Porch Group, Inc. (PRCH) Q4 2025 Earnings Call Transcript

John Campbell
Vice President of Investor Relations

Good afternoon, everyone, and thank you for participating in Porch Group’s Fourth Quarter 2025 Conference Call. Today, we issued our earnings release and filed our related Form 8-K with the SEC. The press release can be found on our Investor Relations website at ir.porchgroup.com. I would like to take a moment to review the company’s safe harbor statement within the meaning of the Private Securities Litigation Reform Act of 1995, which provides important cautions regarding forward-looking statements.

Today’s discussion, including responses to your questions, reflect management’s views as of today, February 11, 2026. We do not undertake any obligations to update or revise this information. Additionally, we will make forward-looking statements about our future financial or business performance or conditions, business strategy and plans. These statements are subject to risks and uncertainties, which could cause our actual results to differ materially from these forward-looking statements. Please refer to the information on this slide and in our SEC filings for important disclaimers.

We will reference both GAAP and non-GAAP financial measures on today’s call. Please refer to today’s press release and these slides, both available on our website for reconciliations for non-GAAP measures to the most directly comparable GAAP measures discussed