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How to Build a LATAM Crypto Exchange Software That Scales Fast?

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LATAM Exchange

Cryptocurrency trading volumes in Latin America grew 63% and crossed $1.5 trillion between July 2024 and June 2025, establishing the region as one of the most crypto-progressive regions. In February 2026, Argentina, Brazil, and El Salvador dominated the headlines with noteworthy cryptocurrency developments. El Salvador plans a $100M tokenized investment program for localized SMEs, where Brazil considers eliminating crypto taxes and establishing a strategic Bitcoin reserve, and Argentina revokes the right to receive salaries in digital wallets. These signals demonstrate how LATAM governments and businesses are actively experimenting with new financial models.

Crypto finance group, a part of Deutsche Börse Group, entered LATAM after it sensed a “strong, concrete demand from institutions for well-structured, compliant crypto offerings”, in the words of Vander Straeten, the CEO. 

If institutional capital and policy momentum are converging this fast, it is clear that LATAM crypto exchange development is commercially compelling in 2026 and beyond. However, this opportunity materializes only for platforms designed around the region’s real adoption mechanics.

What Actually Drives LATAM Digital Asset Adoption?

Crypto exchange software businesses can’t reach 200K users in LATAM by listing region-popular pairs or tokens or by increasing the leverage. The region’s digital asset adoption curve is driven by currency stability, cross-border transfer dependency, and mobile-first fintech habits.

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By the end of 2025, LATAM had approximately 70 million unique crypto users, up from 73.7 million in Q3 2025 and 57.7 million earlier in the year. But the growth didn’t come from speculation but utility. 

1. Inflation Hedging Via Stablecoins

Currency volatility remains the primary entry trigger in markets like Argentina, where inflation has stayed structurally high. In such markets, stablecoins function as everyday digital dollars rather than trading assets.

Stablecoins dominated more than 90% of exchange flows in Brazil, 62% in Argentina, and 48-60% region-wide. This proves that most users in the Latin American region hold balances for savings and payments, not trading.

2. Stablecoin Remittances Replacing Cash Corridors

LATAM received an estimated $165.1 billion in remittances in 2024, and another research predicted it would reach $174.4 billion by the end of 2025. Crypto has been increasingly used to bypass high-fee corridors.

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Mexico, which is the second-largest corridor from the US, alone totaled $63.3 billion in remittances in 2024-25. Bitso, a leading crypto exchange software, handled over $6.5 billion in US-Mexico remittances, which totaled in 2024, representing more than 10% of the total corridor volume.

Stablecoin-based remittances cut costs by 50-80%, dropping from traditional 6-7% averages to 1-3%. High-fee LATAM corridors even benefit from 76% savings with stablecoins.

3. P2P and Social Money Behavior

Money movement in Latin America is socially mediated between families, communities, and informal networks, rather than institutionally intermediated. Crypto leads the peer-to-peer money movement in the region due to the popularity of social tipping and community payments. Many users from the region adopt wallets through contacts and not financial products.

Tron has sustained as a high-volume blockchain infrastructure supporting 78% of P2P transfers, which is an essential crypto exchange development feature for LATAM. 

4. Mobile-Native Onboarding Expectations

LATAM fintech usage is mobile-centric, with 70% regional mobile penetration, and strong familiarity with chat-based payments. More users are expecting WhatsApp-style transfers and low-literacy onboarding flows with instant notifications and real-time balances in the application. So, crypto exchange software businesses in the region are competing with neobanks, not global trading apps. 

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In short, LATAM cryptocurrency exchange software scales when they behave like payment rails, not a trading terminal.

Essential Crypto Exchange Development Features Required to Reach 200K Users in Latin America

As stated above, the crypto adoption in LATAM comes from everyday dollar usage, social transfers, and entertainment-linked finance. The core stack, therefore, must combine payments, social, savings, custody, and engagement primitives from day 1.

