Why Financial Discipline Matters More Than Income
Why financial discipline matters more than income is key to long-term financial stability. Financial discipline and income management shape smarter money decisions, helping individuals control spending, build consistent saving habits, and develop sustainable financial confidence regardless of earnings level.
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#FinancialDiscipline #MoneyManagement #FinancialStability #SmartFinance #FinancialEducation

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jah vinci – MONEY
Fight fi War Riddim

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Crypto News: Will Bitcoin see a relief rally soon? Wall Street firm Bernstein reiterated its $150,000 year-end price target on BTC. Jim Cramer said Trump is buying Bitcoin for the reserve. Brought to you by ✅ VeChain is a versatile enterprise-grade L1 smart contract platform https://www.vechain.org/
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⏰ Time Stamps ⏰
00:00 Intro
00:41 Bitcoin analysis
04:20 Jim Cramer Trump Bitcoin
07:00 Coinbase Super bowl ad
09:35 Fed Gov Clarity Act
12:23 CFTC Stablecoin rules
13:02 Backpack exchange $1 billion
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📺 Interviews Playlists 📺
– All Interviews – https://youtube.com/playlist?list=PL5rDfH3ofGEe8rCbwJojpipmwwkvWhbQD
– Must Watch Interviews – https://youtube.com/playlist?list=PL5rDfH3ofGEdqEaSrjC3UHOQdw1eyeYRU
– Bitcoin Interviews – https://youtube.com/playlist?list=PL5rDfH3ofGEcjtw8URfr7-DfBi_J_O0ip
– Altcoin Interviews – https://youtube.com/playlist?list=PL5rDfH3ofGEeZ3QES9lD1f59YTWuQv-uv
– Crypto Regulators & Politicians Interviews – https://youtube.com/playlist?list=PL5rDfH3ofGEdsqA213osf2u-PbT1b7uM4
– Investment Firms & Hedge Funds – https://youtube.com/playlist?list=PL5rDfH3ofGEfa-HsusfQBB6blH3KR09mj
– Internet Pioneers & Entrepreneurs – https://youtube.com/playlist?list=PL5rDfH3ofGEdqCYps3eexnovm2WNWeP3o

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#Bitcoin #Crypto #JimCramer #CryptoNews #Cryptocurrency #BTC #BitcoinNews #ETF #News #Ripple #XRP #XRPNews #RippleXRP #Ethereum #EthereumNews #ETH #Solana #money #investing #trading #Altcoin #Altcoins #NFTs #Metaverse #Podcast #ThinkingCrypto
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– The Thinking Crypto Podcast is your home for the best Crypto News and Interviews – crypto, cryptocurrency, crypto news, bitcoin, bitcoin news, xrp, xrp news, ripple, ripple news, ripple xrp, ethereum, ethereum news, cardano, ada, solana, altcoins, defi, news, interviews, podcast, metaverse, nft, altcoin daily, cryptosrus, coin bureau, altcoin news, bitcoin today, markets, investing
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Disclaimer – The Thinking Crypto podcast and Tony Edward are not financial or investment experts. You should do your own research on each cryptocurrency and make your own conclusions and decisions for investment. Invest at your own risk, only invest what you are willing to lose. This channel and its videos are just for educational purposes and NOT investment or financial advice.

Note that links included in this description might be affiliate links. If you purchase a product or service with the links that I provide I may receive a small commission. There is no additional charge to you! Thank you for supporting my channel so I can continue to provide you with free content each week!

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How to Build a Strong Financial Foundation
How to build a strong financial foundation starts with disciplined money habits and smart planning. This video explains financial foundation principles, practical budgeting strategies, and essential financial insights to help viewers improve stability, reduce uncertainty, and develop long-term financial confidence.
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0:00 Intro
0:10 Myanmar News
1:00 Myanmar News
2:30 News
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BTC & ETH Price Update | Market Movement Explained Today

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Bitcoin has finally broken out of its confirmation level! 🚀 In this video, we’ll analyze this breakout, decode the low trading volume, and predict the next major price move for BTC. Is this the start of a new bullish trend or just a fakeout? Watch as we cover the technical charts, key resistance levels, and what the whales are doing right now.

