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The Money Expert: #1 Formula to Get RICH Off Your Normal Salary (It’s EASY!)
How do you track your spending?
What’s the easiest way for you to save money?
Today, Jay welcomes back Codie Sanchez, entrepreneur, investor, and founder of Contrarian Thinking, to share the mindset shifts needed to thrive financially in today’s world. Codie explains why renting can sometimes be the smarter move, how to negotiate with confidence, and why mastering the language of money, from credit scores to strategic debt, is essential before you can build real wealth. Together, Jay and Codie debunk the myths of financial literacy, showing that clarity and confidence matter far more than complicated strategies.
This conversation takes an honest look at what it really takes to make money in a tough economy, whether that’s launching a side hustle without quitting your job or spotting opportunities that others overlook when markets are down. Codie highlights that building wealth isn’t about chasing trends or quick wins, but about making disciplined decisions, managing risk with intention, and turning problems into possibilities. Together, Jay and Codie also discuss how to grow within your career by understanding your true value, negotiating with confidence, and recognizing that profit and purpose don’t have to compete, they can align in practical, meaningful ways.
In this interview, you’ll learn:
How to Negotiate Your Rent and Save More
How to Use Credit the Right Way to Build Wealth
How to Start a Business With Little to No Money
How to Keep Your Job and Still Grow a Side Hustle
How to Turn Problems Into Profitable Opportunities
How to Talk About Money in Relationships
How to Invest Your First $1,000 Wisely
Growth doesn’t come from getting everything right, it comes from learning, experimenting, and treating challenges as opportunities. With curiosity and courage, even problems can become stepping stones forward.
With Love and Gratitude,
Jay Shetty
What We Discuss:
00:00 Intro
02:03 The Best Time to Build Wealth
05:26 Should People Own Homes Anymore?
06:21 Are You Financially Literate?
08:48 Simple Steps to Financial Freedom
12:54 How Much Money Do You Really Need to Start a Business?
15:57 The Three Qualities of a Great CEO
18:05 How to Increase Your Value as an Employee
21:01 The Path to Growth Inside a Company
25:05 The Truth About Hustle Culture
27:29 Passive Income: Real or Myth?
28:48 Why You Shouldn’t Turn Every Passion Into Profit
31:30 What Sets Top Performers Apart
35:10 The Fixer vs. The Freeloader Mindset
38:50 How to Choose the Right Leader to Learn From
40:42 The Power of Surrounding Yourself With the Right People
44:00 Setting Expectations That Lead to Success
48:52 The Lipstick Theory of Recessions
52:01 The Link Between Money and Dating
55:22 How to See Money as a Tool, Not a Goal
59:31 Who Should Really Pay on the First Date?
01:04:15 Understanding Negative Feminine Energy
01:07:49 Why Discussing a Prenup Can Strengthen Relationships
01:11:10 What Makes a Strong and Lasting Partnership
01:14:26 Should You Get Into Business With Your Partner?
01:18:52 What Makes a Deal Truly Great
01:22:52 Why Investing in Yourself Comes First
01:25:06 Investing 101: The Basics You Need to Know
01:26:44 Stocks vs. Bonds: What’s the Difference?
01:27:46 The Next Level of Investing Explained
01:30:39 The #1 Thing People Waste Money On
Episode Resources:
https://www.youtube.com/@CodieSanchezCT
https://www.instagram.com/codiesanchez
https://www.facebook.com/codiesanchezbiz/
@realcodiesanchez
https://www.linkedin.com/in/codiesanchez/
https://contrarianthinking.co/
https://www.instagram.com/jayshetty
https://www.facebook.com/jayshetty/
https://x.com/jayshetty
https://www.linkedin.com/in/shettyjay/
https://www.youtube.com/@JayShettyPodcast
http://jayshetty.me
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High health-care costs hitting provinces facing financial crisis: N.B. minister | Power & Politics
After unveiling a record $1.39-billion deficit in New Brunswick’s budget on Tuesday, Finance Minister René Legacy agrees that a string of shortfalls across the country points to a broader crisis in provincial finances, saying New Brunswick and others are looking at changing the ways they deliver services to their residents.
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2026 NEW UPI MONEY EARNING APP || New Paytm Earning App || New Earning App Today || DD Wallet App
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⚠️ Disclaimer- This channel does not promote any illegal content, all content provided by this channel is meant for Education purposes only. The content provided in this video is for educational purposes only. The information is intended to enhance knowledge and understanding in the subject matter and should not be construed as professional advice. The views expressed are those of the author or creator and do not necessarily reflect the views of any organization or institution with which they are affiliated. No part of this material should be reproduced for commercial purposes without permission. While efforts are made to ensure the accuracy and reliability of the information, the author or creator make no guarantees regarding the completeness or correctness of the content. Users are encouraged to verify any information before applying it in real-world scenarios.
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CMA Inter Accounts Last 75 Days Strategy | Financial Accounting Study Plan
CMA Inter Financial Accounting last 75 days study plan for students preparing for the CMA Inter exam.
