State Bank of India (SBKFF) Q3 2026 Earnings Call Transcript

Pawan Kedia

Good evening, ladies and gentlemen. I’m Pawan Kumar, General Manager, Performance Planning and Review Department of the bank. On behalf of the State Bank of India, I’m delighted to welcome the analysts, investors, colleagues and everyone present here today on the occasion of the declaration of the quarter 3 financial year ’26 results of the bank.

I also extend a very warm welcome to all the people who are accessing the event through our live webcast. We have with us on the stage our Chairman, sir, Shri C.S. Setty; our Managing Director, Corporate Banking and Subsidiaries, Shri Ashwini Tewari; our Managing Director, International Banking, Global Markets and Technology, Shri Rana Ashutosh Kumar Singh; our Managing Director, Retail Business and Operations, Shri Rama Mohan Rao Amara; our Managing Director, Risk, Compliance and SARG, Shri Raviranjan; our Deputy Managing Director, Finance Shri Anindya Sundar Paul. Our Deputy Managing Directors heading various verticals and Managing Directors of our subsidiaries are seated in the front rows of this hall. We are also joined by Chief General Managers of different verticals business groups, Chief General Managers and other senior officials of the circles and various offices are connected through our live webcast.

To carry forward the proceedings, I request our Chairman, sir, to give a summary of the bank’s quarter 3 financial year ’26