Business
should staff phones be owned at all?
Apple’s decision to put iPhones, iPads and Macs on a formal leasing model in the United States looks at first like a consumer-finance story.
For UK SMEs, it raises a much more interesting question: when smartphones are essential work tools that depreciate quickly, is outright ownership still the best way to buy them?
As Business Matters reported when Apple Upgrade launched, Apple has partnered with Klarna to offer 12- and 24-month leases on iPhones and Apple Watches, with longer terms on Macs and iPads. Customers can return the hardware, buy it outright or enter a new lease at the end of the term. The scheme is US-only for now, but the structure is a useful preview of where business-device procurement may be heading.
Why leasing looks attractive to smaller businesses
The obvious appeal is cash flow. Buying 20 premium smartphones in one month creates a visible capital hit; spreading the cost over a predictable term makes budgeting easier and keeps cash available for payroll, marketing or growth. It also aligns the device payment with the period during which staff actually use the hardware.
Klarna’s official announcement says Apple Upgrade lets users trade in an existing device at the start to reduce the monthly cost, then choose whether to return, buy or upgrade at the end. That model removes some of the friction around keeping a fleet current.
But ownership has something leasing hides: residual value
A company-owned phone is not just an expense. Until it is written off, lost or left in a cupboard, it is also a resaleable asset. That matters because recent flagship phones can retain hundreds of pounds of value long after they have been replaced operationally.
For illustration, SellMyPhone’s iPhone 16 Pro comparison showed a leading offer of about £511 for a working device when checked in August 2026. Twenty similar handsets would therefore represent more than £10,000 of gross resale value before any bulk pricing, condition adjustments or business-specific terms are considered. The exact number changes daily, but the principle is important: a fleet has an exit value.
Businesses that own their hardware can recover that value through a structured business phone recycling process rather than simply returning every device to a lessor. That residual value belongs in the total-cost calculation from day one.
Lease versus buy: the total-cost question
The wrong comparison is monthly lease payment versus purchase price. The useful comparison is the total cost of providing a working phone to an employee for two or three years after financing, insurance, repairs, administration and residual value are all included.
| Factor | Own the fleet | Lease the fleet |
| Upfront cash | Higher | Lower |
| Monthly predictability | Medium | High |
| Hardware control | High | Subject to lease terms |
| Residual value | Retained by business | Usually surrendered unless bought out |
| Upgrade administration | Managed internally | Can be simpler |
| End-of-life process | Business must manage securely | Return process may be built in |
| Flexibility to keep devices longer | High | Depends on agreement |
For a five-person creative agency, the administrative simplicity of leasing may be worth paying for. For a 200-device field workforce that already has IT asset-management processes, retaining the residual value could materially change the economics. There is no universal answer.
The hidden cost is poor lifecycle management
The biggest mistake is not necessarily choosing the wrong finance model. It is buying phones, replacing them every two or three years, and then failing to close the loop. A £500 device that sits unused for 12 months is not a £500 asset any more. It is a depreciating asset that no employee is using.
That is why SMEs should treat mobile hardware like any other managed business asset. Record the model, storage, condition, assigned employee, purchase date and planned replacement date. When a device leaves service, wipe it securely, obtain a market valuation and make a deliberate decision to redeploy, sell or recycle it.
A leasing trend could change how firms think about phones
Apple Upgrade does not yet give UK SMEs a new procurement option, and it would be premature to assume the US model will be copied here unchanged. What it does do is challenge an old assumption: that buying the handset is automatically the normal way to provide mobile technology.
As subscription and device-as-a-service models spread, finance directors should ask a more disciplined question. Do we want the lowest upfront cost, the simplest replacement cycle, or the best whole-life return from the asset?
Three questions to ask before the next fleet refresh
- What is the true two- or three-year cost per employee after resale value is deducted?
- Who owns the residual value at the end of the agreement?
- Does the business have a reliable process for wiping, collecting and selling redundant devices quickly?
For firms that buy outright, the final question is especially important. A company can use SellMyPhone’s business comparison service to put multiple devices in front of UK recyclers, obtain competing quotes and arrange certified data erasure rather than treating end-of-life hardware as an afterthought.
Apple’s leasing experiment may or may not become the dominant model. But it has made one thing clearer: smartphones are now significant business assets with a financing cost, an operational life and an exit value. SMEs that measure all three will make better procurement decisions than those that focus only on the monthly bill.
