Connect with us
DAPA Banner
DAPA Coin
DAPA
COIN PAYMENT ASSET
PRIVACY · BLOCKDAG · HOMOMORPHIC ENCRYPTION · RUST
ElGamal Encrypted MINE DAPA
🚫 GENESIS SOLD OUT
DAPAPAY COMING

Business

Investing in a Falling Market: Strategies to navigate this testing phase

Published

on

Investing in a Falling Market: Strategies to navigate this testing phase
The drop in value of equity mutual funds sparked by the 10% drop in Nifty over the last month has unnerved investors. Many are now grappling with a familiar set of questions—should they invest a lumpsum, top up SIPs, or restructure portfolios and move out of loss-making schemes? A look at how investors could navigate this testing phase.

CAN INVESTORS WITH SPARE MONEY MAKE A LUMPSUM INVESTMENT INTO EQUITY MUTUAL FUNDS NOW?

Wealth managers say lumpsum investing at this stage needs to be seen in the context of valuations and one’s own risk appetite. Nifty’s Price to Earnings (PE) ratio—a key valuation measure—has corrected to 19.7 times from 24.4 in September 2024. Fund managers point out that sub-20 levels have historically been seen as “fair” levels for long-term entry, with further declines seen as making it more conducive to invest. So, investors with a time horizon of over five years—and the ability to ride out near-term volatility—can consider putting some money to work now. That said, a staggered approach may be more comfortable. For instance, deploying about 30% now and spreading the rest over the next few months. Another option is to park funds in a liquid scheme and start a daily or weekly Systematic Transfer Plan (STP) over about six months. This way, the money continues to earn 6–7% while gradually moving into equities.
IS THERE A NEED TO RESTRUCTURE PORTFOLIO NOW?
Financial planners say this may be a good time for such investors to step back and review their portfolios in line with their risk appetite and long-term goals. Those heavily tilted towards one asset class could look at diversifying across equity, debt and other assets. Many have built portfolios by chasing recent winners— ending up with concentrated exposure to gold, silver, or narrow thematic funds. Similarly, investors with SIPs in thematic funds may want to move towards more diversified options, such as large-cap index or flexi-cap funds. Those who are already well-diversified and aligned to their goals can largely ignore the noise.

WHAT DO INVESTORS DO WITH THEIR LOSSMAKING SCHEMES?

Advertisement

Investors with a time horizon of over seven years can continue with diversified equity funds and look past short-term volatility. However, if a significant portion of the portfolio is in thematic or sectoral funds— especially beyond the intended allocation—it may be worth reviewing. Adding more money to average such positions may not be advisable. If exposure is high and beyond one’s risk tolerance, investors could consider trimming these positions and reallocating to diversified equity funds, where fund managers have the flexibility to invest across a broader set of opportunities.

Add ET Logo as a Reliable and Trusted News Source

Continue Reading
Click to comment

You must be logged in to post a comment Login

Leave a Reply

Business

Hidden Valley unveils chicken snacks

Published

on

Hidden Valley unveils chicken snacks

The refrigerated RTD snacks are available in two varieties. 

Continue Reading

Business

Thailand Plus Initiative Strengthens US Trade and Investment Partnerships

Published

on

Thailand Plus Initiative Strengthens US Trade and Investment Partnerships

Deputy PM Suphajee Suthumpun’s recent Washington visit advanced Thailand-U.S. trade cooperation, discussing investments in energy, technology, and more. Thai investments in the U.S. exceed $17 billion, with trade valued at $93.65 billion.


Key Points

  • Deputy Prime Minister and Commerce Minister Suphajee Suthumpun visited Washington, D.C. with the “Team Thailand+” delegation to enhance trade and investment ties between Thailand and the U.S. They attended the SelectUSA Investment Summit 2026.
  • Meetings included discussions with U.S. agencies, business groups, and representatives from Texas and Utah to explore investment opportunities in sectors like energy, food, petrochemicals, technology, and electronics.
  • In 2025, the U.S. was Thailand’s second-largest trading partner, with bilateral trade at $93.65 billion. Thailand exported $72.50 billion in goods and imported $21.14 billion, including crude oil and machinery.

