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Why the Next 10 Years Will Decide Your Financial Future & What You Should Do | Vijai Mantri | FWS109
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Vijai Mantri, Founder of Vijai Mantri Financial Services Pvt Ltd, is one of India’s most experienced investment professionals with over 30 years in the mutual fund industry. Having worked with investors across wealth segments, he brings deep expertise in asset allocation, behavioral finance, and long-term wealth creation, with prior leadership experience at HDFC Mutual Fund.
In this episode, he breaks down why most investors underperform despite good funds, the dangers of recency bias, and how real wealth is built through discipline and longevity. He shares a practical framework for selecting mutual funds, explains sector and thematic investing, and highlights how identifying profit pools and macro trends can drive better decisions. The conversation also explores realistic return expectations, portfolio construction, and why AI cannot replace human judgment in investing.
This episode offers a grounded, data-driven approach to investing in India, focusing on compounding, risk management, and long-term thinking.
Vijai Mantri : https://www.linkedin.com/in/vijaimantri/
–
Sharan Hegde is a personal finance creator & founder of the 1% Club, simplifying money, markets, and mindset for India’s next generation of wealth builders.
–
Timeline:
00:00 – Introduction
03:37 – 2 Most Common Money Mistakes Indians make
06:35 – Interesting Study at JP Morgan
08:00 – How to pick the right Mutual Funds?
14:00 – Vijai shares resources for keeping you up-to-date
14:30 – Insights on India growing food consumption
16:35 – Large AMCs are not aggressive on Alpha?
19:04 – How much do Fund Managers earn?
22:07 – How much extra Alpha to expect for AMCs
24:17 – How much returns you should aim for realistically?
28:40 – Can I get higher returns through a balanced portfolio?
30:53 – Right allocation for large/mid/small cap funds
34:39 – Vijai’s views on thematic/sectoral investing
40:38 – Can AI predict Stocks?
46:20 – Why US does not have a rail network?
49:00 – Conclusion
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News Videos
What is Cryptocurrency and How Does it Work?
Ever wondered what cryptocurrency is and why it’s so popular? You’ve heard about Bitcoin, Ethereum, Dogecoin, Solana, and more, but don’t fully understand them? Is cryptocurrency like stocks? Why does crypto fluctuate so much? What is cryptocurrency mining, a wallet, or blockchain? And what about all those other crypto terms?
Using simple language and real-life examples, this video breaks down complex concepts like altcoins, crypto wallets, keys, and forks with engaging visuals and humor! Find out why cryptocurrency is so volatile and whether it’s worth investing in.
Chapters:
0:00 Introduction
0:50 Section 1: What is a Cryptocurrency? (Definition and History)
4:11 Section 2: How Does a Cryptocurrency Work? (Blockchain and Mining)
6:32 Section 3: Cryptocurrency as an Investment
8:52 Section 4: Another Terms in Cryptocurrency
11:14 Section 5: Pros and Cons of Cryptocurrency (Advantages and Disadvantages)
16:02 Conclusion and Advice
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How Cryptocurrency ACTUALLY works.
Bitcoin, Dogecoin, Ethereum, NFT’s, all explained in one simple guide! Do consider subscribing if you enjoyed!
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News Videos
“It’s Happening”! CRYPTO Is Triggering Its 2020 Bull Signal! (ETH, SUI, ADA, DOG, NIGHT)
Ethereum just hit its 20-month moving average for the first time since May 2020 — the same signal that kicked off the last expansion bull run. In this video I break down what it means for ETH, Sui, Cardano, Midnight (NIGHT) and DOG as the crypto cycle shifts out of a 5-year business cycle contraction and into expansion.
