Roberts Berzins has over a decade of experience in the financial management helping top-tier corporates shape their financial strategies and execute large-scale financings. He has also made significant efforts to institutionalize REIT framework in Latvia to boost the liquidity of pan-Baltic capital markets. Other policy-level work includes the development of national SOE financing guidelines and framework for channeling private capital into affordable housing stock. Roberts is a CFA Charterholder, ESG investing certificate holder, has had an internship in Chicago board of trade (albeit, being resident and living in Latvia), and is actively involved in “thought-leadership” activities to support the development of pan-Baltic capital markets.

My investing approach is very simple. I look at investments like tools with each one having different characteristics, capabilities, and risks. Nassim Taleb said something along the lines of “Don’t tell me what you think. Tell me what is in your portfolio.” In that spirit, I love the methodology prescribed in The Simple Path To Wealth so I own low-cost index funds (think $VTI $VOO $QQQ) and U.S. T-Bills/Treasuries. But I really enjoy individual stocks and cryptocurrencies, so I hold just a small percentage of individual stocks and cryptocurrencies. I select individual stocks to either fuel long term growth above the rate at which the index reasonably offers or to provide a higher level of income. My current individual stock holdings are $AMZN $EPD $TROW $THAR and BMNR. My articles generally focus on investments that I personally own or strategies that I employ. If I’m writing about something I don’t personally own, I will state that upfront. By trade, I’m a real estate broker. As a broker, my goal is to help buyers and sellers of real estate reduce their transaction costs and my services are available nationwide. I hold an MBA from Maryland’s Smith School of Business and write for Seeking Alpha because I find real enjoyment in it. It forces me to really think through my decision making and opens me up to feedback from the community. So, thank you for reading and thank you for your input!Disclaimer: Tom reminds investors to always do their own due diligence on any investment, and to consult their own financial adviser or representative. Any material provided is intended as general information only, and should not be considered or relied upon as a formal investment recommendation.