1. Stablecoin-Centric Wallet Layer

The primary crypto exchange software development feature in LATAM isn’t order books but stablecoin wallets. Exchanges that nurture their in-built centralized or decentralized wallets can capture the audience that approaches crypto exchange apps as a dollar account. Here are essential crypto wallet components for LATAM exchanges:

  • Multi-asset balances (USDT, USDC, crypto, and fiat)
  • USD-denominated portfolio view as default
  • Instant stablecoin swaps
  • Near-zero-fee internal transfers
  • Frictionless Onboarding
  • Contact-based sending (phone / username)

2. Remittance & P2P Transfer Engine

As deduced from the statistics above, remittances create the strongest viral loop in the region. Peer-to-peer transfer engine forms another essential component for LATAM crypto exchange development. These features fetch revenues and act as customer magnets at the same time as each remittance/payment sender typically onboards 1-3 new users. So, for businesses planning to launch their digital asset exchange, the following capabilities are indispensable: 

  • Cross-border stablecoin transfers
  • QR / phone-number payments
  • P2P marketplace matching
  • Chat-based or whatsapp style P2P transfers
  • Local cash-out counterparties
  • Corridor-specific liquidity routing

3. Local Fiat Rails 

Instant and cost-efficient fiat access determines retention for crypto exchanges in LATAM. Users quickly abandon platforms that delay deposits and withdrawals beyond minutes or fail to support end-to-end money movement. For this reason, any cryptocurrency exchange software development targeting this region must implement Pix-style crypto-fiat rails as a foundational layer. These are the basic requirements:

  • Brazil Pix-like instant rails
  • Bank transfer APIs (SPEI-equivalent markets)
  • Local PSP integrations
  • Real-time deposit confirmation
  • Instant fiat↔stablecoin conversion

LATAM Exchange

Centralized exchanges can seamlessly be integrated with existing banking systems, leveraging APIs, and can also include fiat-stablecoin/crypto rails effortlessly. This is one of the reasons why centralized exchanges (CEXs) are the most popular crypto services in the Latin American region.

4. Social & Creator Money Layer

In countries like Latin America, where money flows socially before it flows financially, community finance features accelerate onboarding and adoption. Money movement mostly occurs within creator communities, family groups, and informal networks rather than purely financial contexts. As a result, cryptocurrency exchange software in the LATAM region increasingly functions as a social finance platform where users interact, tip, and transact around personalities and communities. Implementing creator monetization and community finance tools, along with the following features inside the exchange helps exchanges engage a wider audience. 

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  • Creator wallets with public handles
  • Stablecoin tipping & micro-payments
  • Paid groups or gated channels
  • Revenue split or referral distribution contracts
  • Influencer referral wallets
  • Community pools or shared wallets

Crypto trading platforms can also integrate Instagram-like feeds into their existing fintech platform to enhance the social effect of the platform. This way, the above-mentioned features make more sense.

5. Prediction Markets

In the LATAM region, speculative behavior is culturally linked to sports outcomes and macroeconomic events rather than traditional financial instruments. Prediction markets embedded inside crypto exchange software, therefore, attract users who may not engage with spot or derivatives trading but are comfortable with simple outcome-based participation. Cryptocurrency exchanges can create familiar entry points into digital asset usage and still generate liquidity, engagement, and revenue with the following:

  • Football match outcome markets
  • Election/inflation / FX outcome markets
  • Simple yes/no contracts like Robinhood
  • Stablecoin settlement pools
  • Social rankings or leaderboards

6. Dollar Savings & Yield UX

Stablecoin savings represent one of the strongest retention drivers in inflation-prone Latin American economies, where users seek protection from local currency devaluation. Many users adopt crypto exchange wallets primarily to store digital dollars rather than to trade or transact. Crypto exchange software solutions that integrate accessible yield or savings interfaces can therefore retain liquidity and transition utility users into broader financial activity with gamification and rewards.

  • One-tap stablecoin savings or vault accounts
  • Transparent APY display in USD
  • Recurring local-to-USD conversion
  • Flexible withdrawals or redemption options
  • Risk tier or yield source labeling

A LATAM exchange that reaches 200K users behaves as a dollar wallet, remittance network, social finance app with trading infrastructure and engagement layers operating in the background rather than the foreground.

LATAM Exchange Development infographic

Also Read>>>How To Launch Crypto Services With CNV-Ready White Label Exchange?

What are the UX Principles that Support Sustainable and Fast LATAM Crypto Exchange Software Growth?

As stated earlier, most LATAM cryptocurrency exchange software users are leveraging trading platforms for their financial needs. Exchanges that aim to scale quickly in the region must mirror familiar mobile money patterns and minimize cognitive and compliance friction at entry. Let’s again highlight the UX essentials for LATAM cryptocurrency exchange development:

1. USD-first balances as users in inflationary markets think in dollars even when transacting locally. Displaying portfolios and transaction values in USD by default aligns the app with real financial perception.

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2. Simplified KYC entry and verification allow low-limit onboarding and accelerate first transactions while deferring heavier compliance steps to later stages of engagement.

