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DBS Group Holdings Ltd (DBSDY) Q1 2026 Earnings Call Transcript

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DBS Group Holdings Ltd (DBSDY) Q1 2026 Earnings Call April 29, 2026 11:30 PM EDT

Company Participants

Nicholas Teh
Tan Shan – Group CEO & Executive Director
Sok Hui Chng – Chief Financial Officer
Philip Fernandez – Group Corporate Treasurer
Shee Tse Koon

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Conference Call Participants

Jayden Vantarakis – Macquarie Research
Melissa Kuang – Goldman Sachs Group, Inc., Research Division
Yong Hong Tan – Citigroup Inc., Research Division
Aakash Rawat – UBS Investment Bank, Research Division
Harsh Modi – JPMorgan Chase & Co, Research Division
Nicholas Lord – Morgan Stanley, Research Division
Sukriti Bansal – BofA Securities, Research Division

Presentation

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Nicholas Teh

Okay. Hi, everyone. Welcome to the first quarter ’26 DBS Analyst Briefing. As usual, you’ve heard the media briefing, so you’ve gone through the decks. We can go straight to Q&A.

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Question-and-Answer Session

Nicholas Teh

So first question from Jayden from Macquarie.

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Jayden Vantarakis
Macquarie Research

I just had 3 points I wanted to ask on. The first is just to clarify on the general allowances. So I think you made it pretty clear during the media briefing that it’s unclear if we could have write-backs now. But we’ve sort of said that the GP allowance is appropriate for the current sort of situation. Just wanted to know, did you change any of the macro assumptions that go into the MEVs like the view on growth, inflation, any potential impacts on the economies in where you operate? Obviously, I realize that there’s a lot of judgment that goes into that, would be interested for your thoughts, if I could start there.

Tan Shan
Group CEO & Executive Director

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Well, I can take the sort of the way we think about this part and then maybe Sok Hui can go through the MEV platform numbers. And we’ve done this quite a few times, right, from COVID to Ukraine to now

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