Deputy Prime Minister and Commerce Minister Suphajee Suthumpun has disclosed that her recent visit to Washington, D.C., with the “Team Thailand+” delegation helped advance trade and investment cooperation between Thailand and the United States.

The delegation attended the SelectUSA Investment Summit 2026 and met with U.S. government agencies, business groups, and private-sector representatives to discuss investment opportunities in sectors including energy, food, petrochemicals, technology, and electronics. Meetings were also held with representatives from Texas and Utah regarding future investment opportunities.

Suphajee said discussions with the U.S. Department of Commerce, the U.S.–ASEAN Business Council, and the U.S. Chamber of Commerce covered trade policy, reciprocal trade negotiations, supply-chain cooperation, and American investment in Thailand. Thai investment in the United States currently exceeds 17 billion dollars.

According to government data, the United States was Thailand’s second-largest trading partner in 2025, with bilateral trade valued at 93.65 billion dollars. Thailand exported 72.50 billion dollars in goods to the United States while importing 21.14 billion dollars in products, including crude oil, machinery, aircraft components, chemicals, and electrical equipment.

Advertisement

Source : Team Thailand Plus Boosts Trade and Investment Ties with US

Continue Reading

Business

Hormel Foods expands Herdez line

Published

on

Hormel Foods expands Herdez line

The Asada line features marinades, barbecue sauces and taco seasonings. 

Continue Reading

Business

Strategic Market Entry and Regional Structuring Approaches for Australian Businesses

Published

on

Strategic Market Entry and Regional Structuring Approaches for Australian Businesses

ASEAN offers Australian companies expansion opportunities, but strategic market selection depends on goals such as sales, manufacturing, supply chain, or tax efficiency, considering regional differences.

ASEAN: A Key Growth Region for Australian Businesses

ASEAN is increasingly vital for Australian companies aiming to expand markets, enhance supply chain resilience, and access Southeast Asia’s growing consumer and industrial markets. With over 680 million people and a combined economy surpassing US$3.8 trillion, the region offers significant scale and opportunity. However, its diversity necessitates strategic planning to maximize benefits and mitigate risks.

Strategic Approach to ASEAN Expansion

Expansion into ASEAN should be viewed as a phased, strategic process rather than a simple entry. The initial market choice depends on the company’s goals—whether it’s boosting sales, expanding manufacturing capacity, diversifying supply chains, managing regional operations, or optimizing tax. Firms need to prioritize their primary commercial function to determine the most suitable early markets within the region.

Priorities for Australian Companies

Australian firms should first identify whether their focus is manufacturing, procurement, regional coordination, or consumer access. Countries like Malaysia and Thailand remain attractive for industrial infrastructure and manufacturing integration. Many companies adopt a hub-and-spoke model, using Singapore for regional oversight and distributing operations across other ASEAN nations based on sector suitability and operational needs.

Advertisement


Read the original article : Expanding Across ASEAN: Market Entry and Regional Structuring Strategies for Australian Firms

Continue Reading

Business

GM lays off 500-600 salaried IT workers to cut costs

Published

on

GM lays off 500-600 salaried IT workers to cut costs

The General Motors global headquarters in Detroit, Jan. 12, 2026.

Jeff Kowalsky | Bloomberg | Getty Images

DETROIT – General Motors is laying off hundreds of salaried employees in its information technology operations as the automaker reevaluates its workforce needs and cuts costs, CNBC has learned.

Advertisement

The global reductions began Monday and will impact about 500 to 600 employees, largely in Austin, Texas, and Warren, Michigan, according to a person familiar with the plans who was not authorized to speak publicly about the reductions.

GM confirmed the cuts, which were first reported by Bloomberg News, but declined to give specific details about the actions.

“GM is transforming its Information Technology organization to better position the company for the future. As part of that work, we have made the difficult decision to eliminate certain roles globally. We are grateful for the contributions of the employees affected and are committed to supporting them through this transition,” the automaker said in an emailed statement.  

