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About Pushkar Raj Thakur :

Pushkar Raj Thakur is India’s Leading Educator & Finance Coach.

He Holds 2 Guinness World Records for the Largest Financial Investment Lesson and Largest Social Media Marketing Lesson.

With 14 Million+ Subscribers on Youtube & 2 Million+ Followers Instagram, he is consistently creating content around Financial Education, Stock Market and Current Affairs.

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XRP is back at the center of U.S. crypto regulation as Congress advances market structure legislation and Ripple responds to shifting political and banking priorities.

In this video, I break down the recent Clarity Act developments, why the White House appears aligned with major banks, and how XRP, RLUSD, and tokenization are being positioned inside regulated financial infrastructure. This is about policy, institutions and market structure.

Timestamps
00:00 U.S. crypto regulation update
00:45 Brad Garlinghouse on market structure
01:40 Senate Agriculture Committee advances Clarity Act
02:35 Bipartisan tensions and White House stance
03:55 CFTC authority and digital commodities
05:15 SEC coordination and regulatory overlap
06:10 XRP ETF flows and institutional demand
07:45 Tokenization and future financial rails
09:30 Canary Capital on XRP, Hedera, Solana
10:25 RLUSD growth and stablecoin adoption
11:30 Ripple partnerships and settlement flows
13:40 Retirement accounts and crypto access

This video is for viewers focused on institutional crypto adoption, regulated digital assets, and the future of market structure and payments infrastructure.

🔥Thanks for supporting the channel. Like, share, and comment if this helped clarify what’s really happening.

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#xrp #ripple #clarityact #xrpetf

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Join us as we welcome Armand Bengco, lead financial literacy advocate of Better Thrive PH, to share practical tips on saving, investing, and building healthier financial habits in 2026.

Learn why the beginning of the year is the best time to reassess your finances, how to manage bonuses, common mistakes to avoid, and how to set realistic financial goals.

Discover the essential rules for first-time investors and why financial literacy is key to long-term security.

Don’t miss this inspiring guide to achieving financial success—tune in now!

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Warning: Unauthorized use of any BNC videos without proper approval will lead to legal action to the fullest extent of the law.

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In this episode, we sit down with Mr Biren Parekh to discuss money, investing, real estate, and the practical decisions that shape long-term financial freedom.
From his early life and first salary to investing frameworks, asset allocation, exits, passive income, and early retirement, this conversation covers real, actionable insights that everyday investors can relate to. We also discuss buying vs renting a home in Mumbai, how much money is “enough,” and how young earners can plan for financial independence.
This episode focuses on practical financial thinking, not hype, making it especially useful for salaried professionals, young investors, and anyone planning long-term wealth.

About The Guest
Biren Parekh is a seasoned BFSI professional and investor with nearly three decades of experience across banking, financial services, and technology. He is currently associated with CRISIL Limited and is based in Mumbai. Alongside his corporate leadership roles, he is an active investor with a strong interest in long-term wealth creation, asset allocation, and practical financial decision-making. His investing approach is shaped by real-world experience, disciplined thinking, and a focus on risk management rather than short-term speculation.

💡 What we spoke about
• Biren Parekh’s early life and money lessons
• His first salary and first investment
• Stocks that delivered outsized long-term returns
• Renting vs buying a home in Mumbai
• When it actually makes sense to buy a house
• What passive income really means and what it includes
• Ideal asset allocation at different income levels
• When investors should exit a stock
• How a 25-year-old earning ₹1 lakh a month can plan to retire by 40
• How much money is needed to be financially free
• Silver prices and their relevance in asset allocation

⏰ Timestamps
0:21 – How was it growing up? Where did you grow up?
0:52 – What was your first salary?
1:31 – When was your first investment?
3:08 – Have any of your shares grown significantly over time?
5:47 – If I am a 25-year-old earning ₹1,00,000 a month, where should I invest to retire by 40?
8:38 – What is passive income and what does it include?
13:24 – How much money does one need to be financially free?
15:36 – At what salary package can one decide to buy a house?
18:16 – Ideal asset allocation on a ₹50,000 monthly salary
19:55 – When should investors ideally exit a stock?
23:00 – Is your home rented or owned? When did you buy your first home?
23:33 – Is it better to rent or buy a home in Mumbai?

#BirenParekh,#InvestorTalk,#PersonalFinanceIndia,#InvestingInIndia,#WealthCreation,#FinancialFreedom,#AssetAllocation,#StockMarketIndia,#MoneyMindset,#PassiveIncome,#EarlyRetirement

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Brian from Santiment joined me to review the crypto market metrics for Bitcoin, Ethereum, Ripple XRP, Solana, and Avax. We also look at the surging price and sentiment for gold and silver.
🖥️ Sign up with Santiment to get quality crypto metrics – https://app.santiment.net/pricing?fpr=thinkingcrypto Get 25% discount with code THINKINGCRYPTO
💡Get the (Re)Thinking Crypto Book on Amazon – https://www.amazon.com/dp/B0D2525DYX
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Terms Apply. Cryptoassets are highly volatile. Your capital is at risk.