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Most Business News publications cover national or global markets. Business News is focused entirely on Western Australia, which means the journalism, the data and the intelligence are all built around WA companies, people and projects — not adapted from a national feed. Data & Insights, included with every subscription, combines more than 30 years of WA-specific editorial research with live business data. There’s no comparable product for the WA market.
The Morning Digest Email provides a comprehensive wrap of the major headlines, relevant to WA business, and includes with a snapshot of the overnight news covering oil, gold and ASX-listed companies.
The Afternoon Wrap Email focuses on the news covered by our team of journalists during the course of the working day, including exclusive stories and analysis, all of which relates to WA business and the local economy.
The BN Weekender Email contains a wrap of the Business News from the week that was, highlighting the top stories in each area of WA business.
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A strong software development team is not necessarily a large one. The better approach is to match the team’s skills to the product, give people clear responsibilities, and fix technical bottlenecks before adding more headcount.
There is still strong demand for software talent. The U.S. Bureau of Labour Statistics reports that employment of software developers is expected to increase by 15.8% between 2024 and 2034, adding 267,700 jobs. Median annual pay for software developers reached $133,080 in May 2024. (Bureau of Labor Statistics)
For companies hiring in 2026, the challenge is not simply finding developers. It is building a team that can deliver and scale software without creating unnecessary complexity.
Define the Software Development Team Before Hiring
The best hiring decisions start with the product, not the job title. Before writing a job description, identify what the team needs to maintain and improve.
Consider:
- Current programming languages and frameworks
- Product and development roadmap
- Existing technical gaps
- Infrastructure and cloud requirements
- Testing and security responsibilities
- Expected workload over the next 6 to 12 months
- Decisions that require senior technical ownership
This process also determines whether the business needs a generalist, a specialist, or a senior technical lead.
A small product may work well with a few full-stack developers. A growing platform may need separate front-end, back-end, QA, DevOps, and technical leadership responsibilities.
Build a Balanced Software Development Team
A balanced team brings together different technical skills:
- Front-end developers handle interfaces, browser performance, accessibility, and client-side functionality.
- Back-end developers work on application logic, APIs, databases, authentication, and server-side systems.
- Full-stack developers cover both sides of the application and can be useful in smaller teams.
- QA engineers test software and prevent defects from reaching production.
- DevOps engineers handle areas such as cloud infrastructure, deployment automation, monitoring, and reliability.
- Technical leads or architects deal with larger decisions around system design, security, scalability, and technical standards.
The structure should change as the product grows. A five-person startup team will not need the same setup as a 50-person engineering department.
When Does a Business Need a DevOps Engineer?
Businesses should consider dedicated DevOps expertise when infrastructure and deployment issues begin affecting development speed, reliability, or cost.
Common signs include:
- Manual or unreliable deployments
- Poor production monitoring
- Rising cloud costs
- Slow incident response
- Developers spending too much time on infrastructure
- Difficulty scaling applications
A DevOps engineer can handle CI/CD, infrastructure as code, cloud environments, containers, monitoring, automation, and production reliability.
When these problems become persistent, it may be time to hire devops engineer with experience that matches the company’s cloud platform and operating environment.
What to Look for When Hiring a PHP Developer
PHP hiring should be based on the requirements of the application, as well as the candidate’s years of experience. Look for developers who understand PHP, Laravel or Symfony, databases, APIs, testing, security, and the existing codebase.
It is also worth checking how candidates approach real development problems. Ask how they would improve slow queries, structure an API, refactor legacy code, handle security issues, or test a new feature. These questions give a better view of practical ability than a list of technologies on a CV.
When you hire a PHP developer, make sure their experience matches the project’s current stack and future plans. A developer who can work with the existing system while improving its reliability and maintainability will usually bring more value over someone who simply knows the language.
Build a Hiring Process That Tests Real Skills
A CV can show where someone has worked, but it does not show how they will handle an unfamiliar technical problem.
A more effective hiring process for software developers should pair experience with practical assessment.
A practical hiring process should include:
- A technical screening against the actual role.
- A discussion about previous projects.
- A realistic technical exercise.
- Questions about debugging and trade-offs.
- A conversation about communication and teamwork.
- References where appropriate.
It’s not the point to trick candidates with challenging technical questions. It’s to find out how they solve problems when there isn’t a clear answer.
Hire for Engineering Judgement
A good developer is more than just a coder. They also need to make sensible decisions around performance, security, cost, and maintainability.
This is important as development teams adopt new tools. In Stack Overflow’s 2025 Developer Survey, 84% of respondents said they were using or planning to use AI tools in their development process. But 46% are sceptical about the accuracy of AI output, compared to 33% who trust it. (Stack Overflow Developer Survey).
