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EQB Inc. (EQB:CA) Shareholder/Analyst Call Transcript

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EQB Inc. (EQB:CA) Shareholder/Analyst Call April 8, 2026 10:00 AM EDT

Company Participants

Lemar Persaud – VP & Head of Investor Relations
Naveen Natarajan
Vincenza Sera
Michael Mignardi – Senior VP, General Counsel & Corporate Secretary
Chadwick Westlake

Conference Call Participants

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Imaad Khatri
Rashmi Ashok
David Lee
Deep Shah

Presentation

Lemar Persaud
VP & Head of Investor Relations

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Good morning. EQB’s Annual Meeting of Shareholders is about to begin. Please note that this meeting is being recorded on April 8, 2026. During the meeting, you can submit questions or comments at any time by clicking on the message icon. We now turn the proceedings over to EQB.

Naveen Natarajan

Good morning. My name is Naveen Natarajan, and I’m Director, Credit Risk Management at Equitable Bank. Before we begin today, I make the following statement on behalf of all of us. We acknowledge that EQB occupies offices on Turtle Island, a name that multiple Indigenous nations gave to the place more widely known as North America. We gathered together today on land that is steeped in rich Indigenous history, recognizing the enduring presence of First Nations, Inuit, and Métis peoples. I further acknowledge that all settlers who came willingly to the stolen land are accountable for furthering truth and reconciliation. It’s now my pleasure to turn the meeting over to Vincenza Sera, Chair of the Board of EQB.

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Vincenza Sera

Thank you, Naveen. Good morning, everyone, and welcome to our Annual Meeting of Shareholders, which I now call to order. Joining me speaking to you today is Chadwick Westlake, President and Chief Executive Officer. And in the audience, we have other members of our Board and dedicated executive leadership team. Shareholder engagement is of utmost important to us. And for that reason, we are hosting this meeting in-person and online to enable broad participation. We’re very excited to begin a new era of service, growth, and performance at EQB under

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