CUPERTINO, Calif. — Apple is closing in on its long-awaited entry into the foldable smartphone market, with the latest rumors pointing to a September 2026 launch for the iPhone Fold alongside the iPhone 18 Pro models and a revolutionary crease-free design that could set a new standard for the category.

After years of speculation and multiple delays, credible reports now suggest Apple’s first foldable device is firmly on track for a fall 2026 debut. Trial production has reportedly begun at Foxconn, with mass production potentially starting as early as July, putting the device on a timeline similar to previous Pro models. While some earlier concerns about manufacturing snags had raised questions about a possible slip into 2027, recent updates from Bloomberg’s Mark Gurman and Chinese leakers indicate the project remains on schedule.

The device, widely referred to in leaks as the iPhone Fold (though Apple is unlikely to use that exact name), is expected to feature a book-style folding mechanism rather than a clamshell flip design. When closed, it will sport a compact approximately 5.5-inch outer display, making it one of Apple’s smallest modern iPhones. When unfolded, it opens into a tablet-like 7.8-inch inner screen with a wider 4:3 aspect ratio reminiscent of the iPad mini.

One of the most exciting rumored features is Apple’s aggressive approach to the infamous foldable crease. Multiple sources claim the iPhone Fold will feature a nearly invisible or dramatically reduced crease — potentially as shallow as 0.15mm — thanks to advanced hinge technology using liquid metal alloys and specialized display layers. This would represent a significant leap over current competitors like Samsung’s Galaxy Z Fold series.

Design leaks and alleged dummy models shared by reliable sources in recent weeks show a sleek, premium build with a titanium frame for durability and strength at thin dimensions. The device is expected to measure roughly 9.5mm thick when folded and an ultra-slim 4.5mm when opened. Apple is reportedly prioritizing a premium feel, with potential color options in black and white and a focus on minimal bezels.

Camera expectations are more conservative than current iPhone Pro models. Rumors point to a dual 48-megapixel rear setup and dual front cameras (one for each display orientation), with some reports suggesting an under-display selfie camera on the inner screen. Face ID may be replaced by a side-mounted Touch ID button to help maintain the slim profile.

Power and performance details remain sparse but promising. The iPhone Fold is tipped to feature Apple’s A20 Pro chip built on a 2nm process, paired with up to 12GB of RAM. Battery capacity rumors range from 5,088mAh to as high as 5,800mAh — potentially the largest ever in an iPhone — to support the dual displays and power-hungry multitasking features expected in a future iOS version optimized for foldables.

Pricing speculation centers around a premium positioning. Analysts expect the iPhone Fold to start at $2,000 or higher, significantly above even the iPhone 18 Pro Max. This ultra-premium tag could limit initial volumes but would boost Apple’s average selling price and help justify the heavy investment in foldable technology.

The software experience will be critical. iOS 27 is expected to bring enhanced multitasking, split-screen capabilities, and app continuity features tailored for the larger inner display. Developers are already preparing for the new form factor, though full optimization may take time after launch.

Supply chain reports indicate Samsung Display is providing the foldable panels, with trial production underway. Any last-minute issues could still push shipments into October or December, following a September announcement alongside the standard iPhone 18 lineup. Apple has used staggered release strategies before, such as with the original iPhone X.

The foldable iPhone represents a major evolution for Apple after more than a decade dominating the traditional slab smartphone market. It would directly challenge Samsung’s dominance in foldables while opening new use cases for productivity, media consumption and creative work on iOS. Success could expand Apple’s addressable market significantly, though high pricing and the learning curve for foldable usage remain potential hurdles.

Industry observers are watching closely as Apple’s entry could validate and accelerate the entire foldable category. Competitors are already ramping up their own efforts in anticipation. For consumers, the iPhone Fold could finally deliver the seamless blend of phone and mini-tablet that many have been waiting for.

As development continues through the summer, more concrete details and potentially official teaser imagery could emerge. For now, the latest rumors paint an exciting picture of Apple’s most ambitious iPhone yet — one that could redefine the company’s flagship lineup for years to come. Whether the crease-free promise holds up in real-world use will be one of the biggest questions when the device finally arrives.

