Zip Co Limited (ZIZTF) Q4 2026 Earnings Call Transcript

Operator

Thank you for standing by, and welcome to the Zip Co Limited FY ’26 Results. [Operator Instructions]

I would now like to hand the conference over to Senior Director of Investor Relations and Sustainability, Vivienne Lee. Please go ahead.

Vivienne Lee
Senior Director of Investor Relations & Sustainability

Thank you, and good morning, everyone. To open, I’d like to begin by acknowledging the traditional owners of the land on which we meet today, the Gadigal of the Eora Nation and pay our respects to elders past and present.

This conference call is being webcast and will be made available on Zip’s website.

I’m joined today by Zip’s Group CEO and Managing Director, Cynthia Scott; Group CFO, Gordon Bell; U.S. CEO, Joe Heck; and ANZ CEO, Soraya Alali.

We will start this call with some prepared remarks and then open up for Q&A.

With that, I’ll now hand over the call to Cynthia.

Cynthia Scott
Group CEO, MD & Executive Director

Thanks, Vivienne. On behalf of the Zip team, we’re pleased to deliver another year of significant growth and profitability at scale. We exceeded our FY ’26 guidance with record group