The lesson for employers is so simple. New tools can speed up development, but experienced engineers still need to review code, spot risks, and decide what is suitable for production.
In-House vs External Development Teams
There is no single approach that works for every business. An in-house team offers strong product knowledge and close collaboration, but hiring specialists can take time and cost more.
External developers provide access to a wider talent pool and specialist skills but can bring challenges around communication, time zones, and long-term ownership.
Consider the budget, project length, technical requirements, security needs, and internal capacity before choosing the best way forward. In some cases, a hybrid model can also work well.
Use Data Before Adding Headcount
Hiring decisions should be based on the company’s own numbers as well as wider labour-market data.
| Measure | Latest figure | Reasons for importance |
| Software developer employment, 2024 | 1.69 million | Shows the size of the profession |
| Projected employment, 2034 | 1.96 million | Demand is expected to continue |
| Projected growth | 15.8% | Skilled developers will remain in demand |
| Additional jobs, 2024-34 | 267,700 | Significant long-term hiring need |
| Median annual wage, 2024 | $133,080 | Shows the cost of technical talent |
| Developers using or planning to use AI | 84% | Development workflows are changing |
BLS figures provide the labour-market context, while the Stack Overflow data shows how developer workflows are changing. (Bureau of Labor Statistics)
Businesses should also track their own time-to-hire, developer turnover, project delays, workload, and unfilled-role costs. Those figures can reveal where another hire likely will have the greatest impact.
Scale the Team by Solving Bottlenecks
Sometimes, another developer isn’t the solution.
- If features are taking too long, it may be a capacity issue on the development side.
- If releases keep failing, maybe it is better to invest in DevOps.
- If customers are reporting too many bugs the gap could be with QA.
- If projects are stalling because of technical decisions, it shows that the team may need senior engineering leadership.
As the team grows, documentation, testing, code reviews, CI/CD, monitoring, and clear ownership become increasingly important.
The Right Team Beats a Larger Team
A strong software development team starts with a clear understanding of the work ahead. Identify the gaps, hire to fill them, test practical skills, and monitor performance.
The best team is rarely the one with the most people. It is the one with the right skills and enough technical discipline to keep delivering the tangible goods as the business grows.
Yes. Corporate subscriptions are available for teams and organisations, with discounted rates as user numbers increase. Pricing starts from $1,625 + GST per user.
Get in touch
to discuss the right option for your organisation.
Business News subscriptions are used by executives, investors, consultants and professionals who need to stay informed and make better decisions about the WA market. When you subscribe you’ll get
- Unlimited access to WA’s most trusted business journalism
- Data & Insights — detailed profiles of WA companies, people, projects and deals
- MyBN — a personalised feed based on the companies, people and sectors you follow
- Special publications and industry reports
- Daily and weekly email newsletters
Data & Insights is a research tool built specifically for the WA market. It draws on more than 30 years of Business News reporting, updated regularly to reflect what’s happening now. Use it to:
- Look up detailed profiles of WA companies, including financials, directors and ownership
- Find decision-makers and track their career movements
- Research live and completed projects across WA industries
- Monitor deals, appointments and market activity
- Access industry rankings and league tables
Data & Insights is updated daily by our dedicated research team, which uses the latest announcements, ASX filings and editorial coverage to keep our person, company, list and project records up to date.
Business News welcome all opportunities to make our dataset accurate, complete and current, so if you have an update request, please email the team at
general@businessnews.com.au, and we’d be happy to assist.
MyBN
is part of every subscription. It’s your personalised view of Business News. You can follow the companies, people, sectors and projects that matter to you, and get a news feed and alerts tailored to your interests. You can save articles to read later and retain only what you need.
Only subscribers have full access to all content on the Business News website.
If staying informed about the WA economy is part of your job, and/or you’re looking for networking opportunities in WA, Business News is built for you.
Business News subscribers are:
- Executives and directors tracking competitors, clients and market movements
- Investors and advisers researching companies, deals and industry trends
- Consultants and professionals staying across sectors relevant to their clients
- Business owners looking for leads, context and market intelligence
Most Business News publications cover national or global markets. Business News is focused entirely on Western Australia, which means the journalism, the data and the intelligence are all built around WA companies, people and projects — not adapted from a national feed. Data & Insights, included with every subscription, combines more than 30 years of WA-specific editorial research with live business data. There’s no comparable product for the WA market.
