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Kinsale Capital Group, Inc. (KNSL) Q4 2025 Earnings Call Transcript

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Q4: 2026-02-12 Earnings Summary

EPS of $5.81 beats by $0.50

 | Revenue of $483.27M (17.26% Y/Y) beats by $15.89M

Kinsale Capital Group, Inc. (KNSL) Q4 2025 Earnings Call February 13, 2026 9:00 AM EST

Company Participants

Michael Kehoe – Chairman of the Board & CEO
Bryan Petrucelli – Executive VP, CFO & Treasurer
Stuart Winston – Executive VP & Chief Underwriting Officer

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Conference Call Participants

Michael Phillips – Oppenheimer & Co. Inc., Research Division
Andrew Andersen – Jefferies LLC, Research Division
Michael Zaremski – BMO Capital Markets Equity Research
Hristian Getsov – Wells Fargo Securities, LLC, Research Division
Mark Hughes – Truist Securities, Inc., Research Division
Joseph Tumillo – BofA Securities, Research Division
Rowland Mayor – RBC Capital Markets, Research Division
Pablo Singzon – JPMorgan Chase & Co, Research Division
Andrew Kligerman – TD Cowen, Research Division

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Presentation

Operator

Thank you for standing by. My name is Karly, and I will be your conference operator today. At this time, I would like to welcome everyone to the Kinsale Capital Group Q4 2025 Earnings Conference Call. [Operator Instructions] Before we get started, let me remind everyone that through the course of the teleconference, Kinsale’s management may make comments that reflect their intentions, beliefs and expectations for the future. As always, these forward-looking statements are subject to certain risk factors, which could cause actual results to differ materially. These risk factors are listed in the company’s various SEC filings, including the 2023 annual report on Form 10-K, which should be reviewed carefully.

The company has furnished a Form 8-K with the Securities and Exchange Commission that contains the press release announcing its fourth quarter results. Kinsale’s management may also reference certain non-GAAP financial measures in the call today. A reconciliation of GAAP to these measures can be found in the press release, which is available at the company’s website at www.kinsalecapitalgroup.com.

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I will now turn the conference over to Kinsale’s Chairman and CEO, Mr. Michael Kehoe. Please go ahead, sir.

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