The respect of capital. If you want to be wealthy, you have to respect money. You have to understand where it fits in your life. And you have to understand that the way to get rich is not to spend it, to save it and let it grow. This is the key to success. I’ve been saying it for decades. You save twenty percent of your income in perpetuity, put it into the market, and you leave it alone. You start doing it in your late twenties, even if you just got the average salary, by the time you’re sixty-five, you have one and a half to two million bucks. Stock market does that. You do it. But the reason most people can’t is they don’t have the discipline to save. They buy too much stuff they don’t need.

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*Save over 67%!!!!* Get a full year of Dollarwise, my 4-course education bundle, SIGNED meal plan, and PDF download of my cookbook. Don’t be dumb, deal won’t last long: https://go.dollarwise.com/sun

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*Chapters*
=============================
00:00 Intro
01:09 Job & Income
02:30 Bro Dodged A Bullet
04:40 Wallets To The Government???
06:04 Calebs Kinda Getting Cooked lol
07:30 Woman And Accountability… HMMM
09:00 What The F*ck (shes actually delusional)
22:15 She Was Just Being Petty???
26:30 Passion Doesn’t Equal Making Money
35:40 The Mental Gymnastics Here Is CRAZY
42:25 Oh Great, She Manifesting
45:35 Never Mess With The IRS
48:20 Amouranth Would Be Disappointed
52:35 We’re Actually Taking Her Blood Pressure lol
59:45 Sounds Like Some Goal Posts Are Moving..
01:08:25 No Accountability lol
01:13:00 Calling Her Leeching Sister
01:19:25 Your Partner Telling You That Is BRUTAL
01:24:15 Accountability Nowhere To Be Seen
01:29:50 That’s A Lot Of Movement Back There Boss
01:31:40 Budget!!!
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👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com

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My dad called me, “I’ve given your step-sister the money from the house you sold, she’s very grateful to you!” I didn’t say anything, I just came the next day.

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FINALLY- she is able to tell us all the *wild* X-rated stuff about this insane guy… and it is legit *insane* … Watch here: ➡️ https://bit.ly/chpostshow

💲 See what’s new inside Dollarwise today → https://bit.ly/4ab6UM8
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👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉 Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
00:57 Job & Income
03:45 Another F*cking Disney Adult
06:10 Living With An Ex? Kinda Crazy.
12:07 THERE IT IS
17:43 How Is There A F*cking Timeshare..
28:04 I Too Do Not Like S*xually Messaging Other Females Online
33:00 It’s An Investment Caleb, Duh.
40:52 Excuses Excuses Excuses
46:50 Caleb Cooked Her LOL
55:12 Moving Is Not That Complicated
01:00:44 RIP Grandma
01:04:27 The Ex-boyfriend Sounds Toxic
01:12:00 Somehow It’s Not Her Fault lol
01:16:10 36K IS INSANITY
01:25:40 Budget!
=============================
Want more content?
=============================
🍿Caleb Hammer LIVE: / @calebhammerlive
🍿 Financial Audit Follow-Ups here: / @financialauditfollowups

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*Connect with me!*
=============================
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X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com

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Daily Updates! Feel free to subscribe!

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Most people think budgeting fails because they’re bad at math.

The truth is much simpler.

Money isn’t just a numbers problem—it’s an emotions problem.

In this video, Alex explains why even the best budgets fall apart and what you can do to create a budget that actually works in real life.

Because a budget you can follow is better than a perfect budget you quit.

💬 What’s harder for you?
Saving money or sticking to a budget?

#MoneyWithAlex #Budgeting #PersonalFinance #MoneyTips #FinancialFreedom #MoneyMindset #SavingMoney #Finance #WealthBuilding #FinancialEducation

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