We’ll also cover ETH price movement and how the overall crypto market is reacting to this BTC breakout. Don’t miss this deep analysis if you’re trading or investing in crypto in 2025!

Disclaimer –
All of our videos are strictly personal opinions. Please make sure to do your own research. Never take one personal’s opinion for financial guidance. There are multiple strategies and not all strategies fit all people. Our videos ARE NOT financial advice.
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Under section 107 of the Copyright Act 1976 On YouTube allowance is made for “fair use” for purposes such as criticism, comment news reporting, teaching, scholarship and research. Fair use is a use Permitted by copyright statute that might otherwise be infringing. Non-profit, educational and personal use tips the balance in favor of fair use.
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I’ve hinted at this before, but in my new book, The Meaning of Your Life (https://www.arthurbrooks.com/books/the-meaning-of-your-life), I explore where meaning actually comes from—one place, for example, is by serving others with our time and treasure. However, you certainly won’t find it in the worldly idols we so often chase. This all brings us to today’s topic—money.

Most people assume that having more money will make them happier. The research suggests something more subtle. What matters is not how much money you have, but how you use it.

In this episode of Office Hours, I am joined by Dave Ramsey, one of the most influential voices in personal finance, whose work has helped millions of people change their relationship with money. Dave shares his own journey from early financial success to bankruptcy and back, and how his faith shapes his thinking about debt, discipline, and financial peace.

*Where to find Dave Ramsey:*
• X: https://x.com/daveramsey
• LinkedIn: https://www.linkedin.com/in/ramsey-dave
• Instagram: https://www.instagram.com/daveramsey
• Facebook: https://www.facebook.com/daveramsey
• Website: https://www.ramseysolutions.com

*Where to find Arthur Brooks:*
• Website: https://arthurbrooks.com/
• Newsletter: https://www.arthurbrooks.com/newsletter
• X: https://x.com/arthurbrooks
• Instagram: https://www.instagram.com/arthurcbrooks/
• Facebook: https://www.facebook.com/ArthurBrooks/
• YouTube: https://www.youtube.com/channel/UCGuyFRjJQFGCKzfHTBvWM6A
• LinkedIn: https://www.linkedin.com/in/arthur-c-brooks/
• Email: officehours@arthurbrooks.com

*Timestamps:*
(00:00) Intro
(05:14) Dave’s early experiences with entrepreneurship and money
(07:30) How Dave’s early career success gave way to financial collapse
(10:54) Why borrowing money tends to undermine happiness
(13:34) Dave’s path back to prosperity
(16:43) What financial peace means
(18:07) How serving others contributes to long-term happiness
(19:45) How hope supports lasting change
(21:20) Why intentionality matters most
(23:37) Why things won’t bring you happiness
(27:12) How the credit system’s lack of guardrails sets people up to fail
(29:02) Why credit card debt is especially damaging to well-being
(30:00) Why people make poor financial decisions
(32:25) Why car debt is usually a poor investment
(35:16) How to get an education without taking on excessive debt
(38:40) Why mortgage debt doesn’t lower happiness when kept in check
(41:25) A framework for thinking about debt and savings
(42:21) Why generosity is linked to greater prosperity
(48:14) Q&A: How to stop being so stressed about money
(50:14) Q&A: How to make a savings plan for college
(52:58) Dave’s six big principles for money and happiness

*Referenced:*
• The Meaning of Your Life: Finding Purpose in an Age of Emptiness: https://www.amazon.com/Meaning-Your-Life-Finding-Emptiness/dp/0593545427
• The Happiness Scale: https://learn.arthurbrooks.com/the-happiness-scale
• Good credit, bad credit: The differential role of the sources of debt in life satisfaction: https://onlinelibrary.wiley.com/doi/full/10.1111/joca.12388
• Financial Peace: https://www.amazon.com/Financial-Peace-Dave-Ramsey/dp/0963571206
• What Is the Law of Diminishing Marginal Utility?: https://www.investopedia.com/terms/l/lawofdiminishingutility.asp
• Why You’re Better Off Not Borrowing: https://www.theatlantic.com/ideas/archive/2024/02/debt-borrowing-happiness/677303
• How your bank balance buys happiness: The importance of “cash on hand” to life satisfaction: https://psycnet.apa.org/record/2016-17475-001
• …References continued at: ⁠https://www.arthurbrooks.com/office-hours

