide – https://www.youtube.com/watch?v=Y74aApE22AQ

Disclaimer:
This video is for educational and informational purposes only. The trading knowledge, strategies, and market analysis shared here are intended solely for learning and knowledge purposes and do not guarantee any profits. Trading and investing always involve risks, and past performance is not indicative of future results.

I am not SEBI registered, and this video does not constitute financial advice, recommendation, or professional guidance. You should perform your own research and analysis, and take trading or investment decisions entirely at your own risk. We are not responsible for any financial losses that may occur from using the content of this video.

Suggested Tags/Keywords: #TradingEducation #InvestmentTips #ForexTrading #StockMarket #LearnTrading #TradingStrategies #CryptoTrading
#CryptoTrading #ScalpingStrategy #LiveTrading #CryptoScalping
#DayTradingCrypto #ForexTrading #Exness #DeltaExchange #BankNifty
#NiftyTrading #OptionScalping #IntradayTrading #SwingTrading
#AngelOne #Upstox #SameerSingh

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How to Make Money with Youtube Shorts

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How to Make Money with Youtube Shorts



Register For My Free LIVE Masterclass On The 28th: https://go.shortmastery.com/72a3a78b

Apply For The Inner Circle (Guaranteed Monetization) 📈: https://go.shortmastery.com/7fa03aef

Watch Next
▶️ https://www.youtube.com/watch?v=yhNElDTBDuo

Connect With Me:
Insta: https://www.instagram.com/ollexyt/

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In this video, I explain how to edit different styles of YouTube shorts within CapCut. If you found this helpful leave a like. Also, make sure to Subscribe and follow me on Insta to connect with same minded guys.

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