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Debt Collectors Chase More Consumers in Court

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Lawsuits filed by debt collectors over unpaid credit-card bills and other outstanding balances have surged to their highest levels in years, according to a report released Thursday by the Pew Charitable Trusts.

The number of debt collection lawsuits filed in several states and metropolitan areas in 2025 outpaced prepandemic levels, continuing a trend that began a year earlier, according to the Pew report.

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