The Morning Digest Email provides a comprehensive wrap of the major headlines, relevant to WA business, and includes with a snapshot of the overnight news covering oil, gold and ASX-listed companies.
The Afternoon Wrap Email focuses on the news covered by our team of journalists during the course of the working day, including exclusive stories and analysis, all of which relates to WA business and the local economy.
The BN Weekender Email contains a wrap of the Business News from the week that was, highlighting the top stories in each area of WA business.
Sign up for free.
We’re happy to help.
Get in touch
and our team will come back to you.
Steak ’n Shake chief MAHA officer Michael Boes says the company is going seed oil-free and will roll out grass-fed beef nationwide on ‘Maria Bartiromo’s Wall Street.’
Steak ‘n Shake, the fast-food chain embracing Health and Human Services Secretary Robert F. Kennedy Jr.’s Make America Healthy Again (MAHA) movement, announced that it will launch a new “Protein Steakburger” next month.
The restaurant chain unveiled the Protein Steakburger, along with a Double Steakburger Double Cheese, with both menu items set to launch Sept. 1.
“Real ingredients. Real food. The Protein Steakburger consists of two 100% grass-fed, grass-finished Steakburgers,” the company wrote. “It’s the perfect meal after a hard workout.”
The announcement comes amid Steak ‘n Shake’s broader push toward what the company has described as simpler and more transparent ingredients.
STEAK ’N SHAKE SHAKES UP POPULAR ‘PATRIOT MILKSHAKE’ WITH NEW, EDIBLE TWIST AVAILABLE ONLY IN 2026
Steak ‘n Shake has embraced principles associated with the Make America Healthy Again movement as it makes changes to its ingredients and menu. (iStock / iStock)
Steak ‘n Shake said the Protein Steakburger contains 530 calories, 31 grams of protein and 6 grams of carbohydrates. The Double Steakburger Double Cheese contains 690 calories, 31 grams of protein and 38 grams of carbohydrates.
Images released by the company show the Protein Steakburger served with lettuce in place of a traditional bun, while the Double Steakburger Double Cheese is served on a traditional bun.
In a previous social media post, Steak ‘n Shake said it was embracing “MAHA principles” as it embarked on a “mission to change the landscape of fast food with healthier options.”
“We are the only national chain offering 100% grass-fed, grass-finished beef and 100% beef tallow fries,” the company wrote. “It is not only better tasting but also better for you!”
SWIG’S ‘DIRTY SODA’ BOOM GROWS BEYOND UTAH AS INVESTOR TOUTS ‘STARBUCKSIFICATION’ OF SOFT DRINKS
Steak ‘n Shake is launching its Protein Steakburger and Double Steakburger Double Cheese on Sept. 1 as the chain continues revamping its menu. (Steak ‘n Shake via X)
The new burgers come months after Steak ‘n Shake tapped Michael Boes in April as its first-ever chief MAHA officer, an executive role the company said is “dedicated to advancing nutritional integrity, ingredient transparency and the healthiness of our products.”
Boes, who previously served as a senior advisor at HHS, said at the time that fast food does not have to mean processed or artificial menus, but rather “real, simple and delicious” food.
Steak ‘n Shake framed the hire as part of a broader effort to return to its roots.
Steak ‘n Shake’s new Protein Steakburger features two 100% grass-fed, grass-finished steakburgers and contains 31 grams of protein, according to the company. (iStock; Steak ‘n Shake via X / Unknown)
“The move marks a major step in the company’s efforts to restore the original spirit of American fast food: food that is simple, real and delicious,” the company said.
The move also received praise from President Donald Trump, who shared the company’s post and wrote: “Awesome.”
CALIFORNIA PIZZA KITCHEN CO-FOUNDER OPENS UP ABOUT FAMOUS CHAIN’S WILD RISE, BANKRUPTCY AND COMEBACK
Health and Human Services Secretary RFK Jr. visited a Steak ‘n Shake location in 2025. (Steak ‘n Shake via X / Unknown)
Boes discussed Steak ‘n Shake’s embrace of the MAHA movement during an interview with Fox News last month, arguing that consumers increasingly want more natural ingredients.
“The reality is people want this,” Boes said. “It’s this ode to what the food environment was 50, 60 years ago, what my grandfather, my parents enjoyed. I think people want that. No one ever demanded these chemicals and highly processed seed oils. It was never implemented due to taste. It was profits. And we wanted to put a stake in the ground on being an American company and delivering the best food for Americans.”
The new menu items also drew praise from some social media users.