In this video, we discuss the complete CMA Inter Financial Accounting preparation strategy including how to cover the syllabus, revise effectively, and score high marks in Accounts within the last 75 days If you are preparing for CMA Inter, this Financial Accounting strategy will help you create a proper study plan and avoid common mistakes during the final phase of preparation By Prof. Harsh Agarwal Sir
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👉🏻 CMA Inter Accounts Playlist: https://www.youtube.com/playlist?list=PL6BOecg3cC7UhteXQy1G0pFGM6y6kMSUu
🎯 Topics Covered:
00:00 Introduction
01:02 Paper Pattern
02:12 Topics To Be Covered
06:52 From Where to Study
08:56 Outro
This video is useful for all CMA students looking for CMA Inter preparation, CMA study plan, and CMA exam strategy.
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He Spent His Life Chasing Money… This Is How It Ended | Deep Life Lesson
We spend our entire life chasing wealth, success, and material things… but in the end, all we truly need is just a small piece of land.
This emotional and thought-provoking story reminds us that life is not about how much we earn, but how meaningfully we live.
Don’t wait until it’s too late. Value time, relationships, and purpose over temporary riches.
👉 Watch till the end for a powerful life lesson.
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7 Years of Crypto Trading Knowledge in 50 Minutes
I’ve been trading Crypto and Investing in Crypto for the last 7 years. And I’ve bought it all. From Bitcoin to Ethereum, popular altcoins, shady altcoins,memecoins that went 50x, projects that rugged to 0, the Crypto knowledge I’ve gained over the years is invaluable. So I jampacked the most valuable Crypto Trading tips I’ve learned into one video.
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1️⃣ Watch tutorial on Bull Market Bots: https://youtu.be/AiFEaku6-Ec
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4️⃣ Join our free community _The Coiners_ : https://app.thecoiners.io
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Bitcoin: https://bacon.link/btc-hold-bot
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Solana: https://bacon.link/sol-hold-bot
All Trading Strategies: https://bacon.link/all-bots
Strategy Settings and History: https://bacon.link/portfolio-2025
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—————————————————-
My Other Videos:
Free Crypto Crash Course 👉 https://youtu.be/niT7g4ghm3o
My Crypto Portfolio 2024 👉 https://youtu.be/qLHHDRhAleA
My Favorite Crypto Narratives for 2024 Bull Run 👉 https://youtu.be/5BrOh6hQe9A
My Bitcoin Investing Plan for the 2024 Bull Market:👉https://youtu.be/pYA6mrQ8Rwk
Why I Believe Bitcoin Will Hit $200k by 2025👉 https://youtu.be/iAIQ9Z-nH9w
—————————————————–
📜 Disclaimer 📜
The information contained herein is for informational purposes only. Nothing herein shall be construed to be financial, legal, or tax Why I Believe Bitcoin Will Hit $200k by 2025advice. The content of this video is solely the opinions of the speaker who is not a licensed financial advisor or registered investment advisor. Trading cryptocurrencies poses a considerable risk of loss. The speaker does not guarantee any particular outcome.
Chapters:
00:00 21 Crypto Trading Lessons
00:49 Crypto Cycles
07:13 Crypto Trading Tools
14:22 Understanding Data
20:06 Picking Winners
41:44 Protect Your Gains
#crypto #investing #bitcoin #altcoins #cryptotrading #cryptoinvesting #cryptocurrency #memecoins #ethereum #btc #eth #virtualbacon #bitcoinbullrun #bitcoincrash #cryptocourse #howtotradecrypto #howtoinvestincrypto
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Don’t Let a Lack of Boundaries Turn Into a Money Crisis | March 17, 2026
❓ Have a money question? Ask Ramsey is here to help. → https://ramsey.solutions/2f0qur
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Dave Ramsey and Ken Coleman answer your questions and discuss:
– “My parents just told me they don’t have anything saved for retirement”
– “I’m 54 with $23,000 of debt and have nothing saved for retirement. Will I ever be able to retire comfortably?”
– “I’m $17,000 underwater on my van, should I sell it?”
– “We have $83,000 of debt, and our loan officer is telling us to refinance our home to pay off our debt”
– “Should I take out a Small Business Line of Credit to buy an investment property?”
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Why a Financial Crash Now Looks Increasingly Likely
A growing global crisis is raising serious concerns about the stability of the financial system. As tensions in the Middle East disrupt oil supplies and push energy prices higher, economists are warning that the risk of a downturn is increasing rapidly. History shows that sharp rises in oil prices have often been followed by recessions, and the warning signs are beginning to appear once again. In this video, we break down how rising energy costs, weakening economic data, and geopolitical instability could combine to trigger the next financial shock—and what it could mean for the UK and the global economy.
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XRP: IT HAPPENED
Follow me on X: @moonlamboio
⚠️ DISCLAIMER: I am not a financial adviser. None of what I have communicated verbally or in writing here should be considered financial advice; it is not. Do your own research before investing in any asset or market, and understand that investing — including in cryptocurrency — carries risk. If you do, you need to be prepared to lose your entire investment.
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