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Tom de Swaan

Ladies and gentlemen, dear shareholders and depository receipt holders, I’m pleased to open this meeting. Welcome to this General Meeting of Shareholders. As usual, I’ll tell you everybody who is present on behalf of the bank. And on behalf of the Supervisory Board, the entire Supervisory Board is present. I’m the Chairman. To my left is Michiel Lap is Vice Chair of the Supervisory Board and Chair of the Risk and Capital Committee. This is Laetitia Griffith, Daniel Hartert, Mariken Tannemaat; Sarah Russell, who chairs the Audit Committee; Femke de Vries as Chair of the Supervisory Sustainability Committee; and myself, I’m the Chair of the Supervisory Board and also of the Selection and Nominations Committee.

On behalf of the Executive Board, the following Board members are present. Some are facing you on the stage, others are elsewhere in the room. To my right is Marguerite Berard, CEO; Ferdinand Vaandrager, CFO; Serena Fioravanti, Chief Risk Officer. In the — elsewhere in the room, Carsten Bittner, CI&TO; Dan Dorner, the Head of our Corporate Banking; Choy van der Hooft-Cheong, Head of Wealth Management; and of course, Annerie Vreugdenhil, Head of Personal and Business Banking.

The Secretary to this meeting is, as usual, Hanneke Dorsman to my left, General Counsel and ABN AMRO Company Secretary. On behalf of E&Y, our auditor, Hanneke Overbeek who is present. And on behalf of the Employee Council, Arlene Bosman. Welcome, Arlene.

We have civil law notary Bart Jan Kuck from Zuidbroek present to supervise the correct conduct

The Japanese-owned manufacturer said it wants to concentrate on more profitable after market sales

Air filter maker AAF says it is targeting higher margin work amid poor global economic conditions and the rise of alternative energy sources.

The Cramlington-based firm, part of Japanese multinational Daikin Industries Ltd, specialises in the gas turbine filters used in the energy sector. It also offers after market products and services as well as equipment for controlling emissions.

New accounts show the company, which employs about 127 people at its facility off South Nelson Industrial Estate, show turnover slumped from £34.5m to £21.7m in the year to the end of March 2025. Operating profit period fell from £2.8m from the year before to £1.5m.

Bosses said the numbers were down to a large, long term project pumping up 2024 revenues compared with the 2025 revenues when the firm was focussed on shorter term after market projects – an area AAF is now targeting in the wake of poor global economic conditions impacting its key large-scale gas turbine markets. It said that new direction would bring greater profitability and faster growth.

Directors pointed to growth in profit margin from 36.1% to 48%, partly as a result of revaluing foreign exchange contracts, but also thanks to renewed focus on short term projects. Research and development spending continued at £1.19m, down from £1.37m, with resulting new products said to be contributing to revenue and profits.

The firm also said it would continue to invest in new facilities for developing and testing of products. It said investment in the latest engineering and design technology was needed to maintain its strong position in the market.

Writing in the accounts, director Ian Creasey said: “AAF Limited will continue to concentrate on the most profitable areas of business and drive the benefits of new products whilst maintaining strict cost control and establishing further efficiencies in project execution. Resources are focussed on the growing and more profitable aftermarket aspects of the business.

“As a result, AAF Limited has seen a continuation of profitability in the current year and continues to enjoy the support of ultimate parent company, Daikin Industries Limited, in working toward its long-term goals.

“The company has undertaken various initiatives during the year to enhance the working environment and employment conditions and to maximise its relationship with staff through increased internal communication, training and development and new processes, to ensure that it continues to attract the best employees.”

Last week activist investor Elliott Investment Management said it took a stake in AAF owner Daikin, wanting to work with the firm to improve its performance and valuation. It said the conglomerate’s track record of long term growth meant it was undervalued.

In announcing the move, Elliott said there was an opportunity to “address the root causes of this undervaluation by announcing concrete measures to expand margins, improve shareholder returns and review its portfolio of non-core businesses”.