“Amazing option!” one user wrote. “I told my oldest two (now at college) if they get hungry and opt for fast food, head to a Steak ‘n Shake since you use tallow and grass-fed beef. Appreciate your fast-food new healthy ingredients and menu.”
CLICK HERE TO DOWNLOAD THE FOX NEWS APP
Steak ‘n Shake has switched to cooking fries and other fried menu items in 100% beef tallow as part of its broader ingredient overhaul. (Getty Images)
In recent months, Steak ‘n Shake has switched to cooking fries, tater tots and other fried items in 100% beef tallow, eliminating seed oils from those products. The chain has also moved to 100% Wisconsin butter in certain applications, offered Coca-Cola made with cane sugar as an alternative to high-fructose corn syrup and introduced A2 milk products.
FOX Business has reached out to Steak ‘n Shake for additional information.
Fox News Digital’s Deirdre Bardolf contributed to this report.
champc/iStock via Getty Images
Market Review
Munis rebounded. After declining slightly in the first quarter, municipal bonds (munis) rebounded to deliver a solid second-quarter gain. Attractive municipal bond yields and a healthy supply/demand backdrop helped support the asset class.
Taiwan stocks lower at close of trade; Taiwan Weighted down 1.47%
UK inflation picks up to 2.9% year-on-year in July
Inflation in the UK rose to 2.9% in the 12 months to July, the latest figures show.
The increase was driven by an increase in gas prices and a lift to the energy price cap, according to the Office for National Statistics (ONS).
Energy costs rose on 1 July after regulator Ofgem’s 13% increase in the price cap on household gas and electricity bills, adding £221 a year to the typical household’s bill.
The uptick means the price of goods and services is rising at a faster pace than in the year to June, when the figure was 2.6%.
Yes. Corporate subscriptions are available for teams and organisations, with discounted rates as user numbers increase. Pricing starts from $1,625 + GST per user.
Get in touch
to discuss the right option for your organisation.
Business News subscriptions are used by executives, investors, consultants and professionals who need to stay informed and make better decisions about the WA market. When you subscribe you’ll get
- Unlimited access to WA’s most trusted business journalism
- Data & Insights — detailed profiles of WA companies, people, projects and deals
- MyBN — a personalised feed based on the companies, people and sectors you follow
- Special publications and industry reports
- Daily and weekly email newsletters
Data & Insights is a research tool built specifically for the WA market. It draws on more than 30 years of Business News reporting, updated regularly to reflect what’s happening now. Use it to:
- Look up detailed profiles of WA companies, including financials, directors and ownership
- Find decision-makers and track their career movements
- Research live and completed projects across WA industries
- Monitor deals, appointments and market activity
- Access industry rankings and league tables
Data & Insights is updated daily by our dedicated research team, which uses the latest announcements, ASX filings and editorial coverage to keep our person, company, list and project records up to date.
Business News welcome all opportunities to make our dataset accurate, complete and current, so if you have an update request, please email the team at
general@businessnews.com.au, and we’d be happy to assist.
MyBN
is part of every subscription. It’s your personalised view of Business News. You can follow the companies, people, sectors and projects that matter to you, and get a news feed and alerts tailored to your interests. You can save articles to read later and retain only what you need.
Only subscribers have full access to all content on the Business News website.
If staying informed about the WA economy is part of your job, and/or you’re looking for networking opportunities in WA, Business News is built for you.
Business News subscribers are:
- Executives and directors tracking competitors, clients and market movements
- Investors and advisers researching companies, deals and industry trends
- Consultants and professionals staying across sectors relevant to their clients
- Business owners looking for leads, context and market intelligence
Most Business News publications cover national or global markets. Business News is focused entirely on Western Australia, which means the journalism, the data and the intelligence are all built around WA companies, people and projects — not adapted from a national feed. Data & Insights, included with every subscription, combines more than 30 years of WA-specific editorial research with live business data. There’s no comparable product for the WA market.
The Morning Digest Email provides a comprehensive wrap of the major headlines, relevant to WA business, and includes with a snapshot of the overnight news covering oil, gold and ASX-listed companies.
The Afternoon Wrap Email focuses on the news covered by our team of journalists during the course of the working day, including exclusive stories and analysis, all of which relates to WA business and the local economy.
The BN Weekender Email contains a wrap of the Business News from the week that was, highlighting the top stories in each area of WA business.
Sign up for free.
We’re happy to help.
Get in touch
and our team will come back to you.
Exasol sees H1 revenue drop on lower non-recurring sales
Iluka in the red with $24m half-year loss
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