📰 Sign up for the Free Thinking Crypto Weekly Newsletter https://thinkingcrypto.substack.com/
✅ Become a Channel Member – https://www.youtube.com/channel/UCjpkwsuHgYx9fBE0ojsJ_-w/join
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Follow on social media:
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➡️ TikTok – https://www.tiktok.com/@thinkingcrypto5
➡️ Threads – https://www.threads.net/@thinkingcrypto
➡️ Website – https://www.ThinkingCrypto.com/
🔊 Listen to content on Apple Podcasts – https://podcasts.apple.com/us/podcast/thinking-crypto-news-interviews/id1458945676
🔊 Listen to content on Spotify – https://open.spotify.com/show/221AV5A65v7uYEsuMviVKl

💼Business Inquiries💼
hellothinkingcrypto@gmail.com

⏰ Time Stamps ⏰
00:00 Intro
03:34 Bitcoin analysis
10:31 Bitcoin whale activity
14:31 Bitcoin MVRV
18:00 Ethereum Analysis
19:27 XRP Analysis
25:02 Solana Analysis
26:34 Avax Analysis
=================================================

📺 Interviews Playlists 📺
– All Interviews – https://youtube.com/playlist?list=PL5rDfH3ofGEe8rCbwJojpipmwwkvWhbQD
– Must Watch Interviews – https://youtube.com/playlist?list=PL5rDfH3ofGEdqEaSrjC3UHOQdw1eyeYRU
– Bitcoin Interviews – https://youtube.com/playlist?list=PL5rDfH3ofGEcjtw8URfr7-DfBi_J_O0ip
– Altcoin Interviews – https://youtube.com/playlist?list=PL5rDfH3ofGEeZ3QES9lD1f59YTWuQv-uv
– Crypto Regulators & Politicians Interviews – https://youtube.com/playlist?list=PL5rDfH3ofGEdsqA213osf2u-PbT1b7uM4
– Investment Firms & Hedge Funds – https://youtube.com/playlist?list=PL5rDfH3ofGEfa-HsusfQBB6blH3KR09mj
– Internet Pioneers & Entrepreneurs – https://youtube.com/playlist?list=PL5rDfH3ofGEdqCYps3eexnovm2WNWeP3o

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#Crypto #Bitcoin #Gold #Silver #CryptoNews #Cryptocurrency #BTC #BitcoinNews #ETF #News #Ripple #XRP #XRPNews #RippleXRP #Ethereum #EthereumNews #ETH #Solana #money #investing #trading #Altcoin #Altcoins #NFTs #Metaverse #Podcast #ThinkingCrypto
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– The Thinking Crypto Podcast is your home for the best Crypto News and Interviews – crypto, cryptocurrency, crypto news, bitcoin, bitcoin news, xrp, xrp news, ripple, ripple news, ripple xrp, ethereum, ethereum news, cardano, ada, solana, altcoins, defi, news, interviews, podcast, metaverse, nft, altcoin daily, cryptosrus, coin bureau, altcoin news, bitcoin today, markets, investing
=================================================
Disclaimer – The Thinking Crypto podcast and Tony Edward are not financial or investment experts. You should do your own research on each cryptocurrency and make your own conclusions and decisions for investment. Invest at your own risk, only invest what you are willing to lose. This channel and its videos are just for educational purposes and NOT investment or financial advice.

Note that links included in this description might be affiliate links. If you purchase a product or service with the links that I provide I may receive a small commission. There is no additional charge to you! Thank you for supporting my channel so I can continue to provide you with free content each week!

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#GeminiCreditCard #CryptoRewards This video is sponsored by Gemini. All opinions expressed by the content creator are their own and not influenced or endorsed by Gemini.

The Bitcoin Credit Card™ is a trademark of Gemini used in connection with the Gemini Credit Card®, which is issued by WebBank. For more information regarding fees, interest, and other cost information, see Rates & Fees: gemini.com/legal/cardholder-agreement

Some exclusions apply to instant rewards; these are deposited when the transaction posts. 4% back is available on up to $300 in spend per month for a year (then 1% on all other Gas, EV charging, and transit purchases that month). Spend cycle will refresh on the 1st of each calendar month. See Rewards Program Terms for details: gemini.com/legal/credit-card-rewards-agreement

Checking if you’re eligible will not impact your credit score. If you’re eligible and choose to proceed, a hard credit inquiry will be conducted that can impact your credit score. Eligibility does not guarantee approval.

The appreciation of cardholder rewards reflects a subset of Gemini Cardholders from 10/08/2021 to 04/06/2025 who held Bitcoin rewards for at least one year. Individual results will vary based on spending, selected crypto, and market performance. Cryptocurrency is highly volatile and may result in gains or losses. This information is for general informational purposes only and does not constitute investment advice. Past performance is not indicative of future results.

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📝 LEGAL DISCLAIMER 📝
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This video or description does not constitute personalized financial, legal, real estate, investment, or other advice (we don’t know your situation; so it’s impossible to provide you personalized advice.). Therefore, evaluate your own suitability. Assume any referenced product or service is a paid promotion, though Kevin does his best to let ya know if a mention is paid or unpaid. While Kevin’s experience with a product or service may be good, your experience may suck – Kevin can’t be response for that; so be warned and conduct your own diligence. Any mention of stocks or analysis may be reliable today, but not tomorrow or even hours later. Recognize businesses and people change rapidly and the accuracy of information cannot be guaranteed. Additionally, any mention of being a pilot, flying a jet, or showing or commenting on aviation is solely incidental to part-91 flight operations Kevin Paffrath is taking for his own purposes. Any videos of FAA-related or aviation-related content are solely incidental to flights that would have occurred regardless of video content, though some may see the aircraft Kevin flies as an advertisement for the products and services, investment strategies, or wealth strategies Kevin promotes. Kevin Paffrath is licensed with the California Department of Real Estate under 01893132. His broker is HouseHack, license 02236137.

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