We cover:
Bitcoin monthly — the macro low and cycle shift
Altcoin dominance (ex-top 10) turning up as the business cycle pivots
Ethereum monthly, daily and hourly — the 20-month MA breakout and the $2,500–$2,600 resistance zone
Sui — 50-day/20-day range, $0.76–$0.84 breakout area, 200-day resistance
Cardano — 200-day at ~$0.215, upper trend line $0.23–$0.24, support $0.19–$0.20, 20-week MA test
Midnight (NIGHT) — 20-day crossing the 50-day, ~$0.02 support, 20–40% recovery to pre-hack levels
DOG — holding the 50-week MA, 20-day resistance, why it’s my most bullish altcoin this cycle
Why the energy shock and war are the leash on expansion — and what happens when it ends
Intro 00:00
Bitcoin cycle shift 00:25
Inflation and FED 1:00
Beginning of expansion 1:45
ETH breakout 3:15
SUI 5:35
ADA 8:05
NIGHT 11:15
DOG 13:10
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This channel focuses on macro crypto analysis, liquidity cycles, and market behavior to help long-term investors understand where we are in the broader financial cycle. I cover Bitcoin, crypto, and altcoins like ethereum, solana, cardano, sui, and more.
This content is for patient capital, not short-term speculation.
⚠️ Disclaimer: The above video references an opinion and is for news/information and entertainment purposes only. It is not intended to be investment advice, financial advice, or any solicitation, recommendation, endorsement, or offer that you buy or sell any cryptocurrency or securities. Trading in cryptocurrencies and securities is a high risk activity involving risk of loss so please seek a duly licensed professional for investment or financial advice. The information provided on this video should not be used to make any investment or financial decisions without consulting your financial or investment advisor. This video contains my opinion only and is not intended to cause harm or defame anyone or any entity.
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Most Childish Couple I’ve Ever Had On Financial Audit
▶I found out they OWE DEBT for the wedding now and it RUINS EVERYTHING… watch the post-show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
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_______________________
Chapters:
00:00 Intro
01:33 Jobs & Income
11:05 “not at the time”
14:45 oh no, theyre disney adults..
20:04 dramatic vine boom
24:53 theyre in a CULT
30:09 calebs tweaking again
40:09 this isnt their first rodeo
47:51 this amount of spending is ridiculous.
01:00:11 runs a small business that gets no business..
01:07:16 BULLSH** BULLSH** BULLSH**
01:14:24 Budget Time!
01:19:11 Hammer Financial Score
_______________________
▶EXTRA
1) My website: https://calebhammer.com
2) My socials: https://linktr.ee/calebhammer
3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
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These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche, pension, retirement, financial independence retire early.
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▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.
▶Sponsorship and business inquiries: business@calebhammer.com
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News Videos
“Regulatory Skies Clearing” for Crypto? Tyrone Ross, Jr. on Bitcoin’s Path Ahead
Tyrone Ross, Jr. discusses the regulatory path ahead for Bitcoin and other cryptocurrencies, which he sees clearing as institutions continue to pile into the space. While Strategy (MSTR) selling and repurchasing some of its Bitcoin assets ignited fears of an institutional downtick, Tyrone believes the bull case holds. He then explains how he would position using Bitcoin in portfolios.
Segment originally aired Friday, September 11, 2026.
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#bitcoin #crypto #clarityact #economy #finance #investing #marketnews #stock #stockmarket #trading #live #schwabnetwork #btc #ethereum #eth #solana #sol #cryptocurrency #stablecoin #blockchain #stockcharts
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News Videos
Minecraft Crypto Thief Stole $245 Million and Facing 20 Years
Watch the full Daily DeFranco Show: https://www.youtube.com/@PhilipDeFranco?sub_confirmation=1
Get More News Clips: https://www.youtube.com/channel/UCpLB7kBu9O5dbBKhaIOmqcQ?sub_confirmation=1
——————————
Produced by: Cory Ray, Philip DeFranco
Edited by: James Girardier, Maxwell Enright, Julie Goldberg, Christian Meeks, Matthew Henry
Art Department: William Crespo
Writing/Research: Brian Espinoza, Philip DeFranco
————————————
#Minecraft #Crypto #CryptoHeist
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News Videos
15 Best Books On Financial Freedom
15 Best Books On Financial Freedom
link in bio ☝️ for more books recommendations
#bookblogger #bookstagram #booklover #bookstagrammer #books #bookworm #bookish #bookaddict #booknerd #book #bibliophile #booksofinstagram #bookphotography #reading #bookaholic #readersofinstagram #bookblog #bookcommunity #bookreview #booksbooksbooks #booklove #instabook #b #bookshelf #igreads #read #instabooks #reader #bookobsessed #booksummary
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News Videos
BITCOIN: THIS CHANGES EVERYTHING…
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Second channel about altcoins!
