Arthritis UK has warned the Work and Pensions Committee that people with arthritis risk missing out on benefits like PIP and Universal Credit as the state pension age increases
Experts have raised concerns about changes to the state pension qualifying rules. MPs discussed the risk of people “underclaiming” and not receiving the full range of DWP benefits they are entitled to.
From April 2026, the age at which you can begin claiming your state pension will rise from the current 66, gradually increasing to 67 by April 2028. Policy experts fear the extended wait could have a significant impact on some individuals, particularly those who have medical conditions.
The Work and Pensions Committee recently discussed the increase in the state pension age. Joe Levenson, assistant director of UK Advocacy and Health Intelligence at charity Arthritis UK, told the MPs: “Everyday, 1,200 people are diagnosed with arthritis, and we know that a significant number of them are unable to work at some stage because of arthritis.
“Around half the people tell us that they struggle to work. Arthritis has an impact on their ability to be employed. That is the context for our worries about the transition to a higher state pension age.”
He said the organisation had conducted a large survey of people with arthritis, which had some concerning findings, reports the Mirror.
Mr Levenson said: “It showed that once people were over the state pension age, they were far less likely to report struggling to get by financially, and almost twice as likely to struggle to get by financially as the cohort immediately before state pension age. I think that speaks volumes.
“It shows we are failing people, and we are worried that people who live with arthritis and many other long-term health conditions are collateral damage in the changes that we have seen, including a rise in state pension age without mitigation.”
He had some suggestions for what extra support should be offered to help people approaching retirement age.
Mr Levenson stated: “Given we know that people approaching state pension age can be at greater risk of poverty, we need to focus on income. Part of that is making sure that people are aware of existing benefits that they can claim.
“We know that there is still underclaiming. We know that that is because of a lack of awareness, but the complications in the system can also be bewildering even to the most well-informed.”
What other benefits can people with arthritis claim?
One form of assistance for individuals of working age living with arthritis is PIP (Personal Independence Payment). This can be claimed to help cover the additional costs associated with living with a long-term health condition, if it impacts either your mobility or your daily living needs.
Through this scheme, you can receive up to £749.80 every four-week pay period. If you’re on a low income, you might also be eligible for Universal Credit.
For those aged 25 and over, this provides £400.14 a month for single claimants or £628.10 for couples, at the standard rate.
Additional amounts may be available depending on your circumstances. Upon reaching state pension age, you may be eligible to apply for Pension Credit, which supplements your income to £227.10 per week for single claimants and up to £346.60 if you have a partner.
Further amounts are available on top of this, such as £82.90 per week if you have a severe disability.
If you have a health condition that affects you to the extent you need someone else to care for you, you may also qualify for Attendance Allowance, which pays £73.90 or £110.40 per week.
