Business
Questions to Ask About Your First 401(k) From Vesting to Fees
It’s one of the first things new employees are asked to do: Enroll in a workplace retirement plan. Before doing so, though, they should ask themselves a few basic questions, which can help them make the most of a savings tool that
has minted hundreds of thousands of millionaires.
Qualified retirement-savings plans like 401(k)s—and 403(b)s and 457(b)s in the public and nonprofit sectors—allow workers to save for retirement while deferring taxes. More than 65 million Americans have 401(k) accounts with total assets of $7.9 trillion, according to the Investment Company Institute.
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