Production and marketing by ⁠https://penname.co/

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The crypto market just experienced one of its sharpest drawdowns in recent history, with XRP down roughly 30% in a single week alongside major losses across Bitcoin and Ethereum, as pressure, leveraged liquidations, and U.S. regulatory uncertainty collided at once.

In this video, I break down why XRP and the broader crypto market are under pressure, how Federal Reserve expectations, institutional outflows, and forced liquidations are impacting liquidity, and what’s happening in Washington as lawmakers struggle to finalize U.S. crypto market structure and stablecoin legislation that could determine how digital assets operate going forward.

Timestamps
00:00 Crypto market breakdown and XRP selloff
00:48 Federal Reserve expectations and rate pressure
01:25 Liquidations and leverage unwind explained
02:00 Institutional outflows and liquidity stress
02:55 U.S. crypto regulation update from Washington
04:15 Banks vs crypto platforms and stablecoin yield
05:50 Market structure bill and the Clarity Act
07:10 Coinbase controversy and political pressure
09:55 Stablecoins, banks, and deposit flight concerns
12:05 White House stance and legislative roadblocks

If you follow XRP, Bitcoin, Ethereum, CoinBase, institutional crypto adoption, regulated digital assets, global payments and settlement infrastructure, this breakdown provides important context for how these systems are evolving right now.

💜 Thanks for supporting the channel! Like, share, and comment if this helped clarify what’s really happening.

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#XRP #CryptoRegulation #MarketStructure #Stablecoins #InstitutionalCrypto #DigitalAssets

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BREAKING XRP DISCLOSED NEWS!!! (BANKS Hold MIllions of XRP!)

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⛔️Disclaimer⛔️
This video is for educational purposes only. Please do your own research before making any decisions with your money. I will not be held liable for any losses or gains you may experience. I am not your financial or investment advisor. This is completely educational content and should be taken as such – the views expressed in the content are opinions. Nothing on this channel should be taken as a recommendation to buy a particular crypto asset. The information shared on this channel is not indicative of future results. Analyses are not absolute and are prone to change in accordance with present and future market events. Please do all of your own research before you buy any cryptocurrency or any financial product.

Some of the links and other products that appear on this video are from companies which Oscar Ramos will earn an affiliate commission or referral bonus. Oscar is part of an affiliate network and receives compensation for sending traffic to partner sites. The video is accurate as of the posting date but may not be accurate in the future.

I WILL NEVER CONTACT YOU IN ANYWAY (ON ANY PLATFORM). IF YOU GET CONTACTED BY ANYONE CLAIMING TO BE ME, IT IS NOT ME. FOR EXAMPLE, COMMENTS SHOWING WHATSAPP NUMBERS ARE NOT ME. ADDITIONALLY, PEOPLE HAVE THE ABILITY TO CALL YOU USING AI TECHNOLOGY SO IT SOUNDS LIKE ME. THIS AGAIN IS NOT ME. NEVER WILL I CONTACT YOU IN ANY WAY. DO NOT RESPOND OR INTERACT WITH ANYONE ON ANY PLATFORM CLAIMING TO BE ME OR WORKING ON MY BEHALF – THEY ARE SCAMMERS.

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“There is activity in that bitcoin account” tied to a ransom note related to Nancy Guthrie’s disappearance, TMZ’s Harvey Levin tells “CUOMO.” The ransom note was sent to TMZ and two Tucson TV stations earlier in the week.

MORE: https://www.newsnationnow.com/cuomo-show/activity-nancy-guthries-ransom-bitcoin/

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