Andrea Sironi

Ladies and gentlemen, welcome, and good morning. Welcome to the Shareholders’ Meeting of Assicurazioni Generali convened today as an ordinary and extraordinary meeting at the company’s offices in Trieste Floor 7 of Balasoerlam in Piucabzi1. As provided for in the Articles of Association, I shall Chair the meeting. For the secretarial duties, I shall be assisted in accordance with Article 25 of the Articles of Association and 4 of the meeting regulations by Mr. Giuseppe Catalano, Secretary of the Board of Directors of the company. I also invite notary, Mrs. [indiscernible] to draw up the minutes of this meeting.

This year, unlike last year, the meeting is being held in a format that does not require the physical attendance of those entitled to attend. They may, therefore, participate in the meeting by granting a proxy to the designated representative, namely Computershare SAI represented here by Mr. Alberto Elia. The Board, which I Chair has, in fact, considered that the geopolitical tensions could have affected the orderly conduct of our meeting.

Furthermore, in keeping with tradition, even those who are not entitled to attend may follow the opening remarks of the Group CEO, Mr. Philippe Donnet; the Group CFO, Mr. Cristiano Borean and myself. I would, therefore, like to extend also on behalf of my colleagues who sit with me at this table, a greeting to all those who are following this event via streaming.

We believe that this is, as always, an important event in corporate communication, and we wish to enable a broad and inclusive audience of shareholders and stakeholders to follow it live. This approach is consistent with Generali’s

Westerners in Thailand notice unique street food, vibrant markets, beautiful temples, friendly locals, chaotic traffic, respectful gestures, and cultural practices, all contributing to a richly immersive experience within 30 days.

Unique Transportation Modes

In Thailand, Westerners quickly notice the distinctive transportation modes. The vibrant tuk-tuks and bustling motorbike taxis dominate the streets, offering a lively and efficient way to navigate through the city. Public transportation also includes the iconic red songthaews and an extensive network of buses and trains, contrasting with the car-heavy reliance many Westerners are accustomed to. This variety adds a unique charm to daily commutes and tourist explorations.

Diverse Culinary Experiences

Thailand’s culinary landscape is an immediate stand-out for Western visitors. Street vendors line the avenues, offering an array of tantalizing dishes like pad Thai, som tam, and mango sticky rice. The flavors are often bold and spicy, differing significantly from typical Western cuisine. Mealtime becomes an adventure in itself, with the abundance of fresh, locally sourced ingredients and a vibrant mix of tastes and aromas inviting exploration and appreciation.

Warm and Welcoming Culture

The Thai culture is marked by a genuine warmth that leaves a lasting impression. Known as the “Land of Smiles,” the friendly demeanor of the Thai people makes interactions pleasant and welcoming. Social customs, such as the respectful wai gesture, highlight the country’s emphasis on politeness and kindness. Westerners often find this cultural trait refreshing and heartening, fostering a deeper connection and appreciation for Thailand’s rich traditions and hospitable environment.

Some Observations Westerners Make in Thailand

In Thailand, Westerners quickly notice a delightful blend of contrasts. The vibrant street markets captivate with their bustling energy, offering everything from delicious Thai street food to intricate handicrafts. The politeness embedded in the wai greeting and the monks collecting alms each morning present unique cultural norms. Thailand’s rich spiritual atmosphere, with its ornate temples and ubiquitous spirit houses, leaves a lasting impression. The love for spicy food, as seen in dishes like som tam and tom yum, challenges taste buds but is undeniably addictive.

Transport is another eye-opener, with tuk-tuks weaving through traffic and motorbikes laden with entire families. Thai time, a more relaxed approach to punctuality, contrasts sharply with Western expectations. Nature lovers appreciate Thailand’s lush landscapes, from the serene northern mountains to the pristine southern beaches. The prevalence of street animals, especially cats and dogs, evokes both surprise and affection. Observing these nuances over 30 days reveals a nation of warmth, vibrancy, and enchanting diversity, leaving Western visitors both charmed and enlightened.

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