GM reported employing about 68,000 salaried workers globally as of the end of last year, including 47,000 white-collar employees in the U.S.

Advertisement

Despite Monday’s cuts, GM still is still hiring IT workers. The company has 82 open IT positions that include positions working in artificial intelligence, motorsports and autonomous vehicles, according to the automaker’s careers website.

The Detroit automaker in recent years has routinely re-evaluated its salaried workforce, based on expected needs and skill sets. In October, GM laid off more than 200 Computer-Aided Design, or CAD, engineers due to “business conditions.”

Choose CNBC as your preferred source on Google and never miss a moment from the most trusted name in business news.
Continue Reading

Business

Gordon Chang calls Chinese EVs ‘rolling spy machines’ before Trump-Xi talks

Published

on

Gordon Chang calls Chinese EVs 'rolling spy machines' before Trump-Xi talks

President Donald Trump’s upcoming meeting with Chinese President Xi Jinping is drawing renewed attention to concerns that Chinese electric vehicles entering North America through Canada could pose national security risks inside the United States.

Gatestone Institute senior fellow Gordon Chang joined FOX Business’ Maria Bartiromo on “Mornings with Maria” to discuss tensions surrounding China’s trade practices, energy policy and Beijing’s growing EV footprint ahead of the high-stakes Beijing meeting.

Advertisement
BYD's Shenzhen car carrier.

China’s BYD Shenzhen car carrier docked to load electric vehicles for export. (CN-STR / AFP / Getty Images)

The discussion comes as lawmakers push legislation aimed at blocking Chinese electric vehicles from entering the U.S. market, citing concerns over surveillance technology and connected-vehicle systems capable of collecting sensitive data.

Sen. Bernie Moreno, R-Ohio, warned that the vehicles function as “little Trojan horses” because of the amount of information they can collect and transmit.

“These cars have lots of cameras. They send back data to the Communist Party and can be remotely controlled by the Communist Party,” Moreno said during a recent appearance on “Sunday Morning Futures.”

Advertisement

AI EXPOSES HIDDEN RISKS IN US MILITARY SUPPLY CHAIN TIED TO CHINA

Chang expanded on those concerns, warning that Canada’s decision to lower tariffs on some Chinese EV imports could create another pathway for the vehicles to reach the United States.

“We should not allow Canadians to drive their Chinese EV across our border into our country because China will be able to surveil the United States with the Canadian cars,” Chang said.

Advertisement

GORDON CHANG: US SHOULD EXPAND SANCTIONS ON CHINA-LINKED NETWORKS TO HIT IRAN OIL REVENUE

Chang also described Chinese EVs as “rolling spy machines,” arguing that the issue underscores broader tensions between Washington and Beijing ahead of Trump’s expected meeting with Xi later this week.

GET FOX BUSINESS ON THE GO BY CLICKING HERE

Advertisement
Continue Reading

Business

Elon Musk and Tim Cook among CEOs expected to accompany Trump on China trip

Published

on

Elon Musk and Tim Cook among CEOs expected to accompany Trump on China trip

A total of 17 US executives are set to join the president on his visit, where he will meet his Chinese counterpart Xi Jinping.

Continue Reading

Business

Tostitos to launch guacamole dip

Published

on

Tostitos to launch guacamole dip

The dip is expected to roll out later this year. 

Continue Reading

Business

Veeco Q1 2026 slides: AI demand fuels growth outlook despite earnings miss

Published

on

Veeco Q1 2026 slides: AI demand fuels growth outlook despite earnings miss


Veeco Q1 2026 slides: AI demand fuels growth outlook despite earnings miss

Continue Reading

Business

Lumentum Stock Soars as AI Optical Networking Rally Resumes

Published

on

Lumentum Stock Soars as AI Optical Networking Rally Resumes

Lumentum Stock Soars as AI Optical Networking Rally Resumes

Continue Reading

Trending

Copyright © 2025