↳ https://www.youtube.com/@AltcoinRover
Twitter for more updates on the market!
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↳ https://www.instagram.com/cryptorover
Telegram for business inquires!
↳ @cryptoroveryt
DISCLAIMERS
1. High Risk: Bitcoin trading is very risky, with 80% of traders losing money. It is advised primarily for experienced traders.
2. Disclosure: I own a diverse cryptocurrency portfolio for transparency. The content here is for general information and not financial advice.
3. No Professional Advice: Opinions expressed are personal and not from a licensed financial advisor. Investing in cryptocurrencies involves a high risk of loss.
4. Public Information: The information presented is publicly sourced and reflects personal viewpoints. Viewers should conduct their own research before making decisions.
#Bitcoin #BTC #Cryptocurrency #Altcoins #Blockchain
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News Videos
Groomer EXPOSED On Financial Audit
*I FOUND INSANE SH*T IN THEIR TEXT MESSAGES* and guess what? I found *cheating* between them- something not even my producers knew. This is the biggest post show reveal EVER- watch here:: https://hamr.link/ytjoin *OR* download the brand new Hammer Elite App ➡ https://hammerelite.com/#join (discounted annual)
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*Caleb Hammer Financial Resources*
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*Education*
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*Extra Resources*
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👉 Protect your online privacy and security for free with Aura: ➡ https://aura.com/hammer
=============================
*Chapters*
=============================
00:00 Intro
01:41 Jobs & Incomes
04:40 she was HOW old??
12:20 behind on her mortgage at 18 is CRAZY
16:20 i can smell the estrogen off of him, hes such a p*ssy lol
28:40 bros thinking he groomed the wrong girl
32:56 erm caleb, the preferred term is “unhoused”
36:19 “I CANT USE GOOGLE, IM 19!!”
41:10 they really think theyre winning at life right now LMAAO
51:13 this house has f*cked them
59:30 theres only 1 dealership in florida!!
01:07:25 going bankrupt wasnt enough to change behavior??
01:25:30 Budget!!
=============================
Want more content?
=============================
🍿 @calebhammershow
🍿 @frontpagechannel
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🍿 @Dollarwisebudget
=============================
*Connect with me!*
=============================
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IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/
=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply
*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.
Sponsorship and business inquiries: business@calebhammer.com
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News Videos
Awaiting THE BREAK as Bitcoin Price Chart, Altcoin Market and XRP in a Holding Pattern Under 50-Week
Blockchain Backer Newsletter – https://blockchainbacker.substack.com
Blockchain Backer’s Technical Analysis Toolkit for Crypto – http://www.BCBacker.com
Blockchain Backer 702 Digital Art NFT Collection on XRP – https://nft.onxrp.com/collection/blockchain-backer/
Hi, I am the Blockchain Backer, bringing you the latest cryptocurrency news and analysis. The content of my channel primarily focuses on crypto news, motivation, and chart analysis on the XRP chart, Bitcoin chart, various Altcoin charts, and market cap charts.
DISCLAIMER: I am not a financial adviser. Investing and trading is risky, and you can lose your money. The information in this video should not be used to make any investment decisions. You should contact a licensed financial adviser prior to making any investment decisions. Any affiliate links in the description of these videos may provide a commission if you decide to purchase their products. I appreciate any and all support of my channel, and without you, I wouldn’t be here. Thank you.
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