3. WhatsApp-like transfers, chat-style sending, contact-based payments, and conversational confirmations reduce learning effort. Such financial experience matches how users already communicate over messaging apps. 

4. Low-literacy-friendly flows can be created with icon-led actions, guided steps, and clear visual confirmations. This enables users across varied education levels to complete transfers and deposits without confusion.

5. Offline-friendly lightweight alerts, queued transaction updates, and low-bandwidth operation ensure efficient operation in environments with inconsistent connectivity.

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Launch a LATAM-ready crypto exchange with Antier’s production-grade infrastructure

Closing: Why Most LATAM-Based Crypto Exchange Software Fail & How They Can Reach 200K Users in 6 Months

Many cryptocurrency exchange software launches in Latin America underperform, not because the markets lack demand, but because platforms are built around trading assumptions instead of regional money behavior. So, this is what businesses must avoid during crypto exchange development and launch;

  • Launching trading before payments
  • Providing USD as a secondary balance
  • Slow fiat rails
  • Heavy KYC at entry
  • No cash-out liquidity

To make a crypto exchange software development project scale to hundreds of users in the first 180 days, crypto exchanges must primarily launch stablecoin wallets, local fiat rails, remittance loops, and social finance features. 

This is why the fastest-growing LATAM cryptocurrency exchanges function less like trading terminals and more like payment networks layered with savings and social money features. Trading remains present, but it operates as a monetization layer that activates after users already rely on the app for everyday financial activity.

Antier offers LATAM-ready white label cryptocurrency exchanges and custom development solutions with the exact stack required to reach 200K users in 6 months. We support the full lifecycle from development and launch to growth and compliance. Connect today!

Frequently Asked Questions

01. What was the growth percentage of cryptocurrency trading volumes in Latin America between July 2024 and June 2025?

Cryptocurrency trading volumes in Latin America grew by 63% and crossed $1.5 trillion during that period.

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02. What are some notable cryptocurrency developments in Argentina, Brazil, and El Salvador as of February 2026?

El Salvador plans a $100M tokenized investment program for SMEs, Brazil is considering eliminating crypto taxes and establishing a Bitcoin reserve, and Argentina has revoked the right to receive salaries in digital wallets.

03. What factors drive digital asset adoption in Latin America?

Digital asset adoption in LATAM is driven by currency stability, dependency on cross-border transfers, and mobile-first fintech habits, rather than speculation.

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Crypto World

ProShares Debuts Stablecoin-Ready ETF Compliant with GENIUS Act

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Nexo Partners with Bakkt for US Crypto Exchange and Yield Programs

TLDR

  • ProShares launched the GENIUS Money Market ETF (IQMM), designed to support stablecoin issuers with liquid, short-term U.S. government securities.
  • The ETF is structured to comply with the GENIUS Act, which mandates stablecoin issuers to back their tokens with safe, liquid assets.
  • IQMM focuses on cash and Treasury bills with maturities of 93 days or less, ensuring liquidity for stablecoin issuers.
  • The GENIUS Act, signed into law in July, requires stablecoins to be backed 1:1 by assets that are easily convertible to cash.
  • The launch of the ETF comes as the stablecoin market approaches $300 billion, with projections for significant growth in the coming years.

ProShares introduced the GENIUS Money Market ETF (IQMM) on Thursday, a product designed for the growing stablecoin market. This fund aims to support stablecoin issuers by investing in highly liquid assets that meet the requirements of the GENIUS Act. The move comes as the stablecoin sector is projected to grow significantly in the coming years.

ProShares IQMM ETF Targets Stablecoin Issuers

The ProShares GENIUS Money Market ETF (IQMM) was launched to address a gap in the stablecoin market. Under the GENIUS Act, stablecoin issuers must back their tokens with assets that are liquid and low-risk, such as U.S. Treasury bills. IQMM is designed to invest solely in short-term, liquid U.S. government securities, meeting the law’s reserve criteria.

The law restricts eligible reserve assets to Treasury bills with maturities of no longer than 93 days. ProShares designed the fund to comply with these rules, ensuring that issuers can quickly access liquidity without selling longer-term bonds at a loss during periods of market volatility.

GENIUS Act Compliance Ensures Stability

The GENIUS Act, signed into law last July, is central to the structure of IQMM. The law aims to create a safer, more stable environment for the stablecoin market by requiring 1:1 backing with liquid, safe assets. ProShares’ ETF aligns with the law’s requirement, ensuring that stablecoins are supported by assets that can easily be converted to cash.

