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Bendigo and Adelaide Bank Limited (BXRBF) Q2 2026 Earnings Call Transcript

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Bendigo and Adelaide Bank Limited (BXRBF) Q2 2026 Earnings Call February 15, 2026 6:00 PM EST

Company Participants

Samantha Miller – Head of Investor Relations & ESG
Richard Fennell – CEO, MD & Director

Conference Call Participants

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Annabel Ross – Barrenjoey Markets Pty Limited, Research Division
Kelsey Bentley – JPMorgan Chase & Co, Research Division
Sally Hong – Morgan Stanley, Research Division
Andrew Lyons – Jefferies LLC, Research Division
Thomas Strong – Citigroup Inc., Research Division
John Storey – UBS Investment Bank, Research Division
Matthew Dunger – BofA Securities, Research Division
Ed Henning – CLSA Limited, Research Division
Carlos Cacho – Macquarie Research
Brendan Sproules – Goldman Sachs Group, Inc., Research Division
Brian Johnson – MST Financial Services Pty Limited, Research Division
Christian Mazza – Jarden Limited, Research Division
Richard Wiles – Morgan Stanley, Research Division

Presentation

Operator

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Good day, and welcome to the Bendigo and Adelaide Bank 2026 Half Year Results Briefing. [Operator Instructions].

I would now like to hand the conference over to Sam Miller, General Manager, Investor Relations. Please go ahead.

Samantha Miller
Head of Investor Relations & ESG

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Thanks, Rocco. Good morning, everyone, and thanks for joining us for Bendigo and Adelaide Bank’s 2026 Half Year Results Briefing. Let me begin today by acknowledging the traditional owners of the lands on which we meet today, the Gadigal People of the Eora Nation. I pay my respects to their elders, past, present and emerging. And I also extend my respects to the Aboriginal and Torres Strait Islander people who are present on the call today.

Moving towards the agenda. There’s been a minor change to our presentation today, and we will broadcast audio and slides only. Our CFO, Andrew Morgan, has tested positive to COVID, and our CEO, Richard Fennell, will present the first half 2026 results with Richard and I handling the Q&A.

I’ll now hand over

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