By focusing on cash and short-dated government securities, the fund provides issuers with the liquidity needed for daily redemptions. This ensures that stablecoin issuers can meet user demands without having to sell more volatile, longer-dated securities during times of stress in the financial markets.

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Stablecoin Market Growth Prompts Regulatory Action

The launch of the IQMM fund occurs as the stablecoin market approaches $300 billion in circulation, with Tether’s USDT and Circle’s USDC leading the sector. Policymakers are preparing for rapid expansion, with some forecasts suggesting stablecoin circulation could reach $2 trillion by 2028. Wall Street projections are more optimistic, with some firms predicting the market could grow as large as $4 trillion.

Treasury Secretary Scott Bessent has indicated that stablecoins could become a significant part of the financial system in the coming years. His forecasts suggest the market could grow substantially by the end of the decade.

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U.S. Federal Reserve researchers sing praises of prediction markets

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U.S. Federal Reserve researchers sing praises of prediction markets

A research paper at the U.S. Federal Reserve praised the usefulness of prediction markets — specifically looking at Kalshi — in getting a real-time handle on economic policy.

“Kalshi’s forecasts for the federal funds rate and [the U.S. Consumer Price Index] provide statistically significant improvements over fed funds futures and professional forecasters, all while providing continuously updated full distributions rather than infrequent point estimates,” according to the paper published on Thursday.

And the markets, in which retail investors can buy contracts in virtually any yes-no question in such diverse fields as economics, politics and sports, are looking at topics on a live basis that other sources of information don’t.

Prediction markets “provide unique insights — particularly for variables like [gross domestic product] growth, core inflation, unemployment and payrolls, for which no other market-based distributions currently exist.”

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And in this study, Kalshi predictions “perfectly matched the realized federal funds rate by the day of each meeting since 2022, a feat not achieved by either surveys or futures.”

Part of the secret sauce that sets prediction markets apart as a useful tool may be the inclusion of retail participants, which makes them “distinct from institutionally dominated markets,” the paper noted.

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Bitcoin Miners Plan 30GW AI Capacity Amid Margin Pressure

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Bitcoin Miners Plan 30GW AI Capacity Amid Margin Pressure

Public Bitcoin miners are planning about 30 gigawatts of new power capacity aimed at artificial intelligence workloads, nearly three times the 11 GW they currently have online, as they race to offset shrinking mining margins and reposition for the next growth cycle.

The buildout, compiled by TheEnergyMag across 14 publicly traded Bitcoin (BTC) miners, underscores how aggressively the industry is pivoting away from traditional hashpower amid persistently weak hashprice conditions.

On paper, the planned expansion amounts to what TheEnergyMag described as “a small country’s worth of power infrastructure.” In reality, much of the 30 GW sits in development pipelines, interconnection queues or early-stage plans, rather than operational facilities.

Current and proposed power capacities of public Bitcoin miners. Source: TheEnergyMag

The widening gap suggests competition is shifting from ASIC efficiency to securing power, financing and delivering data centers on time.

“This is the megawatt arms race of the AI boom,” TheEnergyMag said, adding that monetization ultimately depends on whether AI demand remains strong enough to justify the scale of investment.

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Related: The real ‘supercycle’ isn’t crypto, it’s AI infrastructure: Analyst

AI pivot delivers early revenue gains for some miners

The shift toward artificial intelligence infrastructure reflects an increasingly hybrid strategy among established Bitcoin miners, with some companies already reporting meaningful revenue contributions from AI and high-performance computing (HPC) workloads.

One example is HIVE Digital, which recently posted record quarterly revenue driven in part by its AI and HPC business lines. The company reported fourth-quarter sales of $93.1 million, up 219% year on year, even as Bitcoin prices declined during the period.

Investors, too, are attuned to the shift. Earlier this week, Starboard Value went public with its suggestion to Riot Platforms management that they accelerate the miner’s expansion into HPC and AI data centers.

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The push to diversify comes as mining profits have taken a hit since the 2024 Bitcoin halving, which cut block rewards and squeezed margins across the industry.

Conditions have gotten even tougher since the fourth quarter, when heavy selling pressure sent Bitcoin tumbling from its record high above $126,000. Prices eventually stabilized in February, after briefly falling to below $60,000.

Despite these headwinds, US-based miners showed resilience at the start of the year, with output rebounding after a severe winter storm temporarily disrupted operations.

Source: Julien Moreno

Related: Paradigm reframes Bitcoin mining as grid asset, not energy drain